Core Viewpoint - Chongqing Rural Commercial Bank (渝农商行) has appointed Liu Xiaojun as the new chairman, marking the second leadership change since its A-share listing in 2019, following a six-month vacancy in the position [1][2]. Group 1: Leadership Change - Liu Xiaojun has been elected as the chairman of Chongqing Rural Commercial Bank, pending approval from the shareholders' meeting and regulatory authorities [1]. - This is the second time the bank has changed its chairman since its A-share listing, with the previous chairman, Liu Jianzhong, resigning in April 2022 due to age [1][2]. Group 2: Company Performance - As of the end of Q1 2025, Chongqing Rural Commercial Bank reported a revenue of 7.224 billion yuan, a year-on-year increase of 1.35%, and a net profit of 3.745 billion yuan, up 6.27% [3]. - The bank's total assets exceeded 16.1 trillion yuan, an increase of 953.88 billion yuan (6.30%) from the previous year, while total liabilities rose to 14.7 trillion yuan, up 936.31 billion yuan (6.78%) [3]. - The non-performing loan ratio stood at 1.17%, a slight decrease of 0.01 percentage points from the previous year, with a provision coverage ratio of 363.30%, remaining stable [3]. Group 3: Financial Metrics - In 2024, the bank achieved a total revenue of 28.262 billion yuan, reflecting a 1.09% year-on-year growth, and a net profit of 11.513 billion yuan, which is a 5.6% increase [3]. - The net interest income for 2024 was 22.495 billion yuan, down 4.25% year-on-year, with a net interest margin of 1.51%, a decrease of 13 basis points [3]. - Non-interest income for 2024 was 5.767 billion yuan, a significant increase of 29.23%, accounting for 20.41% of total revenue, up 4.45 percentage points [3][4]. Group 4: Investment Performance - The bank's net income from fees and commissions in 2024 was 1.612 billion yuan, a decrease of 10%, while other non-interest income rose to 4.155 billion yuan, an increase of 55.53% [4]. - Investment income and net gains from fair value changes reached 3.848 billion yuan, an increase of 16.35% year-on-year, attributed to effective investment portfolio management and market opportunities [4].

4月16日，重庆农村商业银行股份有限公司（简称"渝农商行"）(601077.SH)发布公告称，该行召开第五届董事会第五十五次会 议，审议通过《关于选举刘小军为重庆农村商业银行股份有限公司董事长的议案》。刘小军的董事长任职资格自该行股东大会 审议通过其担任该行执行董事且获国家金融监督管理总局重庆监管局核准之日起生效，至本届董事会任期届满为止。 本文系观察者网独家稿件，未经授权，不得转载。 公开资料显示，刘小军早期在建设银行和中信信托担任多个管理职位，积累了丰富的金融和企业治理经验。在中信信托，他历 任高级经理、副总经理至业务总监等职，对信托业务有深刻理解。此外，他还担任过中国宏桥集团非执行董事，这些经历使他 在渝农商行工作时能更好地理解企业客户需求，提供切实可行的金融解决方案，推动金融与实体经济的紧密结合。 在刘小军接任之前，渝农商行的掌舵者是谢文辉 。谢文辉于 2024 年 10 月 16 日因工作调动辞去渝农商行董事长等一系列职 务，之后履新该行第一大股东实际控股企业 —— 重庆渝富控股集团党委书记、董事长一职。 渝农商行作为一家扎根于重庆的农村商业银行，近年来在农村金融领域发挥了重要作用。其业务涵盖了零售 ...

证券代码：601077 证券简称：渝农商行 公告编号：2025-015 重庆农村商业银行股份有限公司 第五届董事会第五十五次会议决议公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重庆农村商业银行股份有限公司（以下简称"本行"）第五届董事会第五十 五次会议于 2025 年 4 月 16 日在本行总行 401 会议室以现场方式召开。本行已于 2025 年 4 月 15 日以电子邮件形式发出会议通知和材料。本次会议应出席董事 8 名，实际出席董事 8 名（其中，现场出席董事 1 名，董事胡淳女士、殷祥林先生、 彭玉龙先生、张桥云先生、李明豪先生、李嘉明先生、毕茜女士以通讯方式参会）。 本行股东上海豫园旅游商城（集团）股份有限公司质押本行股权比例超过 50%， 根据监管规定对其提名的彭玉龙董事在董事会上的表决权进行了限制。会议的召 开符合法律、法规、规章和本行章程的有关规定。 本次会议由执行董事隋军先生主持。本次会议审议通过了以下议案： 一、《关于提名刘小军先生为重庆农村商业银行股份有限公司执行董事候选 人的议案》 表决情况：有 ...

