截至2025年7月31日，该行(集团口径)资产总额达到10087亿元，较上年末增长1521亿元，增幅17.76%， 资产规模突破一万亿元，提前完成"十四五"战略规划目标。 智通财经APP讯，重庆银行(01963)发布公告，近年来，该行深入贯彻党的二十大和中央金融工作会议精 神，充分把握金融工作的政治性、人民性，持续提升金融服务的专业性、有效性，坚定"高目标引领、 高站位转型、高效率运行、高品质服务、高质量发展"定位，统筹推进"三稳、三进、三优化、三强化、 三提升"重点工作举措，聚焦主责主业，服务重大战略，强化综合经营，提升服务质效，推动高质量发 展持续走深走实。 ...

另外资产规模突破万亿级的8家城商行为北京银行、江苏银行（600919）、上海银行（601229）、宁波 银行、南京银行、杭州银行（600926）、成都银行、长沙银行（601577）。 人民财讯8月29日电，第九家资产规模突破万亿级的城商行来了——重庆银行（601963）。川渝地区目 前已经有两家万亿级城商行：成都银行（601838）和重庆银行。 据重庆银行披露：截至2025年7月31日，重庆银行(集团口径)资产总额达到10087亿元，较上年未增长 1521亿元，增幅17.76%，资产规模突破一万亿元，提前完成"十四五"战略规划目标。 ...

格隆汇8月29日丨重庆银行(01963.HK)公告，近年来，重庆银行股份有限公司深入贯彻党的二十大和中 央金融工作会议精神，充分把握金融工作的政治性、人民性，持续提升金融服务的专业性、有效性，坚 定"高目标引领、高站位转型、高效率运行、高品质服务、高质量发展"定位，统筹推进"三稳、三进、 三优化、三强化、三提升"重点工作举措，聚焦主责主业，服务重大战略，强化综合经营，提升服务质 效，推动高质量发展持续走深走实。 截至2025年7月31日，该行(集团口径)资产总额达到10,087亿元，较上年末增长1,521亿元，增幅 17.76%，资产规模突破一万亿元，提前完成"十四五"战略规划目标。 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不就因本公告全部或任何部分內容 而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 BANK OF CHONGQING CO., LTD. * * 中國重慶，2025年8月29日 1963 關於經營情況的自願性公告 近年來，重慶銀行股份有限公司*（「本行」）深入貫徹黨的二十大和中央金融工作會議精 神，充分把握金融工作的政治性、人民性，持續提升金融服務的專業性、有效性，堅定 「高目標引領、高站位轉型、高效率運行、高品質服務、高質量發展」定位，統籌推進「三 穩、三進、三優化、三強化、三提升」重點工作舉措，聚焦主責主業，服務重大戰略，強 化綜合經營，提升服務質效，推動高質量發展持續走深走實。 截至2025年7月31日，本行（集團口徑）資產總額達到10,087億元，較上年末增長1,521億 元，增幅17.76%，資產規模突破一萬億元，提前完成「十四五」戰略規劃目標。 以上數據為截至2025年7月31日的初步核算數據，本行具體經營指標數據以正式披露的定 期報告為準，敬請廣大投資者注意投資風險。 ...

转自：智通财经 【重庆银行资产规模达1万亿元】智通财经8月29日电，重庆银行29日披露数据显示，截至7月31日，该 行资产规模达10,087亿元，较上年末增长1,521亿元，增幅17.76%，提前完成"十四五"战略规划目标。根 据重庆银行22日公布的半年度报告，截至6月30日，集团实现营业收入76.59亿元，较上年同期增长 7.00%；实现净利润33.94亿元，较上年同期增长5.73%，实现归属于本行股东净利润31.90亿元，较上年 同期增长5.39%，集团不良贷款率为1.17% ，较上年末下降0.08个百分点，整体延续了高质量发展的良 好趋势。 ...

