Core Insights - Institutions are actively researching the operational status of listed banks in the second half of the year, with 748 institutions conducting 133 investigations into 23 listed banks, primarily focusing on city commercial banks and rural commercial banks [1][2] Group 1: Institutional Research - The majority of institutions conducting research are fund companies and securities firms, accounting for 53% of the total [2] - Jiangsu Bank is the most popular among institutions, receiving 83 investigations, followed by Chongqing Rural Commercial Bank and Ningbo Bank with 76 and 75 investigations respectively [2] - Ruifeng Bank leads in total investigation counts with 22 [2] Group 2: Net Interest Margin Trends - Net interest margin (NIM) has stabilized for some listed banks, with a slight year-on-year recovery noted [2] - Several banks have reported success in reducing funding costs, which alleviates downward pressure on NIM by exiting high-cost deposits and enhancing low-cost deposit absorption [2][3] - Xiamen Bank reported a 4 basis point increase in NIM to 1.08% in the first half of the year, with continued stabilization in the third quarter [3] Group 3: Debt Market Analysis - The bond market has shown volatility this year, impacting investment income for some banks, particularly city and rural commercial banks [4] - Banks are adjusting their investment strategies in response to market conditions, with a focus on defensive strategies and selective trading opportunities [4] - Shanghai Bank aims to enhance market analysis and maintain flexibility in its investment strategies while managing interest rate risks [4] Group 4: Non-Interest Income and Capital Supplementation - Non-interest income, particularly from fees and commissions, has been affected by regulatory requirements on self-managed wealth management products [5] - Banks are exploring ways to supplement capital through internal accumulation and external sources to strengthen their capital base [5] - Qingdao Bank focuses on standardized fixed-income securities and emphasizes duration management to ensure steady growth in bond investment income [5]

Core Insights - The article highlights the changes in the Hong Kong Stock Connect holdings, indicating significant increases and decreases in ownership percentages for various companies [1][2][3] Group 1: Increased Holdings - Haotian International Construction (01341) saw the largest increase in holdings, up by 3.17% to 67.62% [1] - Ruipu Lanjun (00666) and Anjii Food (02648) also experienced notable increases of 0.95% and 0.93%, reaching 8.29% and 34.73% respectively [1] - Over the last five trading days, Haotian International Construction (01341) had a remarkable increase of 13.82% in holdings [2] Group 2: Decreased Holdings - Tianqi Lithium (09696) and Global Medical (02666) both experienced a decrease of 1.40% in holdings, now at 35.86% and 22.01% respectively [1] - New Tian Green Energy (00956) had the largest decrease over the last five trading days, down by 9.02% to 56.82% [2] - Longpan Technology (02465) and Zhongze Feng (01282) also saw significant reductions of 5.82% and 7.46% respectively [2] Group 3: Summary of Top Changes - The top 20 companies with increased holdings include Haotian International Construction (01341), Ruipu Lanjun (00666), and Anjii Food (02648) [1] - The top 20 companies with decreased holdings include Tianqi Lithium (09696), Global Medical (02666), and Hengsheng Chinese Enterprises (02828) [1] - The five-day increase list features Haotian International Construction (01341) and Qingdao Bank (03866) with increases of 5.82% [2]

"依托中国外汇交易中心的X-Swap交易系统和上海清算所的中央对手清算机制，标准化利率衍生品合约 高度标准化和交易清算一体化，显著提升交易与清算效率；中央对手清算模式大幅降低对手方风 险。"相关人士介绍称，结合两家金融市场基础设施的市场辐射力与优势，市场主体有望进一步提升标 准化利率衍生品的交易透明度与市场流动性。 编辑：王菁 据了解，青岛银行作为银行间本币市场活跃交易机构，此次业务落地对其运用利率衍生品进行风险管理 具有重要意义。一方面，助力精准管理利率债券及同业存单的利率风险，完善债券交易类业务产品体 系，同时与现券市场紧密联动，有效促进价格发现。另一方面，深化与上海清算所及中国外汇交易中心 等金融市场基础设施的合作，夯实市场参与根基，提高自身服务实体经济效能，为金融市场高质量发展 贡献力量。 新华财经北京11月12日电 近日，青岛银行落地银行间标准债券远期和标准利率互换交易及清算业务， 积极参与银行间利率衍生品创新业务，持续丰富其利率风险管理工具箱。 ...

