我们将于今年五月举办一场资本市场活动，届时将会阐述该等趋势如何影响本集团下一阶段的增长，并 详述预期的财务成果。我们的2026年指引如下： • 列账基准经营收入按年增幅将接近5-7%范围的较低水平(按固定汇率基准计算)- 其中，预期净利息收 入将大致按年持平(按固定汇率基准计算)。 集团行政总裁Bill Winters表示："我们在2025年再度展现强劲势头，有形股东权益基本回报达到14.7%， 较原定的三年计划提前整整一年达成目标;本年度亦开局良好，持续受惠于利好的商业环境。我们在较 大型市场正稳健增长，全球贸易及投资的结构性调整让我们充分发挥独特优势，服务客户对跨境银行及 富裕客户银行服务的需要。我们将全年每股股息提高65%，并宣布全新的15亿元股份回购。" 基于本年度的表现，本集团预期客户活动将持续受到全球经济结构性调整所影响。这些趋势(包括世界 变得更多元结盟、货币日趋数码化，以及财富管理的巿场参与度提升)预期将持续发展。 智通财经APP讯，渣打集团(02888)发布2025年全年度业绩，按固定汇率基准，该集团取得经营收入209 亿美元，同比上升6%，倘剔除重大项目则增加8%;除税前基本溢利79亿美元 ...

我们将于今年五月举办一场资本市场活动，届时将会阐述该等趋势如何影响本集团下一阶段的增长，并 详述预期的财务成果。我们的2026年指引如下： 渣打集团(02888)发布2025年全年度业绩，按固定汇率基准，该集团取得经营收入209亿美元，同比上升 6%，倘剔除重大项目则增加8%;除税前基本溢利79亿美元,同比增加18%;除税前列账基准溢利70亿美 元，同比增加18%;每股基本盈利229.7美仙，拟派发末期股息每股49美仙。 集团行政总裁Bill Winters表示："我们在2025年再度展现强劲势头，有形股东权益基本回报达到14.7%， 较原定的三年计划提前整整一年达成目标;本年度亦开局良好，持续受惠于利好的商业环境。我们在较 大型市场正稳健增长，全球贸易及投资的结构性调整让我们充分发挥独特优势，服务客户对跨境银行及 富裕客户银行服务的需要。我们将全年每股股息提高65%，并宣布全新的15亿元股份回购。" 基于本年度的表现，本集团预期客户活动将持续受到全球经济结构性调整所影响。这些趋势(包括世界 变得更多元结盟、货币日趋数码化，以及财富管理的巿场参与度提升)预期将持续发展。 列账基准经营收入按年增幅将接近5-7% ...

Core Viewpoint - Citibank (China) has terminated its membership with China UnionPay as part of its strategic adjustment to exit the personal banking business in mainland China, while its corporate banking operations remain unaffected [1] Group 1: Company Strategy - Citibank (China) stated that with the closure of its personal banking business, it will no longer be a member of China UnionPay [1] - The bank will continue to focus on providing cross-border banking services to corporate and institutional clients in the Chinese market [1] Group 2: Global Trends - Citigroup has been gradually exiting personal banking businesses in multiple global markets, including a restructuring announcement in 2021 that affected over ten markets, excluding Hong Kong [1] - In 2022, Citibank (China) announced the gradual closure of its personal banking operations [1] Group 3: Business Operations - As of the 2024 annual report, Citibank (China) has sold its personal mortgage, personal wealth management, and installment credit card businesses, and has ceased further transactions in non-installment credit card business [1]

Group 1 - The National Financial Supervisory Administration has approved Fubon Bank (Hong Kong) Co., Ltd. to establish a branch in Shenzhen, which will enhance its cross-border financial layout and enrich the foreign capital ecosystem in Qianhai [1] - Fubon Bank (Hong Kong) is a wholly-owned subsidiary of Fubon Financial Holding Co., Ltd., which is the second-largest financial holding company in Taiwan by total assets and the largest by market capitalization [1] - The establishment in Qianhai is driven by the potential of the Guangdong-Hong Kong-Macao Greater Bay Area, aiming to leverage Qianhai's cross-border financial advantages to improve service quality and products for cross-border enterprises [1] Group 2 - With the continuous improvement of financial reform and the integration of financial rules between Shenzhen and Hong Kong, Qianhai is strengthening its role as a pilot demonstration window for the opening of the financial industry and an innovation zone for cross-border RMB business [2] - The added value of the financial industry in Qianhai is projected to double from 20.8 billion yuan in 2022 to 49.2 billion yuan in 2024, maintaining a growth rate of 13.8% in the first half of 2025 [2] - Currently, there are 503 financial institutions in Qianhai, with nearly 30% being Hong Kong and foreign financial institutions [2]

Core Viewpoint - Citigroup announced a significant reduction of approximately 3,500 technical staff in its global technology and business support departments located in Shanghai and Dalian as part of its ongoing efforts to streamline operations [1][3][4] Group 1: Workforce Reduction Details - The layoffs will occur in phases, with the first group of employees who sign termination agreements by June 25 receiving a severance package of "N+6," which includes three months of base salary [3] - The second group, signing between June 26 and July 16, will receive "N+3," while the third group, signing between July 17 and September 19, will receive "N+1" [3] - The severance calculation for "N" is based on the average monthly income over the past 12 months multiplied by years of service, with no cap on either [3] Group 2: Strategic Objectives - The adjustments aim to simplify the organizational structure, reduce reliance on third-party personnel, and decrease the scale of software used [4] - The changes will not affect Citigroup's operations in Guangzhou or its banking services in China [4][5] Group 3: Future Plans and Support - Citigroup plans to complete the workforce adjustments by the fourth quarter of 2025 and will subsequently reduce office space in Shanghai and Dalian [5] - The company is committed to supporting affected employees with above-average compensation, one-on-one meetings, and reemployment assistance programs [5]