Q3 Fiscal Year 2025 Financial Performance - Revenue for Q3 FY'25 reached $2.042 billion, exceeding both the outlook range of $1.925 billion - $2.025 billion and the Q3 FY'24 revenue of $1.841 billion[11, 35] - Gross margin was 9.1%, surpassing the outlook range of 8.6% - 9.0%[11] - Operating margin was 5.7%, aligning with the high end of the outlook range of 5.4% - 5.8%[11] - Diluted EPS was $1.53, exceeding the outlook range of $1.35 - $1.45[11] Balance Sheet and Cash Flow - Cash and cash equivalents totaled $798 million as of June 28, 2025[21] - The company has substantial liquidity of approximately $1.7 billion, with no borrowings under the $800 million Revolver at quarter end[24] - Cash flow from operations was $201 million, with net CapEx of $33 million, resulting in free cash flow of $168 million[25] - The company repurchased 0.2 million shares for $13 million in Q3, and 1.4 million shares for $114 million year-to-date[25] Q4 Fiscal Year 2025 Outlook - Revenue is projected to be between $2.0 billion and $2.1 billion[28] - GAAP diluted EPS is expected to be in the range of $1.21 to $1.31, while non-GAAP diluted EPS is projected to be between $1.52 and $1.62[28] ZT Systems Acquisition - The acquisition of ZT Systems is on track to close near the end of the 2025 calendar year and is expected to generate $5 - $6 billion of net revenue on a run-rate basis[31] - The acquisition is expected to double Sanmina's net revenue within the next 3 years and be accretive to non-GAAP EPS in the first year after closing[31]

Financial Performance - Q2 2025 revenue reached $1.51 billion, a 14% sequential increase[11] - Q2 2025 Earnings Per Share (EPS) was $0.22[11] - Q2 2025 Gross Profit was $182 million, representing a gross margin of 12%[28] - Q2 2025 Operating Income was $92 million, with an operating margin of 6.1%[24] - Q2 2025 EBITDA was $259 million, resulting in an EBITDA margin of 17.1%[38] - The company's cash and short-term investments totaled $2.0 billion[38] - The company's liquidity was $3.1 billion[38] - Total debt stood at $1.6 billion, with a debt to EBITDA ratio of 1.5x[38] Future Outlook - Q3 2025 revenue is projected to be between $1.875 billion and $1.975 billion[41, 46] - Q3 2025 gross margin is expected to be in the range of 13.0% to 14.5%[41] - 2025 Capital Expenditures (CapEx) are estimated at $850 million[41] End Market Dynamics - All end markets achieved double-digit sequential growth in Q2 2025[11]

Third Quarter Fiscal Year 2025 Results July 28, 2025 Cautionary Statement Information in this presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 that involve risks and uncertainties, including, but not limited to, our focus on growth, operational excellence and innovation, including the outcome of such efforts on our long-term success and shareholder value; our focus safety, quality, delivery, and cost improvements and the outcomes of ...

Financial Performance - Earnings per share were $0.10[8] - Operating Funds From Operations (OFFO) per share was $0.26[9] - Same-Property Net Operating Income (SPNOI) growth was +6.2%[7, 10] - New straight-line lease spreads increased by +30%[7, 15] - Renewal straight-line lease spreads increased by +20%[7, 15] - Blended straight-line lease spreads increased by +23.9%[11] Acquisitions and Portfolio - The company acquired 19 properties in 2Q25 for $155 million[7, 11] - The company acquired 29 properties in 3Q25 to date for $260 million, including a 23-property portfolio for $159 million[7] - Total portfolio Net Operating Income (NOI) growth was 39.1% in 2Q25[7, 43] - Leased rate of 96.1%, up 10 basis points sequentially[7, 15] Liquidity and Capital - The company has over $1 billion of liquidity, including $430 million in cash, $400 million of credit facility availability, and $300 million from debt proceeds as of June 30, 2025[7, 31]

SUMMER2025 INVESTOR PRESENTATION Safe Harbor This presentation contains, or may be deemed to contain, "forward- looking statements" (as defined in the US Private Securities Litigation Reform Act of 1995) which reflect our current views with respect to future events and financial performance. We use words such as "anticipates," "projection," "outlook," "forecast," "believes," "plan," "expect," "future," "intends," "may," "will," "estimates," "see," "predicts," "should" and similar expressions to identify the ...

NASDAQ: NEWT July 28, 2025 Second Quarter 2025 Financial Results Conference Call Hosted and Presented by: Barry Sloane, CEO & President Frank M. DeMaria, CFO, NewtekOne, Inc. M. Scott Price, CFO, Newtek Bank, N.A. Investor Relations Bryce Rowe browe@newtekone.com (212) 273-8292 www.newtekone.com Note Regarding Forward-Looking Statements Certain statements in this presentation and made during this conference call include statements about our plans and future prospects for NewtekOne, Inc and our consolidated ...

Investor Presentation July 2025 Disclaimer This presentation contains "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. Any statements contained in this presentation that do not describe historical facts may constitute forward-looking statements. Forward-looking statements may include, without limitation, statements regarding (i) the plans, objectives and expectations of management wit ...

Second Quarter 2025 Financial Results July 28, 2025 Western Union Tom Hadley Vice President of Investor Relations 2 Western Union Forward-Looking Statements This presentation contains certain statements that are forward-looking within the meaning of the Private Securities Litigation Reform Act of 1995. These statements are not guarantees of future performance and involve certain risks, uncertainties, and assumptions that are difficult to predict. Actual outcomes and results may differ materially from those ...

2nd Quarter 2025 Nasdaq: HMST July 28, 2025 Important Disclosures Forward-Looking Statements This presentation includes forward-looking statements, as that term is defined for purposes of applicable securities laws, our industry, our future financial performance, business plans and expectations. These statements are, in essence, attempts to anticipate or forecast future events, and thus subject to many risks and uncertainties. These forward-looking statements are based on our management's current expectatio ...

Financial Performance - Bank of Hawai'i Corporation reported diluted earnings per common share of $1.06 [6] - Net income reached $47.6 million [6] - The net interest margin (NIM) expanded for the fifth consecutive quarter, reaching 2.39% from 2.32% [6] - Return on average common equity increased to 12.50% from 11.80% [6] Balance Sheet & Capital - The average cost of total deposits was 1.60% [6] - The Tier 1 capital ratio stood at 14.17%, and the total capital ratio was 15.23% [6] - The company experienced a $3.2 million positive impact to net interest income (NII) from cashflow repricing in 2Q25 [73] - Total quarterly impact to NII from deposit mix shift and repricing in 2Q25 was $(0.5) million [75] Credit Quality & Loan Portfolio - The net charge-off rate was low at 0.07% [6] - Non-performing assets represented 0.13% of the total [6] - 80% of the loan portfolio is real estate-secured, with a combined weighted average loan-to-value (WALTV) of 51% [6]