一场跨机构、跨行业的协同服务就此展开。双方团队共同上门，深入调研企业财务状况、技术优势 和经营规划，最终量身定制了一套"风险保障+资金支持"的一体化解决方案。 据项目负责人介绍，该方案在保险端口为企业筑牢创新"防火墙"。中国人寿财险为企业提供了首批 次新材料综合保险，这相当于为企业核心技术和新产品的市场应用上了一道"安全锁"，有效转移了因潜 在质量缺陷或性能未达预期而引发的赔偿责任，极大地增强了企业开拓市场的底气。同时，凭借对政策 的熟悉，该公司积极协助企业成功申请了保费补贴，真正做到了"花小钱，办大事"，显著降低了企业的 风险管理成本。 从"单兵作战"到"协同出击"，一项"保险+信贷"的综合金融实践在赣鄱大地落地，为破解科技型企 业"融资难、风险高"的双重困境提供了新范式。 位于江西的某通讯企业，是国家级专精特新"小巨人"企业，深耕于高纯度无氧铜这一关键新材料的 研发与生产。据了解，该公司产品是高端电子、通信等领域不可或缺的基础材料，技术含金量高，市场 前景广阔。 然而，就是这样一家手握核心技术的"潜力股"，在成长中也遇到了科技型企业典型的"烦恼"。"在 拓展新材料保险业务过程中，我们敏锐地察觉到，这家通讯 ...

2025年是金融"五篇大文章"落地实施的关键一年，政策红利持续释放与行业创新实践深度融合，推动金融服 务实体经济质效提升。作为金融体系的重要组成部分，保险业立足经济减震器和社会稳定器核心职能，在科技金 融、普惠金融、绿色金融等重点领域精准发力，通过丰富产品供给、优化资金配置、强化科技赋能，交出了一份 规模与质量双提升、服务与创新齐发力的年度答卷。 在新疆阿克苏地区，"惠民保"业务助力当地普惠医疗保险实现扩面增量。图为中国人保工作人员向前来参保 阿克苏"惠民保"的群众提供服务。 记者 戴梦希 摄 科技保险赋能创新 全周期服务新质生产力发展 今年9月，工业和信息化部办公厅、财政部办公厅、金融监管总局办公厅联合发布的《关于组织实施2025年首 台（套）重大技术装备保险补偿政策的通知》扩大首台（套）、首批次保险补偿范围，调整机制流程，优化条款 费率。同月，中国保险行业协会发布首台（套）重大技术装备综合保险示范条款、首批次新材料综合保险示范条 款试行版及配套的承保理赔服务指引。 目前，首台（套）、首批次保险已为全国各类重大技术装备和全国重点新材料首批次应用提供了近万亿元的 风险保障。自2015年试点启动以来，该类保险补 ...

Regulatory Voice - The State Council issued an opinion on September 4 to guide insurance institutions in developing insurance products for sports events and sports injuries [1] Industry Focus - On September 4, the China Insurance Industry Association released the first set of comprehensive insurance demonstration clauses and supporting underwriting and claims service guidelines for major technical equipment and new materials, marking a significant step in advancing technology insurance and supporting the national manufacturing strategy [1] - Five major A-share listed insurance companies, including China Ping An, China Life, China Pacific Insurance, China People’s Insurance, and New China Life, reported a total revenue of 1,333.86 billion yuan for the first half of 2025, a year-on-year increase of 4.89%, and a net profit attributable to shareholders of 178.19 billion yuan, up 3.72%. Despite revenue growth, net profit showed a mixed performance with four companies increasing and one decreasing. All five companies plan to steadily increase equity asset allocation, focusing on high-dividend value stocks and growth sectors to enhance long-term returns and smooth earnings [1] Financial Personnel - Bai Kai is proposed to be appointed as the Deputy General Manager of China Taiping Insurance Holdings, having previously served as Vice President of China Life Insurance [2] Leadership Changes - China Reinsurance Group announced a leadership change with Zhuang Qianzhi, the former Vice Secretary of the Party Committee and President, set to take over as Party Secretary and proposed Chairman, pending governance and regulatory approval [3] - Li Shihong has been approved to serve as the Chairman of Guobao Life Insurance, as confirmed by the Sichuan Financial Regulatory Bureau on September 1 [4]