江苏银行是江苏省级城市商业银行，南京银行是江苏省会副省级城市南京的市属商业银行。两家银 行总部均位于江苏南京，且均实力强劲，在全国城商行中排名前五。现对两家银行进行对比分析。 出身和级别 江苏银行是 2007 年 1 月份在江苏省内无锡、苏州、常州、南通、淮安、徐州、镇江、扬州、盐城 和连云港 10 市的城商行合并重组 而成城市商业银行（ 基本把除南京以外的城市商业银行进行了合并。 现在的苏州银行是由前江苏东吴农商行改制成城商行 ）。 | 前十大股东 | 持股比例 | 备注 | | --- | --- | --- | | 江苏省国际信托有限责任公司 | 6. 98% | 省属国企 | | 江苏凤凰出版传媒集团有限公司 | 6. 93% | 省属国企 | | 香港中央结算有限公司 | 5. 33% | | | 华泰证券股份有限公司 | 5.03% | 省属国企 | | 江苏宁沪高速公路股份有限公司 | 3.93% | 省属国企 | | 无锡市建设发展投资有限公司 | 3. 87% | 市属国企 | | 江苏省投资管理有限责任公司 | 3.02% | 省属国企 | | 江苏省广播电视集团有限公司 | 3.00% ...

Core Viewpoint - The independent directors of China Construction Bank have effectively fulfilled their roles in decision-making, supervision, and professional consultation, contributing to the bank's high-quality development and management improvement [2][23]. Group 1: Independent Directors' Roles and Responsibilities - The independent directors, including Graham Wheeler and Michel Madelan, have actively participated in board meetings and committees, providing valuable insights on macroeconomic trends and technological developments [1][2][23]. - The board consists of six independent directors from various countries, ensuring a diverse range of expertise in finance, regulation, and management [2][3]. - Independent directors have maintained their independence and objectivity, complying with relevant laws and regulations [2][3]. Group 2: Meeting Attendance and Participation - Wheeler attended all three shareholder meetings and 9 out of 11 board meetings, while Madelan attended all meetings, demonstrating their commitment to governance [5][26]. - The board held 31 committee meetings, reviewing a total of 226 proposals, indicating active engagement in governance [4][26]. Group 3: Risk Management and Compliance - Independent directors have emphasized the importance of risk management, focusing on credit risk, compliance, and the impact of geopolitical and economic changes on the bank's operations [7][9][29]. - They have guided the bank in enhancing its risk control mechanisms, particularly in real estate and inclusive finance sectors [9][29]. Group 4: ESG and Sustainable Development - The independent directors have integrated ESG considerations into the bank's operations, achieving a AAA rating in ESG from MSCI, which positions the bank as a leader in sustainable finance [10][30]. - Regular discussions on ESG progress and compliance with climate-related disclosure requirements have been conducted to ensure alignment with international standards [10][30]. Group 5: Financial Oversight and Reporting - Independent directors have closely monitored financial reporting, ensuring compliance with accounting standards and regulatory requirements [11][31]. - They have approved the annual financial reports and internal control evaluations, reinforcing the bank's commitment to transparency and accountability [11][32]. Group 6: Governance and Management Changes - The board has overseen the appointment and evaluation of senior management, ensuring that the bank's leadership aligns with its strategic goals [33]. - Independent directors have supported the development of performance evaluation schemes for management, promoting accountability and effective governance [33].