Group 1 - The future industry is becoming a growth pole for innovation, with finance being a key factor in facilitating industrial upgrades [1] - Shanghai Pudong Development Bank aims to build a new paradigm of technology finance services, focusing on becoming the preferred partner bank for technology companies [1] - As of June 2025, Shanghai Pudong Development Bank has served over 240,000 technology enterprises, including more than 70% of the listed companies on the Science and Technology Innovation Board [1] Group 2 - Wusiyuan Communication Technology Co., Ltd. has developed the "A Tie" intelligent elderly care robot, which is now present in over 50 nursing homes across the country [2] - The founder of Wusiyuan emphasizes the importance of financial support for the development of elderly care robots, as the company has not engaged in any equity financing [3] Group 3 - Estun Automation Co., Ltd. is a leading domestic brand in industrial robots, with a focus on producing a full range of products to meet various market demands [4][5] - Estun has received financial support from Shanghai Pudong Development Bank since 2014, which has helped the company expand its capabilities and engage in multiple mergers and acquisitions [6] Group 4 - Jiachen Xihai Biotech Co., Ltd. is the first Chinese company to achieve clinical validation of mRNA innovative drugs/vaccines in Europe and the United States, with over six pipeline drugs [7] - Shanghai Pudong Development Bank provided a credit limit of 60 million yuan to Jiachen Xihai, including a tailored "Puyuan Loan" product for research and development needs [7] Group 5 - Jiangsu Jicui Yaokang Biotechnology Co., Ltd. is a leading company in the experimental model mouse market, with the largest gene-engineered mouse resource library globally [8] - The company received a credit loan limit of 100 million yuan from Shanghai Pudong Development Bank to support its research and market expansion [8] Group 6 - Shanghai Pudong Development Bank is transitioning from "single credit" to "ecological empowerment," indicating a shift in how commercial banks engage with technology enterprises [9]

Group 1: Financial Support for Technology Enterprises - Financial institutions play a crucial role in facilitating the upgrade of industries through technology finance, creating a virtuous cycle of "technology-industry-finance" [1] - As of June 2025, SPDB has served over 240,000 technology enterprises, including more than 70% of listed companies on the Sci-Tech Innovation Board, with technology finance loans exceeding 100 billion yuan [1] - SPDB has adopted a new paradigm of technology finance services, focusing on digital intelligence to support technology enterprises from R&D to application [1] Group 2: Robotics Industry Development - Wusiyuan Communication Technology Co., Ltd. has developed the "A Tie" intelligent nursing robot, which is now present in over 50 nursing homes across China [2] - The company has invested decades in R&D for intelligent robots, focusing on elderly care, and aims to enhance the robot's capabilities with flexible arms [2][3] - Estun Automation Co., Ltd. is a leading domestic brand in industrial robots, with a comprehensive product line that meets various market demands, and has received significant financial support from SPDB since 2014 [5][6] Group 3: Biopharmaceutical Sector - Jiachen Xihai Biotechnology Co., Ltd. is a pioneer in mRNA drug development in China, having achieved clinical validation in Europe and the U.S. with multiple innovative drug pipelines [7] - SPDB has provided a customized credit line of 60 million yuan to support the company's R&D efforts, including a specialized loan product for research needs [7] - Jiangsu Jicui Pharmaceutical Technology Co., Ltd. leads the market in experimental model mice, receiving a credit loan of 100 million yuan from SPDB to support its R&D and international expansion [8] Group 4: Financial Ecosystem for Innovation - The banking sector is evolving from providing single credit to offering ecosystem empowerment, emphasizing the importance of financial support for technology enterprises [9] - SPDB aims to deepen its understanding of technology enterprises to provide tailored financial solutions, even for those that are not yet profitable [3][6]

Core Insights - The article highlights the significant role of Shanghai Pudong Development Bank (SPDB) in promoting technology finance in the Yangtze River Delta region, particularly in cities like Nanjing and Hangzhou, since the establishment of the Sci-Tech Innovation Board six years ago [1][10] - SPDB has successfully supported over 240,000 technology enterprises and accounted for more than 70% of the companies listed on the Sci-Tech Innovation Board, with technology finance loans exceeding 100 billion yuan [1][9] Group 1: Technology Finance Development - SPDB is expanding its technology finance services by adopting a "technology finance + industry characteristics" approach, focusing on high-end manufacturing and high-tech enterprises [1][2] - The bank has established a comprehensive financial irrigation network for chain-leading enterprises through project loans, merger loans, and supply chain finance [2][3] - SPDB's supply chain finance solutions have alleviated financial pressures for upstream and downstream enterprises, enhancing cash flow and operational efficiency [3][5] Group 2: Case Studies of SPDB's Support - Nanjing Estun Automation Co., Ltd. is a representative case where SPDB provided tailored financial solutions to support its extensive supply chain, which includes over 1,000 customers and 800 suppliers [2][3] - Zhejiang Wusiyuan Communication Technology Co., Ltd. received support from SPDB for its industrial park construction and equipment procurement, showcasing the bank's commitment to fostering innovation in the robotics sector [4][5] - SPDB's rapid response to the needs of innovative companies like Jiachen Xihai Biotechnology Co., Ltd. demonstrates its ability to provide timely funding, such as a 60 million yuan research loan, to help them navigate the challenges of the biopharmaceutical industry [6][7] Group 3: Strategic Initiatives and Future Outlook - SPDB has positioned technology finance as a primary strategic focus, enhancing its organizational structure to better serve technology enterprises [6][9] - The bank's innovative financing models, such as the "domestic guarantee + overseas loan" approach for mergers and acquisitions, have facilitated significant transactions for companies like Estun [8] - SPDB aims to become a key partner in the technology finance ecosystem, driving high-quality economic development and supporting the modernization of the industrial system in China [9][10]