股票代码：601818 股票简称：光大银行 公告编号：临 2024-055 中国光大银行股份有限公司 关于控股股东增持股份计划进展的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 1 增持计划主要内容：在符合一定市场条件下，中国光大银行股份 有限公司（简称本行）控股股东中国光大集团股份公司（简称光 大集团）拟自 2024 年 3 月 29 日起 12 个月内，通过上海证券交易 所系统以集中竞价等合法合规方式增持本行 A 股股份，累计增持 总金额不少于人民币 4 亿元（含本数），不超过人民币 8 亿元（含 本数）（简称本次增持计划、增持计划）。 首次增持情况：光大集团于 2024 年 3 月 29 日通过上海证券交易 所系统以集中竞价方式首次增持本行 A 股股份 64,321,400 股，占 本行总股本的 0.11%。 增持计划实施进展：截至本公告披露日，光大集团通过上海证券 交易所系统以集中竞价方式累计增持本行A股股份80,619,500股， 占本行总股本的 0.14%，累计增持金额为 249,064,79 ...

股票代码：601818 股票简称：光大银行 公告编号：临 2024-056 中国光大银行股份有限公司 监事辞任公告 中国光大银行股份有限公司（简称本行）股东监事李银中先生因 退休原因，于 2024 年 9 月 26 日向本行监事会提交辞呈，辞去本行股 东监事、监事会提名委员会委员职务。 根据《中华人民共和国公司法》等相关法律法规和《中国光大银 行股份有限公司章程》的规定，李银中先生的辞任自辞呈送达本行监 事会时生效。 经李银中先生确认，其与本行监事会无不同意见，亦无任何与其 辞任有关的事项需要通知本行股东。 本行监事会谨此对李银中先生在其任职期间为本行做出的贡献 表示衷心感谢！ 特此公告。 中国光大银行股份有限公司监事会 2024 年 9 月 26 日 本行监事会及全体监事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 ...

打造一流財富管理銀 行 股份代碼：6818 中國光大銀行股份有限公司 China Everbright Bank Company Limited (於中華人民共和國註冊成立的股份有限公司) 中期報告 2024 INTERIM REPORT 地址：中國北京西城區太平橋大街25號中國光大中心 電話：(86)10-63636363 傳真：(86)10-63639066 郵編：100033 網址：www.cebbank.com 此中報以環保紙印製 二零二四年中期報告中國光大銀行 重要提示 本行董事會、監事會及董事、監事、高級管理人員保證本報告內容的真實、準確、完整，不存在虛假記 載、誤導性陳述或重大遺漏，並承擔個別和連帶的法律責任。 本行第九屆董事會第二十一次會議於2024年8月30日在北京召開，審議通過本行《2024年中期報告》。會議 應出席董事14名，其中，親自出席董事13名，李巍、李引泉董事以視頻方式參會；委託出席董事1名，姚 威董事因其他公務未能親自出席，書面委託李巍董事代為出席並行使表決權。本行6名監事列席本次會議。 本行按照中國會計準則和國際財務報告準則編製的2024年中期財務報告已經畢馬威華振會計師事務 ...

本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 股票代码：601818 股票简称：光大银行 公告编号：临 2024-054 中国光大银行股份有限公司 关于副行长任职资格核准的公告 2024 年 9 月 23 日 中国光大银行股份有限公司（简称本行）于近日收到《国家金融 监督管理总局关于刘彦光大银行副行长任职资格的批复》（金复〔2024〕 614 号），国家金融监督管理总局已于 2024 年 9 月 14 日核准刘彦女 士本行副行长的任职资格。 刘彦女士简要情况详见本行于 2024 年 7 月 9 日刊登在《中国证 券报》《上海证券报》《证券时报》《证券日报》、上海证券交易所网站 （www.sse.com.cn）及本行网站（www.cebbank.com）的《中国光大 银行股份有限公司第九届董事会第二十次会议决议公告》。 特此公告。 中国光大银行股份有限公司董事会 ...

