青岛银行（002948）(03866)发布公告，本行于2025年11月3日收到青岛国信产融控股(集团)有限公司(以 下简称"国信产融控股")出具的《关于增持青岛银行股份有限公司股份的告知函》。国信产融控股于 2025年9月23日至10月31日(包括首尾两日)，通过港股通渠道增持本行H股股份8343万股，占本行股份总 数的1.43%，交易期间不涉及本行定期报告静默期、重大事项敏感期，资金来源为自有资金。 本次增持后，国信产融控股持有本行股份从6.55亿股增加至7.39亿股，占本行股份总数比例从11.26%增 加至12.69%，国信产融控股及其一致行动人合计持有本行股份从8.73亿股增加至9.56亿股，占本行股份 总数比例从15.00%增加至16.43%。 ...

智通财经APP讯，青岛银行(03866)发布公告，本行于2025年11月3日收到青岛国信产融控股(集团)有限 公司(以下简称"国信产融控股")出具的《关于增持青岛银行股份有限公司股份的告知函》。国信产融控 股于2025年9月23日至10月31日(包括首尾两日)，通过港股通渠道增持本行H股股份8343万股，占本行股 份总数的1.43%，交易期间不涉及本行定期报告静默期、重大事项敏感期，资金来源为自有资金。 本次增持后，国信产融控股持有本行股份从6.55亿股增加至7.39亿股，占本行股份总数比例从11.26%增 加至12.69%，国信产融控股及其一致行动人合计持有本行股份从8.73亿股增加至9.56亿股，占本行股份 总数比例从15.00%增加至16.43%。 ...

Bank of Qingdao Co., Ltd.* 青 島 銀 行 股 份 有 限 公 司 * （ 於 中 華 人 民 共 和 國 註 冊 成 立 的 股 份 有 限 公 司 ） （H股股份代號：3866） 海外監管公告 本公告乃根據《香港聯合交易所有限公司證券上市規則》第13.10B條作出。 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 如下公告已於深圳證券交易所網站刊登，僅供參閱。 特此公告。 承董事會命 青島銀行股份有限公司* 景在倫 於本公告日期，董事會包括執行董事景在倫先生、吳顯明先生、陳霜女士及劉 鵬先生；非執行董事周雲傑先生、Rosario Strano先生、譚麗霞女士、Giamberto Giraldo先生及鄧友成先生；獨立非執行董事邢樂成先生、張旭先生、張文礎先 生、杜寧先生及范學軍先生。 * 青島銀行股份有限公司並非一家根據銀行業條例（香港法例第155章）之認可機構，並不受 限於香港金融管理局的監督，亦不獲授權在香港經營銀行及 ...

格隆汇11月3日丨青岛银行(002948.SZ)公布，收到青岛国信产融控股（集团）有限公司（简称"国信产融 控股"）出具的《关于增持青岛银行股份有限公司股份的告知函》。国信产融控股于2025年9月23日至10 月31日（包括首尾两日），通过港股通渠道增持本行H股股份83,430,000股，占本行股份总数的1.43%， 交易期间不涉及本行定期报告静默期、重大事项敏感期，资金来源为自有资金。本次增持后，国信产融 控股持有本行股份从655,205,743股增加至738,635,743股，占本行股份总数比例从11.26%增加至 12.69%，国信产融控股及其一致行动人合计持有本行股份从873,053,673股增加至956,483,673股，占本 行股份总数比例从15.00%增加至16.43%。 ...

格隆汇11月3日丨青岛银行(002948.SZ)公布，收到青岛国信产融控股（集团）有限公司（简称"国信产融 控股"）出具的《关于增持青岛银行股份有限公司股份的告知函》。国信产融控股于2025年9月23日至10 月31日（包括首尾两日），通过港股通渠道增持本行H股股份83,430,000股，占本行股份总数的1.43%， 交易期间不涉及本行定期报告静默期、重大事项敏感期，资金来源为自有资金。本次增持后，国信产融 控股持有本行股份从655,205,743股增加至738,635,743股，占本行股份总数比例从11.26%增加至 12.69%，国信产融控股及其一致行动人合计持有本行股份从873,053,673股增加至956,483,673股，占本 行股份总数比例从15.00%增加至16.43%。 ...

证券代码：002948 证券简称：青岛银行 公告编号：2025-042 青岛银行股份有限公司（以下简称"本行"）于2025年11月3日收到青岛国信产 融控股（集团）有限公司（以下简称"国信产融控股"）出具的《关于增持青岛银行 股份有限公司股份的告知函》。国信产融控股于2025年9月23日至10月31日（包括 首尾两日），通过港股通渠道增持本行H股股份83,430,000股，占本行股份总数的 1.43%，交易期间不涉及本行定期报告静默期、重大事项敏感期，资金来源为自有 资金。 青岛银行股份有限公司 关于股东及其一致行动人权益变动触及 1%整数倍 的提示性公告 本行股东青岛国信产融控股（集团）有限公司保证向本行提供的信息内容真实、准确、 完整，没有虚假记载、误导性陈述或重大遗漏。 本行及董事会全体成员保证公告内容与信息披露义务人提供的信息一致。 2 本次变动是否为履行已 作出的承诺、意向、计 划 是 否 本行在《中国证券报》《上海证券报》《证券时报》 《证券日报》和巨潮资讯网（http://www.cninfo.com.cn/） 披露了日期为2025年9月2日的《关于大股东增持股份计 划的公告》（公告编号：202 ...

