原标题：中国光大银行全面开展2025年金融教育宣传周活动 9月15日至21日金融教育宣传周活动期间，中国光大银行积极响应号召，严格落实国家金融监督管 理总局工作部署，在全国各地多渠道、多层次、多形式开展金融教育活动，推动金融知识和风险提示深 入基层、直达群众，以实际行动做好金融消费者权益保护工作。 温暖守护 "风险提示送上门"保护消费者权益 在昆明，光大银行联合洛龙湖社区共建"骑手金融知识驿站"，同时招募30余名骑手成为我行"阳光 消保大使"，将金融风险提示贴纸和折页随餐送到市民手中。骑手王师傅表示："送餐路上多一句提醒， 就能少一个人被骗，这份'爱心订单'我们送得自豪！" 在西藏，光大银行招募户外探险队领队成为"阳光消保大使"，从日喀则的佩枯措、吉隆口岸到阿里 地区的噶尔县、冈仁波齐，领队一路分发光大银行汉藏双语消保宣传手册，用通俗易懂的语言和案例， 向沿途群众普及金融知识，帮助他们加强金融反诈意识，提升风险防范能力。 美好陪伴 "金融为民"传递阳光温暖 光大银行秉持"金融为民"初心使命，不断提升面向"一老一小"、新市民、乡村居民等人群的金融服 务水平，以具体行动增强人民群众获得感和幸福感，更好满足人民群众 ...

2025年9月22日，江西金融监管局发布批复称，《中国光大银行（601818）股份有限公司关于审核张颖 任职资格的请示》（光银字〔2025〕153号）及相关补正材料收悉。经审核，现批复如下： 一、核准张颖光大银行南昌分行副行长的任职资格。 二、光大银行南昌分行应要求上述核准任职资格人员严格遵守金融监管总局有关监管规定，自光大银行 政许可决定作出之日起3个月内到任，并按要求及时报告到任情况。未在上述规定期限内到任的，本批 复文件失效，由决定机关办理行政许可注销手续。 三、光大银行南昌分行应督促上述核准任职资格人员持续学习和掌握经济金融相关法律法规，牢固树立 风险合规意识，熟悉任职岗位职责，忠实勤勉履职。 ...

中国经济网北京9月22日讯(记者李方)为深入贯彻落实北京市深化"放管服"改革、优化营商环境的工作部署，提升不动产登记便利 度，在有关主管部门的指导下，光大银行（601818）作为北京市不动产登记便民服务试点银行，积极拓展服务场景，通过与北京 链家合作，在望京区域试点推出不动产登记全程网办延伸服务。依托光大银行望京支行服务网点与北京链家望京签约服务中心的 相邻优势，9月19日起，全市居民可在此就近办理不动产信息查询与房产证打印业务。此举是光大银行携手北京链家协同创新， 推动不动产登记便民服务进一步延伸至房产交易场景的创新实践，助力北京市二手房交易向"就近办、即时办"的高效便民方向又 迈进一步，也为构建"15分钟便民服务圈"注入了新动能。 不动产权证自助发证机与不动产登记信息自助查询机 居民在完成缴税及过户后，只需携带身份证，即可通过自助发证机快速完成身份验证，现场领取房产证。全程操作简单便捷、有 专人引导答疑，约3分钟即可办完，真正实现了房产证"立等可取"。此外，居民还可通过不动产登记信息自助查询机，快速查询 并打印本人名下不动产登记信息证明，用于房产交易、抵押贷款等多种场景。该设备充分运用了互联网、大数据和智 ...

转自：新华财经 美好陪伴，"金融为民"传递阳光温暖 光大银行秉持"金融为民"初心使命，不断提升面向"一老一小"、新市民、乡村居民等人群的金融服务水平， 以具体行动增强人民群众获得感和幸福感，更好满足人民群众美好生活需要。 9月15日至21日金融教育宣传周活动期间，中国光大银行积极响应号召，严格落实国家金融监督管理总局工 作部署，在全国各地多渠道、多层次、多形式开展金融教育活动，推动金融知识和风险提示深入基层、直 达群众，以实际行动做好金融消费者权益保护工作。 温暖守护，"风险提示送上门"保护消费者权益 活动期间，光大银行积极开展"风险提示送上门"专项行动，主动走进街道社区、田间地头，将金融知识和 反诈防非提示送至家家户户。同时结合各类新颖内容和形式载体，以通俗易懂的语言进行知识普及，让金 融知识融入消费者生活服务、交通出行、休闲娱乐等日常生活场景。 在苏州，光大银行开展"守住'钱袋子'，装满'菜篮子'"主题活动，与苏州多家菜场同步创新打造"反诈菜 场"，在每个菜摊醒目位置插置宣传标语。光大银行工作人员现场向商户和消费者普及金融安全知识，通过 真实案例揭秘诈骗套路，吸引众多市民驻足，让反诈提示融入人间烟火。 在 ...

