【商业银行并购贷款管理办法公开征求意见】 金融监管总局8月20日发布的《商业银行并购贷款管理办法（征求意见稿）》提出，进一步提高并购贷 款占并购交易价款比例上限，延长贷款最长期限，更好满足企业合理融资需求。办法提出，商业银行应 当综合考虑并购交易和并购贷款风险，审慎确定并购贷款占并购交易价款的比例，确保并购资金中含有 合理比例的权益性资金，防范高杠杆并购融资风险。控制型并购贷款占并购交易价款的比例不得高于 70%，权益性资金占并购交易价款的比例不得低于30%。参股型并购贷款占并购交易价款的比例不得高 于60%，权益性资金占并购交易价款的比例不得低于40%。在贷款期限方面，办法提出，控制型并购贷 款期限原则上不超过十年，参股型并购贷款期限原则上不超过七年。 【《关于银行业保险业支持福建建设两岸融合发展示范区的若干措施》的通知】 国家金融监督管理总局发布《关于银行业保险业支持福建建设两岸融合发展示范区的若干措施》，旨在 贯彻落实中央支持福建探索海峡两岸融合发展新路的政策精神。文件从推进闽台金融合作、提升对台金 融服务质效、优化台胞生活金融服务体验、加强金融监管与风险防控四个方面提出具体举措，支持台湾 地区金融机构 ...

本公告乃根據《香港聯合交易所有限公司證券上市規則》（「上市規則」）第13.10B條作出。 茲 載 列 吉 林 九 台 農 村 商 業 銀 行 股 份 有 限 公 司（「 本 行 」）在 中 國 貨 幣 網 (www.chinamoney.com.cn)及中國債券信息網(www.chinabond.com.cn)刊登的《吉林九台農 村商業銀行股份有限公司關於延期披露2025中期業績的公告》，僅供參考。 繼續暫停買賣 吉 林 九 台 農 村 商 業 銀 行 股 份 有 限 公 司 * 於 中 華 人 民 共 和 國 註 冊 成 立 的 股 份 有 限 公 司 ） （股份代號：6122） 海外監管公告 應本行要求，本行的H股已自2025年3月12日上午九時正起於香港聯合交易所有限公司暫 停買賣，並將繼續暫停買賣直至另行通知為止。本行將根據上市規則的規定，適時另行 刊發公告。 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任 何聲明，並表明概不就因本公告全部或任何部分內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 JILIN JIUTAI RURAL CO ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容 而產生或因依賴該等內容而引致之任何損失承擔任何責任。 本行董事會（「董事會」）謹此知會本行股東（「股東」），由於本行需要更多時間收集及整理 所需資料及文件，以便本行核數師（「核數師」）完成有關本集團截至2024年12月31日止年 度業績（「2024年度業績」）的審核程序，2024年度業績將會進一步延遲刊發。由於進一步 延遲刊發2024年度業績，本行將繼續延遲刊發2024年年度報告（「2024年年度報告」）。本 行正在進一步向核數師提供相關資料，以配合核數師推進2024年度業績的審核工作。本 行將努力在實際可行的情況下盡快完成2024年度業績的審核工作並發佈2024年度業績及 2024年年度報告。2024年度業績及2024年年度報告的預計刊發日期需與核數師進一步確 定，並將會另行公告。 * JILIN JIUTAI RURAL COMMERCIAL BANK CORPORATION LIMITED * 6122 進一步延遲刊發2024年度業績及2024年年度 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容 而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 6122 盈利預警 本公告乃由吉林九台農村商業銀行股份有限公司（「本行」，連同其附屬公司統稱「本集 團」）根據《香港聯合交易所有限公司證券上市規則》（「上市規則」）第13.09條及香港法例第 571章《證券及期貨條例》第XIVA部項下之內幕消息條文（定義見上市規則）而作出。 本行董事會（「董事會」）謹此知會本行股東（「股東」）及潛在投資者，根據董事會當前可得 資料，預期本集團截至2025年6月30日止六個月（「2025上半年」）之淨虧損約為人民幣898 百萬元，主要原因是本集團為應外部市場環境變化，加強了風險管理評估的前瞻性和精 細化，2025上半年的資產減值損失（已扣除撥回）較截至2024年6月30日止六個月（「2024上 半年」）增加約312.42%，但部分被營業收入增加（本集團2025上半年的營業收入較2024上 半年增加約27.83%，主要由於淨利息收入及投資證券淨收益增加所致）及2025上半年 ...