重庆银行股份有限公司 关于经营情况的自愿性公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 证券代码：601963 证券简称：重庆银行 公告编号：2025-057 可转债代码：113056 可转债简称：重银转债 特此公告。 重庆银行股份有限公司董事会 2025 年 8 月 29 日 1 近年来，重庆银行股份有限公司（以下简称"本行"）深入贯彻党的二十大 和中央金融工作会议精神，充分把握金融工作的政治性、人民性，持续提升金融 服务的专业性、有效性，坚定"高目标引领、高站位转型、高效率运行、高品质 服务、高质量发展"定位，统筹推进"三稳、三进、三优化、三强化、三提升" 重点工作举措，聚焦主责主业，服务重大战略，强化综合经营，提升服务质效， 推动高质量发展持续走深走实。 截至 2025 年 7 月 31 日，本行（集团口径）资产总额达到 10,087 亿元，较 上年末增长 1,521 亿元，增幅 17.76%，资产规模突破一万亿元，提前完成"十四 五"战略规划目标。 以上数据为截至 2025 年 7 月 31 日的初步核算数据，本 ...

Core Viewpoint - Chongqing Bank is on track to achieve significant growth and stability, aiming for a key year in 2025 as it approaches the "trillion" asset milestone, with a focus on serving the local economy and enhancing financial services for small and micro enterprises [1][5]. Asset Scale - As of June 30, 2025, the bank's total assets reached 983.37 billion, a 14.79% increase from the previous year, with loans exceeding 500 billion and deposits totaling 544.14 billion, also up by 14.77% [2][5]. - The bank's asset quality remains robust, with a non-performing loan ratio of 1.17%, down by 0.08 percentage points from the end of the previous year [2][3]. Profitability - The bank reported operating income of 7.66 billion, a year-on-year increase of 7.00%, and a net profit attributable to shareholders of 3.19 billion, up 5.39% from the previous year, marking the best growth rates in three years [2][3]. - Interest income grew by 12.22% to 5.86 billion, benefiting from the expansion of interest-earning assets and effective control of funding costs [2]. Risk Control - The bank has enhanced its comprehensive risk management system, with a focus on credit risk prevention, resulting in improved risk coverage with a provision coverage ratio of 248.27% [2][3]. - The proportion of loans under special attention decreased to 2.05%, indicating effective risk management practices [2]. Manufacturing Sector Focus - The bank's loans to the manufacturing sector reached 36.63 billion, a 16.86% increase from the previous year, with a non-performing loan ratio of 1.99%, reflecting a stable quality in loan growth [3][4]. - Initiatives such as the "Manufacturing Industry Action Plan" and support for high-quality development of the private economy have been implemented to ensure effective financial services [3]. Financial Innovation - The bank has developed a financial service system tailored to the entire lifecycle of technology enterprises, with technology loans growing over 40% [4]. - Green finance initiatives have led to a green loan portfolio exceeding 75 billion, with an annual growth rate of over 30% [4]. Regional Development Contribution - The bank has actively supported the Chengdu-Chongqing economic circle, injecting nearly 140 billion in credit to major projects, including transportation and digital economy initiatives [5]. - The bank's financing for the Western Land-Sea New Corridor has surpassed 47 billion, showcasing its commitment to regional infrastructure development [5]. Retail Business Innovation - The bank has introduced innovative consumer finance products, such as the "Jie e Loan," which has grown by 35% since the beginning of the year, enhancing consumer financing options [6]. - The bank aims to continuously improve its service quality and contribute to the high-quality development of the real economy as it approaches its "trillion" asset goal [6].

Group 1 - The Chongqing Bank has announced the issuance of the Changjiang·Juhui public net value type investment product, with a fundraising period from August 28, 2025, to September 4, 2025 [1] - The planned issuance amount for this product is 500 million yuan, with a minimum subscription amount of 10,000 yuan for investors [1] - This product is classified as a fixed income product with a medium-low risk rating, and the performance benchmark is set between 2.25% and 3.05% annually [1]

