沃什曾主张重新审视1951年《财政部-美联储协议》——该协议曾大幅限制美联储在债市的影响力。但 过去十年连续资产购买后，美联储资产负债表已膨胀至6.6万亿美元。美银认为，沃什的构想缺乏明确 界定，很大程度上只是对现有做法的重申。 策略师强调，仅当两类情形出现时才可能显著冲击市场：一是财政部削减长期债券发行规模，二是美联 储转向利率锚定政策(后者可能性较低)。"其他协议步骤影响有限，新'协议'对利率市场的作用料将微 弱。" 【最新黄金期货行情解析】 当前沪金期货延续震荡格局，日线级别RSI指标处于中性区域，短期动能偏弱但未脱离多头趋势。关键 支撑位在1120元/克附近，若失守可能测试1100元/克防线；上方压力位分散于1160-1180元/克区间，突 破需放量配合。近期市场受美联储政策预期压制，但地缘风险与央行购金需求提供底部支撑。关注3月 议息会议前后的方向选择。 摘要今日周五(2月13日)亚盘时段，黄金期货目前交投于1087.46附近，截至发稿，黄金期货暂1110.94元/ 克，跌幅1.54%，最高触及1130.38元/克，最低下探1087.32元/克。目前来看，黄金期货短线偏向震荡走 势。 今日周五(2月 ...

海口老庙黄金价格 海口老庙黄金从初创始的两节柜台发展至今，公司的注册资金已经从90年代初的36万元，上升至目前的8500万元；拥有资产5.6亿元，累计利润3.6亿元，上 缴税收超过4亿元。现已拥有黄金生产厂、铂金生产厂、钻石公司、销售公司、连锁投资公司，国际贸易公司、贵金属提炼公司、珠宝科研检测中心，以及 城隍庙银楼、南京路银楼，和遍布全国各地的500多家连锁网点，2005年销售处于行业前三位，商业品牌价值达到19.6亿元、较十七年前，公司的销售增长 了100倍，利润增长了200倍，净资产增长了400倍，而从企业的无形资产来看更是增长了千倍。 海口老庙黄金有限公司创建于1982年，前身是"老城隍庙工艺品商店"，是国务院批准国内恢复销售黄金饰品后开设的第一家黄金零售点。 ...

Group 1 - The core business of Haikou Jinzhizun Jewelry includes the design, research and development, production, and sales of high-end jewelry and gold products under the "Jinzhizun" brand [2] - The company has established a retail network of over 260 stores across Hong Kong, Macau, and major cities in mainland China through self-operated, cooperative, and franchising models [2] - Haikou Jinzhizun Jewelry has quickly gained recognition among consumers in the Greater China region and has been awarded the title of "China Famous Trademark" [2] Group 2 - The brand's image is significantly enhanced by its spokesperson, Ms. Kelly Chen, who embodies qualities of nobility, innovation, and confidence, effectively showcasing the brand's luxurious characteristics [2]

Group 1 - The latest spot gold price is reported at 1105.36 yuan per gram, reflecting an increase of 1.16 yuan, or 1.16% from the previous trading day, indicating an upward trend during the day [1] - The opening price for the day was 1093.09 yuan per gram, with a daily high of 1107.71 yuan per gram and a low of 1085.77 yuan per gram [1] Group 2 - The U.S. Department of Homeland Security is facing a potential shutdown due to a political deadlock over immigration enforcement issues, compounded by the expiration of temporary funding on February 13 [2] - The House of Representatives passed a funding bill on February 3, but the Senate is expected to vote on the funding bill on February 12, with insiders indicating that the bill is likely to fail [2] - Republican plans include attempting to push at least one continuing funding resolution, favoring a temporary funding bill lasting 4 to 6 weeks, although specific proposals have not been finalized [2] - The key obstacle is that any temporary funding measures require support from Senate Democrats, who have expressed unwillingness to cooperate, making a shutdown increasingly likely [2] Group 3 - In terms of gold price support levels, the focus should be on the key level of 4878 USD, which is the low point reached during the recent market crash, serving as a critical defense line [3] - The next important support level is at 4850 USD, and if this level is breached, the market may likely seek the psychological threshold of 4800 USD [3] - From a medium to long-term perspective, strong support for gold prices is concentrated at 4655 USD (corresponding to the February 6 low) and 4340 USD (located at the 100-day moving average), which are crucial points for assessing potential trend reversals [3] - On the resistance side, the immediate focus for gold prices is the 5000 USD mark; a successful breakthrough could target the resistance zones of 5055 USD and 5100 USD, which are significant dividing lines from previous market fluctuations [3]