Market Performance - On September 22, the share price of the joint-stock bank sector fell by 0.63%, with Pudong Development Bank leading the decline [1] - The Shanghai Composite Index closed at 3828.58, up 0.22%, while the Shenzhen Component Index closed at 13157.97, up 0.67% [1] Individual Bank Performance - Citic Bank closed at 7.39, down 0.14% with a trading volume of 358,600 shares and a transaction value of 266 million yuan [1] - China Merchants Bank closed at 40.92, down 0.20% with a trading volume of 656,100 shares and a transaction value of 2.688 billion yuan [1] - Minsheng Bank closed at 4.04, down 0.25% with a trading volume of 2.3409 million shares and a transaction value of 946 million yuan [1] - Everbright Bank closed at 3.45, down 0.29% with a trading volume of 1.7881 million shares and a transaction value of 617 million yuan [1] - Huaxia Bank closed at 6.77, down 0.59% with a trading volume of 492,100 shares and a transaction value of 334 million yuan [1] - Ping An Bank closed at 11.38, down 0.61% with a trading volume of 596,400 shares and a transaction value of 680 million yuan [1] - Zhejiang Commercial Bank closed at 3.01, down 0.66% with a trading volume of 1.0164 million shares and a transaction value of 307 million yuan [1] - Industrial Bank closed at 20.13, down 0.79% with a trading volume of 522,200 shares and a transaction value of 1.056 billion yuan [1] - Pudong Development Bank closed at 12.54, down 2.11% with a trading volume of 491,800 shares and a transaction value of 620 million yuan [1] Capital Flow Analysis - The joint-stock bank sector experienced a net inflow of 164 million yuan from institutional investors, while retail investors saw a net inflow of 118 million yuan [1] - However, speculative funds had a net outflow of 282 million yuan [1] Detailed Capital Flow for Individual Banks - China Merchants Bank had a net inflow of 324 million yuan from institutional investors, but a net outflow of 214 million yuan from speculative funds [2] - Huaxia Bank saw a net outflow of 1.172 million yuan from institutional investors, but a net inflow of 385,400 yuan from speculative funds [2] - Citic Bank experienced a net outflow of 639,310 yuan from institutional investors and a net outflow of 176,290 yuan from speculative funds [2] - Industrial Bank had a net outflow of 1.297 million yuan from institutional investors and a net outflow of 36.539 million yuan from speculative funds [2] - Ping An Bank faced a net outflow of 1.862 million yuan from institutional investors, while retail investors contributed a net inflow of 1.607 million yuan [2] - Zhejiang Commercial Bank had a net outflow of 1.953 million yuan from institutional investors, but a net inflow of 1.398 million yuan from retail investors [2] - Everbright Bank saw a net outflow of 2.857 million yuan from institutional investors, with a net inflow of 4.665 million yuan from retail investors [2] - Pudong Development Bank had a net outflow of 3.323 million yuan from institutional investors, but a net inflow of 5.201 million yuan from retail investors [2] - Minsheng Bank experienced a net outflow of 4.007 million yuan from institutional investors, while retail investors contributed a net inflow of 4.548 million yuan [2]

Core Insights - The article emphasizes the importance of selecting bank wealth management products amidst a plethora of similar-sounding offerings, urging investors to discern and choose wisely [1] - The South Finance Wealth Management team compiles a weekly performance ranking of wealth management products available through various distribution channels, focusing on those with outstanding performance [1][6] - The ranking criteria include product type, specifically targeting pure fixed income, "fixed income plus," and mixed products, as well as performance stability over a minimum of three months [1] Group 1: Product Performance - The ranking showcases annualized performance over the past month, three months, and six months, sorted by the three-month annualized return to reflect multidimensional performance during recent market fluctuations [1] - The current focus is on pure fixed income products issued by wealth management companies, providing investors with a curated selection of available products [1] Group 2: Distribution Institutions - A total of 28 distribution institutions are involved, including major banks such as Industrial and Commercial Bank of China, Bank of China, Agricultural Bank of China, and others [2] - The assessment of the "on sale" status of wealth management products is based on their investment cycle projections, although actual availability may vary due to factors like sold-out quotas or differing product lists for various clients [2] Group 3: Performance Data - The article includes specific performance data for various wealth management products, detailing their annualized returns over different periods, such as the "Stable Wealth High-Grade Pure Bond 18" from Bank of China, which has a three-month annualized return of 7.67% [5] - Other notable products include "Stable Enjoy Flexible Wisdom Day Open 20" from China Merchants Bank with a three-month return of 7.47% and "Stable Wealth High-Grade Pure Bond 36" also from Bank of China with a return of 7.27% [5][7]