金融界4月15日消息，A股三大指数收盘涨跌不一，上证380指数 (上证380，000009)下跌0.25%，报 5304.0点，成交额885.91亿元。 数据统计显示，上证380指数近一个月下跌6.15%，近三个月上涨1.25%，年至今下跌1.15%。 据了解，上证380指数以上证180指数样本空间剔除部分证券后的沪市证券为样本空间，从中根据证券营 业收入增长率、净资产收益率、成交金额和总市值的综合排名，并按照二级行业的自由流通市值比例分 配样本只数，在二级行业内选取综合排名最靠前的380只证券作为样本。该指数以2003年12月31日为基 日，以1000.0点为基点。 从指数持仓来看，上证380指数十大权重分别为：沪农商行（1.28%）、赤峰黄金（1.21%）、成都银行 （1.14%）、渝农商行（1.02%）、宇通客车（0.94%）、瑞芯微（0.87%）、亨通光电（0.8%）、中国 软件（0.78%）、生益科技（0.74%）、宏发股份（0.72%）。 从上证380指数持仓的市场板块来看，上海证券交易所占比100.00%。 从上证380指数持仓样本的行业来看，工业占比26.66%、信息技术占比14.56%、原材 ...

Investment Rating - The report maintains a "Recommended" investment rating for the banking industry, expecting the industry index to outperform the benchmark index by over 5% in the next 3-6 months [21]. Core Insights - The report highlights a marginal improvement in performance growth, with core revenue contributions increasing. As of April 12, 2024, 25 out of 42 listed banks reported a year-on-year revenue growth of -0.4% and a net profit growth of 2.0%, both showing a 1 percentage point improvement compared to the previous three quarters [5][6]. - The report anticipates that the banking sector will benefit from strong fiscal policies implemented since October 2024, which are expected to boost economic confidence and stabilize asset quality. If these policies effectively stimulate the real estate and consumer sectors, there will be opportunities for cyclical strategies [5][6]. Summary by Sections Industry Basic Data - The banking sector consists of 42 listed companies with a total market capitalization of approximately 114,992 billion and a circulating market value of about 78,974 billion [2]. Relative Index Performance - The absolute performance of the banking sector over the past month is 5.0%, 17.3% over six months, and 17.7% over twelve months. The relative performance is 2.8%, 15.6%, and 24.4% respectively [3]. Market Review - For the week of April 7-13, 2025, the major indices saw declines, with the Shanghai Composite Index down 3.11% and the Shenzhen Component Index down 6.73%. The average daily trading volume in the A-share market was 10,349 billion, up 41.54% from the previous week [5]. Investment Recommendations - The report suggests focusing on banks with high dividend yields and strong asset quality, such as state-owned banks and regional banks with high provision coverage ratios. It also recommends banks with a high proportion of retail assets, which are expected to show greater resilience in the economic recovery [5][6]. Specific banks highlighted include: - Ningbo Bank, Jiangsu Bank, and China Merchants Bank, all rated as "Recommended" with projected EPS growth for 2025 [6].

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容 而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 重慶農村商業銀行股份有限公司Chongqing Rural Commercial Bank Co., Ltd.*（「本行」）董 事會（「董事會」）茲通告謹定於2025年4月25日（星期五）舉行董事會會議，以審議及通過 （其中包括）本行及其附屬公司截至2025年3月31日止三個月的未經審核季度業績。 代表董事會 重慶農村商業銀行股份有限公司* Chongqing Rural Commercial Bank Co., Ltd.* 執行董事兼行長 隋軍 中國•重慶，2025年4月11日 於本公告日期，本行執行董事為隋軍先生；本行非執行董事為胡淳女士、殷祥林先生及 彭玉龍先生；及本行獨立非執行董事為張橋雲先生、李明豪先生、李嘉明先生及畢茜女 士。 * 本行經中國銀行業監督管理機構批准持有B0335H250000001號金融許可證，並經重慶市市 場監督管理局核准領取統一社會信用代碼為915000006761297 ...

