证券代码：601169 证券简称：北京银行 公告编号：2026-004 北京银行股份有限公司 关于董事长到龄离任的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 特此公告。 北京银行股份有限公司董事会 为确保本行平稳运行，在关文杰先生的董事长任职资格获得监管 机构核准之前，由霍学文先生代为履行本行董事长、董事会战略与社 会责任（ESG）委员会主任委员、董事会消费者权益保护委员会主任 委员及法定代表人职责，霍学文先生仍担任本行董事、董事会战略与 社会责任（ESG）委员会委员、董事会消费者权益保护委员会委员职 务。 一、离任基本情况 | 姓名 | 离任职务 | 离任时间 | 原定任期 到期日 | 离任 原因 | 是否继 续在上 市公司 及其控 股子公 司任职 | 具体 职务 | 是否 存在 未履 行完 毕的 公开 承诺 | | --- | --- | --- | --- | --- | --- | --- | --- | | | 董事长、董事 会战略与社会 责任（ESG）委 | 2026 年 | 2028 年 ...

北京市朝阳区东三环北路8号亮马河大厦I座20、22-25层 邮编：100004 20. 22-25/1: Landmark Building Tower 1. 8 Dongsanhuan Beilu. Chaoyang District, Beijing, 100004, P. R. China Tcl: +8610 6590 6639 Fax: +8610 6510 7030 www.east-concord.com 北京天达共和律师事务所 关于北京银行股份有限公司 2026年第一次临时股东会 的法律意见书 致:北京银行股份有限公司 根据《中华人民共和国公司法》(以下简称《公司法》)、《中华人民共和国证 券法》(以下简称《证券法》)、《上市公司股东会规则》等法律、法规及规范性文 件的规定,北京天达共和律师事务所(以下简称"本所")接受北京银行股份有 限公司(以下简称"公司"或"北京银行")的委托,指派两名律师现场见证北 京银行 2026年第一次临时股东会(以下简称"本次股东会"),并出具本法律意 见书。 为出具本法律意见书,本所律师审查了公司提供的以下文件,包括但不限于: 5、公司 2026年第一次临时股东 ...

证券代码：601169 证券简称：北京银行 公告编号：2026-003 北京银行股份有限公司 2026年第一次临时股东会决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： (四) 表决方式是否符合《公司法》及《公司章程》的规定，会议主持情况等。 本次大会由董事会召集，采用现场投票和网络投票相结合的表决方式。会议 的召开符合《中华人民共和国公司法》和《北京银行股份有限公司章程》的规定。 (一) 股东会召开的时间：2026 年 2 月 12 日 (二) 股东会召开的地点：北京银行总行三层新闻发布厅 本次会议是否有否决议案：无 一、 会议召开和出席情况 (三) 出席会议的普通股股东和恢复表决权的优先股股东及其持有股份情况： | 1、出席会议的股东和代理人人数 | 2,199 | | --- | --- | | 2、出席会议的股东所持有表决权的股份总数（股） | 10,007,050,301 | | 3、出席会议的股东所持有表决权股份数占公司有表决权股 | | | 份总数的比例（%） | 47.3303 | 表决 ...

为确保本行平稳运行，在关文杰先生的董事长任职资格获得监管机构核准之前，由霍学文先生代为履行 本行董事长、董事会战略与社会责任（ESG）委员会主任委员、董事会消费者权益保护委员会主任委员 及法定代表人职责，霍学文先生仍担任本行董事、董事会战略与社会责任（ESG）委员会委员、董事会 消费者权益保护委员会委员职务。 格隆汇2月12日丨北京银行(601169.SH)公布，公司董事会收到霍学文先生的辞职报告。因到龄离任，霍 学文先生申请辞去北京银行董事长、董事会战略与社会责任（ESG）委员会主任委员、董事会消费者权 益保护委员会主任委员职务。 ...

Group 1 - The company announced that its wholly-owned subsidiary, Roput (Shanghai) Supply Chain Management Co., Ltd., has applied for a bank credit facility from Bank of Beijing Co., Ltd. Shanghai Branch, with a maximum guarantee amount of 20 million yuan [1] - This guarantee is within the company's expected external guarantee limit for the fiscal year 2026 and does not require further board approval [1]

Core Viewpoint - The event held in Hunan aimed to enhance financial risk awareness among residents, particularly vulnerable groups, by integrating traditional cultural elements with modern financial education [1][11]. Group 1: Event Overview - The event took place on February 7, coinciding with the Lunar New Year, and was themed "Ink and Calligraphy Celebrating the New Year, Financial Safety" [1]. - It focused on educating residents about the risks of illegal financial activities, especially during a period of high financial activity and potential scams [3][13]. Group 2: Target Audience and Content - The event specifically targeted elderly individuals and community families, who are often more susceptible to financial fraud [3][13]. - Topics covered included prevalent scams in the areas of elder financial fraud, virtual currency speculation, and illegal agency rights protection [3][13]. Group 3: Innovative Approach - Unlike traditional one-way communication, the event utilized an interactive and relatable approach, featuring calligraphy displays that combined cultural elements with financial safety messages [5][15]. - Special spring couplets created during the event served as both cultural gifts and tools for spreading financial safety awareness [5][15]. Group 4: Community Engagement - Eight financial institutions set up public consultation booths, where staff and volunteers provided face-to-face advice on rational investment and identifying financial scams [7][17]. - The consultations aimed to make complex financial legal knowledge accessible and practical for everyday life, enhancing the public's ability to recognize and prevent financial risks [7][17]. Group 5: Feedback and Future Plans - Participants expressed appreciation for the combination of traditional culture and modern financial knowledge, finding it memorable and engaging [21]. - The organizers plan to continue innovating educational methods tailored to different community groups, aiming to solidify financial legal knowledge and enhance community protection against financial risks [21].

