Financial Performance - The total assets of the bank reached RMB 6.88 trillion, with a net profit of RMB 38.592 billion[5]. - For the period of January to September 2024, the company achieved a net profit of RMB 38.592 billion, an increase of 1.81% compared to the same period last year[17]. - The company's operating income for the same period was RMB 102.399 billion, a decrease of 8.76% year-on-year, with net interest income down 11.03% to RMB 72.590 billion[17]. - The weighted average return on equity was 9.66%, down 0.57 percentage points from the previous year[17]. - The company reported a non-performing loan balance of RMB 48.522 billion, with a non-performing loan ratio of 1.25%, unchanged from the end of the previous year[17]. - The net profit for the group reached RMB 38,592 million for the nine months ended September 30, 2024, a slight increase from RMB 37,906 million in the same period of 2023, showing a growth of 1.8%[37]. - The total operating income for the group was RMB 102,399 million for the nine months ended September 30, 2024, compared to RMB 112,230 million for the same period in 2023, indicating a decline of 8.7%[37]. - The bank's basic earnings per share remained stable at RMB 0.57 for both 2024 and 2023, while diluted earnings per share increased slightly from RMB 0.56 in 2023 to RMB 0.57 in 2024[38]. Asset and Loan Balances - The balance of loans to technology enterprises reached RMB 358.197 billion, an increase of RMB 91.045 billion, or 34.08% compared to the end of the previous year[5]. - The balance of green loans was RMB 418.792 billion, an increase of RMB 105.03 billion, or 33.47% compared to the end of the previous year[5]. - The balance of inclusive loans was RMB 432.263 billion, an increase of RMB 53.13 billion, or 14.01% compared to the end of the previous year[5]. - The total loans and advances issued were RMB 3,826,952 million, compared to RMB 3,712,925 million at the end of 2023, representing an increase of approximately 3.07%[32]. - The bank's total liabilities as of September 30, 2024, were RMB 6,884,743 million, reflecting a stable financial position[32]. - The total equity attributable to shareholders of the bank increased to RMB 580,138 million as of September 30, 2024, compared to RMB 552,391 million as of December 31, 2023, marking a rise of 5.0%[34]. Cash Flow and Liquidity - The net cash flow from operating activities was RMB 111.607 billion, a significant increase compared to the previous year's cash outflow of RMB 35.524 billion[16]. - The liquidity coverage ratio was 132.11% as of September 30, 2024, compared to 149.17% at the end of the previous year[15]. - The bank's cash flow from operating activities showed a positive trend, indicating effective liquidity management[32]. - The cash and cash equivalents balance as of September 30, 2024, was RMB 120,165 million, an increase from RMB 102,859 million in the same period of 2023[44]. Investment and Financing Activities - The cash inflow from investment activities for the group reached RMB 1,092,260 million in the nine months ended September 30, 2024, compared to RMB 765,942 million in the same period of 2023, representing an increase of 42.6%[43]. - The total cash inflow from financing activities was RMB 738,823 million, down from RMB 1,013,950 million in the previous year, indicating a decrease of 27.1%[43]. - The net cash flow used in financing activities was RMB (59,817) million, a decline from a net inflow of RMB 139,870 million in the same period of 2023[43]. Strategic Focus and Business Development - The bank is focusing on digital transformation to enhance customer acquisition, retention, and value[8]. - The bank is actively exploring new business avenues and optimizing its asset-liability structure[6]. - The company focuses on enhancing service quality in financial business, supporting key sectors like advanced manufacturing and strategic emerging industries, and aims to create greater value for clients through a diversified product offering[18]. - Retail financial business is transitioning to a digital model, with steady growth in retail customer numbers and assets under management (AUM), while optimizing deposit structures and enhancing risk control capabilities[20]. - The company is committed to expanding its wealth management capabilities, focusing on product system construction and enhancing asset allocation abilities[20]. - The company is actively promoting the development of innovative products such as public REITs and enhancing its custody services[22]. Shareholder Information - The total number of ordinary shareholders at the end of the reporting period was 164,731 for A shares and 816 for H shares, with the largest shareholder holding 41.14% of A shares[22]. - The top ten ordinary shareholders do not participate in margin trading or have any voting rights restored for preferred shareholders[24]. - The controlling shareholder, China Everbright Group, has increased its stake by acquiring 80,619,500 A-shares, representing 0.14% of the total share capital, with a total investment of RMB 249,064,790[30].

