Core Insights - The 2025 Smart Expo emphasizes the need for a collaborative approach to combat financial black and gray markets, which have seen a significant increase in scale, surpassing 280 billion yuan in the first quarter of 2025, marking a 40% growth from 2023 [6][30] - Experts and representatives from various sectors, including government and academia, discussed innovative practices for governance and insights into the black and gray market during the event [1][3] Financial Security Ecosystem - Financial security has evolved from traditional concepts of fund and transaction safety to include data, system, and ecological security, necessitating a multi-departmental approach to risk prevention and resolution [1][5] - The establishment of a comprehensive governance system involving internet platforms, financial institutions, and law enforcement is crucial for effective management of financial black and gray markets [6][8] Technological Empowerment - Companies are increasingly leveraging AI and big data technologies to enhance risk prevention and combat financial black and gray markets [10][11] - Tencent has integrated AI into its fraud prevention systems, creating a comprehensive defense network that adapts to evolving fraud tactics [10][11] Collaborative Governance Initiatives - The establishment of the Tianxing Insight System aims to create a multi-dimensional risk prevention network, covering pre-warning, interception, and post-event handling [18][20] - The AIF Alliance has formed a collaborative governance model with over 161 members, focusing on information sharing and joint efforts to eliminate financial black and gray markets [26][30] Industry Standards and Public Awareness - The AIF Alliance plans to develop standards for identifying financial black and gray markets and enhance public awareness through initiatives like the "Financial Safety Experience Hall" [30] - The alliance has already assisted law enforcement in handling numerous illegal agency cases, demonstrating the effectiveness of collaborative efforts in combating financial crimes [28]

Core Viewpoint - The 2025 Smart Expo highlighted the launch of the Tianxing Insight System, aimed at combating financial black and gray industries through a comprehensive risk prevention network [1][5]. Group 1: Tianxing Insight System - The Tianxing Insight System utilizes technologies such as image forgery detection, sentiment analysis, and complaint mining to enhance the automatic interception and risk warning of black and gray industry information [3]. - The system establishes a full-chain linkage mechanism covering pre-warning, interception, and post-disposal stages, potentially forming a multidimensional risk prevention network [1][3]. Group 2: AIF Alliance Initiatives - The AIF Alliance, a pioneering organization for financial black and gray industry governance, has over 161 members and aims to create a collaborative governance model [5][7]. - The alliance's platform, Aima, has integrated over 170,000 pieces of black and gray industry data and assisted law enforcement in handling 757 illegal agency rights protection cases [5][7]. Group 3: Financial Black and Gray Industry Challenges - The financial black and gray industry market size surpassed 280 billion yuan in Q1 2025, reflecting a 40% increase from 2023, with an estimated workforce exceeding 8 million in 2024 [8][12]. - The complexity and hidden nature of financial black and gray industries pose significant challenges to the financial sector, necessitating a multi-faceted governance approach [8][10]. Group 4: Collaborative Governance and Technology - The conference emphasized the need for a comprehensive governance system involving multiple stakeholders, including internet platforms, financial institutions, and law enforcement [10][12]. - Companies like Tencent and Meituan are leveraging AI and big data to enhance fraud prevention and risk management, creating a collaborative ecosystem for combating financial crimes [14][16]. Group 5: Future Initiatives - The AIF Alliance plans to establish group standards for identifying online financial black and gray industries and develop a "Financial Safety Experience Hall" using VR technology to raise public awareness [7][8]. - The industry is moving towards a governance model that prioritizes information and awareness over traditional regulatory approaches, aiming for a long-term solution to financial crime [12].

Core Insights - The 2025 China Internet Conference showcased the robust development of the internet industry in China, highlighting significant achievements in high-quality growth driven by innovations in artificial intelligence, cloud computing, and big data [1][2] - The conference attracted nearly 200 participating enterprises and institutions, with offline attendance reaching around 20,000 and online viewership exceeding 3.8 million [1] - The event featured 33 activities, including 20 forums, 2 closed-door discussions, and 6 special events, demonstrating the conference's strong influence and leadership in the industry [1] Industry Development - As of June 2023, China's internet penetration rate reached 79.7%, with over 1.1 billion internet users, and the country has built the world's largest 5G network with 4.486 million 5G base stations [2] - The 5G user penetration rate stands at 78%, and there are over 200 million gigabit users, indicating a significant advancement in network infrastructure [2] - The internet industry is evolving towards a platform-supported and ecologically prosperous model, entering the era of intelligent agents [2] Artificial Intelligence Growth - The scale of China's artificial intelligence industry is expected to exceed 700 billion yuan in 2024, maintaining a growth rate of over 20% for several consecutive years [3] - Generative artificial intelligence is rapidly penetrating various scenarios, including learning, creation, and social interaction, with applications such as AI fraud prevention and sports robots being highlighted [3] - Intelligent agents are recognized as a core symbol of internet evolution, fundamentally reshaping research, production, and daily life [3] Future Outlook - The successful hosting of the 2025 China Internet Conference serves as both a summary of past developments and a vision for the future of digital China [4] - The conference aims to continue providing insights into industry trends and fostering collaboration across sectors to promote high-quality development in the internet industry [4]

Group 1 - The internet penetration rate in China has reached 79.7%, with over 1.1 billion internet users, leading multiple development indicators globally [1] - The number of telecom and internet operating entities has increased from 94,000 to 187,000, and the total revenue of the top 10 internet companies has grown from 2.4 trillion yuan to over 4 trillion yuan [1] - The number of "unicorn" companies has exceeded 400, with an over 80% growth during the 14th Five-Year Plan period [1] Group 2 - The integration of the internet with "artificial intelligence+" is being accelerated, with a focus on enhancing digital product offerings and advancing new information infrastructure [3] - China has built the world's largest 5G network with 4.486 million 5G base stations, achieving a 78% penetration rate among 5G users [3] - In the first half of the year, mobile internet traffic reached 1,867 billion GB, marking a 16.4% year-on-year increase [3] Group 3 - The theme of the current internet conference is "Digital Drives New Quality, Intelligent Creation of the Future," showcasing various applications of "internet + artificial intelligence" [4] - An AI anti-fraud assistant has been developed to detect suspicious links and provide warnings to users [4] - Robots designed for soccer competitions have demonstrated advanced capabilities, with one team recently finishing in the top ten of a robot marathon [4][6] Group 4 - An artificial intelligence IoT development platform has been introduced, integrating various IoT functionalities for smart home applications [8] - Collaborations with approximately 100 universities have resulted in the training of over 1,000 students, with plans to train 50,000 students in the next five years [10] Group 5 - The scale of China's artificial intelligence industry is projected to exceed 700 billion yuan in 2024, maintaining a growth rate of over 20% for several consecutive years [12] - The user base for generative artificial intelligence has reached 249 million, accounting for 17.7% of the national population [12]