Schenker Integration - DSV maintains strong momentum on Schenker integration with high customer satisfaction scores and positive customer feedback[8, 9] - Total transaction and integration costs are still anticipated at around DKK 11 billion, with the majority expected in 2026 and 2027[11] - The company expects annual synergies of DKK 9 billion at the end of 2028, with 30% completed by the end of 2025 and 70% by the end of 2026[14] - The impact of DKK 800 million is expected from synergies in 2025, with DKK 300 million impact in Q3 2025[14] Q3 2025 Financial Highlights - The company achieved stable financial performance in Q3 2025 despite challenging market conditions[9, 18] - Organically, gross profit was up 5.4% and EBIT before special items was down 7.3% in Q3 2025 compared to the same period last year[17, 18] - Schenker contributed DKK 8,184 million to gross profit and DKK 1,463 million to EBIT for the quarter[18] - Adjusted free cash flow was strong at DKK 4,276 million in Q3 2025, with a cash conversion of 96%[44, 45] Outlook - The company narrowed its 2025 outlook for EBIT before special items to DKK 195 - 205 billion[9] - The company expects full-year financial impact from synergies related to the integration of Schenker to be around DKK 800 million[46] - The company expects the effective tax rate to be around 29%[46]

Investor Presentation SBAB Bank AB (publ) Executive summary Total deposits (SEK bn) Total lending (SEK bn) OOD ● Founded in 1985 and 100% owned by the Kingdom of Sweden ● Swedish mortgage portfolio, predominantly residential mortgages (5th largest mortgage player in Sweden) ● Financial targets from owner covering profitability, capitalisation and dividend ● Increased funding needs in 2025 (approximately SEK 90 bn) Contents Business update Macro development 6 1 2 Credit portfolio and asset quality 3 Financia ...

Strategy Overview - RWC aims to create value through product leadership by providing smart product solutions that improve contractor productivity and make lives easier[12] - The company is positioned for growth in a total addressable market estimated at $253 billion[16] - RWC's global manufacturing footprint supports sourcing flexibility, optimizing locations based on product-specific cost profiles[18, 24] Regional Spotlights - **EMEA:** EMEA's net sales were £201 million, including £29 million of intercompany sales, with an adjusted EBITDA of £58 million[28, 29] - **APAC:** APAC's net sales were A$420 million, including A$57 million of intercompany sales, with an adjusted EBITDA of A$40 million[72, 73] - **Americas:** Americas' net sales were $859 million with an adjusted EBITDA of $182 million[120] Operational Improvements - EMEA implemented a new S&OP process, achieving over 90% delivery OTIF and supplier OTIF, while reducing lead times and overall inventory[59, 60] - APAC is optimizing its distribution center and manufacturing footprint following the Holman acquisition, reducing the number of active sites from 22 to 17[109, 111] - Americas is optimizing its distribution center network, moving from 11 to 4 DCs, and exploring manufacturing and assembly opportunities in Mexico to lower COGS[146, 152]

Financial Performance - GAAP operating income was $1.6 billion[6] - GAAP net income was $1.4 billion[6] - Non-GAAP net income reached $1.8 billion[6] - Operating cash flow amounted to $6.2 billion[6] - Free cash flow hit a record of nearly $4.0 billion[6] - Cash and investments increased by $4.9 billion to reach $41.6 billion[6] Revenue Growth - Total revenue increased by 12% year-over-year to $28.1 billion[9, 11] - Automotive revenue increased by 6% year-over-year to $21.205 billion[9] - Energy generation and storage revenue increased significantly by 44% year-over-year to $3.415 billion[9] - Services and other revenue grew by 25% year-over-year to $3.475 billion[9] Operational Highlights - Total vehicle deliveries increased by 7% year-over-year to 497,099 units[12] - Energy storage deployments saw a substantial increase of 81% year-over-year, reaching 12.5 GWh[12]