Investment Rating - The investment rating for the company is "Outperform the Market" [1][4]. Core Insights - The company's revenue decline has narrowed, and the net profit growth has increased on a quarter-on-quarter basis. The capital adequacy ratio has significantly improved, continuously meeting regulatory requirements, with good loan growth and an expanding retail scale [4][5]. - The company has achieved a total loan amount exceeding 3.8 trillion yuan, with a year-on-year growth of 4.0%. The growth rates for technology finance, green finance, and inclusive finance loans were +31.4%, +28.6%, and +13.2%, respectively [4][5]. - The projected EPS for 2024-2026 is 0.61, 0.64, and 0.66 yuan, with corresponding net profit growth rates of 0.61%, 3.47%, and 3.74% [4][5]. Summary by Sections Financial Performance - In H1 2024, the company's revenue decreased by 8.8% year-on-year, while the net profit increased by 1.7% year-on-year. The capital adequacy ratio stood at 13.87%, up by 0.37 percentage points year-on-year [4][5]. - The company plans to implement a specific mid-term dividend plan after fulfilling corporate governance procedures [4]. Loan and Retail Growth - The company has maintained a strong focus on serving the real economy, with total loans surpassing 3.8 trillion yuan, reflecting a 4.0% year-on-year increase. Corporate loans grew by 7.5% year-on-year [4]. - Retail assets under management (AUM) reached 2.87 trillion yuan, an increase of 5.42% from the end of 2023, with wealth management product management scale growing by 13.74% [4]. Valuation and Forecast - The reasonable value range for the company is estimated to be between 3.57 and 3.69 yuan, corresponding to a PE ratio of 5.84-6.03 times for 2024 [4][5]. - The company maintains a strong capital position, with total capital net amount reaching 663.8 billion yuan, an increase of 3.4 percentage points year-on-year [4].

Investment Rating - The report maintains a "Strongly Recommend" rating for China Everbright Bank (601818 SH) [3] Core Views - Everbright Bank's 1H24 revenue was RMB 698 1 billion, down 8 8% YoY, while net profit attributable to parent company increased 1 7% YoY to RMB 244 9 billion [2] - The bank's annualized weighted average ROE was 9 51%, down 0 63pct YoY [2] - Profit growth in 1H24 improved by 1 3pct compared to 1Q24, driven by provision reversal, scale growth, and stable non-interest income [2] - Net interest margin (NIM) stabilized at a low level, with 1H24 NIM at 1 54%, down 28bp YoY, but the decline narrowed in Q2 [2] - Asset quality remained stable, with a non-performing loan (NPL) ratio of 1 25% at the end of June, unchanged from the previous quarter [3] - The provision coverage ratio decreased by 13pct to 172 45% at the end of June, mainly due to reduced provision expenses [3] Financial Performance - The bank's net interest income in 1H24 was RMB 1004 billion, down 6 6% YoY [12] - Non-interest income decreased slightly by 0 4% YoY, with other non-interest income surging 33 8% due to a bond market rally [2] - The bank's loan growth in 1H24 was 4 5% YoY, while deposits decreased by 0 4% YoY [2] - The deposit cost rate in 1H24 decreased by 6bp compared to 2023 [2] Asset Quality - The corporate loan NPL ratio increased by 56bp to 1 79% at the end of June, mainly due to higher NPLs in the wholesale and retail sector [3] - Retail loan NPL ratio decreased compared to the beginning of the year [3] - The bank's non-performing loan formation rate was 0 75%, at a low level [3] Strategic Focus - Everbright Bank is focusing on structural optimization and maintaining stable asset quality [2] - The bank is actively adjusting its liability structure, with deposit costs declining [2] - The wealth management strategy is progressing steadily, with core business indicators performing well [3] Valuation and Forecast - The bank's 2024E EPS is projected at RMB 0 70, with a 2024E PB of 0 39x [7] - The report forecasts 2023-2025 net profit growth rates of 0 9%, 3 7%, and 4 5% respectively [3] - The bank's BVPS is expected to increase from RMB 7 81 in 2023 to RMB 9 30 in 2025 [3]

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2024年8月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 中國光大銀行股份有限公司（於中華人民共和國註冊成立的股份有限公司） 呈交日期: 2024年9月2日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 06818 | 說明 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 12,678,735,500 | RMB | | 1 RMB | | 12,678,735,500 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 12,678,735,500 | RMB | | 1 RMB | | 12,678,735,500 | ...

中国光大银行股份有限公司（简称本行）在本行 A 股可转换公司 债券转股并摘牌后，就变更注册资本事宜向国家金融监督管理总局 （简称金融监管总局）提出申请。本行于近日收到《国家金融监督管 理总局关于光大银行变更注册资本的批复》（金复〔2024〕553 号）， 金融监管总局同意本行注册资本变更为人民币 59,085,551,061 元。 本行将按照有关规定办理变更事宜。 股票代码：601818 股票简称：光大银行 公告编号：临 2024-053 中国光大银行股份有限公司 关于变更注册资本获金融监管总局核准的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 特此公告。 中国光大银行股份有限公司董事会 2024 年 9 月 2 日 ...

