Financial Performance - Total assets reached RMB 4.22 trillion, an increase of 12.61% year-on-year[12] - Operating income was RMB 69.917 billion, a year-on-year growth of 4.81%[12] - Net profit attributable to shareholders was RMB 25.831 billion, up 0.81% year-on-year[12] - The total assets reached RMB 4,221.542 billion, up from RMB 3,748.679 billion in 2023[49] - The total liabilities increased to RMB 3,863.202 billion, compared to RMB 3,420.447 billion in 2023[49] - The company's operating revenue for 2024 reached RMB 69,917 million, representing a 4.81% increase from RMB 66,711 million in 2023[62] - Net profit attributable to shareholders of the parent company was RMB 25,831 million, a 0.81% increase compared to RMB 25,624 million in 2023[62] - The net cash flow from operating activities surged to RMB 129,547 million, marking a significant increase of 208.61% from RMB 41,978 million in 2023[62] - The total equity of shareholders increased to RMB 358,340 million, reflecting a net increase of RMB 30,156 million during the reporting period[91] - The company achieved net interest income of CNY 51.91 billion in 2024, a year-on-year increase of 3.10%[168] - Non-interest income reached CNY 18.01 billion in 2024, reflecting a year-on-year growth of 10.06%[173] Loan and Deposit Growth - Technology finance loan balance reached RMB 364.279 billion, growing at a rate of 40.52%[14] - Green finance loan balance was RMB 210.350 billion, with a growth rate of 43.11%[14] - Inclusive finance loan balance stood at RMB 310.614 billion, increasing by 28.30%[14] - The balance of inclusive finance loans was RMB 306.14 billion, with a growth rate of 28.30%[59] - The balance of technology finance loans was RMB 364.279 billion, showing a growth of 40.52%[59] - The company's loan issuance and advances totaled RMB 2.21 trillion, up 9.65% from RMB 2.02 trillion in 2023[70] - Total deposits reached CNY 2.45 trillion, with a year-on-year increase of 18.34%[109] - The company's RMB corporate deposits reached 1,677.3 billion, an increase of 251.9 billion or 17.67% year-to-date, marking a historical high[143] - The average daily RMB corporate loan balance was 1,272.6 billion, up 159.5 billion or 14.33% year-to-date[143] Risk Management and Compliance - Non-performing loan ratio decreased to 1.31%, with a provision coverage ratio of 208.75%[12] - The non-performing loan ratio was 1.43% in 2024, slightly up from 1.31% in 2023[58] - The provision coverage ratio improved to 216.78% in 2024, compared to 208.75% in 2023[58] - The bank is committed to enhancing risk management and compliance culture, launching initiatives like "Risk Management Improvement Year" and "Compliance Culture Construction Year"[20] - The bank's risk monitoring system continuously iterates models to enhance precision in risk control across all channels[199] Digital Transformation and Innovation - The bank aims to strengthen its digital transformation and innovation in financial services, focusing on six major innovative financial areas[20] - The company is focused on digital transformation and innovation in financial services, aiming for a customer-centric approach[36] - The digital wealth management system has been built with over 190 service upgrades and 3,000+ optimized function pages, enhancing customer experience[186] - The bank's technology finance loan balance reached CNY 364.279 billion, an increase of CNY 105.043 billion, representing a growth rate of 40.52% compared to the beginning of the year[200] - The bank executed 63 technology innovation bills with a total amount of CNY 31.372 billion, showing a year-on-year growth of 56.08%[200] Customer Base and Services - The number of personal pension accounts exceeded 1.7 million, reflecting the bank's expansion in pension finance services[14] - Retail AUM reached CNY 1.22 trillion, a growth of 17.25% compared to the beginning of the year[110] - Retail customer base surpassed 30.7 million, an increase of 1.63 million from the beginning of the year[110] - The number of credit card new customers increased by 528,000, a year-on-year increase of 16%[129] - The bank's wealth management product offerings and scale doubled year-on-year, with the proportion of dividend insurance products nearing 50% by year-end[138] Strategic Initiatives - The bank aims to complete the "thousand billion action" target for specialized and innovative enterprises ahead of schedule, with a loan balance of RMB 106.8 billion[18] - The bank's strategic focus includes promoting green transformation and leveraging AI to reshape various industries[20] - The company has implemented a strategy focusing on supporting technological innovation and green loans, enhancing its service to the real economy[103] - The company plans to enhance its investment banking capabilities and optimize its income structure in 2025[174] Market Position and Recognition - In 2024, Bank of Beijing ranked 51st among the world's top 1,000 banks by Tier 1 capital according to The Banker magazine[31] - The brand value of Bank of Beijing reached 103.662 billion CNY, ranking 85th in the "China's 500 Most Valuable Brands" list[31] - The company was awarded multiple accolades, including the "Best M&A Management Award" from the All-China M&A Association, highlighting its competitive position in the investment banking sector[159]