FF301 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年7月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 吉林九台農村商業銀行股份有限公司 呈交日期: 2025年8月6日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 其他類別 (請註明) | | 於香港聯交所上市 (註1) | | 否 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | N/A | 說明 | 內資股 | | | | | | | | | 法定/註冊股份數目 | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 4,107,690,457 RMB | | | 1 RMB | | 4,107,690,457 | | 增加 / 減少 (-) | | | | | | RMB | | | | 本月底結存 | | | 4,107,690,457 RMB | | | 1 RMB | | 4,107,690,457 | | 2. 股份 ...

Core Viewpoint - Jilin Province is advancing its rural credit system reform by planning to establish a provincial-level rural commercial bank, supported by a special bond issuance of 26 billion yuan to enhance the capital adequacy and operational strength of the new bank [1][2][5]. Group 1: Bond Issuance and Financial Support - The Jilin provincial government plans to issue 26 billion yuan in special bonds to support the development of small and medium-sized banks, with an estimated interest rate of 2.1% and a term of 10 years [2][5]. - The total financial support for the new Jilin Rural Commercial Bank will amount to 34.6 billion yuan, including the new bond issuance and adjustments to previously issued bonds [2][5]. Group 2: Establishment of Provincial-Level Rural Commercial Bank - The establishment of the provincial-level rural commercial bank aims to unify the legal entity and enhance resource allocation, operational management, and risk management capabilities [1][2][5]. - The new bank is expected to have a capital stock of 40 billion yuan, positioning it as a healthy and robust financial institution [2]. Group 3: Strategic Importance and Future Development - The new Jilin Rural Commercial Bank will focus on supporting local economic development by adhering to its mission of being a bank for farmers, small enterprises, and residents [3]. - The reform aligns with broader trends in other provinces, where similar banking structures are being established to improve financial stability and operational efficiency [5]. Group 4: Role of Jilin Financial Holding Group - Jilin Financial Holding Group, a state-owned financial capital operation platform, will play a crucial role in the establishment and capitalization of the new bank [3]. - The group is also involved in the acquisition process of Jiutai Rural Commercial Bank, indicating its active role in the regional banking landscape [4].

Industry Focus - 17 listed banks have announced the cancellation of their supervisory boards, influenced by the revised Company Law and financial regulatory policies set to take effect in 2024 [1] Corporate Dynamics - Hangzhou Bank has completed the market-oriented conversion of 15 billion yuan in convertible bonds, marking significant progress in capital replenishment [4] - JiuTai Rural Commercial Bank is facing a pre-loss forecast of 1.7 billion to 1.9 billion yuan for 2024 and is set to delist following a voluntary conditional cash offer for its H-shares and domestic shares [5] - Chengdu Rural Commercial Bank plans to absorb and merge six village banks located in Sichuan Province [6] - Chongqing Rural Commercial Bank has obtained fund custody qualifications, becoming the first commercial bank to do so this year [7] - Shunde Rural Commercial Bank has withdrawn its IPO application after a prolonged lack of progress since its initial submission in 2019 [8] Financial Personnel - Zheshang Bank announced the resignation of Chairman Lu Jianqiang due to age, with Chen Haiqiang approved to take over as the new president [9][10]

Group 1: Central Bank and Financial Regulations - The People's Bank of China has released a draft for the "Rules for Cross-Border Payment System" to enhance the management mechanism of CIPS, addressing account management, funding settlement, and risk management [1] - The draft includes six chapters and thirty-one articles to adapt to the ongoing optimization and functional upgrades of CIPS [1] Group 2: Consumer Finance Industry - In the first half of 2025, seven consumer finance companies issued a total of 12.1 billion yuan in financial bonds, a decrease of approximately 40% year-on-year [1] - Despite the decline in issuance, low-interest rates have allowed some financial bonds to drop below 2%, aiding in cost reduction and liability optimization [1] - The consumer finance industry is diversifying its financing channels, with ABS and syndicated loans becoming more mainstream [1] Group 3: Banking Sector Performance - JiuTai Rural Commercial Bank is expected to report a net loss of 1.7 to 1.9 billion yuan for 2024, leading to a cash offer for its shares and the initiation of delisting procedures [2] - The bank's performance has deteriorated significantly, with revenue and net profit shrinking, and an increase in non-performing loan rates [2] - China Resources Bank has seen a notable decline in performance, with a 67.97% drop in net profit for 2024 and a further 74.22% decrease in the first quarter of 2025 [2] Group 4: Audit and Compliance - Huishang Bank has appointed KPMG as its new auditing firm for the 2025 fiscal year, replacing Ernst & Young [3] Group 5: Innovative Banking Services - Shanghai Pudong Development Bank has launched "pet-friendly" branches, providing amenities for pet owners and introducing themed financial products [3] - The bank aims to enhance customer experience while fulfilling social responsibilities through community engagement and support for stray animals [3] Group 6: Fund Custody Qualification - Chongqing Rural Commercial Bank has obtained fund custody qualifications, becoming the first commercial bank to do so in 2023 [4] - A total of 37 banks have now received fund custody qualifications, including various categories of banks [4]

