格隆汇8月28日丨厦门银行(601187.SH)发布2025半年度报告，公司上半年实现营业收入26.89亿元，同比 下滑7.02%；归母净利润11.58亿元，同比下滑4.59%；扣非归母净利润11.52亿元，同比下滑5.07%。 ...

截至2025年6月末，厦门银行总资产4340.01亿元，较上年末增长6.43%，其中，贷款及垫款总额为 2209.14亿元，较上年末增长7.52%；总负债4013.22亿元，较上年末增长6.90%，其中，存款总额2299.01 亿元，较上年末增长7.35%。不良贷款率0.83%，拨备覆盖率321.67%。 （厦门银行） 8月28日，厦门银行发布2025年半年度报告。报告显示，2025年上半年，该行实现营业收入26.89亿元， 同比下降7.02%，其中二季度营业收入14.75亿元，环比增长21.45%；得益于二季度贷款加速上量、活期 存款日均提升等结构优化措施，上半年公司净息差较一季度回升4bp，利息净收入同比降幅由一季度 的-4.63%收窄至-0.47%；手续费及佣金净收入1.98亿元，同比增长10.49%；实现净利润12.16亿元，同比 下降3.38%；实现归属于母公司股东的净利润11.58亿元，同比下降4.59%。上半年经营业绩同比情况较 一季度有明显改善。 ...

格隆汇8月28日丨厦门银行(601187.SH)发布2025半年度报告，公司上半年实现营业收入26.89亿元，同比 下滑7.02%；归母净利润11.58亿元，同比下滑4.59%；扣非归母净利润11.52亿元，同比下滑5.07%。 ...

北京商报讯（记者 孟凡霞 实习记者 周义力）8月28日晚间，厦门银行发布2025年半年度报告。数据显 示，2025年上半年，该行实现营业收入26.89亿元，同比下降7.02%，其中，二季度营业收入14.75亿 元，环比增长21.45%。 厦门银行表示，上半年经营业绩同比情况较一季度有明显改善。得益于二季度贷款加速上量、活期存款 日均提升等结构优化措施，上半年该行净息差较一季度回升4bp，利息净收入同比降幅由一季度 的-4.63%收窄至-0.47%；手续费及佣金净收入1.98亿元，同比增长10.49%；实现净利润12.16亿元，同比 下降3.38%，归属于母公司股东的净利润11.58亿元，较上年同期下降4.59%。 业务规模方面，截至2025年6月末，厦门银行总资产4340.01亿元，较上年末增长6.43%，其中，贷款及 垫款总额为2209.14亿元，较上年末增长7.52%；总负债4013.22亿元，较上年末增长6.90%，其中，存款 总额2299.01亿元，较上年末增长7.35%，业务规模增速稳步提升。 资产质量方面，截至报告期末，厦门银行不良贷款率0.83%，拨备覆盖率321.67%。该行称，将进一步 强化 ...

截至发稿，厦门银行市值为176亿元。 每经头条（nbdtoutiao）——世界首例基因编辑猪肺成功移植人体 对话主要参与者：距离临床应用还有 多远？ （记者 张喜威） 每经AI快讯，厦门银行（SH 601187，收盘价：6.65元）8月28日晚间发布公告称，公司第九届第二十四 次董事会会议于2025年8月28日在泉州以现场会议方式召开。会议审议了《厦门银行股份有限公司关于 2024年度绩效薪酬追索扣回情况报告的议案》等文件。 2024年1至12月份，厦门银行的营业收入构成为：利息收入占比214.85%，非利息收入占比10.15%。 ...

证券代码：601187 证券简称：厦门银行 公告编号：2025-036 厦门银行股份有限公司 第九届监事会第十六次会议决议公告 厦门银行股份有限公司监事会及全体监事保证本公告内容不存在任何虚 假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 厦门银行股份有限公司（以下简称"公司"）第九届监事会第十六次会议 通知于 2025 年 8 月 18 日以电子邮件方式发出，会议于 2025 年 8 月 28 日在泉 州以现场会议方式召开，由王建平监事长召集并主持。本次会议应出席的监事 6 人，亲自出席会议的监事 5 人，吴灿鑫监事因其他重要公务未能出席，委托 郑峰监事代为出席并表决。公司高级管理人员列席了会议。本次会议的召集、 召开程序符合《中华人民共和国公司法》等法律法规和《厦门银行股份有限公 司章程》的有关规定。 王建平监事回避了此议案的表决。 表决结果：以 5 票赞成，0 票反对，0 票弃权获得通过。 四、审议并通过《厦门银行股份有限公司关于 2024 年度绩效薪酬追索扣回 情况报告的议案》 与会监事对议案进行了审议，形成如下决议： 一、审议并通过《厦门银行股份有限公司关于 20 ...

