Core Viewpoint - The event held on May 13, 2025, recognized outstanding enterprises contributing to the comprehensive revitalization of Liaoning Province, with Shengjing Bank receiving an award for its efforts [1][4]. Group 1: Company Recognition - Shengjing Bank was honored at the "Promoting High-Quality Development of Enterprises, Supporting Comprehensive Revitalization New Breakthrough" conference, highlighting its significant contributions during the action year [1][4]. - The award reflects the provincial government's acknowledgment of Shengjing Bank's commitment to local service and its role in regional economic development [4]. Group 2: Future Outlook - Shengjing Bank aims to strengthen its financial supply capabilities and enhance its services to empower the real economy, aligning with Liaoning's goals for the new era [4]. - The bank will continue to uphold its identity as "the people's bank, the city's bank, and the state-owned bank," focusing on supporting the province's comprehensive revitalization efforts [4].

Core Viewpoint - Shengjing Bank has officially released its first Environmental Information Disclosure Report for 2024, emphasizing its commitment to carbon peak and carbon neutrality goals while enhancing its green finance business and services [1][2]. Group 1: Environmental Information Disclosure - As a pilot bank for environmental information disclosure in Liaoning, Shengjing Bank has compiled the report under the guidance of the People's Bank of China, adhering to relevant guidelines and standards [2]. - The report covers key areas such as governance structure, policy systems, product innovation, environmental risks and opportunities, investment activities, and the environmental impact of its operations [2]. Group 2: Green Finance Strategy - In 2024, Shengjing Bank is focusing on implementing the "Five Major Articles" from the Central Financial Work Conference, enhancing its green finance institutional framework and providing detailed guidance for green finance initiatives [3]. - The bank has introduced various green finance products, including "Liaoning Carbon Loan" and "Water-Saving Loan," to provide financing channels for low-carbon and environmental rights [4]. Group 3: Operational Efficiency and Sustainability - Shengjing Bank promotes a green low-carbon development philosophy, encouraging employees to adopt energy-saving practices and improve energy management efficiency [5]. - The bank has achieved significant results in energy consumption monitoring and resource conservation [5]. Group 4: Recognition and Future Goals - In 2024, Shengjing Bank has been recognized with the "ESG Pioneer 60 Annual ESG Green Finance Award," enhancing its social image and brand awareness in the green finance sector [6]. - The bank aims to build a green finance brand that aligns with the economic characteristics of Northeast China, continuously innovating its green finance products and services to support the region's dual carbon goals [6].

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年7月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 盛京銀行股份有限公司 (「本行」) 呈交日期: 2025年8月5日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 02066 | 說明 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 2,340,742,500 | RMB | | 1 RMB | | 2,340,742,500 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 2,340,742,500 | RMB | | 1 RMB | | 2,340,742,500 | | 2. 股份分類 | 普通股 | 股 ...

Group 1 - The core viewpoint of the news highlights a positive performance in the Hong Kong banking sector, with several banks experiencing significant stock price increases, particularly Agricultural Bank of China, which rose over 3% [1] - As of July 31, five A-share listed rural commercial banks, including Qingdao Bank and Ningbo Bank, reported positive growth in both operating income and net profit attributable to shareholders for the first half of the year, indicating stable asset quality [1] - According to a report by Zhongtai Securities, the overall asset quality of listed banks remains stable, and the industry's profit-generating capacity from provisioning is still strong, with expectations for continued positive profit growth in the sector [1] Group 2 - The net interest margin is supported by a decrease in funding costs and a larger reduction in deposit rates compared to loan rates this year, with a forecast that the decline in net interest margin for the entire year will be significantly smaller than in 2024 [1] - The recovery in scale expansion speed under a low base in the mid-year report will also support interest income [1]

联合资信评级报告认为，跟踪期内，盛京银行股份有限公司（以下简称"盛京银行"）资产负债规模恢复 增长，并进一步推动资产负债结构优化，在沈阳市当地同业中保持较强的市场竞争力；管理与发展方 面，盛京银行公司治理及内控稳健运营，由于单家股东性质由民营变为国有，导致其国有持股比例进一 步提升至40.93%，股权质押比例不高，关联交易相关指标有所下降；业务经营方面，盛京银行围绕地 区重大项目、重点产业、优质客户进行信贷投放，整体对公贷款规模恢复增长，票据业务规模持续压 降，信贷资源配置进一步优化，整体零售存贷款业务增势较好，但压降高成本存款等因素导致其对公存 款规模持续下滑，投资资产配置方向仍以高流动性、低风险资本占用的利率债、金融债及同业存单为 主，非标规模保持下降但仍存在一定压降压力；财务表现方面，盛京银行信贷资产质量及拨备相关数据 表现相对平稳，零售贷款风险暴露增加，需关注其资产质量及拨备水平变化情况，储蓄存款占比的提升 带动核心负债稳定性持续强化，资本充足性指标亦保持在较好水平，但利息净收入和营业收入延续下降 趋势，净利润及盈利性指标均随之下降，净利差及平均资产收益率等相关指标处于行业较低水平，盈利 能力进一步弱 ...