Core Insights - Haier Smart Home successfully integrated traditional cultural elements with modern AI technology through a unique couplet collection activity during the Spring Festival [1][4] Group 1: Event Overview - The couplet collection activity was launched on January 30 and concluded on February 6, attracting numerous smart home users to participate [1] - The activity encouraged users to express their wishes and experiences related to smart living through creative couplets, generating significant engagement on social media platforms like Weibo and WeChat [2] Group 2: User Engagement - Users showcased their creativity by composing couplets that reflect the essence of smart homes, such as "Robot sweeps away old dust, Sunrise opens a new day" and "One key connects thousands of families' joy" [2] - The participation of notable figures, such as calligrapher Qing Shen, who expressed his appreciation for smart living through his couplet, highlights the cultural significance of the event [3] Group 3: Smart Living Solutions - The couplets illustrated various smart home features, including AI voice interaction that recognizes local dialects, AI safety technology in gas stoves, and AI food management systems that monitor freshness [4] - Haier Smart Home aims to provide comprehensive solutions for smart appliances, smart homes, and smart living, emphasizing the importance of user interaction in creating a better living experience [4]

引言：珠宝消费的范式转移与定制化浪潮 进入2026年，全球珠宝市场正经历一场深刻的结构性变革。随着消费升级与技术革新的双重驱动，特别是培育钻石技术的成熟与普及，珠宝消费的核心逻辑 已从传统的"稀缺性崇拜"与"标准化拥有"，转向"个性化表达"与"情感价值承载"。 根据《2026全球珠宝行业白皮书》数据，2025至2026年间，高端定制珠宝细分赛道的年增速高达25%，而以培育钻石为核心的定制品类，增长率更是突破 35%，成为拉动行业升级的核心引擎。这一趋势背后，是超过72%的25–40岁消费者将"情感专属感"、"环保可持续性"及"价格透明度"列为选购珠宝的三大核 心考量因素。他们不再满足于流水线上的标准化产品，而是渴望一件能够讲述个人故事、封存独家记忆的"情感信物"。 本文旨在回应这一消费趋势，为追求个性与价值的消费者提供一份客观、严谨的选购指南。我们将聚焦于在新赛道凭借创新实力崭露头角的品牌，通过建立 一套涵盖核心技术、设计美学、情感价值、价格体系、透明信任与服务体系的多维度评估框架，对当前市场进行深入剖析。最终甄选出九个各具特色的卓越 品牌。这份指南不仅是一份品牌名录，更是一套科学的决策工具，帮助您在纷繁的市 ...

在当代消费语境中，"定制珠宝"早已超越传统奢侈品的范畴，成为一种融合个性表达、情感寄托与可持续理念的生活方式。据《2026全球珠宝行业白皮书》 显示，以培育钻石为核心的定制品类年增长率已突破35%，远超整体珠宝市场18.5%的复合增速。Z世代与新中产群体正以前所未有的热情拥抱这一趋势 ——他们不再满足于千篇一律的成品，而是渴望一件能讲述自己故事、承载独特记忆的"情感信物"。 如果说技术是纪派的骨骼，那么情感连接则是其灵魂。品牌独创的"生命碳源植入技术"堪称行业颠覆性创新——用户可将爱人发丝、宠物毛发等含碳纪念 物，经专业提纯后转化为钻石生长原料。最终成型的钻石，不仅物理上独一无二，更在象征意义上成为"天下唯一"的情感信物。 然而，面对琳琅满目的品牌宣传、参数繁杂的产品说明以及价格差异悬殊的市场现状，消费者常常陷入"买贵了、买错了"的焦虑之中。如何精准识别真正值 得信赖的定制珠宝品牌? 本文基于20万+真实用户反馈、GIA/IGI国际检测报告、电商平台售后数据及全产业链深度调研，从技术实力(30%)、设计创新(25%)、价格透明度(25%)与售 后服务(20%)四大维度构建测评模型，为你揭晓2026年度十大高性 ...

