ST. LOUIS--(BUSINESS WIRE)--Enterprise Financial Services Corp (Nasdaq: EFSC) ("the Company†or "EFSC†) will release its fourth quarter 2025 financial results on Monday, January 26, 2026. The Company will host a conference call and webcast at 10:00 a.m. CT on Tuesday, January 27, 2026. Participate by Dial-In We encourage participants to pre-register for the conference call using the following link: https://bit.ly/EFSC4Q2025EarningsCallRegistration. Callers who pre-register will be given a conference pass ...

LOS ANGELES, Jan. 07, 2026 (GLOBE NEWSWIRE) -- RBB Bancorp (NASDAQ: RBB) and its subsidiaries, Royal Business Bank (the "Bank") and RBB Asset Management Company ("RAM"), collectively referred to herein as the "Company", today announced that it will release financial results for its fourth quarter and year ended December 31, 2025 after the markets close on Monday, January 26, 2026. Management will hold a conference call at 11:00 a.m. Pacific Time/2:00 p.m. Eastern Time on Tuesday, January 27, 2026, to discus ...

PITTSBURGH, Jan. 6, 2026 /PRNewswire/ -- F.N.B. Corporation (NYSE: FNB) announced today that it plans to issue financial results for the fourth quarter of 2025 after the market close on Tuesday, January 20, 2026. Chairman, President and Chief Executive Officer, Vincent J. Delie, Jr., Chief Financial Officer, Vincent J. Calabrese, Jr., and Chief Credit Officer, Gary L. Guerrieri, plan to host a conference call to discuss the Company's financial results on Wednesday, January 21, 2026, at 8:30 AM ET. A live l ...

First American Financial Corporation (NYSE:FAF) is one of the best financial pure plays under $100 according to Hedge Funds. Bose George from Keefe Bruyette reaffirmed his bullish stance on First American Financial Corporation (NYSE:FAF) on December 18. The analyst rated the stock as Buy and raised his target price forecast from $79 to $81. This revision now implies an upside of more than 30% relative to the prevailing level. Research, Investment, Finance campaign-creators-pypeCEaJeZY-unsplash George’s ...

Citigroup Inc. (NYSE:C) is included among the 20 Best Performing Dividend Stocks in 2025. JPMorgan Backs Citigroup (C) as Russia Sale Lifts Capital Ratio Kiev.Victor / Shutterstock.com On December 30, JPMorgan kept an Overweight rating on Citigroup Inc. (NYSE:C) after the bank said it plans to sell its remaining operations in Russia. The company expects to take a pre-tax loss of $1.2 billion in the fourth quarter, tied to the exit. Even so, JPMorgan sees a modest lift to Citi’s capital ratio once the sa ...

Bank of America Corporation (NYSE:BAC) is included among the 10 Cash-Rich Stocks to Buy Now. Bank of America (BAC) Estimates Refreshed After Keefe Bruyette Review Photo by Dan Dennis on Unsplash On December 17, Keefe Bruyette analyst Christopher McGratty raised the firm’s price target on Bank of America Corporation (NYSE:BAC) to $64 from $58 and kept an Outperform rating on the shares. The update followed recent conferences and meetings with management, which led the firm to refresh its estimates. Ear ...

Texas Capital Bancshares, Inc. (NASDAQ:TCBI) is one of the stocks Jim Cramer talked about recently. Cramer noted the stock’s noteworthy performance during the episode, as he stated: “The bank stocks have finally come into their own. That includes the regionals. Take Texas Capital Bancshares, that’s the parent of Texas Capital Bank… the stock is up 23% in just the past two months. In January of 2021, Rob Holmes took over as CEO after a three-decade stint at JPMorgan Chase. He pushed through an ambitious tu ...

Royal Bank of Canada (RY) is Canada’s largest bank, showing strong technical momentum. RY has gained 34% over the past year and made 17 new highs in the past month. Consensus analyst ratings are overwhelmingly positive, with multiple “Strong Buy” opinions and price targets up to $269. Revenue and earnings are projected to grow steadily in 2024 and 2025, but Morningstar cautions RY is 35% overvalued after its recent run. Today’s Featured Stock Valued at $234 billion, Royal Bank of Canada (RY) op ...