股票代码：601818 股票简称：光大银行 公告编号：临2024-060 优先股代码：360013、360022、360034 优先股简称：光大优 1、光大优 2、光大优 3 中国光大银行股份有限公司 2024年度中期利润分配方案公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 分配比例：每10股派发现金股息人民币1.04元（含税）。 二、履行的决策程序 （一）董事会会议的召开、审议和表决情况 本行于2024年10月30日召开的第九届董事会第二十二次会议审 议通过了《关于中国光大银行股份有限公司2024年度中期利润分配方 案的议案》，本方案符合公司章程规定的利润分配政策和已披露的股 东回报规划。董事会同意将本行2024年度中期利润分配方案提交本行 股东大会审议。 （二）监事会意见 本次中期利润分配以实施分红派息股权登记日登记的中国 光大银行股份有限公司（简称本行）普通股总股本为基数，具体股权 登记日期将在分红派息实施公告中明确。 本次中期利润分配方案尚需提交本行股东大会审议通过并 完成约定的2024年度优先股 ...

股票代码：601818 股票简称：光大银行 公告编号：临2024-061 中国光大银行股份有限公司 关联交易公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈 述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 交易简要内容 中国光大银行股份有限公司（简称本行）拟为中远海运发展股 份有限公司（简称中远海发）核定人民币 40 亿元单一客户总量限额， 敞口限额人民币 35 亿元，有效期 1 年。限额内拟核定综合授信额度 人民币 36 亿元，单笔单批债券投资额度人民币 4 亿元，期限 2 年， 信用方式。 1 中远海发的控股股东中国远洋海运集团有限公司（简称中远海运 集团）通过子公司中远海运（上海）投资管理有限公司和Ocean Fortune Investment Limited合计持有本行3.94%股份，且中远 海发原董事长曾在过去12个月内担任本行董事，本次交易构成关 联交易。 本次交易不构成重大资产重组。 本次交易已经本行董事会关联交易控制委员会及独立董事专门会 议审议通过并经本行董事会审议批准，不需要经过本行股东大会 或有关部门批准。 本行过去12个月及拟与中 ...

股票代码：601818 股票简称：光大银行 公告编号：临2024-063 中国光大银行股份有限公司 持续关联交易公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 一、持续关联交易概述 （一）持续关联交易履行的审议程序 2024 年 10 月 30 日，本行第九届董事会第二十二次会议审议通 过了《关于调整与光大集团系关联方 2024-2026 年非授信类关联交易 限额的议案》，批准调增原限额方案内 2024-2026 年综合服务类限额， 1 根据《上海证券交易所股票上市规则》等有关规定，中国光大银 行股份有限公司（简称本行）第九届董事会第二十二次会议审议 通过了《关于调整与光大集团系关联方2024-2026年非授信类关联 交易限额的议案》，对本行2023年拟定的与光大集团系关联方 2024-2026年非授信类关联交易限额方案（简称原限额方案）内的 2024-2026年非授信类关联交易限额进行调整，具体为调增原限额 方案内2024-2026年综合服务类限额，其中：2024年调增1.18亿元、 2025年调增1.8 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容 而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 中國光大銀行股份有限公司 China Everbright Bank Company Limited （於中華人民共和國註冊成立的股份有限公司） （股份代號：6818） 2024年第三季度報告 中國光大銀行股份有限公司（「本公司」）董事會（「董事會」）謹此宣佈本公司及其附屬公司 截至2024年9月30日止第三季度（「報告期」），根據《國際財務報告準則》（「國際財務報告準 則」）編制的未經審計業績。本公告乃根據《證券及期貨條例》（香港法例第571章）第XIVA 部及《香港聯合交易所有限公司證券上市規則》第13.09條的要求作出。 中國光大銀行股份有限公司 董事會 中國 • 北京 2024年10月30日 於本公告日期，本公司執行董事為郝成先生、齊曄女士及楊兵兵先生；非執行董事為 吳利軍先生、崔勇先生、曲亮先生、姚威先生、朱文輝先生及李巍先生；以及獨立非執 行董事為邵瑞慶先生、洪永淼先生、李引泉先生、劉世平先 ...

