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跑赢通往未来产业的“马拉松” 浦发银行与科创企业一路同行
Jin Rong Shi Bao· 2025-10-20 03:38
未来产业正成为创新涌动的增长极,金融是打通产业升级堵点的关键因素。在构建同科技创新相适应的 科技金融体制,助力实现"科技—产业—金融"良性循环的过程中,商业银行应该如何参与其中? "科技金融不仅是'赛道'更是'赛场',不仅长度无限,宽度也需要拓展,实现三维的立体延伸。"浦发银 行(600000)总行科技金融部相关负责人表示:"拿着旧地图,找不到新大陆(000997)。"以数智化构 建科技金融服务新范式,从技术研发到应用落地,从企业孵化到产业集群,浦发银行致力于成为科技企 业的"首选伙伴银行"。 截至2025年6月末,浦发银行已服务科技型企业超24万户,包括全国超过70%的科创板上市企业;科技 金融贷款增长超1000亿元,余额突破1万亿元,居股份制银行前列。 近期,《金融时报》记者走访了上海、南京、杭州三地科技企业,探寻金融助力人形机器人、生物医 药、工业机器人等未来产业的发展脉动。 机器人行业的价值发现者 "阿铁,阿铁,帮我接通医生电话吧。"在浙江梧斯源通信科技股份有限公司(以下简称"梧斯源")机器 人研发中心,一款小巧可爱的智能机器人穿梭在展厅内,正与记者互动。"阿铁"是以梧斯源董事长陈铁 英的名字命名的智 ...
跑赢通往未来产业的“马拉松”
Jin Rong Shi Bao· 2025-10-20 02:01
未来产业正成为创新涌动的增长极,金融是打通产业升级堵点的关键因素。在构建同科技创新相适 应的科技金融体制,助力实现"科技—产业—金融"良性循环的过程中,商业银行应该如何参与其中? "科技金融不仅是'赛道'更是'赛场',不仅长度无限,宽度也需要拓展,实现三维的立体延伸。"浦 发银行总行科技金融部相关负责人表示:"拿着旧地图,找不到新大陆。"以数智化构建科技金融服务新 范式,从技术研发到应用落地,从企业孵化到产业集群,浦发银行致力于成为科技企业的"首选伙伴银 行"。 截至2025年6月末,浦发银行已服务科技型企业超24万户,包括全国超过70%的科创板上市企业; 科技金融贷款增长超1000亿元,余额突破1万亿元,居股份制银行前列。 近期,《金融时报》记者走访了上海、南京、杭州三地科技企业,探寻金融助力人形机器人、生物 医药、工业机器人等未来产业的发展脉动。 机器人行业的价值发现者 "阿铁,阿铁,帮我接通医生电话吧。"在浙江梧斯源通信科技股份有限公司(以下简称"梧斯源") 机器人研发中心,一款小巧可爱的智能机器人穿梭在展厅内,正与记者互动。"阿铁"是以梧斯源董事长 陈铁英的名字命名的智能养老巡护机器人,在全国50余家 ...
金融活水涌动长三角 浦发银行科技金融跑出加速度
Zheng Quan Ri Bao Wang· 2025-09-19 11:56
Core Insights - The article highlights the significant role of Shanghai Pudong Development Bank (SPDB) in promoting technology finance in the Yangtze River Delta region, particularly in cities like Nanjing and Hangzhou, since the establishment of the Sci-Tech Innovation Board six years ago [1][10] - SPDB has successfully supported over 240,000 technology enterprises and accounted for more than 70% of the companies listed on the Sci-Tech Innovation Board, with technology finance loans exceeding 100 billion yuan [1][9] Group 1: Technology Finance Development - SPDB is expanding its technology finance services by adopting a "technology finance + industry characteristics" approach, focusing on high-end manufacturing and high-tech enterprises [1][2] - The bank has established a comprehensive financial irrigation network for chain-leading enterprises through project loans, merger loans, and supply chain finance [2][3] - SPDB's supply chain finance solutions have alleviated financial pressures for upstream and downstream enterprises, enhancing cash flow and operational efficiency [3][5] Group 2: Case Studies of SPDB's Support - Nanjing Estun Automation Co., Ltd. is a representative case where SPDB provided tailored financial solutions to support its extensive supply chain, which includes over 1,000 customers and 800 suppliers [2][3] - Zhejiang Wusiyuan Communication Technology Co., Ltd. received support from SPDB for its industrial park construction and equipment procurement, showcasing the bank's commitment to fostering innovation in the robotics sector [4][5] - SPDB's rapid response to the needs of innovative companies like Jiachen Xihai Biotechnology Co., Ltd. demonstrates its ability to provide timely funding, such as a 60 million yuan research loan, to help them navigate the challenges of the biopharmaceutical industry [6][7] Group 3: Strategic Initiatives and Future Outlook - SPDB has positioned technology finance as a primary strategic focus, enhancing its organizational structure to better serve technology enterprises [6][9] - The bank's innovative financing models, such as the "domestic guarantee + overseas loan" approach for mergers and acquisitions, have facilitated significant transactions for companies like Estun [8] - SPDB aims to become a key partner in the technology finance ecosystem, driving high-quality economic development and supporting the modernization of the industrial system in China [9][10]