股票代码：601818 股票简称：光大银行 公告编号：临 2025-020 中国光大银行股份有限公司 关于控股股东增持股份计划的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 为充分发挥作为中国光大银行股份有限公司（简称本行）控股股 东作用，传递对本行未来发展前景的信心，对资本市场长期投资 价值的认可，支持本行高质量发展，中国光大集团股份公司（简 称光大集团）拟自本公告披露之日起 12 个月内，通过上海证券交 易所系统以集中竞价等合法合规方式增持本行 A 股股份（简称本 次增持计划、增持计划）。 一、增持主体的基本情况 （一）增持主体名称、与本行的关系 光大集团为本行控股股东。 （二）增持主体已持有股份数量、占本行总股本的比例 本次增持计划实施前，光大集团直接及间接合计持有本行 26,139,048,567 股 A 股股份和 1,866,595,000 股 H 股股份，合计占 本行总股本的 47.40%。 （一）本次拟增持股份的目的 （三）前次增持计划完成情况 在本次公告前十二个月内，光大集团前次增持计划已 ...

近日，光大银行上海昌里支行和警方密切联动，及时拦截一起打着"购买黄金"名义的新型诈骗事件，成功为民守金27.9万 元，获属地公安表扬信。 某日下午，周大伯至昌里支行办理取现业务。柜员询问其取现用途，大伯起初称"去别的银行购买理财"，柜员遂建议其采 取更便捷安全的转账方式，但大伯执意要求取款。这一异常行为引起柜员的高度警觉，在追问下，周大伯终于透露，取款 是为了"购买黄金投资"，并向柜员展示了与所谓"交易员"的聊天记录，声称对方承诺给予高于市场的回报。柜员立即向柜台 经理汇报。 柜台经理意识到这极有可能是不法分子利用近期金价上涨行情，打着"购买黄金稳赚不赔"的幌子，欺骗广大老年人的新型 诈骗，便第一时间与属地派出所民警联系。同时，柜员耐心与老人沟通，仔细介绍了相关诈骗案例，提醒他可能遭遇了诈 骗。 "金价上涨就在一念之间，断了我的财路你们负得起责任吗？"面对柜员的劝解，周大伯情绪激动，仍坚持取款。 大约十分钟后，民警到行了解情况，发现老人的情况与近期出现的"购买黄金"新型诈骗十分相似。经现场银警合力劝阻， 周大伯终于意识到自己险些落入不法分子设下的圈套。民警将其带回警局进一步开展宣教工作，并对支行柜员的高度敏锐 ...

登录新浪财经APP 搜索【信披】查看更多考评等级 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的 真实性、准确性和完整性承担法律责任。 一、触发情形及审议程序 经中国光大银行股份有限公司（简称本行）第九届董事会第二十六次会议审议通过，本行制定发布了 《中国光大银行股份有限公司估值提升计划》。本行积极响应上海证券交易所"提质增效重回报"行动倡 议，持续提升本行投资价值和股东回报能力，相关估值提升计划亦为本行"提质增效重回报"行动方案。 本行估值提升计划暨"提质增效重回报"行动方案（简称估值提升计划）具体内容如下： （一）触发情形 根据《上市公司监管指引第10号一一市值管理》相关规定，股票连续12个月每个交易日收盘价均低于其 最近一个会计年度经审计的每股归属于公司普通股股东的净资产的上市公司，应当制定上市公司估值提 升计划，并经董事会审议后披露。 2024年1月1日至2024年12月31日，本行股票已连续12个月每个交易日收盘价均低于本行最近一个会计年 度经审计的每股归属于本行普通股股东的净资产，即2024年1月1日至2024年3月27日每个交易日股票收 盘价均低于20 ...

2020年9月23日，中央纪委国家监委网站发布消息，朱慧民涉嫌严重违纪违法，目前正接受中央纪委国 家监委驻光大集团纪检监察组纪律审查和黑龙江省监察委员会监察调查。 记者注意到，朱慧民系任上"落马"。2021年3月，朱慧民被开除党籍和公职。从通报看，朱慧民曾"利用 职务便利，非法占有公共财物，涉嫌贪污犯罪；违反国家规定发放贷款，数额特别巨大，造成特别重大 损失，涉嫌违法发放贷款犯罪"。 另一位"终身禁业"的高管邹建旭在深圳工作多年，曾担任光大银行深圳分行公司业务管理部总经理、光 大银行深圳分行副行长等职。2016年6月，邹建旭离开光大银行体系，出任浙商银行深圳分行党委书 记。2020年10月13日，据黑龙江省纪委监委消息，光大银行深圳分行原副行长邹建旭涉嫌严重违纪违法 接受调查。 采写：南都湾财社记者 卢亮 4月3日，深圳金融监管局发布的行政处罚信息公示表显示，光大银行深圳分行因授信管理不到位，掩盖 贷款质量，票据承兑业务贸易背景审查不到位等，深圳金融监管局对该机构罚款640万元。记者注意 到，这是深圳金融监管局今年来开出的最大一张罚单。 本次处罚通报还涉及多位前高管及责任人。其中，对朱慧民、邹建旭禁止从事银行 ...