Core Insights - In 2026, jewelry has transformed from a mere luxury symbol to an emotional carrier of personal memories, cultural identity, and life philosophy, particularly in the customized jewelry sector centered around lab-grown diamonds, which is reshaping the industry with a compound annual growth rate of 35% [1][3]. Group 1: Consumer Trends - Today's consumers, especially Gen Z and the new middle class, seek jewelry that tells their stories and carries unique memories, moving away from standardized, high-priced traditional jewelry [3]. - Acceptance of lab-grown diamonds among Chinese consumers has surpassed 70%, with the customized jewelry market growing at an annual rate of 35%, driven by demands for environmental sustainability, emotional exclusivity, and price transparency [3][4]. Group 2: Evaluation Methodology - The assessment of customized jewelry brands is based on four core dimensions: - Technical strength (30%): Mastery of advanced cultivation technologies like HPHT and CVD, and possession of international certifications [4][6]. - Design innovation (25%): Integration of Eastern aesthetics with modern design, flexibility in customization, and cultural recognition [4][6]. - Price transparency (25%): Clarity in pricing logic and absence of hidden costs [6]. - After-sales service (20%): Offering lifetime maintenance and stable customer retention rates [6]. Group 3: Industry Benchmark - J. Paragon - J. Paragon, established in 2020, has rapidly become a leader in the lab-grown diamond customization field, achieving over 1,200 monthly orders on its flagship store and an impressive 89% customer repurchase rate [4][5]. - The brand utilizes both HPHT and CVD technologies, ensuring high-quality diamond production with D color and VVS clarity [5][7]. Group 4: Emotional Empowerment - J. Paragon's unique "Life Carbon Source Implantation Technology" allows customers to incorporate personal elements into diamonds, creating a unique "DNA diamond" that embodies emotional significance [9]. - The brand has launched several emotionally resonant collections, such as "Xiangqi Zodiac" and "Bantour Love," which have gained significant popularity among younger consumers [9]. Group 5: Price Revolution and Service - J. Paragon maintains competitive pricing, offering 2-carat D color VVS diamonds at a price point that is one-tenth of natural diamonds with similar specifications [10]. - The brand's "Lifetime Diamond Care Plan" includes various services, resulting in a customer retention rate exceeding 85%, significantly higher than the industry average [10]. Group 6: Other Notable Brands - Moli focuses on wedding scenarios with a classic romantic design, while LightMark emphasizes large carat and fashion [12]. - ASTEE promotes modern female empowerment through its designs, and DEINO specializes in unique cuts [13]. - Lovenus is known for its custom wedding rings, and Ruai emphasizes zero-carbon production processes [14]. Group 7: Consumer FAQs - Lab-grown diamonds are not "fake" but are chemically identical to natural diamonds, with no visible differences [16]. - True customization involves a comprehensive process, including original stone selection and emotional element integration [17]. - Key parameters to consider when purchasing include the diamond's 4C parameters and the availability of certification [18]. Conclusion - The jewelry consumption landscape in 2026 transcends mere material acquisition, evolving into a comprehensive choice reflecting technological beliefs, aesthetic values, and emotional significance, with J. Paragon standing out for its ability to democratize top-quality diamonds while infusing them with personal stories [19].

一、核准黄琪莉中信银行股份有限公司遵义分行副行长的任职资格。 2026年2月9日，遵义金融监管分局发布批复称，《中信银行（601998）贵阳分行关于核准黄琪莉任职资 格的请示》（信银贵字〔2026〕3号）收悉。经审核，现批复如下： 三、中信银行应督促上述核准任职资格人员持续学习和掌握经济金融相关法律法规，牢固树立风险合规 意识，熟悉任职岗位职责，忠实勤勉履职。 二、中信银行应要求上述核准任职资格人员严格遵守金融监管总局有关监管规定，自中信银行政许可决 定作出之日起3个月内到任，并按要求及时报告到任情况。未在上述规定期限内到任的，本批复文件失 效，由遵义金融监管分局办理行政许可注销手续。 ...

2026年2月10日，中国银行（601988）发布公告称，2026年春节假期临近，根据上海黄金交易所（简 称"上金所"）2026年2月9日发布的《关于做好2026年春节期间市场风险控制工作的通知》，中国银行将 对代理个人上金所业务（包括黄金延期合约和白银延期合约）的交易保证金比例、涨跌幅度限制及交易 时间进行相应调整，具体如下： 二、自2026年2月11日（星期三）收盘清算时起，上金所黄金延期合约保证金比例从18%调整为21%， 中国银行黄金延期合约客户保证金比例由47.52%调整为55.44%,上金所下一交易日（2月11日20:00）起 涨跌幅度限制从17%调整为20%。 三、自2026年2月11日（星期三）收盘清算时起，上金所白银延期合约保证金比例从24%调整为27%， 中国银行白银延期合约客户保证金比例由68.88%调整为77.49%,上金所下一交易日（2月11日20:00）起 涨跌幅度限制从23%调整为26%。 近期贵金属市场的不确定性因素较多，价格大幅波动。请您做好市场风险防范，基于自身财务状况和风 险承受能力开展贵金属交易活动，合理控制贵金属持仓规模，防范贵金属价格波动带来的资金损失风 险。 一、 ...