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跨境支付通推出!香港与内地手机号跨境即时汇款免费
香港金管局副总裁陈维民对21世纪经济报道记者表示,目前的限额是基于无需提供原因的汇款,但如果 能提供合理证明资料,银行也可以处理更大额度的跨境汇款。 目前香港和内地各有6家银行参与首批跨境支付通。据了解,还有超过10家银行有兴趣参与,具体加入 时间视乎银行准备情况而定。香港金管局助理总裁(金融基建)周文正表示,香港金管局将累积经验,优 化服务,未来将加入更多参与机构和更多服务场景。 目前,跨境支付通用户数量庞大、需求众多。据了解,内地的网上支付跨行清算系统(IBPS)目前拥 有2.98亿用户,香港的转数快(FPS)也拥有1700万用户。跨境支付通为庞大的用户群体提供随时随地 的即时到账服务。 在跨境支付通安排下,若汇款和收款者都已登记,香港居民输入手机号码或银行账户号码,就可 以"7×24"汇款至内地个人或特定机构,汇款人可以选择由人民币账户或港币账户进行扣款。而内地居民 则可以输入手机号码、电邮地址、FPS ID或银行账户号码向香港居民进行转账。 在跨境支付通推出初期,主要针对个人对个人和两地民生相关的汇款(例如学费、医疗费、公共事业缴 费等),银行暂不收取相关手续费。未来运作成熟后,跨境支付通将考虑进一步 ...
支持上海优化自由贸易账户功能 鼓励沪港两地银行完善非居民账户体系
news flash· 2025-06-18 01:47
Core Viewpoint - The article emphasizes the support for optimizing the functions of free trade accounts in Shanghai and encourages banks in Shanghai and Hong Kong to enhance the non-resident account system, facilitating cross-border e-commerce and overseas warehouse operations [1] Group 1: Policy Support - The "Shanghai-Hong Kong International Financial Center Collaborative Development Action Plan" advocates for the optimization of free trade account functions in Shanghai [1] - It encourages the establishment of non-resident accounts for cross-border e-commerce platforms and overseas warehouse operating companies in the Shanghai Free Trade Zone or Hong Kong [1] Group 2: Financial System Integration - The plan promotes the interconnection of Hong Kong's Fast Payment System (FPS) with the Interbank Payment System (IBPS) for online payment cross-bank clearing [1] - It encourages financial institutions in both regions to jointly develop financial products that meet the offshore trade and economic funding needs [1] Group 3: Currency Utilization - The initiative aims to promote the use of the Renminbi as a payment settlement currency among more trade entities [1]