格隆汇8月28日丨青岛银行(03866.HK)公告，本行拟向深圳证券交易所申请，在中国境内向不特定对象 发行募集资金总额不超过人民币48亿元（含人民币48亿元）A股可转债。建议发行A股可转债尚待股东 于临时股东大会及类别股东大会批准、国家金融监督管理总局青岛监管局批准、深圳证券交易所审核通 过并经中国证监会同意注册。 ...

报告期末，公司主要经营指标完成情况如下：(1)资产总额7,430.28亿元，比上年末增加530.65亿元，增 长7.69%；(2)客户贷款总额3,684.06亿元，比上年末增加277.16亿元，增长8.14%；(3)客户存款总额 4,661.40亿元，比上年末增加341.16亿元，增长7.90%。 格隆汇8月28日丨青岛银行(03866.HK)公告，截至2025年6月30日止6个月中期业绩，营业收入76.58亿 元，同比增加6.31亿元，增长8.97%；净利润31.52亿元，同比增加4.41亿元，增长16.25%；归属于母公 司股东的净利润30.65亿元，同比增加4.24亿元，增长16.05%。 ...

Core Viewpoint - Qingdao Bank has demonstrated strong performance in the first half of 2025, achieving double-digit growth in net profit and maintaining a net interest margin significantly above the industry average, despite challenges faced by the broader banking sector [1][2]. Financial Performance - In the first half of 2025, Qingdao Bank reported revenue of 7.662 billion yuan, a year-on-year increase of 7.50%, and a net profit attributable to shareholders of 3.065 billion yuan, up 16.05% [2]. - The bank's total assets surpassed 700 billion yuan, reaching 743.028 billion yuan, with a year-to-date increase of 53.065 billion yuan, reflecting a growth rate of 7.69% [3]. - Qingdao Bank's net interest income grew by 12.19%, outperforming the industry average by 8.6 percentage points [4]. Asset Quality - The bank achieved its best asset quality since its listing, with a non-performing loan ratio of 1.12%, down 0.02 percentage points from the beginning of the year, and a provision coverage ratio of 252.80%, up 11.48 percentage points year-on-year [5]. Regional Economic Service - Qingdao Bank has established a strong presence in the Shandong province, leveraging local economic characteristics and industry advantages to support high-quality regional economic development [6][7]. Strategic Focus Areas - The bank has identified eight key sectors for development, including technology finance, green finance, blue ocean finance, and rural revitalization, aiming to create a differentiated competitive advantage [7][9]. - Qingdao Bank has launched a "Blue Finance" brand strategy, offering a comprehensive suite of financial products tailored to marine enterprises, with blue loan balances reaching 19.226 billion yuan, a growth of 14.56% [7]. Technological and Digital Transformation - The bank is actively enhancing its technology finance services, with technology loan balances increasing by 20.85% to 31.225 billion yuan [8]. - Qingdao Bank is undergoing a digital transformation, focusing on smart marketing, operations, risk control, and office management, with a new core system expected to enhance product innovation and data governance [11]. Competitive Advantage - Qingdao Bank is leveraging its multi-license capabilities to provide comprehensive financial solutions, enhancing its competitive edge in the market [10]. - The bank's wealth management subsidiary has seen steady growth, with a product scale of 189.48 billion yuan and a customer base of 3.1538 million [10]. International Business Expansion - The bank has become the first local bank in Shandong to obtain direct participation in the RMB Cross-Border Payment System (CIPS), facilitating efficient cross-border payment services [10][11].

智通财经APP讯，青岛银行(03866)发布公告，该行董事会于2025年8月28日审议通过相关议案，同意提 名王竹泉先生为第九届董事会独立非执行董事候选人，并拟由王竹泉先生担任第九届董事会审计委员会 主任委员、董事会薪酬委员会委员、董事会提名委员会委员和董事会关联交易控制委员会委员。 王竹泉先生任该行独立非执行董事尚须提交该行股东大会审议，获该行股东大会审议并通过后其任职资 格尚须报送国家金融监督管理总局青岛监管局核准，其任期自其任职资格获得核准之日起至第九届董事 会任期届满之日止。王竹泉先生任上述董事会专门委员会委员职务将自王竹泉先生的任职资格获得青岛 监管局核准后生效。 因范学军先生拟不再担任第九届董事会下设专门委员会所任职务，拟由王竹泉先生担任董事会审计委员 会主任委员、董事会薪酬委员会委员、董事会提名委员会委员和董事会关联交易控制委员会委员职务。 本次专门委员会成员调整自王竹泉先生的任职资格获得监管部门核准后生效。除上述调整外，第九届董 事会各专门委员会的构成和成员均未发生变化。 董事会同意拟由陈霜女士担任董事会提名委员会委员，吴显明先生不再担任董事会提名委员会委员。 ...