Core Viewpoint - Chongqing Bank reported a revenue of 7.659 billion yuan for the first half of 2025, marking a 7.00% increase year-on-year, alongside a net profit of 3.394 billion yuan, which is a 5.73% increase compared to the same period last year [1][3]. Financial Performance - In the first half of 2025, Chongqing Bank achieved an operating income of 7.659 billion yuan, a net profit of 3.394 billion yuan, and a net profit attributable to shareholders of 3.190 billion yuan, reflecting increases of 7.00%, 5.73%, and 5.39% respectively compared to the previous year [1][3][4]. - The bank's cash flow from operating activities was 40.094 billion yuan, a significant improvement from -37.914 billion yuan in the same period last year [4][8]. - Interest income for the first half of 2025 was 15.370 billion yuan, up 6.72% from the previous year, while interest expenses increased by 3.59% to 9.507 billion yuan [4]. Loan Quality - As of June 30, 2025, the non-performing loan (NPL) balance stood at 5.840 billion yuan, an increase of 377 million yuan from the end of the previous year, with an NPL ratio of 1.17%, down 0.08 percentage points [1][8][9]. - The real estate sector's NPL ratio reached 7.19%, the highest since the bank's listing in 2013 [1][9]. Capital Adequacy - As of June 30, 2025, Chongqing Bank's core Tier 1 capital adequacy ratio was 8.80%, down 1.08 percentage points from the end of the previous year, and the overall capital adequacy ratio was 12.93%, down 1.53 percentage points [10][11][12]. - These capital adequacy ratios are below the average levels for commercial banks in China, which reported a core Tier 1 capital adequacy ratio of 10.93% [11][12]. Business Segments - The personal banking segment reported a revenue of 1.297 billion yuan in the first half of 2025, down from 1.495 billion yuan in the same period last year, resulting in a pre-tax loss of 42.707 million yuan [7][8]. - The corporate banking segment generated a revenue of 5.752 billion yuan with a pre-tax profit of 3.751 billion yuan, showing growth compared to the previous year [8].

Core Insights - The A-share listed banks are entering a concentrated disclosure period for the 2025 semi-annual reports, with mixed performance observed among city commercial banks [1][2] - Jiangsu Bank, Chengdu Bank, and Chongqing Bank reported steady growth, while Guiyang Bank experienced a decline in performance [1][2] Performance Analysis - Jiangsu Bank achieved an operating income of 44.864 billion yuan, a year-on-year increase of 7.78%, and a net profit of 20.238 billion yuan, up 8.05%. The non-performing loan ratio was 0.84%, down 0.05 percentage points from the end of last year [1] - Chengdu Bank reported an operating income of 12.27 billion yuan, a 5.91% increase, and a net profit of 6.617 billion yuan, up 7.29%, with a low non-performing loan ratio of 0.66% [1] - Chongqing Bank's operating income was 7.659 billion yuan, a 7% increase, with a net profit of 3.190 billion yuan, up 5.39%, and a non-performing loan ratio of 1.17%, down 0.08 percentage points [1] Stock Performance - The stock performance in the first half of the year showed significant differences: Jiangsu Bank's stock rose by 25.54%, Chongqing Bank by 21.98%, Chengdu Bank by 17.48%, and Guiyang Bank by 9.16% [2] Business Growth Drivers - Corporate business has been a key driver for the growth in net interest income for Jiangsu Bank, Chengdu Bank, and Chongqing Bank [2] - For Chongqing Bank, the average balance of corporate loans increased by 82.149 billion yuan year-on-year, contributing to an increase in interest income of 1.393 billion yuan [2] - Chengdu Bank also saw a 17.87% year-on-year increase in average corporate loans, leading to a 10.12% rise in interest income [2] Interest Income Contributions - Jiangsu Bank's net interest income reached 32.939 billion yuan, a year-on-year increase of 19.10%, driven by debt instrument investments and corporate loans [3] - Interest income from debt instrument investments increased by 3.33 billion yuan, while interest income from corporate loans rose by 1 billion yuan [3] Credit Structure Optimization - As of June 30, Chongqing Bank's small and micro enterprise loan balance was 182.248 billion yuan, an increase of 33.119 billion yuan from the end of last year [3] - Jiangsu Bank's small micro loan balance exceeded 750 billion yuan, with significant growth in inclusive small micro loans and technology loans [3] Guiyang Bank's Performance - Guiyang Bank faced challenges, with an operating income of 6.501 billion yuan, a year-on-year decrease of 12.22%, and a net profit of 2.474 billion yuan, down 7.2% [2] - The bank issued 17.577 billion yuan in new inclusive small micro loans, with a weighted average interest rate of 4.20%, down 43 basis points year-on-year [4]