（於中華人民共和國註冊成立的股份有限公司） （於中華人民共和國註冊成立的股份有限公司） （股份代號：6818） （股份代號：6818） 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容 而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 中國光大銀行股份有限公司 中國光大銀行股份有限公司 China Everbright Bank Company Limited China Everbright Bank Company Limited 中國 • 北京 2024年10月25日 於本公告日期，本公司執行董事為郝成先生、齊曄女士及楊兵兵先生；非執行董事為 吳利軍先生、崔勇先生、曲亮先生、姚威先生、朱文輝先生及李巍先生；以及獨立非執 行董事為邵瑞慶先生、洪永淼先生、李引泉先生、劉世平先生及黃志凌先生。 股票代码：601818 股票简称：光大银行 公告编号：临 2024-057 海外監管公告 本公告乃根據《香港聯合交易所有限公司證券上市規則》第13.10B條而作出。 茲載列中國光大銀行股份有限公司在上海證券交易 ...

股票代码：601818 股票简称：光大银行 公告编号：临 2024-057 中国光大银行股份有限公司 关于召开 2024 年第三季度业绩说明会的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 一、业绩说明会类型 业绩说明会以网络互动方式召开，本行将针对 2024 年第三季度 经营成果及财务指标的具体情况与投资者进行互动交流和沟通，在信 息披露允许的范围内就投资者普遍关注的问题进行回答。 1 二、业绩说明会召开的时间、地点及方式 （一）会议召开时间：2024 年 11 月 4 日（星期一）上午 11:00-12:00 （二）会议召开地点：上海证券交易所上证路演中心（网址： http://roadshow.sseinfo.com/） 重要内容提示： ●会议召开时间：2024 年 11 月 4 日（星期一）上午 11:00-12:00 ● 会 议 召 开 地 点 ： 上 海 证 券 交 易 所 上 证 路 演 中 心 （ 网 址 ： http://roadshow.sseinfo.com/） ●会议召开方式：上证路演中心网络互动 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容 而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 China Everbright Bank Company Limited 6818 於本公告日期，本公司執行董事為郝成先生、齊曄女士及楊兵兵先生；非執行董事為吳 利軍先生、崔勇先生、曲亮先生、姚威先生、朱文輝先生及李巍先生；以及獨立非執行 董事為邵瑞慶先生、洪永淼先生、李引泉先生、劉世平先生及黃志凌先生。 關於召開董事會會議的通知 中國光大銀行股份有限公司（「本公司」）謹此公佈，本公司將於2024年10月30日（星期三） 召開董事會會議，藉以審議並（如認為適當）批准包括本公司截至2024年9月30日止九個月 期間的第三季度業績及其他事宜。 中國光大銀行股份有限公司 董事會 中國‧北京 2024年10月18日 ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 本月底法定/註冊股本總額： RMB 59,085,551,061 截至月份: 2024年9月30日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 中國光大銀行股份有限公司（於中華人民共和國註冊成立的股份有限公司） 呈交日期: 2024年9月30日 I. 法定/註冊股本變動 FF301 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 06818 | 說明 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 12,678,735,500 | RMB | | 1 RMB | | 12,678,735,500 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 12,678,735, ...