Core Insights - The establishment of the first "Technology Financial Service Station" in Shenyang, Liaoning Province aims to provide comprehensive financial services for technology-based enterprises, addressing the challenges of financing difficulties and high costs [1][2] - The service station integrates various financial resources, creating a "resource pool" and a closed-loop service chain that includes venture capital, technology loans, guarantees, and services [1] - The initiative has already facilitated 22 loans totaling 82.61 million yuan, demonstrating its effectiveness in supporting technological innovation [2] Group 1 - The "Technology Financial Service Station" is a significant measure by the Liaoning Provincial Financial Supervision Administration to innovate financial service models [1] - The station has achieved three breakthroughs: integration of financial resources, establishment of a comprehensive service chain, and a regular communication mechanism between government, financial institutions, and enterprises [1] - Shengjing Bank plays a crucial role by providing tailored financial solutions for technology enterprises at different development stages [1] Group 2 - An example of success is a certain environmental technology company that received 5 million yuan in credit within five working days, alleviating its cash flow issues and allowing for business expansion [2] - The provincial financial authority plans to promote this model across other cities in Liaoning, aiming to strengthen the financial ecosystem for technology enterprises [2] - The initiative is expected to inject strong financial momentum into the development of new productive forces and promote comprehensive revitalization in Liaoning [2]

Group 1: Technology Sector - Major technology stocks experienced a collective decline, with Baidu Group falling over 4%, Bilibili and Alibaba dropping more than 3%, and other companies like Kuaishou, Xiaomi, and NetEase also seeing declines of over 2% [1][2] - Specific stock performance includes Baidu Group at 82.65, down 4.01%, Bilibili at 140.30, down 3.90%, and Alibaba at 119.10, down 3.25% [3] Group 2: Film and Entertainment Sector - The film sector saw a downturn, with Alibaba Pictures dropping over 5%, and other companies like Emperor Culture, Lingmeng Film, and Maoyan Entertainment also declining [4] - Alibaba Pictures is currently priced at 0.71, down 5.33%, while Emperor Culture is at 0.039, down 4.88% [4] Group 3: Restaurant Sector - The restaurant sector is struggling, highlighted by Tehai International's drop of over 10%, with other companies like Haidilao and Yum China also experiencing declines [7] - Tehai International's stock is priced at 15.68, down 10.30% [8] Group 4: Gold Sector - In contrast, gold stocks rose, with Tongguan Gold increasing over 9%, supported by a strong gold price that reached $3340 per ounce [9] - Specific stock performance includes Tongguan Gold at 1.60, up 9.59%, and Lingbao Gold at 10.04, up 4.37% [9] Group 5: Banking Sector - Banking stocks were active, with Shengjing Bank rising by 3%, and other banks like Postal Savings Bank and Citic Bank also seeing gains [10] - Shengjing Bank is priced at 1.03, up 3.00%, while Postal Savings Bank is at 5.16, up 1.98% [11] Group 6: Automotive Sector - Xiaopeng Motors reported a significant increase in revenue, with Q1 revenue of 15.81 billion, up 141.5% year-on-year, and a projected Q2 revenue of 17.5 billion to 18.7 billion [16] - Xiaopeng Motors' stock is currently at 82.05, with a market cap of 156.186 billion [12] Group 7: Biopharmaceutical Sector - Genscript Biotech saw a rise of over 10% after announcing a strategic partnership with Taohuan Science to enhance antibody discovery solutions [20] - Genscript Biotech's stock is priced at 11.76, with a market cap of 256.03 billion [17] Group 8: Market Outlook - Ping An Securities suggests focusing on undervalued sectors such as technology, innovative pharmaceuticals, and consumer sectors due to the low-risk interest rates in mainland China [21]