证券代码：601187 证券简称：厦门银行 公告编号：2025-035 厦门银行股份有限公司 第九届董事会第二十四次会议决议公告 厦门银行股份有限公司董事会及全体董事保证本公告内容不存在任何虚 假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 厦门银行股份有限公司（以下简称"公司"）第九届董事会第二十四次会议 通知于 2025 年 8 月 18 日以电子邮件方式发出，会议于 2025 年 8 月 28 日在泉州 以现场会议方式召开，由洪枇杷董事长召集并主持。本次会议应出席的董事 12 人，亲自出席会议的董事 12 人。公司监事及高级管理人员列席了会议。本次会 议的召集、召开程序符合《中华人民共和国公司法》等法律法规和《厦门银行股 份有限公司章程》的有关规定。 与会董事对议案进行了审议，形成如下决议： 详见公司同日于上海证券交易所网站（www.sse.com.cn）披露的《厦门银行 股份有限公司 2025 年半年度报告》及摘要。 二、审议并通过《厦门银行股份有限公司关于 2025 年上半年集团层面全面 风险报告的议案》 表决结果：以 12 票赞成，0 票反对，0 票弃权获得通过 ...

Important Notice The company did not conduct any interim profit distribution or capital reserve conversion to share capital for 2025 as of the end of the reporting period - As of the end of the reporting period, the company did not conduct any interim profit distribution or capital reserve conversion to share capital for 2025[5](index=5&type=chunk) - The company's Board of Directors, Board of Supervisors, and senior management guarantee the truthfulness, accuracy, and completeness of the semi-annual report content, with no false records, misleading statements, or major omissions[8](index=8&type=chunk) - This report is unaudited but has been reviewed and a review report issued by Deloitte Touche Tohmatsu Certified Public Accountants LLP[8](index=8&type=chunk) - The company faces major operational risks including credit risk, liquidity risk, market risk, operational risk, information technology risk, and reputational risk, and has implemented measures for their management and control[7](index=7&type=chunk) Section I Definitions This section provides clear definitions for common terms used throughout the report, including the reporting period and key entities - The reporting period refers to January 1, 2025, to June 30, 2025, and the end of the reporting period is June 30, 2025[13](index=13&type=chunk) - Common terms in this report, such as "Company," "Central Bank," "CSRC," "CBIRC," "SSE," "Haixi Financial Leasing," "Xiamen C&D Group," "Fubon Financial Holdings," "Shengdaxingye," "Septwolves Group," and "RMB," are clearly defined[13](index=13&type=chunk) Section II Company Profile and Key Financial Indicators This section provides an overview of the company's basic information, contact details, and key financial performance metrics for the past three years [Company Basic Information and Contact Details](index=4&type=section&id=Company%20Basic%20Information%20and%20Contact%20Details) Xiamen Bank Co., Ltd.'s legal representative is Hong Pipa, the Board Secretary is Xie Tonghua, and its registered and operational address is Commercial Bank Building, No. 101 Hubin North Road, Siming District, Xiamen City, with the company website http://www.xmbankonline.com - The company's legal representative is Hong Pipa[15](index=15&type=chunk) - The Board Secretary is Xie Tonghua, contact number 0592-5060112, email dshbgs@xmbankonline.com[16](index=16&type=chunk) - The company's registered and office address is Commercial Bank Building, No. 101 Hubin North Road, Siming District, Xiamen City, postal code 361012[17](index=17&type=chunk) - The company's stock abbreviation is "Xiamen Bank," stock code "601187," listed on the Shanghai Stock Exchange[20](index=20&type=chunk) - The company's registered capital is **2,639,127,888 RMB**, with the initial registration date of November 26, 1996, and the change registration date of April 9, 2025[21](index=21&type=chunk) [Key Financial Data and Indicators for the Past Three Years](index=5&type=section&id=Key%20Financial%20Data%20and%20Indicators%20for%20the%20Past%20Three%20Years) In the first half of 2025, Xiamen Bank's operating revenue decreased by 7.02% to 2.689 billion yuan, and net profit attributable to parent company shareholders decreased by 4.59% to 1.158 billion yuan; total assets increased by 6.43% to 434.001 billion yuan, total customer loans and advances increased by 7.52% to 220.914 billion yuan, and total deposits increased by 7.35% to 229.901 billion yuan; non-performing loan ratio increased by 0.09 percentage points to 0.83%, and provision coverage ratio decreased by 70.28 percentage points to 321.67% [Key