Investment Rating - The report maintains a "Recommend" rating for the company with a target price of 4.34 CNY, compared to the current price of 3.06 CNY [2][9]. Core Views - The company's revenue for the first half of 2024 (24H1) was 69.808 billion CNY, a year-on-year decrease of 8.77%, while the net profit attributable to shareholders was 24.487 billion CNY, an increase of 1.72% year-on-year [2][3]. - The non-performing loan ratio remained stable at 1.25%, with a provision coverage ratio of 172.45% [2][3]. - The bank's net interest income faced pressure, with a year-on-year decline of 12.5% in Q2, but the decline in interest margin has narrowed significantly [3][9]. - Non-interest income showed improvement, with a 33.83% increase in other non-interest income, primarily due to increased investment income [3][9]. - The bank's retail loan growth was weak, with a 1.7% decrease in retail loans, while corporate loans grew by 7.9% [3][9]. Summary by Relevant Sections Financial Performance - For 24H1, the bank's operating income was 69.808 billion CNY, down 8.77% year-on-year, while net profit attributable to shareholders was 24.487 billion CNY, up 1.72% year-on-year [2][3]. - The bank's net interest income for Q2 was 23.919 billion CNY, reflecting a year-on-year decline of 12.5% and a quarter-on-quarter decline of 1.1% [3][9]. - The annualized net interest margin for Q2 was 1.52%, with the asset yield under pressure at 3.72% [3][9]. Asset Quality - The non-performing loan ratio was stable at 1.25%, with a slight increase in the annualized net generation rate to 1.67% [3][9]. - The provision coverage ratio decreased by 8.8 percentage points to 172.45% [3][9]. - The bank has improved its asset quality over the years, with a notable decrease from a high of 1.6% in 2016 [3][9]. Loan Growth - Total loans increased by 4% year-on-year, with corporate loans growing by 7.9% and retail loans decreasing by 1.7% [3][9]. - The bank has focused on increasing loans to the manufacturing sector and private enterprises, with manufacturing loans up 15.9% year-to-date [3][9]. - Retail loan demand remains weak, with a significant reduction in credit card loans and mortgage demand [3][9]. Future Outlook - The bank's revenue growth is projected to be -3.2% in 2024, followed by 3.3% in 2025 and 6.3% in 2026 [9][10]. - The net profit growth is expected to be -4.6% in 2024, with a gradual recovery in subsequent years [9][10]. - The current dividend yield is 5.65%, indicating good investment value [9].

Investment Rating - The report maintains a "Recommended" rating for the company [2][3]. Core Views - The bank's investment income has shown a remarkable increase of 71% year-on-year, significantly supporting revenue growth. However, net interest income and commission income are under pressure due to narrowing interest margins and weak retail demand. In the medium to long term, this situation may provide better elasticity for future performance [2]. - The bank's net interest margin (NIM) is expected to improve in the second half of the year due to a reduction in deposit pricing, which is gradually becoming evident [2]. - The bank's total assets, loan amounts, and deposits have shown year-on-year growth rates of +0.6%, +4.0%, and -6.0%, respectively, indicating a slowdown in deposit growth which may hinder asset expansion [1][2]. Summary by Sections Financial Performance - In the first half of 2024, the bank achieved a total revenue of 69.8 billion yuan, a year-on-year decrease of 8.8%. The net profit attributable to shareholders was 24.5 billion yuan, reflecting a year-on-year increase of 1.7% [1]. - The bank's non-performing loan ratio remained stable at 1.25%, with a provision coverage ratio of 172% [1]. Revenue Breakdown - The bank's net interest income, commission income, and other non-interest income experienced year-on-year changes of -12.1%, -21.7%, and +33.8%, respectively. The growth rate of other non-interest income was primarily driven by significant investment gains from the disposal of financial assets [1]. Future Earnings Projections - The projected earnings per share (EPS) for 2024, 2025, and 2026 are 0.70 yuan, 0.71 yuan, and 0.74 yuan, respectively. The closing price on August 30, 2024, corresponds to 0.4 times the 2024 price-to-book (PB) ratio [2][3].