Core Insights - The article discusses the evolving landscape of cross-border financial services in the Guangdong-Hong Kong-Macao Greater Bay Area, highlighting the increasing demand from entrepreneurs for global account management and diversified investment opportunities [1][2][4]. Group 1: Cross-Border Financial Services - Over 90% of entrepreneurs in the Greater Bay Area hold international accounts, with 81% of those without accounts planning to open one within a year, indicating a trend towards global asset allocation [4][5]. - Hong Kong remains the preferred choice for international banking services, benefiting from its status as a financial hub with advantages such as being a free port for capital, an offshore RMB center, and a robust legal system [4][5]. - The demand for integrated financial services is rising, with nearly half of the respondents considering one-stop services that combine retail banking, insurance, and investment as "very important" [5][7]. Group 2: Wealth Management Trends - A significant portion of entrepreneurs (35%) are already operating in international markets, while 49% plan to expand internationally within the next 6-12 months, with over 80% of Chinese entrepreneurs reinvesting more than 10% of their annual income across borders [6][7]. - The need for professional wealth management and investment teams is increasingly recognized, with over 20% of respondents indicating limited investment product offerings and a lack of professional support [5][6]. Group 3: Digital and Personalized Banking - The survey reveals a dual preference for digital convenience and personalized service, with 67% of respondents visiting their international bank locations more than twice a year, while 50% prioritize online banking ease [5][6]. - Standard Chartered Bank has introduced the "GBA Affluence Membership Program," which integrates financial services with lifestyle offerings, enhancing the overall customer experience [9][10]. Group 4: Future Directions - The bank aims to bridge the gap between corporate and personal financial services, launching the "Enterprise Outbound Steward" service to provide tailored solutions for both business and personal needs [7][9]. - The article emphasizes the importance of a collaborative approach in the evolving financial landscape, with Standard Chartered Bank committed to supporting entrepreneurs in navigating cross-border wealth opportunities [11].

21世纪经济报道记者 吴霜，李览青 上海报道 6月5日，花旗宣布作为其在全球持续推进的简化工作的一部分，将对其全球技术和业务支持部门做出下 一阶段的调整，将精简其位于中国上海和大连的全球技术解决中心，减少约3500名技术人员。 花旗上海、大连技术部门人员将精简3500人（资料图） 21世纪经济报道记者从花旗上海技术中心员工方面独家了解到，就在6月5日上午，花旗金融相关部门召 开会议，向员工宣读了解除劳动合同的补偿方案。 记者了解到，位于中国的花旗全球技术解决中心—花旗金融信息服务（中国）有限公司为花旗在全球的 业务提供相关IT服务（软件技术开发、测试与维护）和运营服务。 此后，一些岗位将不再保留，另一些岗位将整合迁移到花旗全球网络的其他技术解决中心，以贴近所支 持的业务与产品。留任员工将负责支持花旗在中国国内及香港市场的业务及发展。 据悉，该调整旨在帮助技术和业务支持部门推动精简运营的整体战略，包括简化组织架构，降低依赖第 三方机构提供的人员和缩减软件数量规模等。 在今年1月15日发布2024年四季度和全年财报时，花旗集团首席财务官Mark Mason就表示，计划在2025 年预留6亿美元作为遣散费，以继续缩 ...