Accounting Data](index=5&type=section&id=Key%20Accounting%20Data) In the first half of 2025, the company's operating revenue, operating profit, total profit, and net profit attributable to parent company shareholders all decreased year-on-year, with net cash flow from operating activities significantly decreasing by 2735.47% to -2.144 billion yuan; total assets, total customer loans and advances, total liabilities, and total deposits all increased 2025 January-June Key Accounting Data (Unit: RMB thousand) | 项目 | 2025年1-6月 | 2024年1-6月 | 本报告期较上年同期增减(%) | | :--- | :--- | :--- | :--- | | Operating Revenue | 2,689,282 | 2,892,242 | -7.02 | | Operating Profit | 1,211,475 | 1,317,880 | -8.07 | | Total Profit | 1,214,647 | 1,317,877 | -7.83 | | Net Profit Attributable to Parent Company Shareholders | 1,157,983 | 1,213,680 | -4.59 | | Net Cash Flow from Operating Activities | -2,143,671 | 81,339 | -2,735.47 | 2025 June 30 Balance Sheet Data (Unit: RMB thousand) | 项目 | 2025年6月30日 | 2024年12月31日 | 本报告期末较期初增减(%) | | :--- | :--- | :--- | :--- | | Total Assets | 434,001,173 | 407,794,724 | 6.43 | | Total Customer Loans and Advances | 220,914,175 | 205,455,072 | 7.52 | | Total Liabilities | 401,322,092 | 375,425,635 | 6.90 | | Total Deposits | 229,900,934 | 214,156,382 | 7.35 | | Net Assets Attributable to Parent Company Shareholders | 31,907,816 | 31,639,252 | 0.85 | [Key Financial Indicators](index=6&type=section&id=Key%20Financial%20Indicators) In the first half of 2025, the company's earnings per share and profitability indicators (weighted average return on net assets, return on total assets, net interest margin, net interest spread) all decreased year-on-year; capital adequacy ratios (capital adequacy ratio, Tier 1 capital adequacy ratio, core Tier 1 capital adequacy ratio) decreased from the beginning of the period; among asset quality indicators, the non-performing loan ratio increased, while the provision coverage ratio and loan-to-deposit ratio decreased 2025 January-June Key Financial Indicators | 指标 | 2025年1-6月 | 2024年1-6月 | 本报告期较上年同期增减(%) | | :--- | :--- | :--- | :--- | | Basic Earnings Per Share (RMB/share) | 0.41 | 0.43 | -4.65 | | Diluted Earnings Per Share (RMB/share) | 0.41 | 0.43 | -4.65 | | Net Cash Flow from Operating Activities Per Share (RMB/share) | -0.81 | 0.03 | -2,800.00 | | Weighted Average Return on Net Assets | 4.18% | 4.71% | Decreased by 0.53 percentage points | | Net Interest Margin | 1.08% | 1.14% | Decreased by 0.06 percentage points | 2025 June 30 Capital Adequacy Ratio and Asset Quality Indicators | 指标 | 2025年6月30日 | 2024年12月31日 | 本报告期末较期初增减 | | :--- | :--- | :--- | :--- | | Capital Adequacy Ratio | 14.11% | 15.30% | Decreased by 1.19 percentage points | | Core Tier 1 Capital Adequacy Ratio | 9.10% | 9.91% | Decreased by 0.81 percentage points | | Non-Performing Loan Ratio | 0.83% | 0.74% | Increased by 0.09 percentage points | | Provision Coverage Ratio | 321.67% | 391.95% | Decreased by 70.28 percentage points | [Non-Recurring Gains and Losses Items and Amounts](index=7&type=section&id=Non-Recurring%20Gains%20and%20Losses%20Items%20and%20Amounts) In the first half of 2025, the company's total non-recurring gains and losses amounted to 6.31 million yuan, primarily including gains/losses from disposal of non-current assets, government grants, and income from long-dormant unclaimed funds, with disposal gains/losses turning positive and unclaimed funds income significantly increasing 2025 January-June Non-Recurring Gains and Losses Items (Unit: RMB thousand) | 非经常性损益项目 | 2025年1-6月 | 2024年1-6月 | | :--- | :--- | :--- | | Gains/Losses from Disposal of Non-Current Assets | 2,959 | -446 | | Government Grants Income | 186 | 311 | | Income from Long-Dormant Unclaimed Funds | 4,090 | 78 | | Other Non-Operating Income and Expenses Apart from the Above | 310 | 820 | | Impact of Minority Interests | 768 | -18 | | Income Tax Impact | -2,002 | -267 | | Total | 6,310 | 478 | [Supplementary Financial Indicators](index=7&type=section&id=Supplementary%20Financial%20Indicators) As of the end of June 2025, the company's liquidity ratio was 71.29%, single

