原本熙熙攘攘的金店柜台前，陈列着令人心动的金饰，龙凤镯、古法戒指在灯光下熠熠生辉。然而，一 场突如其来的降价风暴，却让这里多了几分观望和犹豫。 让我们把时间拨回到8月12日，一个略显魔幻的周六。周六福柜台的金价牌率先"变脸"，988元/克的价 格似乎预示着什么。隔壁老庙黄金紧随其后，象征性地突破千元大关，定格在1004元。而周大福则显得 有些"挣扎"，勉强维持在1008元的高位。 然而，短短三天后，曾经高高在上的四位数金价，如同泡沫般迅速消退——这是近五年来的首次。 菜场阿姨的"黄金经" 金价跳水，谁在欢喜谁在愁？ 菜市场卖菜的陈姨，紧盯着手机屏幕，眉头紧锁。女儿催着她买金镯子，理由是"现在便宜了"。但陈姨 心里犯嘀咕，想起了去年隔壁张姐"抄底"被套的经历，至今还懊恼不已。 那么，金价究竟降了多少呢？ 我们不妨走近金店柜台，仔细观察一番。周大福首饰金标价1006元/克，相较于7月的高点1029元，降幅 超过20元。老凤祥则更为激进，直接将价格压至1005元，六福珠宝也维持在1006元。而"价格屠夫"周六 福更是毫不手软，直接降至985元，较月初跌去近40元。 如果你愿意多走几步，前往银行，或许会发现更诱人的价 ...

换资前言： 金九银十"将至，国际黄金投资窗口正开，想抓住这波机会？找金晟富准没错！当下全球不太平，地缘 冲突、经济乏力、物价或涨，股市波动大。而国际黄金在2008年金融危机时，美股跌惨它却涨25%，能 护钱袋子。各国央行连续13年增持，新兴市场增速80%，买的人多金价易涨。5G手机、新能源汽车用 金需求大增，2030年或比现在多40%。金晟富熟悉国际黄金市场，不管你想稳投实物、积存金、ETF， 还是想通过期货多赚，金晟富都能给出专业建议，助你灵活操作、随时变现。这旺季，别错过赚大钱的 机会！ 近期有哪些消息面影响黄金原油走势？后市黄金多空该如何研判？ 周五(8月22日)，美元指数大幅下挫，黄金价格飙升，主因是美联储主席鲍威尔在杰克逊霍尔全球央行 年会上的演讲，强化市场对9月降息的希望。现货黄金周五收盘大涨33.05美元，涨幅0.98%，报3371.51 美元/盎司。美元指数周五大跌近1%，意味着以美元计价的黄金对持有其他货币的买家来说变得相对便 宜。鲍威尔在杰克逊霍尔全球央行年会上发表讲话，其释放的信号对黄金市场走向意义重大。鲍威尔表 示，当前形势暗示就业增长面临下行风险，风险平衡点的变化可能要求调整政策，美 ...

敬请知悉。详情请咨询上海农商银行客服热线。 2025年8月20日，上海农商银行发布公告称，为优化积存金手续费收取模式，拟在现行"活期买入手续费 费率0%、活期卖出分档收费、费率最高至0.5%"的基础上，调整手续费费率为"活期买入手续费费率 0.2%、活期卖出手续费费率0.3%"。在2025年9月1日至2025年11月30日期间活期卖出手续费实行优惠费 率0.2%。 ...

千里马常有，而伯乐不常有，人生最快意的三件事莫过于：棋逢对手，酒逢知己，将遇良才！实力打造 精典，成功绝非偶然！佛渡有缘人，我渡有心人！【关注"钟亿金"可享受独家操作计划】 （三）经济数据影响不容忽视 除了美联储主席讲话，美国等主要经济体即将公布的经济数据也将对黄金走势产生影响。例如零售销售 数据，若数据表现强劲，说明美国国内消费市场旺盛，经济复苏态势良好，将进一步打压降息预期，不 利于黄金价格。反之，若数据不及预期，显示经济增长乏力，将增加市场对降息的期盼，为黄金价格提 供支撑。 一、黄金市场回顾 本周上周五黄金市场呈现出先抑后稳的态势。周初，受美国7月PPI数据远超预期影响，市场对美联储9 月降息的预期大幅降温，美元指数走强，黄金价格承压跳水。周四，黄金一度创下近两周低点。尽管上 周五有所反弹，但整体依旧周跌1.5%左右，基本持平于3336美元。 二、影响本周黄金走势的基本面因素 （一）美联储政策预期是关键 本周，美联储主席鲍威尔将在杰克逊霍尔全球央行年会上发表讲话，这无疑是下周黄金市场的最大焦 点。目前市场对于美联储9月是否降息以及降息幅度存在较大分歧。若鲍威尔释放偏鹰派信号，强调通 胀压力仍需关注，暗 ...

