上半年，北京银行秉承审慎稳健的风险偏好，持续完善全面风险管理体系，完成专职审批人制度全面推 广，建立"一日审"专项工作机制，加快推进风险管理数字化转型，上线新风系统二期，完成"冒烟指 数"4.0版本迭代升级，积极赋能业务高质量发展。截至半年度末，不良贷款率1.30%，较年初下降0.01 个百分点，并已实现连续三年下降，资产质量稳中加固。 ...

Core Insights - The average salary for bank employees in the first half of 2025 has slightly increased compared to the same period in 2024, with an average salary of 18.1 million yuan and an average monthly salary of 3.02 million yuan, reflecting a rise of approximately 1,300 yuan [2][4] - The salary trends show a balanced distribution, with about half of the banks increasing salaries while the other half decreased them [1][2] Salary Overview - The average monthly salary for major banks such as China Merchants Bank, Nanjing Bank, Ningbo Bank, Industrial Bank, and Beijing Bank exceeded 45,000 yuan in the first half of 2025 [1][2] - Specific monthly salaries for leading banks are as follows: China Merchants Bank at 50,500 yuan, Nanjing Bank at 48,200 yuan, and both Ningbo Bank and Industrial Bank at 45,400 yuan [2][3] Salary Changes - The salary changes for various banks from the first half of 2024 to the first half of 2025 are as follows: - China Merchants Bank: decreased by 700 yuan - Nanjing Bank: increased by 1,700 yuan - Ningbo Bank: increased by 4,100 yuan - Industrial Bank: decreased by 1,800 yuan - Beijing Bank: increased by 2,300 yuan [3] Employment and Compensation Strategy - The six major state-owned banks employ approximately 1.84 million people, accounting for over 70% of the total workforce in the banking sector [5] - State-owned banks are focusing on salary policies that favor grassroots employees, with initiatives to enhance compensation for those in county-level positions [5]

Core Viewpoint - The average salary of bank employees in China has slightly increased in the first half of 2025 compared to the same period in 2024, with a notable number of banks experiencing salary increases while others saw declines [2][4]. Salary Overview - The average salary for 2.6 million bank employees in the first half of 2025 is approximately 181,000 yuan, translating to an average monthly salary of 30,200 yuan, which is an increase of about 1,300 yuan from the previous year [5]. - The average salary for the first half of 2024 was lower, with a decrease of over 5,000 yuan compared to the first half of 2023 [4]. Leading Banks in Salary - Joint-stock banks and city commercial banks lead in average salary levels, with several banks reporting average monthly salaries exceeding 45,000 yuan in the first half of 2025 [3]. - Specific banks with high average monthly salaries include: - China Merchants Bank: 50,500 yuan - Nanjing Bank: 48,200 yuan - Ningbo Bank: 45,400 yuan - Industrial Bank: 45,400 yuan - Beijing Bank: 45,200 yuan [5][6]. State-Owned Banks Salary Comparison - Among the six major state-owned banks, the average monthly salaries are significantly lower, with: - Bank of China: 28,200 yuan - Bank of Communications: 27,500 yuan - Industrial and Commercial Bank of China: 26,300 yuan - China Construction Bank: 26,200 yuan - Agricultural Bank of China: 25,200 yuan - Postal Savings Bank: 24,900 yuan [7][8]. Salary Policy Trends - Major state-owned banks are focusing on salary policies that favor grassroots employees, aiming to enhance talent development in county-level branches and improve employee engagement [10][11].

杨元庆向霍学文一行介绍了联想混合式AI战略的进展和落地成果。他表示，混合式人工智能是推动AI 实现普及普惠的最佳路径，在这一战略的引领下，联想不但已经打造了丰富多样的智能体原生的AI终 端产品，而且正在积极为企业量身定制专属的混合式企业智能解决方案，助力企业实现提质增效、创新 发展。期待以此次战略签约为新起点，深化双方在金融等领域的合作，携手打造服务国计民生的新标 杆，助力北京银行在智能化转型中抢占先机。 根据合作协议，联想还将与北京银行继续深化互为客户的关系，共同拓展市场。在企业业务端，双方将 共同探索企业级产品或服务的联合开发，如针对双方客户的共同需求联合定制并开发个性化解决方案 等；在个人消费者业务端，探索与个人客户的长期生态合作等。（文猛） 新浪科技讯 8月29日午间消息，联想集团（简称"联想"）与北京银行股份有限公司（简称"北京银行"） 在北京联想全球总部签署战略合作协议。双方将加强在人工智能等领域的合作，共同致力于以人工智能 普惠千行万业和每一个人。北京银行党委书记、董事长霍学文，联想集团董事长兼CEO杨元庆等出席并 见证签约。 在座谈中，霍学文表示，北京银行将统筹全行资源形成协同合力，加大对联想 ...

8月29日，北京银行发布2025年半年度业绩报告。2025年上半年，北京银行坚持以习近平新时代中国特 色社会主义思想为指导，深入学习贯彻党的二十大和二十届二中、三中全会精神，全面落实北京市委市 政府决策部署和监管机构工作要求，全面开启数字化经营新阶段，在高质量发展的道路上奋楫笃行，向 广大投资者交上了一份优异的中期业绩答卷。 截至2025年6月末，北京银行资产总额4.75万亿元，较年初增长12.53%；总贷款2.39万亿元，较年初增 长8.18%；总存款2.65万亿元，较年初增长8.39%。盈利能力稳步增长，营业收入362.18亿元，同比增长 1.02%，实现归母净利润150.53亿元，同比增长1.12%，经营质效持续保持上市银行较好水平。不良贷款 率1.30%，较年初下降0.01个百分点，拨备覆盖率195.74%，资产质量稳中向好，风险抵补能力持续提 升。品牌价值再创新高，按一级资本在英国《银行家》杂志全球千家大银行中排名第49位，较上年提升 2位。 胸怀"国之大者"，在深耕金融 "五篇大文章"中书写服务实体经济的新篇章 上半年，北京银行践行金融工作的政治性、人民性，将做好金融"五篇大文章"作为服务国家战略 ...

