Core Viewpoint - The new consumption patterns in China are steadily growing, with emerging models like instant retail and live-streaming e-commerce showing rapid development, indicating a significant shift in consumer behavior [1] Group 1: Online Retail Growth - From January to November, the online retail sales of physical goods increased by 5.7% year-on-year, outpacing the total retail sales of consumer goods by 1.7 percentage points [1] - Online retail now accounts for 25.9% of the total retail sales of consumer goods, highlighting its growing importance in the market [1] Group 2: Emerging Consumption Trends - Digital consumption, green consumption, and health-oriented consumption are becoming new hotspots, playing an increasingly significant role in supporting and leading overall consumption trends [1] - The retail volume of new energy vehicles in the passenger car market has maintained rapid growth during the same period [1]

根据台湾地区有关规定，台湾立法机构通过的各项规章，台湾行政部门如果不同意，可以提出复议。如 果复议被立法部门否决，那么行政部门负责人要么接受、要么辞职。在规定的时间内，台湾当局领导人 必须公告该规章。为了权力制衡，台湾领导人公告相关规章，须行政部门负责人或有关部门负责人副署 （作为第二或第三签名人签字确认）。 这次在岛内被冲上热搜的是所谓的"财划法"。围绕这个规章，蓝、白、绿三方先是在立法部门大战多个 回合，绿营败下阵来；然后台湾行政部门又冲上来大战几个回合，还是败下阵来。 根据规定，这件事情已经走完所有程序，尘埃落定，"财划法"必须在12月15日由台湾行政部门负责人卓 荣泰副署，台湾领导人赖清德公布。 《明天过后，台湾就将进入行政独裁时代》。这是台湾《联合报》12月14日发表的一篇评论。当天的 《联合报》还以社论的方式发表观点，认为民进党一意孤行，民主"宪政"已站在"魏玛时刻"十字路口， 崩坏只在旦夕。台湾《中国时报》则在12月15日发表社论，认为"（赖清德当局）把台湾的法治水平打 回了皇权时代。" 无独有偶，在12月10日的例行新闻发布会上，国台办发言人陈斌华在谈及台湾当局封禁多款大陆购物和 社交平台时表 ...

经济观察网12月15日，国家统计局的数据显示，11月份，新房价格环比上涨的城市有8个，比上月多2 个。其中，合肥、襄阳涨幅均为0.3%，并列第一；南京、贵阳涨幅均为0.2%，并列第二；沈阳、上 海、重庆、扬州涨幅均为0.1%，并列第三。同比来看，新房价格上涨城市有5个，比上月减少2个。其 中，上海涨幅5.1%，位居第一；杭州涨幅3%，位居第二；合肥涨幅1.3%，位居第三。 ...

经济观察网中共江西省委关于制定全省国民经济和社会发展第十五个五年规划的建议发布，其中提出， 促进房地产高质量发展。加快构建房地产发展新模式，健全多主体供给、多渠道保障、租购并举的住房 制度，推动住房政策与就业、收入分配、社会保障等政策相互衔接。健全以配租型和配售型保障性住房 为主体的住房保障体系，满足城镇工薪群体和各类困难家庭基本住房需求。因城施策增加改善性住房供 给，推动建设安全舒适绿色智慧的"好房子"。实施房屋品质提升工程和物业服务质量提升行动，建立房 屋全生命周期安全管理制度 ...

为推进多层次多支柱养老保险体系建设，促进个人养老金业务健康发展，提升个人养老金公共服务建设 水平，在个人养老金制度全面实施一周年之际，中国社会保险学会于2025年12月13日在北京举办了个人 养老金服务发展研讨会。参会单位及人员包括人社部养老保险司、信息中心、社保中心，以及高校和科 研机构专家学者、个人养老金业务参与机构。银华基金作为业内个人养老金业务先行者，受邀参加此次 会议，并作为基金行业代表进行经验分享发言。 本次大会主题为"聚力·引领·共赢"，旨在交流个人养老金制度实施情况，分享各方经验和成果，深入探 讨个人养老金业务发展机遇与潜在挑战，为推动建立个人养老金全链条服务体系规范、提升服务能力建 言献策。 会议由人社部社会保险基金监管局原巡视员、中国社会保险学会副会长主持。会议首先由人社部养老保 险司、社保中心、信息中心有关领导进行了主旨发言。随后，金保信社保卡科技有限公司总经理就电子 社保卡个人养老金全链条服务开展情况，进行了专题发言。金融机构方面，由银华基金管理股份有限公 司等参会代表，就个人养老金业务发展探索、理论研究、服务实践等主题，进行了经验分享。专家学者 方面，中国人民大学、北京大学、对外经济 ...