青岛银行(03866)发布2025年中期业绩，营业收入76.58亿元(人民币，下同)，同比增加6.31亿元，增长 8.97%;净利润31.52亿元，同比增加4.41亿元，增长16.25%;归属于母公司股东的净利润30.65亿元，同比 增加4.24亿元，增长16.05%。基本每股收益0.53元。 报告期末，公司主要经营指标完成情况如下：资产总额7430.28亿元，比上年末增加530.65亿元，增长 7.69%;客户贷款总额3684.06亿元，比上年末增加277.16亿元，增长8.14%;客户存款总额4661.40亿元，比 上年末增加341.16亿元，增长7.90%。不良贷款率1.12%，比上年末下降0.02个百分点，拨备覆盖率 252.80%，比上年末提高11.48个百分点;资本充足率13.52%，核心一级资本充足率9.05%，均满足监管要 求。 ...

Core Viewpoint - Qingdao Bank plans to issue A-share convertible bonds to raise up to RMB 4.8 billion, pending approvals from shareholders and regulatory authorities [1] Group 1: Capital Adequacy - As of June 30, 2025, the bank's core tier 1 capital adequacy ratio is 8.45%, and the consolidated core tier 1 capital adequacy ratio is 9.05% [1] - Although the bank meets regulatory capital adequacy requirements, the growth in risk-weighted assets necessitates proactive capital replenishment [1] Group 2: Strategic Objectives - The issuance of convertible bonds aims to strengthen the bank's capital base, enhance service quality to the real economy, and improve risk resilience [1] - The initiative is expected to maintain stable operations and increase market competitiveness while achieving strategic goals [1]

青岛银行（002948）(03866)发布2025年中期业绩，营业收入76.58亿元(人民币，下同)，同比增加6.31亿 元，增长8.97%;净利润31.52亿元，同比增加4.41亿元，增长16.25%;归属于母公司股东的净利润30.65亿 元，同比增加4.24亿元，增长16.05%。基本每股收益0.53元。 报告期末，公司主要经营指标完成情况如下：资产总额7430.28亿元，比上年末增加530.65亿元，增长 7.69%;客户贷款总额3684.06亿元，比上年末增加277.16亿元，增长8.14%;客户存款总额4661.40亿元，比 上年末增加341.16亿元，增长7.90%。不良贷款率1.12%，比上年末下降0.02个百分点，拨备覆盖率 252.80%，比上年末提高11.48个百分点;资本充足率13.52%，核心一级资本充足率9.05%，均满足监管要 求。 ...

Core Viewpoint - Qingdao Bank plans to issue A-share convertible bonds to raise up to RMB 4.8 billion, pending approvals from shareholders and regulatory bodies [1] Group 1: Capital Adequacy - As of June 30, 2025, the bank's core tier 1 capital adequacy ratio is 8.45%, and the consolidated core tier 1 capital adequacy ratio is 9.05% [1] - Although the bank meets regulatory capital adequacy requirements, the growth in risk-weighted assets necessitates proactive capital replenishment [1] Group 2: Strategic Objectives - The issuance of convertible bonds aims to strengthen the bank's capital base, enhance service quality to the real economy, and improve risk resilience [1] - The initiative is expected to maintain stable operations, increase market competitiveness, and achieve strategic goals [1]

格隆汇8月28日丨青岛银行(03866.HK)发布公告，因个人健康原因，范学军辞去第九届董事会独立非执 行董事，以及董事会审计委员会主任委员、董事会薪酬委员会委员、董事会提名委员会委员和董事会关 联交易控制委员会委员职务。范学军的辞任将在新任独立非执行董事任期起始之日生效。 ...

北京商报讯(记者宋亦桐)8月28日，青岛银行（002948）发布2025年半年度报告，报告期内，该行实现 营业收入76.62亿元，同比增加5.34亿元，增长7.50%。营业收入中，利息净收入占比69.97%，同比提高 2.93个百分点。净利润31.52亿元，同比增加4.41亿元，增长16.25%；归属于母公司股东的净利润30.65 亿元，同比增加4.24亿元，增长16.05%。 报告期内，青岛银行生息资产平均余额6294.10亿元，同比增加863.12亿元，增长15.89%；净利差 1.73%，同比下降0.09个百分点，净利息收益率(净息差)1.72%，同比下降0.05个百分点。青岛银行指 出，该行针对资产收益率持续下行的形势，从资产和负债两端，双管齐下稳定净息差，一方面加大贷款 投放和金融投资力度，持续扩大生息资产规模，另一方面有效压降计息负债成本率，缓解资产收益率下 行对净息差的负面影响。 手续费及佣金净收入方面，报告期内，青岛银行手续费及佣金净收入8.07亿元，同比减少1.24亿元，下 降13.28%，主要是理财业务手续费收入减少所致。具体来看，理财业务手续费收入3.88亿元，同比减少 1.28亿元，下 ...