青海酸奶

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金融赋能 “土特产”托起致富梦
Jin Rong Shi Bao· 2025-08-26 01:44
Group 1 - The People's Bank of China and the Ministry of Agriculture and Rural Affairs emphasize the need to enhance financial services for rural industries, particularly focusing on local specialty products to promote high-quality development in county-level industries [1] - Commercial banks are optimizing their products and services to meet diverse financial needs of various financing entities, exploring financial support for rural industrial revitalization [1] Group 2 - Shanjiah Lake Town, with a population of less than 40,000, produces 80% of China's and 73% of the world's pearls, establishing itself as the largest pearl industry distribution center globally [2] - Local pearl merchants, like the couple Zhang Lingfeng and his wife, have successfully integrated modern payment solutions through bank services, leading to increased customer engagement and financial support for the pearl industry [3][4] Group 3 - The development of the pearl industry has significantly boosted the local economy, making freshwater pearls accessible to the general public and enhancing the reputation of Zhuji as the "Pearl Capital of China" [4] - In Qinghai's Binggou Village, the local dairy industry, particularly yogurt, has become a new favorite among food enthusiasts, supported by financial institutions that have enabled villagers to expand their cattle farming [5] Group 4 - The introduction of modern fermentation technology in Qinghai's dairy industry has improved production standards while preserving traditional flavors, supported by financial backing from Postal Savings Bank [6] - The financial support has allowed local dairy companies to upgrade their production lines and implement digital quality monitoring, transforming yogurt into a profitable product for local farmers [6]
金融赋能 青海酸奶香飘远
Zheng Quan Ri Bao Zhi Sheng· 2025-08-09 15:11
Core Viewpoint - The development of the Qinghai dairy industry, particularly yogurt, has been significantly supported by Postal Savings Bank of China through innovative financial products and optimized credit structures, enabling the industry to adapt to market changes and enhance product quality [1][2]. Group 1: Financial Support for Dairy Industry - Postal Savings Bank of Qinghai Province has actively engaged in credit village construction to address funding issues for local dairy farmers, resulting in over 70 households in Binggou Village raising yaks and dairy cows [2]. - The bank has increased support for key segments of the dairy supply chain, including processing, ranch construction, and cold chain logistics, by providing loans for production scale expansion and technological upgrades [2]. Group 2: Integration of Traditional Craft and Modern Technology - The Qinghai dairy industry has achieved scale expansion and the integration of traditional methods with modern technology, enhancing production efficiency and product stability [3]. - A specific dairy company in Qinghai has adopted modern fermentation technology and developed techniques such as probiotic addition and low-temperature freeze-drying, extending product shelf life while maintaining traditional flavors [3]. Group 3: Comprehensive Financial Services - Postal Savings Bank of Qinghai Province has established a comprehensive financial support system that covers financing, settlement, and management, facilitating the expansion of Qinghai yogurt into broader markets [4]. - The bank has developed a product system that includes first loans, renewal loans, and credit loans, along with an online platform providing integrated services for financing, payment settlement, and wealth management, promoting digital transformation in traditional industries [4].