Core Viewpoint - The article discusses the challenges investors face in selecting bank wealth management products due to the overwhelming variety of similar-sounding products, and it aims to provide a performance ranking of these products to assist investors in making informed choices [1]. Group 1: Product Selection Criteria - The ranking of wealth management products is based on two main criteria: product type, focusing on pure fixed income, "fixed income plus," and mixed products, and performance stability, requiring products to have been established for at least three months to ensure sufficient performance data [1]. - The sample selection includes RMB public wealth management products, and the ranking reflects annualized performance over the past month, three months, and six months, sorted by the three-month annualized yield [1]. Group 2: Participating Institutions - A total of 28 distribution institutions are involved in the ranking, including major banks such as Industrial and Commercial Bank of China, Bank of China, Agricultural Bank of China, and others [2]. - The article notes that the "on sale" status of the products is based on investment cycle estimates, but actual availability may vary due to factors like sold-out quotas or differences in product listings for different customers [2]. Group 3: Performance Ranking Highlights - The article provides a performance ranking of various mixed wealth management products, highlighting specific products from banks like Bank of China and China Everbright Bank, with details on their annualized yields over different time frames [4]. - For instance, the top-ranked product from Bank of China has a three-month annualized yield of 9%, while other products show varying yields, indicating a competitive landscape among wealth management offerings [4].

Core Viewpoint - The article emphasizes the importance of distinguishing between various bank wealth management products with similar names and characteristics, providing a weekly performance ranking of these products to assist investors in making informed choices [1][2]. Group 1: Product Performance Rankings - The article presents a ranking of wealth management products based on their annualized returns for different holding periods: 7 days, 14 days, 30 days, and 60 days [1]. - For the 7-day holding period, the top-performing product is from Minsheng Bank with an annualized return of 9.75% [4]. - The 14-day holding period rankings show Minsheng Bank's product achieving an annualized return of 8.34% [6]. - In the 30-day holding period, Hangzhou Bank leads with a return of 24.26% [11]. - For the 60-day holding period, China Bank's product tops the list with a return of 26.21% [15]. Group 2: Investment Institutions - The ranking includes products from 28 distribution institutions, such as Industrial and Commercial Bank of China, Bank of China, Agricultural Bank of China, and others [1]. - The performance data is sourced from the Nanfang Financial Terminal, ensuring a comprehensive overview of available products [4][11][15]. Group 3: Methodology and Data Collection - The performance metrics are calculated based on the annualized yield over the respective holding periods, with the same institution and product series retained for comparison [1]. - The article advises investors to refer to the actual product listings on the banks' apps, as availability may vary due to factors like quota exhaustion [1].

Investment Rating - The report maintains a positive outlook on the banking sector, suggesting potential investment opportunities due to favorable policy catalysts and improving fundamentals in certain banks [12]. Core Insights - The report highlights the adequacy of loan loss provisions among listed banks, with a provision coverage ratio of 70.8% for Stage 3 loans, indicating limited future impact on profits [2][12]. - It emphasizes the improvement in asset quality, particularly in Stage 3 loans, with notable reductions in the proportion of such loans for several banks compared to the end of Q4 2024 [1][2]. - The report suggests a focus on banks with positive fundamental changes and continuous improvement in financial statements, recommending specific banks for investment [12]. Summary by Sections 1. Loan Quality and Provisioning - The proportion of Stage 3 loans is relatively low for banks like Chengdu Bank (0.66%) and Ningbo Bank (0.76) [1]. - Significant improvements in Stage 3 loan ratios were observed for Chongqing Bank (-61bp) and Guiyang Bank (-48bp) compared to Q4 2024 [1]. - The provision coverage for Stage 3 loans is high, with leading banks like Qingnong Bank (4.35%) and Yunan Bank (4.16%) showing strong provisioning ratios [2]. 2. Financial Assets - The proportion of Stage 3 financial assets is low, with most banks not exceeding 0.05%, indicating manageable asset quality pressure [4]. - The report notes that the provision coverage for financial investments is also robust, with Zhejiang Bank (3.16%) and Qingdao Bank (2.85%) leading in provisioning ratios [8]. 3. Sector Outlook - The report anticipates that expansionary policies aimed at stabilizing the economy will benefit the banking sector, with a focus on banks like Ningbo Bank and Jiangsu Bank for potential investment [12]. - It highlights the ongoing economic recovery and the potential for interest rate cuts, suggesting a sustained dividend strategy for certain banks [12].

Group 1 - The core point of the article is that China Everbright Bank has successfully issued a perpetual capital bond approved by the National Financial Regulatory Administration and the People's Bank of China [2] - The bond issuance took place on September 18, 2025, after the book-building process was completed on September 16, 2025 [2]