First Horizon Corporation Conference Call Summary Company Overview - **Company**: First Horizon Corporation (NYSE:FHN) - **Assets**: $83 billion - **Branches**: Over 400 across the Southeast - **Headquarters**: Memphis, Tennessee - **Segments**: Regional banking, specialty banking, and corporate [1][3] Core Insights and Arguments Customer Sentiment and Loan Growth - Customers in the Southeast are optimistic and resilient despite past challenges like COVID and rising rates [4][5] - Loan growth is slower than previously anticipated, with expectations of high single-digit growth not materializing [5][6] - The mortgage warehouse business has been a bright spot for loan growth [5][8] Loan and Deposit Strategy - Focus on building long-term customer relationships rather than just selling products [7][8] - Emphasis on decentralized decision-making in local markets for deposit pricing [8][9] M&A Activity - Increased M&A activity in the Southeast with several competitors involved in mergers [10][11] - First Horizon has recently completed significant mergers and is now focused on organic growth [12][14] - The company is positioned to capitalize on opportunities arising from competitors' M&A disruptions [12][14] Interest Rate Environment and Asset Sensitivity - The company is optimistic about its countercyclical businesses, particularly FHN Financial, in a falling interest rate environment [17][18] - Mortgage warehouse business is expected to benefit from potential refinancing waves as rates decrease [20][26] Expense Management and Technology Investments - Commitment to keeping expenses flat while investing in technology and efficiency improvements [27][29] - Significant technology investments have been made to clear tech debt and enhance operational efficiency [31][32] - AI is being utilized to reduce costs and improve speed in developing new digital platforms [33][36] Credit Quality and Risk Management - Strong credit culture with a focus on client relationships and decentralized credit analysis [39][40] - Best-in-class charge-off rates, with a proactive approach to monitoring credit quality [41][45] - Increased vigilance regarding fraud and operational controls in response to industry challenges [49][50] ROTCE Target and Capital Management - Achieved a 15% ROTCE in Q4, with a goal to sustain and exceed this level [52][53] - Plans to return capital to shareholders primarily through loan growth, with share buybacks as a secondary option [59][60] - Maintaining a capital ratio of 11% with a long-term target of 10% [57][58] M&A Strategy - M&A is not a near-term priority; focus remains on organic growth and achieving top-tier returns [61][62] - The company is open to opportunities but prioritizes shareholder value and operational efficiency [64] Additional Important Points - The competitive deposit environment has quieted down, with clients aware of rate changes [66][68] - Technology expenses are being managed effectively, with a focus on client-facing projects [70][74] This summary encapsulates the key points discussed during the First Horizon Corporation conference call, highlighting the company's strategic focus, market conditions, and operational insights.

Core Insights - U.S. Bancorp (USB) has a market capitalization of $72.6 billion and is a major player in the U.S. financial services sector, offering a range of banking and wealth management services [1] Performance Overview - U.S. Bancorp has underperformed the broader market, with a decline of 2.6% over the past year, while the S&P 500 Index has increased by nearly 19.6% [2] - Year-to-date in 2025, USB's stock has slipped 2.5%, contrasting with a 16.5% gain for the S&P 500 Index [2] Industry Comparison - Within its industry, USB has shown relative weakness, lagging behind the iShares U.S. Regional Banks ETF (IAT), which has seen marginal gains over the past year and a drop of 1.8% in 2025 [3] Earnings Report - On October 16, USB reported its fiscal 2025 third-quarter earnings, with revenue of $7.3 billion, reflecting a year-over-year increase of 6.8%, and earnings per share (EPS) of $1.22, an 18% increase from the previous year [4] - The bank's performance was bolstered by solid fee income growth and an improved net interest margin of 2.8%, aided by disciplined cost management and positive operating leverage [4] Analyst Expectations - For the current fiscal year ending in December, analysts project USB's EPS to grow by 13.1% to $4.50 on a diluted basis [5] - USB has a strong earnings surprise history, having beaten consensus estimates in the last four quarters [5] - Among 25 analysts covering USB, the consensus rating is a "Moderate Buy," with 12 "Strong Buy" ratings, one "Moderate Buy," 11 "Holds," and one "Strong Sell" [5] Price Targets - The mean price target for USB is $55.40, indicating an 18.8% premium to its current price, while the highest price target of $70 suggests a potential upside of 50.2% [6] - J.P. Morgan analyst Vivek Juneja has reiterated a "Sell" rating with a price target of $50 [6]