Core Insights - In 2024, the company reported a total operating income of 135.415 billion RMB, a decrease of 7.05% compared to 2023 [1] - The net profit for 2024 was 41.911 billion RMB, reflecting a growth of 2.03% year-on-year [3] - The company proposed a final dividend of 0.85 RMB per share for the year 2024 [3] Financial Performance - The total revenue decreased from 145.685 billion RMB in 2023 to 135.415 billion RMB in 2024 [1] - The total profit increased from 49.757 billion RMB in 2023 to 51.474 billion RMB in 2024, marking a growth of 3.45% [1] - The net interest income fell to 96.666 billion RMB, down by 10.06% year-on-year [1] - The net income from fees and commissions decreased to 19.071 billion RMB, a decline of 19.52% [1] Asset Quality - As of the end of 2024, the total assets amounted to 69,590.21 billion RMB, a year-on-year increase of 2.75% [2] - The non-performing loan balance rose to 49.252 billion RMB, an increase of 17.76 billion RMB year-on-year [2] - The provision coverage ratio decreased to 180.59%, down by 0.68 percentage points compared to the previous year [2] Loan and Deposit Metrics - The total loans and advances reached 39,339.02 billion RMB, reflecting a growth of 3.88% year-on-year [2] - The total liabilities increased to 63,687.90 billion RMB, a growth of 2.42% compared to the previous year [2] - The deposit balance decreased to 40,356.87 billion RMB, down by 1.44% year-on-year [2]

股票代码：601818 股票简称：光大银行 公告编号：临 2025-019 中国光大银行股份有限公司 估值提升计划暨"提质增效重回报"行动方案 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 经中国光大银行股份有限公司（简称本行）第九届董事会第二十 六次会议审议通过，本行制定发布了《中国光大银行股份有限公司估 值提升计划》。本行积极响应上海证券交易所"提质增效重回报"行 动倡议，持续提升本行投资价值和股东回报能力，相关估值提升计划 亦为本行"提质增效重回报"行动方案。本行估值提升计划暨"提质 增效重回报"行动方案（简称估值提升计划）具体内容如下： 一、触发情形及审议程序 （一）触发情形 根据《上市公司监管指引第 10 号——市值管理》相关规定，股 票连续 12 个月每个交易日收盘价均低于其最近一个会计年度经审计 的每股归属于公司普通股股东的净资产的上市公司，应当制定上市公 司估值提升计划，并经董事会审议后披露。 2024 年 1 月 1 日至 2024 年 12 月 31 日，本行股票已连续 12 个 月每个交易日收盘价均低于本 ...

Core Insights - China Everbright Bank is committed to a customer-centric service philosophy, integrating "serving the well-being of the people" into its wealth management DNA, and aims to create a comprehensive service ecosystem covering the entire lifecycle and risk preferences of clients [1] - The bank's retail AUM reached 29,528 billion yuan by the end of 2024, with a target to maintain over 30 trillion yuan in 2025, marking a new development journey [1] Group 1: Wealth Management Strategy - The bank has launched the industry's first comprehensive management system for wealth management products, covering the entire lifecycle from pre-sale selection to post-sale evaluation, enhancing product diversity to meet various investor needs [2] - In 2024, the bank introduced 880 new wealth management products, with over a thousand products available, ensuring a wide range of options for different investment profiles [2] - The bank emphasizes digital transformation to enhance customer service capabilities, integrating risk management throughout the wealth management process [2] Group 2: Innovative Financial Services - In response to national policies, the bank has innovated diverse wealth management service scenarios, including the launch of the "Sunshine Gold Self-Selected Plan," allowing investors to customize the maturity date of their investments [3] - The "Travel Wallet - Free Purchase" product allows seamless integration of investment funds with travel expenses, promoting tourism and supporting domestic demand [3] - The bank has developed exclusive wealth management products for first-time investors, providing a convenient and secure initial experience [4] Group 3: Tailored Customer Experience - The bank utilizes data insights to create tailored products and services for different customer segments, enhancing service capabilities [5] - The "Salary Management" program offers a range of investment options that automatically trigger upon salary deposits, helping clients maximize post-tax returns [5] - The bank has introduced a dual-asset approach for retirement planning, offering long-term investment options and financial planning tools to address the concerns of elderly clients [5] Group 4: Future Vision - The essence of wealth management lies in resonating with market changes and customer needs, with the bank aiming to build a more agile wealth management ecosystem focused on education, retirement, and consumption [6] - The bank is dedicated to contributing to the construction of a financially strong nation by safeguarding the long-term well-being of its clients [6]