Group 1 - The gold market experienced a narrow range of fluctuations, opening at 3337 and reaching a high of 3348 before closing at 3335, reflecting a weekly decline of 1.7% [3] - The daily chart indicates a downward C wave within a triangle convergence pattern, with MACD showing a bearish crossover and increasing bearish momentum [3] - Short-term resistance is noted at the 3375-3370 range, while support is identified at 3310-3315, with a critical support level at 3280 if broken [3] Group 2 - The domestic gold market is expected to show limited volatility, with anticipated prices for Shanghai gold around 785 and accumulated gold around 780 [3] - The analysis emphasizes the importance of a balanced approach to entry, exit, and risk control to achieve stable profits over time [4]

我很庆幸你能停下脚步花几分钟看我的文章，一点小建议，分享出来希望能帮助到各位投资者。张德盛作为一 位分析师做了这么多年投资，像近两天的行情，我经历过很多次了，你现在的心态我也能猜到八九不离十。不 要怨恨市场，也不要怪自己。做投资，都是想盈利的，也是我们投资的目的，我懂。但是你亏损了，原因很 多，但严重的无非就那几种：不带止损、扛单爆仓，主观意识太强、执行力太差、害怕怀疑心理、否定消极心 理等等，这只是总结的部分，如有上述情况或其他情况，可以和我好好聊聊，相信我一定能为你排忧解难。一 起来看看笔者对黄金的一些见解，希望张德盛对行情的预判可以给大家带来一些帮助。大家好，我是张德盛！ 添加可了解每日行情实时动态！ 国内沪金，积存金走势： 国内黄金今日冲高回落，沪金最高791,最低回落782，积存金784，最低回落776，上周四张德盛也是提示大家 多获利出局了，本周交易的时间要放在周二CPI数据后，等数据影响走出来，才能继续回落多。4小时图中沪金 本周看775支撑，积存金看767的支撑。 国际白银走势分析： 现货白银4小时级别的最新情况，白银价格今日开盘38.3，开盘后白银开始回落，截止目前最低37.8，今日白银 就 ...

Market Overview - Current gold price is reported at $3387.48 per ounce, with an increase of $18.29, representing a 0.54% rise, driven by heightened geopolitical tensions and increased demand for safe-haven assets due to trade disputes involving the U.S. and India [1] - The market anticipates a potential interest rate cut by the Federal Reserve, which has further supported gold prices, although a rebound in the U.S. dollar and rising stock markets have somewhat limited the price increase [1] Technical Analysis - Daily chart indicates that gold is trading above the middle Bollinger Band, with MACD showing a bullish crossover and RSI indicating a rebound from oversold conditions, suggesting a clear demand for a price recovery [1] - On the 4-hour chart, gold is positioned below the upper Bollinger Band, with initial signs of a bearish crossover in MACD and RSI indicating a retreat from overbought conditions, highlighting a need to monitor support at $3300 and resistance at $3400 [1] - The 1-hour chart shows gold trading below the upper Bollinger Band, with MACD lines in a state of indecision and RSI indicating a pullback from overbought levels, suggesting a potential for price retracement with support at $3300 and resistance at $3400 [1] Future Trading Strategies - For aggressive traders, a long position can be initiated near the $3300 support level, with a target range of $3315-$3325 [3] - Conservative traders may consider entering long positions at the $3250 support level, targeting $3270-$3280 [3] - For short positions, aggressive traders can look to sell near the $3400 resistance, targeting $3395-$3385, while conservative traders may wait for a stronger resistance at $3450, targeting $3445-$3435 [3] Gold Market Sentiment - The gold futures market is expected to remain strong in the short term due to the influence of rising international gold prices [3] - The linked gold products are also expected to be supported by rising safe-haven demand due to trade tensions, while long-term investments in gold accumulation are favored due to anticipated interest rate cuts [3] - Overall, the gold market is supported by expectations of a Federal Reserve rate cut and ongoing trade tensions, but future price movements will depend on subsequent developments in the news [3]

