Safeguarding Global Health® Second-Quarter 2025 Earnings Results August 8, 2025 © 2025 Sotera Health Company | All Rights Reserved. Cautionary Note Regarding Forward-Looking Statements and Non-GAAP Financial Measures Unless expressly indicated or the context requires otherwise, the terms "Sotera Health," "Company," "we," "us," and "our" in this document refer to Sotera Health Company, a Delaware corporation, and, where appropriate, its subsidiaries on a consolidated basis. This release contains forward- loo ...

Financial Performance - The company reported a net profit of $1.1 million and an EBITDA of $20.9 million for Q2 2025[9] - Time charter equivalent (TCE) earnings were approximately $28,400 per day, gross, for Q2 2025 and $32,700 per day, gross, for July 2025[9] - Operating revenues decreased by $1.3 million compared to Q2 2024, from $31.2 million to $29.9 million, due to reduced average TCE, offset by more operational days[12, 14] - Vessel operating expenses increased by $1.5 million compared to Q2 2024, primarily due to more operational days[14] - Interest expense increased by $1.8 million due to draw downs on sale leaseback financing[14] Balance Sheet and Cash Flow - Cash and cash equivalents totaled $24.7 million as of June 30, 2025, including a minimum cash balance of $12.3 million[17] - Total debt was $714.0 million, or $701.3 million net of deferred loan costs, as of June 30, 2025[17] - Cash flow from operations was $8.3 million in Q2 2025[17] - Total cash distributions of $0.105 per share were declared for April, May, and June 2025[17] Market Dynamics - Year-on-year Capesize tonne-mile development decreased by 1.2% in Q2 2025, but increased by 3.2% compared to the 3-year average[35] - China's iron ore imports remain solid, and inventories are set for a seasonal rebound[45] - The orderbook represents 8.9% of the existing Capesize fleet, indicating a historically low orderbook[55]

Revenue Performance - Total revenue for Q3 Fiscal Year 2025 was $51.901 million, reflecting a 12% year-over-year growth[4,11] - Payments revenue reached $13.100 million, showing an 11% year-over-year increase[4] - Recurring revenue totaled $40.201 million for the quarter[4] - Total Annualized Recurring Revenue (ARR) reached $160.804 million, a 12% increase year-over-year[4] Revenue Composition - Software and related service revenue amounted to $36.245 million[4] - SaaS revenue contributed $9.299 million to the total[4] - Transaction-based revenue was $4.052 million[4] - Maintenance revenue reached $8.648 million[4] - Professional services generated $9.458 million[4] Profitability Metrics - Adjusted EBITDA from continuing operations was $12.724 million, representing an Adjusted EBITDA margin of 25%[11] - Net loss from continuing operations attributable to i3 Verticals, Inc was $(410) thousand[12] - Non-GAAP adjusted income before taxes from continuing operations was $10.249 million[12] - Adjusted net income from continuing operations was $7.687 million[12] - Adjusted diluted earnings per share from continuing operations was $0.23[14]

Q2 FY2025 August 8, 2025 Live Presentation Friday, August 8, 2025, 8:30 AM (ET) Participant Dial-in Information Toll Free: 1-800-245-3047 Toll/International: 1-203-518-9765 Conference ID: SANUWAVE OR click the link for instant telephone access to the event. https://viavid.webcasts.com/starthere.jsp?ei=1723341&tp_key=b9f972bf82 Replay Dial-in Information Toll Free: 1-844-512-2921 or 1-412-317-6671 Replay Pin Number: 11159256 Replay Expiry: August 29, 2025 2 Forward Looking Statements and Non-GAAP Financial M ...

Q2 2025 RESULTS CONFERENCE CALL TSX: IMG l NYSE: IAG l www.iamgold.com Q2 2025 CONFERENCE CALL August 8, 2025 Q2 2025 RESULTS CONFERENCE CALL Cautionary Statement CAUTIONARY STATEMENT REGARDING FORWARD-LOOKING INFORMATION All information included or incorporated by reference in this presentation, including any information as to the Company's vision, strategy, future financial or operating performance and other statements that express management's expectations or estimates of future performance or impact, in ...