财报季，行业前排大哥的"成绩单"总是格外引人关注。近日，南都·湾财社通过头部公司财报透视中小 银行生态变化，继上期扫描头部城商行后，本期聚焦头部农商行。 三家万亿资产上市农商行中，重庆农商行、广州农商行已发布2024年财报。记者注意到，2021年，蔡建 上任广州农商行董事长后，该行正式宣誓成为国内"国内一流商业银行"。四年过去，广州农商行在2025 年工作会议中却直言"对标健康的银行资产负债表，仍存在资产规模保持稳定但配置失衡、核心负债总 体充裕但成本较高两方面不足"。广州农商行离"一流商业银行"究竟还有多远，与重庆农商上对比成色 如何？ 据wind数据，2024年末，广州农商行贷款及垫款总额超过重庆农商行，但在科技、普惠和绿色贷款余额 等核心数据上全面落后于重庆农商行，且人均创收仅约重庆农商行六成，人均创利仅约后者两成。2024 年，广州农商行股价已经连续3年下跌，较高点暴跌超70%，重庆农商行股价自2021年以来已经上涨 87.4%。2025年是广州农商行"十四五"规划收官之年，蔡建承诺的"国内一流商业银行"该如何兑现？ 乡村金融突出 科技、普惠、绿色贷款余额落后头部 2020年末，广州农商行总资产刚进入 ...

作 者丨曹媛 编 辑丨孙超逸 图 源丨图虫 上市银行2 0 2 4年度"成绩单"陆续披露，分红情况也"浮出水面"。 Wi n d数据显示，截至4月8日，已有2 3家A股上市银行公布2 0 2 4年年报，其中包括6家国有大 行、8家股份制银行、3家城商行及6家农商行。 记者统计发现，上述 2 3家上市银行累计派发现金分红5 6 8 8 . 6 2亿元，同比增加超百亿元 。其 中，国有六大行依旧是绝对的"现金奶牛"，2 0 2 4年拟现金分红金额合计超4 2 0 0亿元，且分红 比例均在3 0%及以上。 | | | 2024年银行业分红情况(已披露年报上市银行) | | | | --- | --- | --- | --- | --- | | 证券代码 | 证券简称 | 2024年度累计分 | 2023年度累计分 | 同比增减 | | | | 红总额(亿元) | 红总额(亿元) | (亿元) | | 601398.SH | 工商银行 | 1097.73 | 1092.03 | 5.70 | | 601939.SH | 建设银行 | 1007.54 | 1000.04 | 7.50 | | 601288.SH | 农 ...

Financial Performance - In Q1 2025, the company achieved operating income of RMB 72.24 billion, an increase of 1.35% year-on-year[3] - The total profit for Q1 2025 was RMB 42.39 billion, reflecting an increase of 11.85% compared to the same period last year[4] - Net profit attributable to shareholders was RMB 37.45 billion, up by 6.27% year-on-year[4] - Basic earnings per share for Q1 2025 were RMB 0.33, an increase of 6.45% from RMB 0.31 in Q1 2024[3] - The weighted average return on equity (annualized) was 12.00%, a slight decrease of 0.01 percentage points from the previous year[3] Assets and Liabilities - As of March 31, 2025, total assets reached RMB 16,103.30 billion, a year-on-year increase of 6.30%[4] - The total liabilities increased to RMB 14,749.64 billion, marking a 6.78% rise from the end of the previous year[4] Loan Quality - The non-performing loan ratio stood at 1.17%, a decrease of 0.01 percentage points from the end of last year[4] - The provision coverage ratio was 363.30%, remaining stable compared to the previous year-end[4] Financial Data Disclaimer - The company warns that the preliminary financial data may differ from the final report, with expected discrepancies not exceeding 10%[5]

Core Points - As of March 28, 2025, Chongqing Rural Commercial Bank (601077) closed at 6.02 CNY, a 2.91% increase from the previous week's 5.85 CNY [1] - The bank's market capitalization is currently 69.959 billion CNY, ranking 2nd out of 10 in the rural commercial bank sector and 197th out of 5140 in the A-share market [1] Company Announcements - As of March 31, 2025, there have been no changes in the registered and issued shares of Chongqing Rural Commercial Bank's H-shares and A-shares [1] - The registered share capital consists of 2,513,336,041 H-shares and 8,843,663,959 A-shares, with a par value of 1 CNY per share, totaling 11.357 billion CNY [1] - The number of issued shares remains unchanged, with 2,513,336,041 H-shares and 8,843,663,959 A-shares, and there are no treasury shares [1] - The report submitted to the Hong Kong Stock Exchange by the Executive Director and President, Sui Jun, emphasizes the need for specific records in the case of share buybacks or redemptions [1]