Financial Performance - Operating income reached RMB 69.87 billion, with a pre-tax profit of RMB 29.82 billion and a net profit of RMB 24.61 billion[3]. - The net profit attributable to ordinary shareholders for the first half of 2024 was RMB 24,487 million, a decrease of 1.72% from RMB 24,072 million in the same period of 2023[18]. - The net interest income for the first half of 2024 was RMB 48,111 million, down 12.10% from RMB 54,733 million in the first half of 2023[18]. - Total operating income for the first half of 2024 was RMB 69,866 million, a decline of 8.91% from RMB 76,531 million in the first half of 2023[100]. - The group achieved a significant increase in investment securities net income, reaching RMB 8.488 billion, an increase of RMB 3.260 billion year-on-year[42]. Assets and Liabilities - The total assets amounted to RMB 679.67 billion, while total liabilities were RMB 622.58 billion[3]. - As of June 30, 2024, total assets amounted to RMB 6,796,694 million, reflecting a 0.35% increase from RMB 6,772,796 million at the end of 2023[15]. - The total liabilities of the group amounted to RMB 6,225.829 billion, an increase of RMB 7.818 billion or 0.13% compared to the end of the previous year[73]. - The total amount of investment securities and other financial assets was RMB 2,228.455 billion, a decrease of RMB 26.331 billion or 1.17% year-on-year[67]. Loan and Deposit Information - The total loan amount was RMB 389.34 billion, and total deposits reached RMB 391.98 billion[3]. - The total loan and advance principal increased by 2.81% to RMB 3,893,444 million compared to RMB 3,786,954 million at the end of 2023[15]. - As of June 30, 2024, customer deposits amounted to RMB 3,919,764 million, a decrease of RMB 1,747.64 million or 4.27% compared to the end of 2023[74]. - The loan balance in the manufacturing sector increased to RMB 507,612 million, accounting for 22.40% of total loans, up from 20.55% at the end of 2023[80]. Asset Quality and Risk Management - The non-performing loan ratio stood at 1.25%, with a loan provision coverage ratio of 172.45%[3]. - The non-performing loan ratio remained stable at 1.25% as of June 30, 2024, unchanged from the end of 2023[21]. - The provision coverage ratio decreased to 172.45% from 181.27% at the end of 2023[21]. - The bank's non-performing asset management efforts led to improved asset quality stability[34]. Wealth Management and Customer Services - The bank plans to enhance wealth management services to meet diverse client needs[5]. - The total amount of assets under management (AUM) reached 2.87 trillion yuan, enhancing customer engagement and product holding[39]. - The number of personal pension customers increased by 69.48% compared to the end of last year[32]. - The company aims to enhance its wealth management services, focusing on a comprehensive financial ecosystem centered around "one customer, one Everbright, integrated services"[36]. Digital Transformation and Innovation - The company is focusing on digital transformation and enhancing customer service through various financial products and services[118]. - The company is developing a "Wealth+" open platform centered on mobile banking and cloud payment, aiming to create a comprehensive wealth management ecosystem[37]. - The bank's total technology investment reached 2.108 billion yuan, with a workforce of 3,721 technology personnel, representing an increase of 36 from the previous year, accounting for 8.08% of total employees[136]. - The bank introduced 150 external data sources, enhancing data application in various scenarios such as credit risk assessment and fraud detection[137]. Green Finance and ESG Initiatives - The bank is focusing on developing green finance and digital financial products[5]. - Green loan balance reached 403.405 billion yuan, an increase of 89.643 billion yuan, or 28.57% year-over-year[39]. - The bank actively underwrote green bonds, supporting 13 market entities in issuing 14 green bonds, with a total underwriting amount of CNY 4.048 billion[152]. - The bank has implemented a comprehensive ESG risk management policy, integrating ESG risks into overall risk management systems[156]. Corporate Governance and Shareholder Information - The company distributed a cash dividend of 1.73 RMB per 10 shares, totaling 10.222 billion RMB, which has been fully paid out[169]. - The total number of shareholders at the end of the reporting period was 180,011 for A-shares and 825 for H-shares[171]. - China Everbright Group holds 41.11% of the company's A shares, totaling 24,292,134,841 shares[173]. - The company has not experienced any significant legal disputes or bankruptcy restructuring during the reporting period[161].