Core Insights - Multiple A-share listed banks have seen significant share purchases by executives and major shareholders since 2025, indicating confidence in the banking sector's long-term value [1][5] - Recent quarterly reports show that most city commercial banks have stabilized and improved their net interest margins compared to the end of the first half of the year [1] Group 1: Shareholder Activity - Over 10 banks have received share purchases from shareholders or executives, including Xiamen Bank, Suzhou Bank, Chengdu Bank, Chongqing Bank, Shanghai Bank, Everbright Bank, Lanzhou Bank, Postal Savings Bank, and Wuxi Bank, with city commercial banks being the majority [1] - On November 7, Qilu Bank reported that its directors, supervisors, and senior executives had collectively increased their holdings by approximately 3.15 million yuan, accounting for 90% of the planned increase [3] - Qingdao Bank's major shareholder, Guoxin Chanin Holdings, increased its stake through the Hong Kong Stock Connect, raising its total shareholding to 15.42%, making it the largest shareholder [5] Group 2: Financial Performance - Among the 42 listed banks, 35 reported a year-on-year increase in net profit for the first three quarters, with seven banks achieving double-digit growth, including Qingdao Bank, Qilu Bank, Hangzhou Bank, Jiangyin Bank, Changshu Bank, Shanghai Pudong Development Bank, and Chongqing Bank [5] - The recent quarterly reports reflect a positive performance for banks this year, contributing to market confidence [5]

Core Insights - The article highlights the changes in the Hong Kong Stock Connect holdings, indicating significant increases and decreases in ownership percentages for various companies. Group 1: Increased Holdings - Haotian International Construction (01341) saw the largest increase in holdings, up by 1.72% to a total of 64.45% [1][2] - Ruipu Lanjun (00666) and China Duty Free Group (01880) also experienced notable increases of 1.13% and 1.08%, bringing their holdings to 7.34% and 39.40% respectively [1][2] - Over the last five trading days, Haotian International Construction (01341) led with a 12.27% increase, followed by Qingdao Bank (03866) at 8.03% and Anjuke Food (02648) at 4.30% [1][3] Group 2: Decreased Holdings - Longpan Technology (02465) faced the largest decrease in holdings, down by 7.59% to 39.67% [1][2] - Chalco International (02068) and Derlin Holdings (01709) also saw reductions of 1.04% and 0.94%, with holdings at 20.51% and 30.09% respectively [1][2] - In the last five trading days, New天绿色能源 (00956) had the most significant drop at 9.06%, followed by Zhongze Feng (01282) at 7.46% and Longpan Technology (02465) at 6.35% [1][3] Group 3: Summary of Top Changes - The top 20 companies with increased holdings include Haotian International Construction (01341), Ruipu Lanjun (00666), and China Duty Free Group (01880) [2] - The top 20 companies with decreased holdings include Longpan Technology (02465), Chalco International (02068), and Derlin Holdings (01709) [2] - The data reflects a dynamic shift in investor sentiment and market positioning among these companies [1][2][3]

