Core Insights - Postal Savings Bank of China (PSBC) has established its Asset Investment Company (AIC), marking its entry into the same league as the other five major state-owned banks after an 8-year wait [2] - The establishment of AICs began in 2017, with the first five major state-owned banks obtaining their licenses, and the recent expansion of AIC licenses is supported by the regulatory body [2] - The role of AICs has evolved from primarily assisting distressed quality enterprises through debt-to-equity swaps to now emphasizing support for technological innovation [2] Summary by Sections - **Establishment of AIC**: PSBC's AIC, named Zhongyou Investment, is a response to national calls for supporting technological advancements and enhancing comprehensive service capabilities [3] - **Market Impact**: The expansion of AICs is expected to promote the development of investment-loan linkage, improving financing services for technology-driven small and medium-sized enterprises [3] - **Strategic Goals**: The AIC aims to support new productive forces and enhance the quality of services to the real economy, contributing to the high-quality development of PSBC [3]

官宣3个多月之后，邮储银行设立金融资产投资公司终于迎来积极进展。 今年8月末，邮储银行管理层在2025年中期业绩说明会上解释了新设AIC子公司总体战略规划，目的是将中邮 投资全面地融入全行整体发展的综合化服务矩阵当中，该行目标是打造"四大平台"：投贷联动创新平台、科技 创新长期资本平台、结构性改革债转股平台和股权投资管理平台，使它成为公司金融"1+N"新体系当中的关键 一环。 实际上，今年3月，金融监管总局发布《关于进一步扩大金融资产投资公司股权投资试点的通知》提到，在五 家国有大行AIC基础上，支持符合条件的商业银行发起设立金融AIC。 随后，AIC牌照扩容节奏明显加快，新牌照首先"花落"三家股份制银行：今年5月和7月，已有兴业银行、招商 银行、中信银行先后宣布获得监管核准，筹备设立金融资产投资公司。另据财联社有关报道，上述三家股份行 旗下AIC分别或将在福州、深圳和广州落地，若按6个月筹备期限计算，2家公司有望在年内开业。 对于AIC队伍的扩容，金融监管部门的主要考虑是为促进科技创新。今年9月22日，李云泽在介绍"十四五"时 期金融业发展成就有关发布会上表示，2024年以来，金融监管总局积极推进金融资产投 ...