Financial Performance - Net loss from continuing operations was $(0.31) per common share[5] - Distributable losses were $(0.14) per common share[5] - Distributable losses before realized losses were $(0.10) per common share[5] - A dividend of $0.125 per common share was declared[5] Loan Portfolio - Total loan originations amounted to $532.1 million[5] - The total loan portfolio was $7.9 billion[5] - Loan repayments and sales reached $774.7 million[5] - 60+ core delinquencies stood at 4.6%[5] Capitalization and Business Updates - Book value per share was $10.44 per common share[5] - 8.5 million shares were repurchased at an average price of $4.41, impacting BVPS by $0.31[5] - Total leverage was 3.5x, with a recourse leverage ratio of 1.5x[5] - The company completed the sale of its residential mortgage banking segment[5] - A bulk sale of legacy bridge loans, selling $494 million of multi-family bridge assets, generated net proceeds of $85 million[5]

Second Quarter 2025 Highlights - P&C premium production increased by 110% to approximately $346 million[5] - P&C revenue increased by 21% to approximately $54 million, and total revenue increased by 8% to approximately $55 million[5] - Cirrata's premium placed increased 368% to $250 million[12] - Cirrata's total revenue increased 148% to $33 million year-over-year[12] Segment Performance - Everspan's Gross Written Premiums (GPW) was $96 million, down (13)% compared to the second quarter of 2024[15] - 61% of Everspan's 2Q25 GPW is E&S lines[15] - Cirrata experienced organic growth of (3)%[12] - Beat Capital had organic growth of approximately 26%, and Cirrata Proforma Organic Growth Inclusive of Beat was approximately 12%[5] Profitability Metrics - Cirrata reported a net loss of $(8) million with a margin of (24)%[12] - Cirrata's Adjusted EBITDA was $5 million with a margin of 14%[12] - Cirrata's Adjusted EBITDA to shareholders was $3 million with a margin of 8%[12]

Financial Performance - Total revenues for F'25 were $517 billion, a 104% decrease compared to F'24[58] - Cloud services and subscriptions revenue for F'25 reached $186 billion, a 20% increase year-over-year[88] - Customer support revenue for F'25 was $233 billion, representing a 140% decrease compared to F'24[88] - The A-EBITDA margin for F'25 was 345%[23] - The FCF margin for F'25 was 13%[23] - The company repurchased approximately 5% of shares in F'25[23] Strategic Focus - The company expects to return to total revenue organic growth in F'26[21] - The company is targeting $1 billion in savings over 10 years through AI and Business Optimization[21] Market Position - The company is number 1 in Content Management[10] - The company estimates a Total Addressable Market (TAM) of over $250 billion[18]

Delivering the next generation of digital customer experience TTEC Investor Overview August 2025 1 ©2025 TTEC. Confidential and Proprietary Disclosure This presentation includes forward-looking statements (within the meaning of Section 27A of the Securities Act of 1933 as amended, Section 21E of the Securities Exchange Act of 1934 as amended, and the Private Securities Litigation Reform Act of 1995) relating to TTEC's strategy, operations, value proposition, market assessments and the size of addressable ma ...

EARNINGS RELEASE Q2 2025 | AUGUST 8, 2025 Q2 2025 - 1 Q2 2025 OVERVIEW SEGMENT OPERATING INCOME of $159 million CHALLENGING INDUSTRY DYNAMICS impacting both consumer and commercial GOODYEAR FORWARD strong execution drives benefits of $195 million GROSS ASSET SALE PROCEEDS to date of $1.6 billion; continue to expect > $2.0 billion this year Q2 OPERATIONS & INDUSTRY OBSERVATIONS CORE OPERATIONS Highlights Financial Results SBU Results Outlook Important Disclosures Appendix Q2 2025 - 2 INDUSTRY DYNAMICS CHALLE ...