FF301 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 03866 | 說明 | | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 2,291,945,474 | RMB | | | 1 RMB | | 2,291,945,474 | | 增加 / 減少 (-) | | | | | | | RMB | | | | 本月底結存 | | | 2,291,945,474 | RMB | | | 1 RMB | | 2,291,945,474 | | 2. 股份分類 | 普通股 | 股份類別 | A | | 於香港聯交所上市 (註1) | | 否 | | | --- | --- | --- | --- ...

Core Viewpoint - The volatility in the bond market and the narrowing net interest margin have pressured the revenue of several listed banks in the first three quarters of this year, leading to a gradual decline in the benefits from the "bond bull" market [1][2] Group 1: Revenue Impact - Many listed banks have faced revenue pressure due to bond market fluctuations and a slowdown in credit expansion, with investment income becoming a crucial support for profits [2][3] - As of the end of Q3 2025, 24 out of 42 listed banks reported a year-on-year decline in non-interest income, and 8 banks saw a drop in net investment income [2] - Notably, China Merchants Bank reported a significant loss of 8.827 billion yuan in fair value changes, with a quarterly loss of 4.008 billion yuan in Q3 alone [2][3] Group 2: Strategies to Mitigate Losses - Some banks have managed to achieve year-on-year growth in investment income by actively selling bonds to lock in floating profits during high market conditions [4] - For instance, China Construction Bank's investment net income increased by 150.55%, while several other banks reported over 70% growth in investment income [4] - The strategy of "selling bonds to realize floating profits" is based on the classification of financial assets, where certain assets can confirm investment income upon sale [4] Group 3: Future Outlook and Adjustments - Analysts suggest that the sustainability of the "selling bonds to supplement profits" strategy will decline as previously accumulated floating profits are exhausted [5] - The People's Bank of China has signaled a return to government bond trading operations, which is expected to enhance monetary policy flexibility and stabilize market expectations [6] - As the bond market enters a low-volatility phase, banks are shifting their investment strategies from relying solely on interest margin gains to enhancing active trading and risk management capabilities [7]

Core Viewpoint - The volatility in the bond market and the narrowing net interest margin have pressured the revenue of several listed banks in the first three quarters of the year, leading to a gradual decline in the benefits from the "bond bull" market [1][2]. Group 1: Revenue Impact - Many listed banks have faced revenue pressure due to bond market fluctuations and a slowdown in credit expansion, with investment income becoming a crucial support for profits [2][3]. - As of the end of Q3 2025, 24 out of 42 listed banks reported a year-on-year decline in non-interest income, and 8 banks saw a drop in net investment income [2]. - Notably, China Merchants Bank reported a loss of 8.827 billion yuan in fair value changes, with a quarterly loss of 4.008 billion yuan in Q3 alone [2][3]. Group 2: Strategies to Mitigate Losses - Some banks have managed to achieve year-on-year growth in investment income by actively selling bonds to lock in profits during high market conditions [4]. - For instance, China Construction Bank's investment net income increased by 150.55%, while several other banks also reported over 70% growth in investment income [4]. - The strategy of "selling bonds to realize floating profits" is based on the classification of financial assets, where certain assets can confirm investment income upon sale [4]. Group 3: Future Outlook and Adjustments - Analysts suggest that the sustainability of the "selling bonds to supplement profits" strategy will decline as previously accumulated floating profits are exhausted [5]. - The People's Bank of China has signaled a return to government bond trading operations, which is expected to enhance monetary policy flexibility and stabilize market expectations [6]. - As the bond market enters a low-volatility phase, banks are shifting their investment strategies from relying solely on interest margin gains to enhancing active trading and risk management capabilities [7].

Core Viewpoint - Qingdao Bank, established in 1996 and listed in 2019, is a competitive regional bank in Shandong province, offering diversified financial services [1] Financial Performance - As of Q3 2025, Qingdao Bank reported revenue of 11.013 billion yuan, ranking 10th among 17 banks in the industry, with the industry leader, Jiangsu Bank, at 67.183 billion yuan [2] - The net profit for the same period was 4.125 billion yuan, placing it 11th in the industry, with Jiangsu Bank leading at 31.895 billion yuan [2] Financial Ratios - The asset-liability ratio for Qingdao Bank in Q3 2025 was 93.84%, higher than the industry average of 92.63% [3] - The gross profit margin was 42.57%, which is below the industry average of 45.51% but improved from 39.97% in the previous year [3] Executive Compensation - Chairman Jing Zailun's compensation for 2024 was 2.4978 million yuan, a decrease of 26,100 yuan from 2023 [4] Shareholder Information - As of September 30, 2025, the number of A-share shareholders decreased by 9.96% to 45,900, while the average number of circulating A-shares held per shareholder increased by 11.06% to 67,800 [5] - The bank's revenue growth rate was 5.0% and net profit growth rate was 15.5% for the first three quarters of 2025, with notable increases in net interest income and corporate loans [5] Business Highlights - Key business highlights include a 12.0% increase in net interest income, a 14.6% growth in corporate loans, and a reduction in the non-performing loan ratio to 1.10% with a provision coverage ratio of 270% [5]