Market Performance - The city commercial bank sector increased by 1.22% on August 28, with Chengdu Bank leading the gains [1] - The Shanghai Composite Index closed at 3843.6, up 1.14%, while the Shenzhen Component Index closed at 12571.37, up 2.25% [1] Individual Bank Performance - Chengdu Bank's closing price was 18.54, with a rise of 2.77% and a trading volume of 674,500 shares, amounting to a transaction value of 1.241 billion yuan [1] - Nanjing Bank closed at 11.28, up 1.99%, with a trading volume of 653,800 shares and a transaction value of 735 million yuan [1] - Jiangsu Bank closed at 11.02, up 1.94%, with a trading volume of 2.122 million shares and a transaction value of 2.324 billion yuan [1] - Other notable banks include Hangzhou Bank (closing price 16.08, up 1.39%), Ningbo Bank (closing price 28.29, up 1.11%), and Suzhou Bank (closing price 8.32, up 1.09%) [1] Capital Flow Analysis - The city commercial bank sector saw a net inflow of 470 million yuan from main funds, while retail funds experienced a net outflow of 383 million yuan [2] - The individual stock capital flow indicates that Jiangsu Bank had a net inflow of 111 million yuan from main funds, while it faced a net outflow of 10.2 million yuan from retail funds [3] - Hangzhou Bank also reported a net inflow of 108 million yuan from main funds, with a net outflow of 81.36 million yuan from retail funds [3]

Market Overview - On August 27, the city commercial bank sector fell by 1.48%, with Guiyang Bank leading the decline [1] - The Shanghai Composite Index closed at 3800.35, down 1.76%, while the Shenzhen Component Index closed at 12295.07, down 1.43% [1] Individual Stock Performance - Chengdu Bank closed at 18.04, up 1.01% with a trading volume of 527,700 shares and a transaction value of 958 million [1] - Guiyang Bank closed at 6.16, down 2.53% with a trading volume of 713,000 shares and a transaction value of 44.5 million [2] - Beijing Bank closed at 6.08, down 2.41% with a trading volume of 2,160,300 shares and a transaction value of 1.329 billion [2] - Jiangsu Bank had a closing price of 10.81, down 1.91% with a trading volume of 1,934,200 shares and a transaction value of 2.11 billion [2] Capital Flow Analysis - The city commercial bank sector experienced a net outflow of 911 million from institutional investors, while retail investors saw a net inflow of 502 million [2] - The table of capital flow indicates that Chongqing Bank had a net outflow of 36.1 million from institutional investors, while Chengdu Bank had a net inflow of 9.59 million [3] - The overall trend shows that institutional investors are withdrawing funds while retail investors are increasing their positions in certain banks [2][3]