Core Insights - The article discusses the performance of various investments in 2025, highlighting significant returns across different assets and sectors. Investment Performance - XIC (Canadian Index ETF) achieved a return of 26%, driven by the performance of miners and metals [1] - XEQT (Equity ETF) returned 18% [1] - SPY (S&P 500 ETF) saw a return of 16% [1] - QQQ (Nasdaq-100 ETF) recorded a return of 20% [1] - VT (Vanguard Total World Stock ETF) had a return of 20% [1] - VDY (Vanguard FTSE Canadian High Dividend Yield Index ETF) returned 25% [1] - XDIV (Dividend ETF) achieved a return of 22% [1] Individual Stock Performance - TSM (Taiwan Semiconductor Manufacturing Company) had a remarkable return of 53.88% [1] - TSLA (Tesla Inc) increased by 11.36% [1] - NVDA (NVIDIA Corporation) saw a return of 38.88% [1] - CLS (Celestica Inc) experienced a significant return of 206.05% [1] - GOOGL (Alphabet Inc Class A) achieved a return of 65.35% [1] Cryptocurrency Performance - BTC (Bitcoin) declined by 6% [1] - ETH (Ethereum) decreased by 10% [1]

Core Insights - The article discusses the top underlying holdings of various investment funds, highlighting the significant presence of technology and financial companies in their portfolios [1][3]. Group 1: Top Holdings Overview - The top holdings in the Select Aggressive Growth fund include NVIDIA Corp (3.1%), Microsoft Corp (2.4%), and Royal Bank of Canada (2.1%), with a total of 17.9% from the top 10 holdings [1][3]. - The North American Value Fund features Royal Bank of Canada (4.4%), Toronto-Dominion Bank (3.9%), and iShares S&P/TSX Global Gold Index ETF (2.7%), totaling 26.2% from its top 10 holdings [1][3]. Group 2: Comparison with Other Funds - The VEQT fund has a slightly different composition, with NVIDIA Corp at 3.26%, Apple Inc at 2.80%, and Microsoft Corp at 2.68%, showcasing a diverse range of tech and financial stocks [1][3]. - The XIC fund, focused on Canadian exposure, lists Royal Bank of Canada at 6.88%, Shopify Subordinate Voting Inc at 5.88%, and Toronto-Dominion at 4.59%, indicating a strong emphasis on Canadian financial institutions [1][3]. Group 3: Cost Efficiency - The article suggests that investors can create a portfolio of 3-5 funds with a management expense ratio (MER) significantly lower than current funds, potentially around 1/10th of existing charges, while maintaining a similar underlying portfolio makeup [1][3].