Group 1 - The forum titled "Embracing the Future: AI-Driven Industrial Collaboration and Innovation" was held by Shengjing Bank Shanghai Branch in collaboration with Fudan University School of Management, attracting nearly 100 leaders from AI industry representatives, financial institutions, and universities to discuss cutting-edge topics and development trends in the AI field [1][2] - Fudan University School of Management aims to build a closed-loop of education, talent, and capital flow through a three-in-one model of theoretical research, talent cultivation, and resource empowerment, leveraging Shanghai's advantages in technology innovation [1][2] - The strategic cooperation between Shengjing Bank Shanghai Branch and Fudan University will focus on resource sharing, information exchange, and ecosystem co-construction to create a vibrant innovation ecosystem [1][2] Group 2 - Shengjing Bank Shanghai Branch emphasizes that the development of AI has reached a national strategic level, guiding innovation in financial services, and aims to leverage its expertise in investment, loans, and bonds to deepen its focus on key industry sectors [2] - The comprehensive strategic cooperation agreement signed between Fudan University School of Management and Shengjing Bank Shanghai Branch aims to establish an innovative ecological chain and a tripartite dialogue platform among academia, industry, and finance [2] - The forum featured a keynote speech by a professor from Fudan University discussing recent breakthroughs in AI, highlighting the need for collaboration among research institutions, enterprises, and government to drive innovation in AI technology [3] Group 3 - The roundtable discussion included experts from various companies and institutions, focusing on how AI can empower industries and contribute to high-quality development and economic recovery [3] - Shengjing Bank Shanghai Branch plans to focus on the development of cutting-edge AI technologies and expand potential application scenarios to enhance financial service levels and risk prevention capabilities [3]

Core Viewpoint - The asset quality data of 30 listed city commercial banks in 2024 shows significant divergence, with varying non-performing loan (NPL) ratios and provision coverage ratios reflecting different operational strategies and regional economic impacts [1][3][5]. Non-Performing Loan Ratios - Chengdu Bank has the lowest NPL ratio at 0.66%, continuing a three-year improvement trend, while Harbin Bank has the highest at 2.84% [1][3]. - The first tier of banks, including Chengdu, Xiamen, Hangzhou, Ningbo, Nanjing, and Suzhou, all maintain NPL ratios below 1% [3]. - The second tier consists of 17 banks with NPL ratios between 1% and 2%, indicating manageable risk levels despite narrowing net interest margins [3]. - The tail end, including Harbin Bank and Shengjing Bank, shows NPL ratios exceeding 2%, with Harbin Bank slightly decreasing from 2.89% in 2022 to 2.84% in 2024 [3][4]. Provision Coverage Ratios - Hangzhou Bank leads with a provision coverage ratio of 541.45%, significantly above the regulatory requirement of 150%, despite a decline from its peak [4]. - Suzhou Bank and Chengdu Bank follow with coverage ratios of 483.50% and 479.29%, respectively, forming a quality defense line in the Yangtze River Delta and Chengdu-Chongqing regions [4]. - A middle tier of 14 banks has coverage ratios between 200% and 400%, indicating basic coverage of regional economic risks, but some banks show signs of accelerated provision consumption [4]. Regional Economic Impact - The asset quality is closely linked to regional economic vitality, with the Chengdu-Chongqing economic circle providing unique advantages for Chengdu Bank, which saw a 21% year-on-year increase in infrastructure loans [5][6]. - The Yangtze River Delta shows a mixed performance, with Hangzhou and Ningbo maintaining low NPL ratios due to strengths in digital economy and advanced manufacturing [6]. - The Northeast region faces significant pressure, exemplified by Harbin Bank's high NPL ratio, while Qingdao Bank benefits from the marine economy transformation, keeping its NPL ratio at 1.14% [6].

Meeting Details - The annual general meeting of Shengjing Bank Co., Ltd. is scheduled for June 13, 2025, at 9:30 AM [1] - The meeting will be convened by the Board of Directors [2] - The location of the meeting is Room 604, 6th Floor, No. 109 Beizhan Road, Shenhe District, Shenyang, Liaoning Province [3] - The meeting will be conducted in person with voting [4] Agenda Items - The main content of the meeting includes ordinary and special resolutions such as: - 2024 Board of Directors' work report [5] - 2024 Supervisory Committee work report [5] - 2024 financial settlement and 2025 financial budget report [5] - 2024 profit distribution plan [5] - Appointment of auditors for 2025 [5] - Proposal for purchasing liability insurance for directors, supervisors, and senior management [5] - Recommendation for the election of non-executive directors [5] - Proposal for acquiring shares from other shareholders of Shenbei Village Bank, Fakou Village Bank, Xinmin Village Bank, and Liaozhong Village Bank, and converting them into branches [6] - Report on the performance of independent non-executive directors for 2024 [6] - Supervisory Committee's evaluation report on the performance of directors, supervisors, and senior management for 2024 [6] - Report on related party transactions for 2024 and control plan for 2025 [6] Attendance and Registration - Shareholders are required to suspend share transfer registration from May 24, 2025, to June 13, 2025, to determine eligibility for attending and voting at the meeting [7] - Eligible shareholders can appoint one or more proxies to attend and vote on their behalf [7] - The registration for domestic shareholders will take place on June 4, 2025, from 9:00 AM to 11:00 AM and 2:00 PM to 4:00 PM [10] - Registration for H-share shareholders will be communicated separately [14] Other Information - Shareholders intending to participate must submit a signed receipt by May 23, 2025 [15] - Contact information for the Board of Directors' office is provided for any inquiries [16]