Core Viewpoint - The emergence of high deposit interest rates, such as 3.05% offered by certain village banks, is a rare phenomenon in the current low-rate environment, raising concerns about potential market reactions and price wars [1][5][6] Group 1: High Deposit Rates - Recently, the Qingyuan Qingxin Huimin Village Bank in Guangdong has gained attention for offering a three- and five-year deposit product with an interest rate of 3.05%, which is significantly higher than the prevailing rates [2][3] - Other village banks in smaller cities are also offering high deposit rates, with the Huizhou Huidong Huimin Village Bank previously offering rates as high as 3% [4] - The high interest rates are primarily a strategy to attract deposits during critical periods, such as the end of June, when banks typically seek to bolster their deposit base [1][5] Group 2: Market Context and Trends - The overall trend in the banking sector has been a decline in deposit rates, with major banks reducing rates across various terms, leading to a situation where most fixed-term deposit rates have entered the "1" era [2][6] - The high interest rates offered by village banks are seen as localized phenomena with limited impact on the broader market, as they are often subject to strict limits on availability [5][6] - Analysts predict that the overall trend for deposit rates will continue to decline due to ongoing monetary policy easing and external low-rate environments, with expectations of further rate cuts in the latter half of 2025 [6] Group 3: Financial Health of Banks - The Jilin Jiutai Rural Commercial Bank, which owns the Qingyuan Qingxin Huimin Village Bank, has faced financial difficulties, reporting a net loss of 85.8 million yuan as of Q3 2024 [7] - The bank has been involved in restructuring and has delayed the release of its 2024 annual report due to complexities in auditing its extensive customer base [7] - As of mid-2024, Jiutai Rural Commercial Bank controlled 34 village banks, contributing approximately 34.7% of its total revenue, indicating a significant reliance on these entities for income [7]

Core Viewpoint - The upcoming match between Guangzhou Longtai Haiben and Jiu Tai Rural Commercial Bank is crucial for both teams, impacting their standings and playoff scenarios Team Performance - Guangzhou Longtai Haiben currently holds a record of 20 wins and 21 losses, ranking 10th in the standings, and is striving for a higher position [3] - The team has a strong offensive performance, averaging approximately 110 points per game [3] - Jiu Tai Rural Commercial Bank has a record of 12 wins and 29 losses, ranking 18th and has already been eliminated from playoff contention [8] Key Players - Chen Yingjun is the core player for Guangzhou Longtai Haiben, averaging 18 points and 8 assists per game, crucial for the team's organization and scoring [4] - Zhu Mingzhen contributes an average of 15 points and 5 rebounds, providing strong support on both defense and offense [5] - Jiang Yuxing is the scoring leader for Jiu Tai Rural Commercial Bank, averaging 20 points per game, essential for the team's offensive strategy [9] - Jones also plays a significant role in scoring and assists, enhancing the team's offensive capabilities [9] Team Strengths - Guangzhou Longtai Haiben excels in offensive firepower, ranking high in scoring efficiency [6] - The team also demonstrates strong defensive intensity, allowing an average of around 112 points per game while effectively disrupting opponents' scoring opportunities [6] - Jiu Tai Rural Commercial Bank shows potential in offensive performance, with a high average score, and benefits from the energy of young players [10] Key Matchup - The matchup between Chen Yingjun and Jiang Yuxing will be pivotal, testing both teams' defensive capabilities [12] - Zhu Mingzhen's defensive skills will challenge Zhong Cheng's performance in the paint [12] - The duel between McWayne and Jones will be critical for both teams' offensive strategies [12] Score Prediction - The match is expected to be intense, with Guangzhou Longtai Haiben favored to win due to their superior defense and offensive strength, with a predicted score of 110 to 103 [13]