（一）利润分配方案的具体内容 证券代码：601169 证券简称：北京银行 公告编号：2025-016 北京银行股份有限公司 2024 年度利润分配预案公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗 漏，并对其内容的真实性、准确性和完整性承担个别及连带责任。 重要内容提示： 一、利润分配方案内容 经毕马威华振会计师事务所（特殊普通合伙）审计，2024 年度 北京银行股份有限公司（以下简称"本行"）合并报表口径归属于母公 司普通股股东的净利润为人民币 225.48 亿元。经董事会决议，本次 利润分配方案如下： 1 分配比例：2024 年度末期每股派发现金股利 0.200 元（含税）， 叠加中期已派发的现金股利，2024 年度每股合计派发现金股利 0.320 元（含税） 本次利润分配以实施分红派息股权登记日登记的本行普通股总股 本为基数，具体股权登记日期将在分红派息实施公告中明确 不触及《上海证券交易所股票上市规则》（以下简称"《股票上市 规则》"）第 9.8.1 条第一款第（八）项规定的可能被实施其他风 险警示的情形 本次利润分配预案尚待本行 2024 年年度股东大会审议通过后 ...

北京银行（601169）公告，2024年营业收入699.17亿元，同比增长4.81%。归属于母公司股东的净利润 258.31亿元，同比增长0.81%。向全体普通股股东派发2024年度末期现金股利42.29亿元，每10股派发现 金股利3.2元。 ...

2025 年度"提质增效重回报"行动方案 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗 漏，并对其内容的真实性、准确性和完整性承担个别及连带责任。 2025 年，北京银行股份有限公司（以下简称"本行"）深入贯 彻党的二十大、二十届三中全会、中央金融工作会议和中央经济工作 会议精神，胸怀"国之大者"，牢记"人民至上"初心，坚守"首都 银行"定位，践行金融工作的政治性、人民性，在加快自身高质量发 展的同时，为利益相关方创造更大价值。本行结合自身发展战略和经 营情况，制定了 2025 年度"提质增效重回报"行动方案，具体内容 如下： 证券代码：601169 证券简称：北京银行 公告编号：2025-013 北京银行股份有限公司 一、全力做好金融"五篇大文章"，提升经营发展质效 本行紧扣国家战略导向，坚持把服务实体经济作为根本宗旨，围 绕科技金融、绿色金融、普惠金融、养老金融、数字金融"五篇大文 章"，全面提升金融服务理念、能力和质效。打造科技金融全生命周 期服务体系，精准服务初创期、成长期、成熟期科技型企业；服务经 济社会发展全面绿色转型，加强绿色金融产品服务创新；将普惠金融 服务进一 ...

2025年4月16日 北京银行股份有限公司 2025年第二次临时股东大会会议材料 （股票代码：601169） 中国·北京 | 会 | 议 | 议 | 程 I | | --- | --- | --- | --- | | 会 | 议 | 须 | 知 II | | 议案一 | | | 关于选举戴炜先生为董事的议案 1 | | 议案二 | | | 关于选举王雪松女士为独立董事的议案 3 | 股份有限公司 2025 年第二次临时股东大会 会 议 材 料 会 议 议 程 议 程 内 容 四、 审议议案 五、 股东发言或提问 I 会议时间：2025 年 4 月 16 日上午 9:00 会议地点：北京银行总行三层新闻发布厅 召开方式：现场会议+网络投票 召 集 人：本行董事会 会 议 须 知 为维护全体股东的合法权益，确保股东大会会议秩序和议事效率，根据 《中华人民共和国公司法》《上市公司股东大会规则》《北京银行股份有限公 司章程》和《北京银行股份有限公司股东大会议事规则》等相关规定，特制 定本须知。 股东参加股东大会依法享有发言权、质询权、表决权等权利。股东参加 股东大会，应认真履行其法定权利和义务，不得侵犯其他股东的合法 ...

Group 1 - The company will hold the 2024 annual performance briefing on April 15, 2025, from 15:30 to 17:00 [1][2] - The briefing will be conducted both in-person and via live streaming, with multiple online platforms available for investors to join [2][3] - Investors can submit questions via email to the company before April 11, 2025, and the company will address common concerns during the briefing [3][4] Group 2 - The briefing aims to provide a comprehensive understanding of the company's 2024 operational results and financial status [2] - Participants will include the company's board of directors, senior management, and independent director representatives [2] - After the briefing, investors can access the main content and details of the event through the Shanghai Stock Exchange's roadshow center [4]

证券代码：601169 证券简称：北京银行 公告编号：2025-012 北京银行股份有限公司 关于召开 2024 年度业绩说明会的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 上海证券交易所上证路演中心（https://roadshow.sseinfo.com/） 东方财富路演（https://roadshow.eastmoney.com/luyan/4670225） 万得 3C 会议（https://3c.wind.com.cn/l/DikF?shareUserSign=HFs） 投资者可于 2025 年 4 月 11 日（星期五）17:00 前将相关问题通过 电子邮件形式发送至本行邮箱（snow@bankofbeijing.com.cn）。 本行将在 2024 年年度业绩说明会（以下简称"业绩说明会"）上对 投资者普遍关注的问题进行交流。 一、说明会类型 北京银行股份有限公司（以下简称"本行"）将于 2025 年 4 月 14 日收盘后披露 2024 年年度报告，为便于广大投资者更全面深入地了 解公 ...