Core Insights - The Beijing Bank mobile app "Jingcai Life" received a score of 80.235 out of 100, reflecting improvements in user experience, functionality, and product offerings, but still has areas needing enhancement, particularly in search and customer service interactions [1][10][12]. User Experience - The app has undergone a version upgrade, optimizing interface experience and enhancing message interaction, but search and customer service experiences remain inadequate [1][10][12]. - Users can register easily by entering their phone number and setting a login password, with support for quick login methods such as facial recognition and fingerprint [15][17]. - The app's homepage is organized into five main channels: "Home, Wealth, News, Life, My" [15][17]. Functionality Services - The app allows users to manage accounts, view transaction details, and access various financial products, but features like gold and silver investment sections and appointment services need improvement [24][29]. - The wealth channel displays total assets and offers various financial products, but the construction of a centralized "earnings center" is still pending [27][29]. - The app supports various transfer methods, including bank account and phone number transfers, but the functionality for transferring from other banks needs enhancement [26][29]. Performance and Security - The app has comprehensive security measures, including automatic logout after inactivity and account freeze after multiple incorrect password attempts, with no detected vulnerabilities in recent penetration tests [31]. - Privacy policies are clearly stated, and users can manage third-party authorizations and system permissions [31]. Development and Innovation - Beijing Bank is committed to digital transformation, aiming for significant growth in customer base and active users by mid-2025, with a focus on continuous app upgrades [32][34]. - The app has introduced features catering to elderly users and has a membership system offering varying levels of service based on user engagement [33][34].

Core Insights - The report focuses on fixed income + products issued by wealth management companies, highlighting superior performing products available for investors through distribution channels [1] - A ranking of products is provided based on their annualized performance over the last month, three months, and six months, with a particular emphasis on the three-month annualized yield to reflect their performance amid recent market fluctuations [1] Distribution Channels - The report includes a list of 28 distribution institutions, which consist of major banks such as Industrial and Commercial Bank of China, Bank of China, Agricultural Bank of China, and others [1] Product Performance - The ranking showcases various products with their respective annualized yields, indicating the performance metrics over different time frames, such as 2.64% for one month and 9.11% for three months for a specific product [5] - The data is sourced from the South Finance Financial Terminal, with statistics as of February 5, 2026, providing a snapshot of the current market offerings [5][10]

Core Insights - The article focuses on the performance of minimum holding period RMB public offering products, ranking them based on annualized returns for holding periods of 7, 14, 30, and 60 days [1] Group 1: 7-Day Holding Period Products - The top-performing product is from Minsheng Bank with an annualized return of 7.56% [5] - Other notable products include a 6.98% return from Shanghai Bank and a 6.04% return from Minsheng Bank [5] Group 2: 14-Day Holding Period Products - The leading product is from Minsheng Bank with a return of 7.39% [8] - China Bank follows with a return of 4.44% [8] Group 3: 30-Day Holding Period Products - The highest return is 18.14% from Hangzhou Bank [12] - Other significant returns include 12.34% from Minsheng Bank and 9.72% from Minsheng Bank [12][13] Group 4: 60-Day Holding Period Products - The top product is from China Bank with a return of 9.33% [15] - Other products include 5.95% from Shanghai Bank and 5.54% from Huaxia Bank [15][16]

Investment Rating - The industry rating is "Buy" [4] Core Views - The trade return ratio has turned positive again, and the service trade deficit has significantly narrowed [16][18] - The cross-border capital flow is expected to gradually return, positively impacting domestic liquidity [5][19] - The service trade deficit for December 2025 was 966 billion CNY, a year-on-year decrease of 466 billion CNY, with a full-year deficit of 13,760 billion CNY, down 2,544 billion CNY, approximately 16% [18] Summary by Sections 1. Current Observation - The State Administration of Foreign Exchange (SAFE) released data on China's international balance of payments for December 2025, indicating a potential impact on the central bank's willingness to settle foreign exchange [16] - The trade return ratio is at a historical high, with a monthly unconverted trade net outflow of 447 billion CNY, a year-on-year increase of 1,392 billion CNY [17] 2. Arbitrage Trading Returns - The arbitrage trading return rate for 10Y US Treasury bonds in CNY has dropped significantly to -1.77%, indicating a shift in cross-border capital dynamics [17] 3. Service Trade Deficit - The service trade deficit has narrowed significantly, with major contributions from improved policies for foreign visitors, reduced international shipping costs, and enhanced competitiveness in high-tech services [18] 4. Cross-Border Liquidity Outlook - Despite the recent appointment of Kevin Warsh as the next Federal Reserve Chair, the trend of cross-border capital return is expected to continue, influenced by the Fed's monetary policy stance [19][21] - The short-term liquidity in the US remains tight, with limited space for balance sheet reduction, while long-term prospects depend on economic performance [20][21]