12月26日，在《证券日报》社有限责任公司举办的"2025证券市场年会"上，中国保险行业协会党委委 员、副秘书长段颖表示，保险资金具有自身优势，是推动新质生产力发展的重要力量，要夯实基础建 设，持续提升服务新质生产力的韧性和实力。 段颖表示，保险公司通过大数法则开发保险产品，为企业创新试错提供风险保障，有效分散新兴产业发 展中存在的风险。"十四五"期间，强化科技保险保障，累计为企业提供风险保障超10万亿元，首台套、 首批次保险支持创新应用项目3600个。 在企业初创期、成长期、成熟期，保险资金通过多种方式，为技术研发、增资扩股、业务可持续发展提 供资金支持。同时，开创"保投联动"新模式，为重大项目、重点产业提供一揽子风险管理和金融服务。 "保险业要夯实自身建设，持续提升服务新质生产力的韧性和实力。"段颖表示。具体来看，一是优化资 产配置，做防范风险的守护者。保险资金在多样化配置资产的同时，要坚持安全性、稳健性原则，同时 加强资产负债联动管理，根据负债端产品属性，选择适配的投资品种。在优化资产配置中加强风险防 控，实现稳健经营。 二是健全考核机制，做优质金融服务的提供者。国务院《关于加强监管防范风险推动保险业高 ...

Core Insights - The insurance industry in China has shown significant growth during the "14th Five-Year Plan" period, with total insurance premium income reaching 5.70 trillion yuan in 2024, a 26% increase from 2020 [1][2] - The total assets of the insurance industry surpassed 40 trillion yuan by August 2025, marking a 72% increase from the end of 2020 [1] - The industry has enhanced its risk management capabilities, with the comprehensive solvency adequacy ratio reaching 204.5% and the core solvency adequacy ratio at 147.8% by mid-2025 [2] Group 1: Industry Growth and Development - The insurance sector has expanded its coverage and improved service quality, addressing diverse insurance needs across different demographics [3] - The industry has provided risk protection of 4.4 trillion USD in export credit insurance, a 52% increase compared to the "13th Five-Year Plan" period [3] - Insurance funds invested in stocks and equity funds exceeded 5.4 trillion yuan, an 85% increase from the end of the "13th Five-Year Plan" [4] Group 2: Strategic Focus and Future Outlook - The insurance industry is focusing on enhancing its service capabilities and expanding its coverage to play a more critical role in stabilizing growth and protecting livelihoods [1][5] - The industry is expected to continue its transformation, shifting from scale expansion to value creation, while supporting national strategic projects and infrastructure development [5] - Insurance companies are actively participating in reforms to address deep-seated issues in the industry, thereby fostering new growth momentum [2][3]