近日，中央广播电视总台《共同关注》栏目报道了一起典型的电信诈骗案件。吉林长春某建筑公司的财 务负责人罗女士，在被诈骗分子伪装的"董事长"拉入微信"工作群"后，按照其指示分两次转款60万元。 所幸，在罗女士报警后，警方通过国家反诈中心平台对涉案资金进行了紧急止付拦截，成功挽回了损 失。 告别"亡羊补牢"，拥抱"未雨绸缪"。同盾方案围绕决策智能主线，以核心技术赋能，驱动金融业风控范 式从被动式风险应对转向主动式、前瞻性风险风控。目前，该方案已在全国数百家金融机构落地应用。 其中，在与某股份制银行的联合实战中，同盾凭借先进的反电诈模型与智能风控策略，成功协助该行预 警并破获一起涉案资金高达2.6亿元、波及6000人次的特大电信诈骗案件，预测准确率高达90%。 打造全链路智能化风控体系 在这场技术博弈的浪潮中，破局的关键在于打造一个更聪明、更敏锐的决策"大脑"。 这也是同盾科技一直以来技术布局的核心：推动风控体系从单纯的风险识别，向更高级的"决策智能"阶 段跃迁。决策智能不仅意味着发现风险，更是要理解风险、预判风险，并自动生成最优的应对策略，这 标志着风控理念的根本性升级。 案件侦破过程显示，诈骗分子通过盗号等非法手 ...

Core Insights - The financial technology (FinTech) industry is experiencing significant growth, driven by technological innovation and policy support, with an expected compound annual growth rate (CAGR) of approximately 13.3%, reaching over 650 billion yuan by 2028 [1] Group 1: Industry Overview - The report emphasizes the construction of a technology-driven financial value enhancement system, focusing on a "technology-industry-finance" cycle [1] - The domestic FinTech market is thriving due to the rapid development of the technology sector and the flourishing financial market [1] Group 2: Evaluation Metrics - The evaluation model for FinTech service providers includes four core dimensions: industry depth, product and technology capability, service capability, and ecosystem capability [2] Group 3: Top Service Providers - The "iResearch - Excellence" list for 2025 includes the top 50 FinTech service providers, categorized into four types: comprehensive technology service providers, FinTech IT service providers, core technology application service providers, and digital innovation service providers [5] Group 4: Case Studies - Softstone Technology is leveraging GenAI to drive innovation in financial applications, focusing on AI-driven transformations in various financial processes [11] - Chexiao Technology specializes in credit risk control, providing a comprehensive suite of platforms for automotive finance and risk management [15][16] - China Mobile Financial Technology is developing a full-scenario enterprise consumption management platform, addressing corporate spending needs [22] Group 5: Trends and Future Directions - The integration of cloud-native and AI-native technologies is becoming mainstream in the financial sector, with a focus on enhancing business value and compliance [34][41] - The industry is moving towards a dual development phase of technology deepening and value release, emphasizing the importance of customized and scenario-based solutions [41]

Core Insights - The financial technology (FinTech) industry is experiencing significant growth, with projections indicating a compound annual growth rate (CAGR) of approximately 13.3%, expected to exceed 650 billion yuan by 2028 [1] - The report emphasizes the importance of a technology-driven financial value enhancement system, focusing on the "technology-industry-finance" cycle and the diversified, compliant application of data elements in financial business scenarios [1] Industry Trends - The current core development trends in the domestic FinTech market include a focus on scenario finance and the integration of technology with business value, as financial institutions increasingly prioritize the contribution of technology to business outcomes [33] - The domestic market is entering a dual development phase characterized by deep technological cultivation and value release, with a growing emphasis on compliance technology [33] - The trend of domestic financial technology regulation is becoming clearer, leading to increased attention on compliance technology in the future [33] Notable Companies and Innovations - Softstone Technology is leveraging generative AI to drive innovation in financial technology applications, focusing on areas such as intelligent marketing and risk control [11][13] - Chexiao Technology specializes in credit risk control, offering a comprehensive suite of platforms for automotive finance and risk management [15][16] - China Mobile Financial Technology (Zhongyi Jinke) is developing a full-scenario enterprise consumption management platform, addressing various corporate spending needs [22] Product and Service Developments - The report highlights the emergence of AI-driven financial advisory tools that enhance traditional banking services, integrating features like intelligent marketing and customer service [13] - The development of large-scale financial risk control models capable of identifying customer identities and assessing credit risks is noted, achieving over 99% accuracy in production-level services [24] Future Outlook - The integration of financial cloud and core business middle platform systems is expected to provide comprehensive solutions for consumer credit in smart banking [19] - The application of vertical large models in financial scenarios is anticipated to facilitate a transition from basic digitalization to deep intelligent transformation within the industry [36]

Core Insights - The financial technology (FinTech) industry is experiencing significant growth, driven by technological innovation and policy support, with an expected compound annual growth rate (CAGR) of approximately 13.3%, reaching over 650 billion yuan by 2028 [1] Group 1: Industry Trends - The focus is on building a technology-driven financial value enhancement system, emphasizing the importance of data elements in diverse and compliant financial applications [1] - The integration of technology and finance is becoming increasingly important, with financial institutions prioritizing the contribution of technology to business value [33] - The domestic financial technology regulatory framework is becoming clearer, leading to increased attention on compliance technology [33] Group 2: Key Players and Innovations - iResearch has identified the top 50 outstanding financial technology service providers in China, categorized into four types: comprehensive technology service providers, FinTech IT service providers, core technology application service providers, and digital innovation service providers [5] - Softstone Technology is leveraging generative AI to drive innovation in financial technology applications, focusing on areas such as intelligent customer service and risk control [11][13] - CarX Technology specializes in credit risk control, offering a comprehensive suite of platforms for automotive finance, including AI-driven risk management solutions [15][16] Group 3: Technological Advancements - The integration of financial cloud and core business middle platform systems is providing smart banking solutions for consumer credit [19] - China Mobile Financial Technology is developing a comprehensive enterprise consumption management platform, addressing various corporate spending scenarios [22] - The development of large-scale financial risk control models is enhancing capabilities in customer identification and credit assessment, achieving over 99% accuracy in production-level services [24] Group 4: Future Directions - The industry is moving towards a dual development phase of technological deepening and value release, with a focus on customized and scenario-based product capabilities [33] - The application of large models in financial scenarios is expected to drive a shift from basic digitization to deep intelligence transformation, addressing challenges in data privacy and algorithm transparency [36]