Core Insights - International gold prices are rising due to expectations of a Federal Reserve interest rate cut, geopolitical risks, and a weakening dollar, with spot gold surpassing $3,380 per ounce and a weekly increase of nearly 3.5% [1] - Citibank has raised its target price for gold to $3,500 per ounce over the next three months, indicating strong long-term bullish sentiment [1] Monetary Policy and Dollar Trends - The expectation of a Federal Reserve interest rate cut is fueled by disappointing U.S. non-farm payroll data, with a 92.4% probability of a 25 basis point cut in September and a potential 50 basis point cut in October, which diminishes the dollar's attractiveness and benefits gold [4] - Global central bank gold purchases increased by 34% year-on-year in Q1 2025, reaching 240 tons, with China increasing its holdings for eight consecutive months, supporting long-term gold prices [4] Geopolitical and Risk Aversion Factors - Tensions in the Middle East, including missile launches from Iran towards Israel and Israel's full occupation of Gaza, have heightened risk aversion, pushing gold prices higher [5] - Trade tensions, such as Trump's tariffs on countries like Russia and India, have raised supply chain concerns, making gold a preferred safe-haven asset [6] Technology and Consumer Demand - Emerging technologies like brain-computer interfaces and nanochips are increasing industrial demand for gold, with predictions of a potential increase in annual demand by thousands of tons in five years [7] - There is a divergence in consumer behavior, with traditional wedding demand remaining strong while some younger consumers are shifting towards "renting" gold jewelry; investors are adopting a wait-and-see approach, hoping for price corrections [7] Market Dynamics - A psychological barrier exists where consumers tend to buy when prices are rising, leading to a 30%-40% drop in sales when prices fall, as they anticipate lower prices [8] - Merchants' promotional efforts, such as reducing processing fees, have limited impact since these fees only account for 1%-2% of the total price [9] Price Expectations - Current gold prices (approximately 780 RMB per gram) are significantly higher than the beginning of the year (around 620 RMB per gram), with consumer price expectations centered around 600-700 RMB per gram [10] Investment and Consumer Strategies - Investors are advised to be cautious of technical pullback risks, particularly if prices fall below $3,200 per ounce, and to avoid high-leverage operations [11] - Long-term strategies include investing in gold ETFs or accumulating gold, with a recommended allocation of no more than 10% of household assets to hedge against inflation and currency depreciation [12] - Consumers in need should focus on wholesale markets for gold priced by gram and avoid high processing fee jewelry [13] - Some consumers are taking advantage of high prices to sell back gold, with ordinary jewelry being discounted by about 10 RMB per gram and high-weight gold bars only 2-3 RMB per gram [14] Future Trends Forecast - Short-term factors driving gold prices include geopolitical risks and interest rate cut expectations, with a target of $3,500 per ounce [15] - Mid-term price corrections may occur if trade tensions ease, potentially pulling prices back to the $2,700-$3,000 range [16] - Long-term prospects suggest a high probability of gold prices exceeding $4,000 due to central bank purchases and weakening dollar credibility [16]

Core Insights - The People's Bank of China reported that as of June 2025, China's gold reserves reached 73.9 million ounces (approximately 2,298.55 tons), marking a net increase of 70,000 ounces for the eighth consecutive month [2] - The ongoing enthusiasm for gold purchases by central banks globally reflects concerns over economic uncertainty, weakening dollar credibility, and geopolitical risks, which will have lasting impacts on foreign exchange reserve structures, gold price trends, and investor decisions [2] Summary by Sections Gold Reserve Increase - Since resuming gold purchases in November last year, China's central bank has shown a "high then stable" monthly gold buying pattern, with an average monthly increase of 60,000 to 160,000 ounces from January to June 2025 [3] - In 2024, global central banks' net gold purchases reached 1,136 tons, the second-highest on record, with China, Poland, and Turkey accounting for over 50% of the total in Q1 2025 [3] Strategic Implications - The central bank's gold purchases align with the internationalization of the renminbi, as it has become the second-largest trade financing currency and the third-largest payment currency globally [4] - The trend of increasing gold reserves is expected to continue, as China's gold reserves still lag behind those of developed economies, indicating a strategic need for asset allocation and security [4][5] Market Dynamics - While the central bank's gold purchases may support gold prices, it does not guarantee price increases, as historical instances show that increased central bank purchases can coincide with declining gold prices [6] - The pace and intensity of gold purchases by central banks vary, leading to different short-term impacts on domestic and international gold prices [6] Investment Considerations - The central bank's actions signal the enduring safe-haven appeal of gold, prompting investors to consider various investment vehicles such as gold-themed financial products, physical gold, and gold ETFs [8] - Investors are advised to avoid blindly chasing high prices, as the current high levels of gold prices may already reflect existing uncertainties, and new investors should prioritize long-term value preservation over short-term gains [9]

Group 1 - The article discusses the recent performance of gold prices, highlighting a successful short-selling strategy implemented at levels of $3445-3535 per ounce, followed by a significant drop in prices after reaching overbought conditions [1] - The article notes that the recent fluctuations in trade tensions have cooled due to agreements between Japan and the US, which has reduced safe-haven demand for gold [1] - Technical analysis indicates that on the daily chart, gold is trading near the middle band of the Bollinger Bands, with MACD showing a bullish crossover and RSI indicating overbought conditions [1] Group 2 - The outlook for gold trading suggests aggressive traders should consider buying near the support level of $3300 per ounce, while more cautious traders may wait for a confirmation at $3250 [3] - For short positions, aggressive traders are advised to sell near the resistance level of $3400, while conservative traders should look to sell at $3450 [3] - Overall, the article emphasizes that the movements in the dollar and changes in trade dynamics significantly impact market sentiment towards gold prices, with future attention on Federal Reserve policies and trade agreements [3]