Financial Performance Highlights - IBM's revenue grew by over 7% year-over-year[14] - Adjusted EBITDA increased by 22%[14] - Operating earnings per share grew by 15%[14] - Free cash flow year-to-date grew by 9%[14] - The company is raising its full-year free cash flow outlook to approximately $14 billion[22] Segment Performance - Software revenue increased by 9%, with Automation growing by 22% and Hybrid Cloud by 12%[16] - Infrastructure revenue increased by 15%, driven by a 59% increase in IBM Z revenue[18] - Consulting revenue increased by 2%[20], with over $1.5 billion in GenAI bookings in the quarter[19] Key Metrics and Outlook - The GenAI book of business now exceeds $9.5 billion[11] - The company is raising revenue growth expectations to over 5%[22] - Adjusted EBITDA growth is expected to be in the mid-teens[22]

Fourth Quarter and Fiscal 2025 Results October 22, 2025 Forward-looking statements Certain statements made in this presentation and the associated conference call may constitute "forward-looking statements" under the Private Securities Litigation Reform Act of 1995. Forward-looking statements include information concerning future strategic objectives, business prospects, anticipated savings, financial results (including expenses, earnings, liquidity, cash flow and capital expenditures), industry or market c ...

Financial Performance - LendingClub's total originations reached $2.6 billion in Q3 2025, a 37% year-over-year increase[25] - Pre-Provision Net Revenue (PPNR) was $103.5 million, up 58% year-over-year[25] - Net Interest Income increased by 13% year-over-year[38] - Non-Interest Income increased by 75% year-over-year[38] - Diluted EPS increased by 185% year-over-year to $0.37[53] Balance Sheet and Efficiency - Net Interest Margin expanded to 6.18%[40] - Efficiency Ratio improved to 45.8%[43] - Book Value Per Common Share increased to $12.68[53] - Tangible Book Value Per Common Share increased to $11.95[53] Consumer and Market Position - LendingClub has over 5 million members and has originated over $100 billion in loans[8] - The total addressable market (TAM) for revolving consumer credit is $1.3 trillion[14]

Company Overview - Century Communities operates in 16 states and over 45 markets across the U S [9] - The company reported revenues of $4 2 billion for the last twelve months ending in Q3 2025 [14] - As of September 30, 2025, the company has 62,239 lots [14] Financial Performance & Growth - Total revenues increased by 64% from $2 5 billion in 2019 to $4 2 billion in LTM Q3 2025 [25] - EBITDA increased by 78% from $207 million in 2019 to $369 million in LTM Q3 2025 [25] - Book Value Per Share increased by 173% from $32 11 in 2019 to $87 74 in Q3 2025 [25] - Net Income increased by 90% from $113 million in 2019 to $214 million in LTM Q3 2025 [25] - Home sale deliveries increased by 32% from 8,000 in 2019 to 10,555 in LTM Q3 2025 [25] - The company repurchased approximately 6 2% of shares outstanding at the beginning of the year [23] Business Strategy & Operations - 94% of total company home deliveries are priced below FHA limits [30] - 99% of total company home deliveries are spec builds [32] - The company maintains a significant liquidity position of $836 million [43] - Financial Services revenues were $88 million with pretax income of $20 million in LTM 3Q 2025 [47]

Lam Research Corporation September quarter 2025 financial results October 22, 2025 Cautionary statement regarding forward-looking statements This presentation and the accompanying discussion contain "forward-looking statements" under U.S. securities laws. Forward-looking statements include any statements that are not statements of historical fact. Examples of forward-looking statements include, but are not limited to: (1) anticipated business, balance sheet, cash flow and financial measures and results and ...

Third Quarter 2025 Results Christian Klein, CEO Dominik Asam, CFO October 22, 2025 Christian Klein CEO Q3 was a great quarter 4,351 (+27%) 4,708 (+27%) 4,993 (+26%) 5,130 (+28%) 5,290 (+27%) 3,209 (+28%) 3,458 (+29%) 3,745 (+30%) 3,856 (+31%) 3,972 (+28%) Q3 24 Q4 24 Q1 25 Q2 25 Q3 25 Cloud revenue in € millions (yoy @cc) Cloud gross profit in € millions (yoy @cc) Current cloud backlog € millions 18,839 ▲ +23% (+27% @cc) Cloud revenue € millions 5,290 ▲ +22% (+27% @cc) Cloud ERP Suite revenue € millions 4,5 ...