Core Viewpoint - Beijing Bank has appointed Dai Wei as the new president amid challenges such as narrowing net interest margins and external operational pressures, indicating a strategic shift in leadership to address performance issues and enhance profitability [1][2]. Leadership Changes - Dai Wei, born in 1972, has extensive experience in both state-owned and joint-stock banks, having worked at China Construction Bank and China Merchants Bank before joining Beijing Bank in 2009 [1][2]. - Since its establishment, Beijing Bank has had five presidents, with the previous president, Yan Bingzhu, under investigation for serious violations, highlighting internal control issues and a lag in transformation [2][3]. Financial Performance - Beijing Bank, once a leader among city commercial banks, has seen its revenue and profit growth lag behind competitors like Jiangsu Bank and Ningbo Bank, raising questions about its "city commercial bank king" title [4][5]. - The bank's total revenue from 2019 to 2023 showed a declining growth trend, with 2024 Q3 revenue at 51.76 billion yuan, a 4.06% year-on-year increase, and net profit at 20.62 billion yuan, a 1.90% increase [5][6]. Asset Quality - The non-performing loan (NPL) ratio has decreased from 1.57% in 2020 to 1.31% in 2024 Q3, but remains higher than Jiangsu Bank's NPL ratio of 0.89% [6]. - Interest income accounted for approximately 70% of total revenue, indicating a reliance on traditional income sources [6]. Strategic Focus - Dai Wei aims to transform Beijing Bank from being large to strong by focusing on specialized and innovative enterprises, particularly in the context of supporting new economic sectors [7][8]. - The bank has already serviced 20,000 specialized and innovative enterprises, with a loan balance exceeding 100 billion yuan, indicating a commitment to fostering innovation and technology-driven growth [8].

Core Viewpoint - The 2025 Zhongguancun Forum in Beijing serves as a significant platform for global technology innovation exchange and cooperation, highlighting China's technological advancements and the role of Beijing Bank as a strategic partner [2][4]. Group 1: Beijing Bank's Role - Beijing Bank has been a strategic partner of the Zhongguancun Forum since 2018, supporting the event for seven consecutive years and this year participating as a gold strategic partner [2]. - During the forum, Beijing Bank hosted a conference themed "Intelligent New Beijing Color, Together Towards a New Future," focusing on technology-driven high-quality development and exploring the future of industries under the "Technology + Finance" dual-drive model [2][3]. - The bank actively participated in various forums, including discussions on carbon neutrality and green finance, showcasing its commitment to exploring new paths in technology finance services [2][3]. Group 2: Financial Services and Achievements - Beijing Bank established a financial service station at the forum to provide comprehensive and efficient financial services to attendees, demonstrating its expertise and responsibility in the technology innovation sector [3]. - As of the end of 2024, Beijing Bank has provided over 1.2 trillion yuan in credit to 50,000 technology-oriented small and micro enterprises, with a loan balance exceeding 100 billion yuan for specialized and innovative enterprises [3]. - The bank supports over 50% of specialized and innovative enterprises in Beijing, 74% of enterprises listed on the Beijing Stock Exchange, 71% on the Sci-Tech Innovation Board, and 80% on the Growth Enterprise Market [3]. Group 3: Future Outlook - Looking ahead, Beijing Bank aims to continue providing high-quality financial services and exploring new paradigms for serving new quality productivity, contributing to high-quality development in the capital and global technology innovation cooperation [4].

Core Points - The company will hold its second extraordinary general meeting of shareholders on April 16, 2025 [1] - Voting will be conducted through both on-site and online platforms, with specific time slots for each [3][4] - Shareholders must register to attend the meeting and can delegate their voting rights to representatives [5][6] Group 1: Meeting Details - The meeting will take place at 9:00 AM on April 16, 2025, at the Beijing Bank headquarters [3] - The online voting system will be provided by the Shanghai Stock Exchange [3] - The voting period for online participation will be from 9:15 AM to 3:00 PM on the day of the meeting [1][3] Group 2: Voting Procedures - Shareholders can vote through the trading system or the internet voting platform [2][3] - Shareholders with multiple accounts can aggregate their voting rights across all accounts [4] - The first voting result will be considered valid if the same voting right is exercised multiple times [4] Group 3: Registration and Attendance - Shareholders must provide necessary documentation for registration, including identification and proof of shareholding [5][6] - Written responses for attendance must be submitted by April 11, 2025 [5] - The meeting is open to shareholders registered by the close of trading on the record date of April 9, 2025 [6]