全年全国粮食产量14298亿斤，比上年增加167.5亿斤，增长1.2%，稳定在1.4万亿斤以上。其中，秋粮 产量10732亿斤，比上年增加163.6亿斤，增长1.5%。全国谷物产量13204亿斤，比上年增加158.4亿斤， 增长1.2%。粮食播种面积增加、单产提高。全国粮食播种面积17.91亿亩，比上年增加134.8万亩，增长 0.1%；粮食单产399.1公斤/亩，每亩产量比上年增加4.4公斤，增长1.1%。 经济观察网12月15日，国家统计局发布，11月份，在以习近平同志为核心的党中央坚强领导下，各地区 各部门认真贯彻落实党中央、国务院决策部署，坚持稳中求进工作总基调，深入实施更加积极有为的宏 观政策，纵深推进全国统一大市场建设，着力推动高质量发展，生产供给基本平稳，就业形势总体稳 定，市场价格继续改善，新质生产力稳步发展，经济运行延续总体平稳、稳中有进发展态势。 ...

Group 1 - National Bureau of Statistics will hold a press conference to introduce the national economic operation situation for November 2025 [2] - The housing price data for 70 large and medium-sized cities will be released [2] - The 2025 China Automotive Software Conference will take place, focusing on cutting-edge technologies and industry policies [2] - The World Tourism Economy Forum 2025 Summit will be held, gathering over 1,000 participants from various countries [2] Group 2 - A total of 8 companies will have their restricted shares unlocked today, with a total unlock volume of 72.0354 million shares, amounting to a market value of 1.907 billion yuan [3] - Two companies have over 10 million shares unlocked, with Shengxin Lithium Energy and Aier Eye Hospital leading in unlock volume [4] - Two companies disclosed their private placement progress, with the highest fundraising amounts proposed by Guoao Technology and Zhonghuan Environmental [5] - Five A-shares will have their equity registration today, with significant dividends announced by China Duty Free Group, Zhongye Da, and Changjiang Materials [5]

经济观察网 据央视新闻客户端消息，当地时间14日，根据以军发布的通告，当天在约旦河西岸城市希 伯伦附近的一个十字路口，一名巴勒斯坦人试图持刀刺伤以军士兵，以军士兵开枪将其打死。事件未造 成以军人员伤亡。 ...

总台记者获悉，根据新南威尔士州警方最新消息，警方在邦迪滩逮捕两人。警方称其行动仍在进行中。 警方提醒民众绕行邦迪滩事发区域，而在事件发生地点的民众应采取避险措施。 经济观察网 据央视新闻客户端消息，澳大利亚警方14日说，悉尼邦迪滩传出枪声。 ...

Core Insights - The launch of the Lantu Zhi Guang L at a price range of 279,900 to 309,900 yuan marks a strategic entry into the luxury sedan market, aiming to challenge the dominance of traditional German and Japanese brands [2] - Lantu's chairman emphasizes the need for Chinese electric vehicles to disrupt the luxury market, which has been historically dominated by foreign brands due to their established technology and brand strength [2][3] - The shift in consumer mindset towards electric vehicles is evident, with increasing interest from traditional luxury car owners in considering new energy vehicles [3] Market Dynamics - The luxury sedan market, previously monopolized by foreign brands like BBA (Benz, BMW, Audi), is experiencing a transformation with the emergence of Chinese electric vehicles such as BYD Han and Zeekr 001 [3] - During the 14th Five-Year Plan period, while Chinese brands excelled in the SUV and MPV segments, they have struggled to gain a foothold in the luxury sedan market [3] Strategic Approach - Lantu aims to leverage its technological advancements, such as the 800V high-voltage platform and intelligent four-wheel drive system, to differentiate its products in a competitive market [4] - The company is focused on enhancing brand and user experience, with 40% of its users coming from existing BBA customers, indicating a positive trend in brand perception [4] - Lantu acknowledges that while technological superiority can be achieved quickly, building brand equity takes time, and the company is committed to long-term strategies to overcome consumer biases [4] Industry Collaboration - The chairman calls for a collective effort among Chinese brands to penetrate the luxury sedan market, with the Lantu Zhi Guang L serving as a catalyst for this movement [5]