BJ's Wholesale Club Investor Presentation Forward-Looking Statements: This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. All statements contained in this presentation that do not relate to matters of historical fact should be considered forward- looking statements, including, without limitation, statements regarding our future results of operations and financial position; our anticipated fiscal 2025 outlook; our membership fee in ...

X Financial Digital Lending Marketplace Disclaimer | | Certain statements in this presentation, and other statements that the Company may m | | --- | --- | | | forward-lookingstatements within the meaning of Section 27A of the Securities Act and | | | 21E of the Securities Exchange Act of 1934, as amended. These statements reflect the | | | intent, beliefs or current expectations about the future. These statements can be recogn | | s or | use of words such as "expects," "plans," "will," "estimates," "projec ...

Conference Call Fiscal Fourth Quarter and Full Year 2025 Financial Results November 21, 2025 © 2025 Azenta, Inc. • All rights reserved 1 1 Safe Harbor Statement "Safe Harbor" Statement under the U.S. Private Securities Litigation Reform Act of 1995; certain matters in this presentation, including forecasts of future demand and future Company performance, are forward- looking statements that are subject to risks and uncertainties that could cause actual results to materially differ, either better or worse, f ...

Q3 2025 This presentation has been prepared by Auna S.A. ("Auna" or the "Company") solely for use at this presentation. This presentation is confidential to the recipient. Accordingly, any attempt to copy, summarize or distribute this presentation or any portion hereof in any form to any other party without the Company's prior written consent is prohibited. This presentation contains forward-looking statements. Forward-looking statements convey our current expectations or forecasts of future events. These s ...

Business Performance - VinFast delivered 38,195 EVs in Q3'25, a 74% year-over-year increase[3] - The company delivered 110,362 EVs in the first nine months of 2025, up 149% year-over-year[3] - VinFast's two-wheeler deliveries reached nearly 120,052 in Q3'25, a 535% year-over-year increase[4] - Two-wheeler deliveries for the first nine months of 2025 totaled 234,536, up 489% year-over-year[4] - VF 3 and VF 5 models accounted for 47% of total EV deliveries in Q3'25[31] - Green series models represented 25% of total EV deliveries in Q3'25[31] Financial Highlights - Total revenue for Q3'25 was $719 million, a 47% increase compared to Q3'24[28] - Gross loss for Q3'25 was $404 million, with a gross margin of -56%[28] - Net loss for Q3'25 was $953 million, or $041 per share[28] - Cash and cash equivalents stood at $349 million as of September 30, 2025[28] Market Expansion - VinFast ranked 5th among the Top 5 BEV brands in Indonesia year-to-date, capturing approximately 5% of Indonesia's BEV market[8] - In Vietnam, VinFast outpaced the market with 82% year-over-year growth[6]

Acquisition Highlights - Veolia is acquiring Clean Earth for an Enterprise Value of $3.0 billion (approximately €2.6 billion), which is 9.8x EBITDA 2026e post run-rate synergies[3] - The acquisition is expected to generate $120 million (approximately €105 million) in run-rate cost synergies by Year 4[3] - The transaction is expected to be EPS accretive from Year 2[3] - Veolia will fund the cash transaction through existing financial resources and debt, alongside accelerated portfolio rotation with over €2 billion disposals of mature assets[3] Strategic Impact - The acquisition doubles Veolia's size in the US Hazardous Waste sector, making it the 2 player in the US[3, 5] - Clean Earth has a network of 82 specialized sites and 700 permits across all US states[5, 9] - Clean Earth's 2022-2024 Revenue CAGR was +6.8%[9] - Veolia's US revenue will reach approximately $6.3 billion, representing 12% of Veolia Group[21] Financial Performance - Clean Earth's 2024A Revenues were $1.03 billion with $200 million EBITDA[9] - Clean Earth's FCF/EBITDA conversion is over 60%[9] - Veolia anticipates €5.2 billion (approximately $6 billion) in Revenue and €0.9 billion in EBITDA from Hazardous Waste in 2025E[16] - Veolia expects EBITDA Growth of >+10% CAGR from GreenUp 24-27[16]

Financial Performance Highlights - Profit Attributable to Owners of Parent reached JPY 689.9 billion in FY25 H1, with a progress of 67% against the July outlook[7] - The company is revising its FY25 earnings outlook upward to JPY 1,130 billion, an increase of JPY 110 billion compared to the July outlook and JPY 190 billion compared to the May outlook[7] - Consolidated Net Business Profits increased by 4.7% year-over-year, reaching JPY 729.9 billion, with Customer Groups contributing JPY 511.8 billion and Markets contributing JPY 203.0 billion[9, 12] - The company announced an additional share buyback of JPY 200 billion, bringing the total for FY25 to JPY 300 billion[8] Balance Sheet Overview - Total Assets reached JPY 288 trillion, an increase of JPY 5.4 trillion[22] - Loans amounted to JPY 94 trillion, while Deposits/NCDs reached JPY 174 trillion[22] - Securities totaled JPY 38 trillion, including JGBs at JPY 11.4 trillion and Foreign Bonds at JPY 16.9 trillion[22] Capital and Regulatory Ratios - The CET1 Capital Ratio stood at 13.70%[51] - Total Capital reached JPY 13,662.3 billion[51] - The Leverage Ratio was 5.07%[53] Earnings Outlook and Shareholder Returns - The revised outlook for Consolidated Net Business Profits is JPY 1,350 billion[55] - The revised outlook for Profit Attributable to owners of Parent is JPY 1,130 billion[55] - The annual cash dividend is estimated at JPY 145.00 per share[56, 57]

Q3'26 Quarterly Results November 20, 2025 This presentation and associated commentary contain forward-looking statements regarding Veeva's expected future performance and, in particular, includes guidance, provided as of November 20, 2025, about Veeva's expected future financial results. Estimating guidance accurately for future periods is difficult. It involves assumptions and internal estimates that may prove to be incorrect and is based on plans that may change. Hence, there is a significant risk that ac ...

Financial Performance - Net sales reached $3.9 billion, a 3% increase year-over-year[12] - Comparable sales increased by 5%, marking the 7th consecutive quarter of positive comps[12] - Gross margin was 42.4%, while operating margin was 8.5%[12] - Cash, cash equivalents, and short-term investments totaled $2.5 billion, up 13% compared to the previous year[12, 28] - Year-to-date, the company returned $337 million to shareholders through dividends and share repurchases[34] Brand Performance - One brand experienced a net sales growth of 6% and comparable sales growth of 7%[21] - Another brand saw a net sales decrease of 1% but a comparable sales increase of 4%[23, 24] - One brand experienced a net sales decrease of 11% and a comparable sales decrease of 11%[26, 27] Fiscal Year 2025 Outlook - The company anticipates net sales growth of 1.7% to 2.0% for the full year[41] - Operating margin is projected to be approximately 7.2%, including a net tariff impact of 100-110 basis points[41] - Capital expenditures are expected to be between $500 million and $550 million[36, 41]

ESCO Technologies Fourth Quarter FY 2025 Earnings Call Bryan Sayler President & CEO Chris Tucker Sr. Vice President & CFO November 20, 2025 2 Q4 Results – Continuing Operations ($ in Millions, except per share amounts) 273.5 Q4'24 Q4'25 Sales 247.5 320.9 Q4'24 Q4'25 Entered Orders 62.6 84.4 Q4'24 Q4'25 Adjusted EBIT 23.9% 22.9% $1.79 1 Forward Looking Statement Statements in this presentation regarding Management's intentions, expectations and guidance for fiscal 2026, including restructuring and cost reduc ...