Core Viewpoint - Everbright Bank has released its 2024 annual report, emphasizing its commitment to serving the real economy and national strategies through innovative financial services [1] Group 1: Implementation of National Strategies - Everbright Bank is enhancing service quality to support foreign investment and trade, achieving over $150 billion in international settlements by the end of 2024, an increase of 11.8% year-on-year [2] - The bank has nearly 16,000 international settlement clients and automated remittance business volume exceeding $1 billion [2] - Foreign exchange derivatives trading volume increased by 39.3% year-on-year [2] Group 2: Cross-Border Financial Services - The bank is providing comprehensive cross-border financial services to support domestic and foreign enterprises, facilitating over 16 billion RMB in low-cost foreign funds for domestic companies [3] - Seven overseas institutions have utilized various account systems to provide 14.8 billion RMB in credit to Chinese enterprises [3] - The bank has issued 187 overseas bonds to support Belt and Road projects and has actively engaged in green finance initiatives, issuing 35 green loans totaling approximately 8.49 billion RMB [3] Group 3: Development of Transaction Banking - Everbright Bank is focusing on developing its "Sunshine Transaction Banking" business, which includes supply chain finance, international business, and cash management [4] - The bank's manufacturing loans under trade financing increased by 37% year-on-year, while the balance of "Sunshine e-Payment" grew by 74.11% [4] - The number of customers in the automotive full-process network has approached 6,000 [4] Group 4: Digital Transformation and Supply Chain Services - The bank is leveraging advanced technologies such as big data, blockchain, and artificial intelligence to enhance online and digital financial services [5] - It has established various platforms for cash management and supply chain services, with over 20,000 transactions and a total transaction amount exceeding 20 billion RMB in the year [5]

Core Insights - China Everbright Bank is embracing digital transformation in 2024, focusing on online, mobile, intelligent, and ecological business processes to enhance the effectiveness of technological innovation [1] Group 1: Innovation and Technology - The bank is committed to cutting-edge research and practical exploration in financial technology, completing 27 research projects and applying for nearly 900 intellectual property rights, including 56 patents [2] - AI technology is being integrated into financial services, enabling precise risk assessment and automatic approval processes for specialized enterprises, facilitating instant financing [2] - The bank has implemented nearly 300 application scenarios and over 1,200 RPA applications, saving more than 700 man-years of labor [2] Group 2: Data Utilization - In 2024, the bank established nearly 500 data standards and led the creation of the first industry standard for data asset valuation [3] - The bank has developed financial products based on data assets, supporting over 100 million yuan in financing for data asset credit business [3] Group 3: Digital Productivity Tools - The bank has developed an intelligent analysis tool called "Ask Data" to lower data usage barriers and enhance user experience while ensuring data security [4] - The bank upgraded its data asset management platform, enhancing operational efficiency and enabling a complete data analysis to productization process [4] Group 4: Talent Development - The number of key talent in data analysis, business needs analysis, modeling, technology, and integration has increased by over 50% since the beginning of the year, supporting the bank's digital transformation efforts [5] - The bank plans to continue promoting key project development and intelligent operations while deepening data asset management and value creation [5]

Core Viewpoint - The performance report of Everbright Bank for 2024 highlights a slight decline in revenue but an increase in net profit, emphasizing the bank's focus on technological innovation and valuation enhancement strategies to attract long-term capital [1][2][7]. Financial Performance - Everbright Bank reported a revenue of 135.42 billion yuan, a year-on-year decrease of 7.0%, but the decline narrowed by 1.7 percentage points compared to the previous three quarters [2]. - The net profit reached 41.91 billion yuan, showing a year-on-year growth of 2.0% and a quarter-on-quarter acceleration of 0.2 percentage points [2]. - Total assets increased to 6.96 trillion yuan, up 186.2 billion yuan or 2.7% from the previous year, with loans totaling 3.93 trillion yuan, a growth of 146.9 billion yuan or 3.9% [2][3]. - The bank's deposit cost improved to 2.18%, a reduction of 14 basis points from the previous year, positively impacting revenue despite a slowdown in loan growth [2]. Credit Support and Strategy - Everbright Bank prioritizes support for the real economy, directing resources towards technology innovation, advanced manufacturing, green development, and small and micro enterprises [3]. - Loans to technology enterprises grew by 42.1%, while loans to strategic emerging industries increased by 45.5% [3]. - The bank plans to allocate over 70% of its corporate credit growth in 2025 to high-quality development in key sectors such as technology and green finance [3]. Technological Innovation - The bank is accelerating its technological financial development, implementing a "Technology Finance 2.0" plan to enhance services for technology enterprises [4][5]. - Digital infrastructure improvements include a nearly 70% cloud application rate and a 47% increase in full-stack cloud computing power [6]. - The bank aims to enhance its data governance and service capabilities, exploring innovative practices in data elements [6]. Valuation Enhancement - Everbright Bank is actively pursuing a valuation enhancement plan, focusing on improving operational management and market recognition [7][8]. - The bank's stable dividend policy has resulted in a cash dividend of 11.167 billion yuan for 2024, with a payout ratio increasing to 30.14% [9][10]. - The bank's stock offers attractive dividend yields, with A-shares at 5% and H-shares exceeding 6%, positioning it favorably compared to fixed-income products [10].