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以机制破解小微企业融资难丨二七区:精准滴灌小微融资 源头活水兴业润企
Sou Hu Cai Jing· 2025-05-19 22:41
二七区罗沟滨河农贸市场 5月15日,二七区罗沟滨河农贸市场内人潮涌动,满载果蔬的货车往来穿梭,各类农产品交易红红火火。 该市场自去年1月份试营业以来,已吸引近400户商户入驻,日均交易额达1500万元,不仅覆盖周边5公里 的居民生活区,还兼具新郑、新密、荥阳等周边地区的农产品配送功能,成为郑州西南地区最大的"菜篮 子"集散地,而这只是二七区高度重视小微企业融资协调工作,服务企业发展的一个缩影。 专属金融服务为企业送来"及时雨" 然而,市场的快速发展并非一帆风顺。今年初,在开展基建、招商等环节后,罗沟市场二期工程推进与日 常运营面临着资金的压力。恰此时,二七区开展"千企万户大走访",区发改委敏锐察觉到罗沟市场的融资 需求。 同时,迅速建立起以乡镇办属地管理为主、行业主管部门为辅的走访宣传机制,条块结合,形成了"领导 包片、部门包链、专员包企"的三级服务网络。在此过程中,二七区充分发挥基层服务优势,以网格为单 位,组织工作人员深入辖区经营性单位开展宣传活动。不仅如此,还发动微网格长在日常走访巡查中,精 准定位有资金需求的小微企业和个体工商户,为他们详细解读小额贷款政策。 除了线下走访的"精准滴灌",搭建政银企面对 ...
灌云农商银行正式启动“全员对公业务赋能”专项工作
Jiang Nan Shi Bao· 2025-04-17 00:05
Core Viewpoint - The company is launching a "full staff empowerment for corporate business" initiative to enhance its capabilities in corporate banking and support local economic development [1][2][3] Group 1: Initiative Overview - The initiative is based on the development philosophy of "stabilizing retail business and strengthening corporate business" with core goals of "strengthening foundation, improving capabilities, and promoting transformation" [1] - The project aims to build a professional corporate business team to inject stronger financial momentum into local economic development [1] Group 2: Implementation Strategy - The bank is focusing on enhancing employees' knowledge and marketing capabilities in corporate business, breaking down traditional business barriers, and creating a collaborative business framework [2] - A comprehensive training system is being established, combining theoretical and practical approaches, with resources for self-learning to improve market analysis and customer engagement skills [2] - An incentive mechanism is being implemented to motivate employees, integrating corporate business metrics into performance assessments and rewarding outstanding contributions [2] Group 3: Future Directions - The bank plans to continue advancing the empowerment initiative, improving training and incentive mechanisms, and enhancing professional skills and service effectiveness [3] - The focus will be on providing precise financial services to support local enterprises, rural revitalization, and private economy, thereby contributing to the high-quality development of the local economy [3]