共同致力于以人工智能普惠千行万业和每一个人。 本文为IPO早知道原创 作者｜ Stone Jin 微信公众号｜ipozaozhidao 据IPO早知道消息，联想集团（以下简称"联想"）与北京银行股份有限公司（以下简称"北京银行"） 于8月29日在北京联想全球总部签署战略合作协议。面向"人工智能+"时代，双方将加强在人工智能 等领域的合作，共同致力于以人工智能普惠千行万业和每一个人。 北京银行党委书记、董事长霍学文在座谈中高度评价了联想在人工智能，尤其是在超级智能体领域的 落地成果。他表示，北京银行将统筹全行资源形成协同合力，加大对联想集团的金融支持力度，提供 包括科技金融、并购金融、供应链金融、跨境金融、个人金融等在内的一揽子金融服务方案。加 强"全链条"人工智能合作，成立人工智能实验室，携手加速中小企业数字化转型。北京银行将坚持 科技金融作为"第一战略"，助力企业从初创到成熟、从本土到全球，提供全生命周期、全场景、全 方位的金融服务。 联想集团董事长兼CEO杨元庆向霍学文一行介绍了联想混合式AI战略的进展和落地成果。他表示， 混合式人工智能是推动AI实现普及普惠的最佳路径，在这一战略的引领下，联想不但已经打 ...

近期，上海市6部门联合印发《关于优化调整本市房地产政策措施的通知》。上海"8·25"楼市新政落地四天 后，多家银行迅速对商业性个人住房贷款利率工作进行优化调整。 8月29日晚间，中国基金报记者注意到，已有工商银行、中国银行、农业银行、建设银行、邮储银行、交通银 行、招商银行、兴业银行、中信银行、浦发银行、平安银行、光大银行、民生银行、华夏银行、浙商银行、 广发银行、渤海银行、恒丰银行、北京银行、江苏银行、宁波银行、上海银行、南京银行等银行上海市分行 通过官方微信公众号发布《关于优化调整商业性个人住房贷款利率定价机制的公告》，各家银行发布公告内 容基本一致。 【导读】上海多家银行房贷利率细则落地，存量房贷利率下调，新增二套房贷利率最低3.09% 根据8月25日上海发布的楼市新政，二套商业住房贷款利率调整细则来了！ 上海新增二套房贷利率最低3.09% 基金君整理各家银行公告的核心内容如下： 1.新增房贷方面，上海商业性个人住房贷款利率不再区分首套和二套。 每位客户商业性个人住房贷款的具体利率水平，将根据上海市市场利率定价自律机制要求，并结合银行经营 状况、客户风险状况等因素合理确定。 根据中国人民银行发布的数据， ...

Core Viewpoint - The new housing loan policy in Shanghai aims to optimize the pricing mechanism for commercial personal housing loans, impacting both new and existing loans [1][3] Group 1: Policy Adjustments - The first major adjustment is the elimination of the interest rate difference between first and second home loans, with future rates determined by the market rate pricing self-discipline mechanism in Shanghai [3] - The second adjustment expands the scope for interest rate adjustments on existing housing loans, allowing borrowers to apply for a reduction in the additional interest rate if it exceeds the average new loan rate by 30 basis points [3] Group 2: Implementation Details - The new policy will take effect from September 1, allowing borrowers to check their loan eligibility for interest rate reductions through online banking channels [3] - The People's Bank of China has set a reference benchmark, with the weighted average interest rate for new commercial personal housing loans at 3.09% for the second quarter of 2025 [3]

Group 1 - The core viewpoint of the news is the recent adjustments in housing loan policies by several banks in Shanghai following the city's new real estate policy announcement on August 25 [1] - Major banks including China Construction Bank, Bank of Communications, Industrial and Commercial Bank of China, Bank of China, China Merchants Bank, Agricultural Bank of China, Ping An Bank, China Everbright Bank, Beijing Bank, and Jiangsu Bank have released announcements regarding the optimization of commercial personal housing loan interest rate pricing mechanisms [1][2] - The new policies indicate that there will no longer be a distinction between first and second home loan interest rates, with rates determined based on the Shanghai market interest rate pricing self-discipline mechanism and other factors [2] Group 2 - Some existing housing loan rates may also be adjusted for eligible borrowers, with specific rules for adjustments based on the average interest rates of newly issued loans [2] - According to the People's Bank of China, the weighted average interest rate for newly issued commercial personal housing loans in the second quarter of 2025 is 3.09% [2] - Starting September 1, borrowers can check their eligibility for interest rate reductions through the banks' mobile banking channels, and applications can be made online without additional fees [3]

北京商报讯(记者宋亦桐)8月29日，北京金融监管局发布《关于明立松北京银行（601169）股份有限公 司首席信息官任职资格的批复》，核准明立松北京银行股份有限公司首席信息官的任职资格。 ...