"珍珠小镇"掌握着全国80%、世界70%以上的珍珠交易量；"袜艺小镇"年产袜子超250亿双，相当于每年 给每个地球人做三双袜子……浙江诸暨，中国东部的一个县级市，为何能产生珍珠和袜业两个"产业冠 军"？ 从"无名工厂"到 （来源：衢州日报） 转自：衢州日报 "世界橱窗" 走进华东国际珠宝城，2000余家门店鳞次栉比。"别小看这一个10平方米不到的小档口，做得好的老板 一个月就有千万元流水，能带动数十个上下游合作方。"诸暨华东国际珠宝城有限公司总裁何所畏说， 珠宝城所在的山下湖镇面积不到43平方千米，人口不足3万，却汇聚了珍珠全产业链主体超9000家。 据了解，有"中国珍珠之都"之称的诸暨市拥有全球最大的珍珠交易市场，珍珠全产业链年产值超500亿 元，珍珠交易占全国的80%、世界70%以上，涵盖养殖、加工、销售、衍生品等多个领域。 诸暨市山下湖镇镇长王岳锋介绍，早年间老百姓以传统珍珠养殖为主，是给国内外珍珠商供货的"无名 工厂"，在政府的持续推动下，2008年珍珠交易市场华东国际珠宝城落地，"诸暨珍珠"的名气才真正叫 响。 不仅把市场开在家门口，还带领企业去"看世界"。 诸暨市连续3年组团，带领250多家珍珠企 ...

Group 1 - The People's Bank of China and the Ministry of Agriculture and Rural Affairs emphasize the need to enhance financial services for rural industries, particularly focusing on local specialty products to promote high-quality development in county-level industries [1] - Commercial banks are optimizing their products and services to meet diverse financial needs of various financing entities, exploring financial support for rural industrial revitalization [1] Group 2 - Shanjiah Lake Town, with a population of less than 40,000, produces 80% of China's and 73% of the world's pearls, establishing itself as the largest pearl industry distribution center globally [2] - Local pearl merchants, like the couple Zhang Lingfeng and his wife, have successfully integrated modern payment solutions through bank services, leading to increased customer engagement and financial support for the pearl industry [3][4] Group 3 - The development of the pearl industry has significantly boosted the local economy, making freshwater pearls accessible to the general public and enhancing the reputation of Zhuji as the "Pearl Capital of China" [4] - In Qinghai's Binggou Village, the local dairy industry, particularly yogurt, has become a new favorite among food enthusiasts, supported by financial institutions that have enabled villagers to expand their cattle farming [5] Group 4 - The introduction of modern fermentation technology in Qinghai's dairy industry has improved production standards while preserving traditional flavors, supported by financial backing from Postal Savings Bank [6] - The financial support has allowed local dairy companies to upgrade their production lines and implement digital quality monitoring, transforming yogurt into a profitable product for local farmers [6]

Market Overview - The pearl market is experiencing a significant increase in consumer traffic as the summer consumption season approaches, with a notable rise in sales, particularly among young consumers who favor innovative and cost-effective designs [1][2] - Compared to the price surge in 2023, the pearl market has entered an adjustment phase, with overall prices declining and consumption becoming more rational [1][7] - The fluctuation in pearl prices reflects a restructuring of supply and demand and a shift towards more personalized consumer preferences [1][8] Consumer Trends - Young consumers are increasingly embracing pearls, moving away from the perception of pearls as "mom's jewelry" to trendy accessories that can be mixed and matched [2][3] - The trend has shifted from classic styles to more diverse designs, including layered and asymmetrical styles, with a growing interest in Baroque pearls [3][4] - The demand for freshwater pearls and Akoya pearls is rising, with freshwater pearls being the most popular due to their affordability and suitability for Chinese consumers [8] Price Dynamics - Despite an overall price decline in the pearl market, high-quality pearls, such as Tahitian pearls, have seen a price increase of approximately 40% year-on-year, with prices for rare varieties like Australian white pearls also rising [6][8] - The price of seawater pearls is generally 3 to 10 times higher than that of freshwater pearls due to higher cultivation difficulty and lower yield [5][6] Market Sentiment - The pearl market is moving away from the "crazy period" of 2023, where even low-quality pearls were in high demand, leading to overproduction and a subsequent drop in prices for lower-quality products [7][8] - Consumers are now more focused on individual expression and value for money rather than simply seeking expensive items, indicating a maturation in pearl consumption [8]