Core Insights - Qingdao Rural Commercial Bank and Qingdao Bank have successfully obtained clearing member qualifications from the Shanghai Clearing House and launched general repurchase business, marking a significant breakthrough for Shandong's financial institutions in the interbank market clearing mechanism [1] - The launch of this innovative business fills a market gap for city commercial banks and rural commercial banks in Shandong province, providing practical experience for local financial institutions to enhance fund operation efficiency and risk management capabilities [1] - The People's Bank of China has approved the general repurchase business, which will officially launch in April 2024, allowing participants to submit bonds to a collateral pool and conduct repurchase transactions through the interbank lending center [1] Summary by Sections - **Business Development** - The general repurchase business has been introduced to enhance the operational efficiency of financial institutions in Shandong [1] - A total of 17 transactions have been conducted by local financial institutions, amounting to 12.08 billion yuan [2] - **Market Impact** - The business aims to reduce counterparty risk and improve market liquidity while supporting the smooth transmission of monetary policy [1] - The Shanghai Clearing House has expanded the range of participants in the general repurchase business to include deposit-taking financial institutions and added new categories of eligible collateral [1]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 Bank of Qingdao Co., Ltd.* 海外監管公告 本公告乃根據《香港聯合交易所有限公司證券上市規則》第13.10B條作出。 如下公告已於深圳證券交易所網站刊登，僅供參閱。 青島銀行股份有限公司 (1) 董事會決議公告 (2) 關於調整2025年日常關聯交易預計額度的公告 特此公告。 承董事會命 青島銀行股份有限公司* 青 島 銀 行 股 份 有 限 公 司 * （ 於 中 華 人 民 共 和 國 註 冊 成 立 的 股 份 有 限 公 司 ） （H股股份代號：3866） 景在倫 董事長 中國山東省青島市 2025年11月11日 於本公告日期，董事會包括執行董事景在倫先生、吳顯明先生、陳霜女士及劉 鵬先生；非執行董事周雲傑先生、Rosario Strano先生、譚麗霞女士、Giamberto Giraldo先生及鄧友成先生；獨立非執行董事邢樂成先生、張旭先生、張文礎先 生、杜寧先生及范學 ...

Group 1 - Qingdao Bank announced the convening of its 20th meeting of the 9th Board of Directors on November 10, 2025, to review the proposal for adjusting the expected amount of daily related party transactions for 2025 [1] - For the first half of 2025, Qingdao Bank's revenue composition shows that interest income accounts for 81.78%, while non-interest income accounts for 7.48% [1] - As of the report date, Qingdao Bank's market capitalization is 29.7 billion yuan [1] Group 2 - Prior to the arrest of the chairman of Peking University Pharmaceutical, police had conducted investigations at the group's factory, indicating potential issues within the company [1] - Internal sources suggest that the chairman disposed of group assets, leading to a significant amount of funds with unclear whereabouts [1]

证券代码：002948 证券简称：青岛银行 公告编号：2025-048 青岛银行股份有限公司 关于调整 2025 年日常关联交易预计额度的公告 本行及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记载、误导性陈 述或者重大遗漏。 一、日常关联交易基本情况 （一）日常关联交易概述 本次调整预计额度的日常关联交易，是指青岛银行股份有限公司（以下简称"本 行"）或者本行控股子公司与本行关联方之间发生的转移资源或者义务的事项，主 要为存款类业务及贷款、债券投资等授信类业务。 本行于2025年11月10日召开第九届董事会第二十一次会议，审议通过了《关于 青岛银行股份有限公司调整2025年日常关联交易预计额度的议案》，关联董事邓友 成回避表决。本次调整关联交易预计额度未达到股东大会审议标准，无需提交股东 大会审议。 （二）调整预计日常关联交易类别和金额 单位：亿元 临工重机股份有限公司法定代表人于孟生，注册资本55,404.3068万元。主要从 事许可项目：特种设备制造；特种设备安装改造修理；道路机动车辆生产；保税仓 库经营。一般项目：机械设备研发；特种设备销售；特种设备出租；建筑工程用机 械制造；建筑工程用机械 ...

证券代码：002948 证券简称：青岛银行 公告编号：2025-047 青岛银行股份有限公司董事会决议公告 本行及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记载、误导性陈 述或者重大遗漏。 青岛银行股份有限公司（以下简称"本行"）于2025年11月4日以电子邮件方 式向董事发出关于召开第九届董事会第二十一次会议的通知，会议于2025年11 月10日以书面传签方式召开，应参与表决董事14名，实际表决董事14名。本次会 议召开符合《中华人民共和国公司法》《深圳证券交易所股票上市规则》和《青 岛银行股份有限公司章程》的规定。 会议审议通过了《关于青岛银行股份有限公司调整 2025 年日常关联交易预 计额度的议案》 1 《上海证券报》《证券时报》《证券日报》和巨潮资讯网（http://www.cninfo.com.cn/） 披露，供投资者查阅。 备查文件 1.经与会董事签字的通讯表决书及加盖董事会印章的董事会决议； 2.全体独立董事过半数同意的证明文件。 特此公告。 青岛银行股份有限公司董事会 2025 年 11 月 11 日 本议案同意票 13 票，反对票 0 票，弃权票 0 票。由于本议案涉及关联交易 ...