新兴市场动态 1、迪拜商业城商务区入驻率达98% 据阿通社消息，迪拜商业城商务区（DCC）运营规模持续扩大，当前入驻率已达约98%，在科技、人工 智能和电子商务企业的强劲需求推动下，其智慧商业生态系统吸引力不断提升。为进一步提升承载能 力，自由区计划在2026年第三季度前推出新的电子商务履约中心，以满足数字贸易企业快速增长的需 求，呼应阿联酋电子商务战略在吸引投资与提升行业竞争力方面的目标。迪拜商业城物业管理与供应链 高级副总裁 Abdulrahman Shaheen 表示，自由区引入自动化机器人系统后，订单履约效率大幅提高，年 订单处理量增长158%，处理与配送时间显著缩减。依托临近迪拜国际机场的区位优势及 DCC Way 生态 体系，企业可触达五小时航程内约30亿消费者。 2、沙特出台新房地产法规：允许外国人持有房产 据腾讯网报道，沙特房地产总局（REGA）宣布，自2026年1月起实施新的房地产所有权法规，允许外 国个人及企业在指定区域购买住宅或商业物业。该政策属于7月获批的《非沙特人持有房地产法》的一 部分。新规要求外国买家仅能持有登记在案的房产，并需全面披露相关信息。新法规明确了五类非沙特 人或实体有 ...

本报（chinatimes.net.cn）记者付乐 北京报道 金融行业的核心竞争力正被AI重新定义。奇富科技CEO吴海生在香港金融科技周上表示，AI在金融领 域的渗透，正在从外围走向核心。过去，AI更多应用在客服、电销、广告等辅助环节，如今正在进入 核心生产系统。以往基于逻辑回归的授信模型只能处理几十个变量，而AI模型能处理百万甚至上亿维 数据，可结合视频、图像、语音等多模态信息，全面评估企业和个人的真实风险。通过分析合同、场景 影像等非结构化数据，AI不仅能识别欺诈行为，还能动态适应市场变化，其判断速度与准确度已接近 专业风控团队。 AI在信贷审核领域的突破尤为明显。度小满CEO朱光直言，在风险管理、客户经营等一些金融核心决 策场景中，大模型展现出了超出传统机器学习的强大能力。目前，度小满已将大模型作为信审Copilot部 署上线。通过学习优秀信审员的判断逻辑，AI帮助一线员工快速完成信审判断，审核时间从10分钟缩 短至30秒，风险降低50%以上。 具体到风控执行环节，AI的技术赋能贯穿身份核验、操作监控等全流程。APP异常操作如反复修改地 址、联系人信息，会被实时记录并接入风控模型。图像活体检测环节，大模 ...

Core Insights - The "Hong Kong FinTech Week x StartmeupHK Festival 2025" has officially opened, marking the largest fintech event in Hong Kong's history, with over 37,000 industry leaders and 700 exhibitors participating [1][2] - Hong Kong's fintech sector is experiencing growth, with over 1,200 fintech companies, a 10% increase from last year, and projected revenues exceeding $600 billion by 2032, with an annual growth rate of over 28% [1][2] Group 1: Event Overview - The event is co-organized by the Hong Kong Monetary Authority (HKMA) and the Invest Hong Kong, featuring participation from key figures such as the Chief Executive of Hong Kong and the Deputy Governor of the People's Bank of China [1] - The event showcases advancements in fintech, with notable participation from major companies like Huawei, Tencent, and Ant Group, highlighting innovations in AI, blockchain, and digital finance [4] Group 2: Strategic Initiatives - The HKMA announced the "FinTech 2030" vision, focusing on four key areas known as "DART": Data and Payment Infrastructure, Artificial Intelligence, Resilience, and Tokenisation [3] - The vision aims to establish Hong Kong as a robust and forward-looking international fintech hub, with over 40 specific projects planned under the DART strategy [3] Group 3: Collaboration and Support - The HKMA plans to leverage currency swap arrangements with the People's Bank of China to provide long-term RMB financing for businesses, facilitating trade and innovation [2] - The collaboration between mainland China and Hong Kong in fintech is expected to deepen, with a focus on practical cooperation and innovative applications to support Hong Kong's role as an international financial center [2]

Core Insights - The 2025 Hong Kong FinTech Week has commenced, showcasing Ant Group's AI-driven solutions, including the Agentar platform, ZOLOZ security platform, and AI mobile banking applications, which garnered significant attention from attendees [1][2] - AI large models are increasingly integrated into the financial sector, enhancing wealth management, security risk control, and intelligent marketing, with over 75% of banks in Hong Kong expected to adopt AI by 2025 [1] - Ant Group's comprehensive AI services aim to accelerate business growth, improve user experience, and enhance risk management for global financial institutions [1] Business Growth - Ant Group's AI marketing agent service has demonstrated a 20% improvement in marketing effectiveness compared to traditional methods in a banking case study [1] User Experience Innovation - The AI mobile banking solution introduced by Ant Group features a "conversational service" model, allowing users to interact in natural language, resulting in a 10% increase in transaction conversion rates for Shanghai Bank and significantly boosting user satisfaction [2] Risk Management - Ant Group's ZOLOZ platform provides millisecond-level risk interception against deepfake attacks, ensuring the security of enterprise clients and assets, with services extended to over 25 countries and regions [2] Global Strategy - Ant Group is focusing on globalization as a key development strategy, leveraging its decade-long experience serving over 10,000 domestic enterprises and financial institutions to expand its AI solutions globally, with Hong Kong as a strategic hub [2]

Group 1 - The parent company of Manus, Butterfly Effect, has denied reports of planning a $100 million financing round at a $1.5 billion valuation, stating that the information is false and the team is focused on product development [1] - AMD has entered into a $10 billion global AI collaboration agreement with Saudi AI company Humain, aiming to invest in AI computing capabilities over the next five years [1] - The original team behind Microsoft's WizardLM project has joined Tencent's AI development organization, Hunyuan, to continue their mission in advancing LLM training technology [1] Group 2 - Ant Group's enterprise-level AI products are set to expand internationally, with a focus on local operations in various regions, including Asia, the Middle East, Africa, and Europe, covering 24 countries [1]