北京宇信科技集团股份有限公司 第四届董事会独立董事专门会议第三次会议决议公告 北京宇信科技集团股份有限公司（以下简称"公司"）第四届董事会独立董 事专门会议第三次会议于 2025 年 3 月 27 日以现场会议结合通讯会议的方式召 开；会议通知已于 2025 年 3 月 22 日以电子邮件的方式送达全体独立董事。本次 会议应到独立董事 4 人，实到独立董事 4 人，出席本次会议的独立董事对本次会 议的议案进行了认真审议，并表决通过以下决议： 表决结果：4 票同意，0 票反对，0 票弃权。 3、逐项审议并通过了《关于公司发行H股股票并在香港联合交易所有限公 司上市方案的议案》 3.1、上市地点 1、审议并通过了《关于 2025 年度日常关联交易预计的议案》 公司董事会在审议本次关联交易议案之前，根据有关规定履行了将本次关联 交易议案提交给我们进行事前审核的程序。本次关联交易符合公司和全体股东的 利益，不存在损害中小股东利益的行为和情况，符合中国证监会和深圳证券交易 所的有关规定，同意将本次关联交易议案提交公司董事会审议。关联董事洪卫东 先生、吴红女士、戴士平先生需要回避本次表决。 表决结果：4 票同意，0 票反 ...

证券代码：300674 证券简称：宇信科技 公告编号：2025-018 北京宇信科技集团股份有限公司 关于2024年度利润分配预案的公告 1 本公司及董事会全体成员保证公告内容真实、准确和完整，不存在任何 虚假记载、误导性陈述或者重大遗漏。 一、审议程序 北京宇信科技集团股份有限公司（以下简称"公司"）于 2025 年 3 月 27 日 召开的第四届董事会第四次会议、第四届监事会第四次会议分别审议通过了《关 于 2024 年度利润分配预案的议案》，并将该议案提交公司 2024 年年度股东大会 审议。现将有关情况公告如下： 二、利润分配预案的基本情况 经立信会计师事务所（特殊普通合伙）审计，截至2024年12月31日，公司期 末可供分配利润为人民币1,841,295,508.35元。 基于公司目前经营状况、盈利水平和未来发展的成长性，为增强公司实力， 并充分考虑广大投资者的利益和合理诉求，更好的回报股东，在符合相关法律法 规和《公司章程》利润分配规定、保证公司正常运营和长远发展的前提下，公司 提出2024年度利润分配预案：以公司总股本704,057,060股扣减回购的社会公众股 16,698,456股后的数量6 ...

Financial Performance - In 2024, the company achieved a total profit of 391 million yuan, representing a year-on-year growth of 19.33%[4] - The overall gross profit margin reached 29.02%, an increase of 3.08 percentage points compared to the same period last year[4] - The company's operating revenue for 2024 was CNY 3,958,028,236.86, a decrease of 23.94% compared to CNY 5,203,702,275.14 in 2023[22] - Net profit attributable to shareholders for 2024 was CNY 379,852,639.00, an increase of 16.62% from CNY 325,720,181.22 in 2023[22] - Basic earnings per share for 2024 was CNY 0.55, up 17.02% from CNY 0.47 in 2023[22] - The company's net assets attributable to shareholders at the end of 2024 were CNY 4,274,611,426.44, a growth of 4.00% from CNY 4,110,024,478.10 at the end of 2023[22] - The company reported a quarterly revenue of CNY 1,607,229,587.89 in Q4 2024, which is the highest among the four quarters[25] - The net profit attributable to shareholders in Q2 2024 was CNY 130,875,778.18, the highest quarterly figure for the year[25] Cash Flow and Investments - The net cash flow from operating activities improved significantly, reaching 941 million yuan, a year-on-year increase of 110.67%[4] - The net cash flow from operating activities for 2024 was CNY 940,784,034.45, representing a significant increase of 110.67% compared to CNY 446,558,660.43 in 2023[22] - The company received government subsidies amounting to CNY 40,415,838.99 in 2024, significantly higher than CNY 12,065,802.99 in 2023[29] - R&D investment amounted to 434 million yuan, accounting for 10.95% of operating revenue, aimed at promoting the large-scale application of AI in financial scenarios[46] - The company completed a share repurchase of approximately RMB 149.99 million, accounting for 1.74% of the total share capital, and plans to distribute a cash dividend of RMB 2.60 per 10 shares in 2024, with a total payout of RMB 178.71 million[73] Market Position and Strategy - The company maintains a leading position in the Chinese banking IT solutions market, consistently ranking among the top providers in various segments such as network banking and risk management[41] - The company has established long-term partnerships with over 1,000 financial institutions, including major state-owned banks and more than 200 rural credit cooperatives[35] - The banking IT solutions market is entering a new phase of intelligent upgrades driven by digital transformation and policy support, with self-innovation as a key growth driver[33] - The company plans to expand its digital products and application capabilities into overseas markets, helping international financial institutions achieve digital upgrades[10] - The company aims to leverage AI technology to enhance customer interaction and improve service efficiency[6] Product Development and Innovation - The company has developed multiple AI Agent products and established a comprehensive large model full-stack service system[7] - The company’s software production efficiency is expected to significantly improve due to the application of large model technology, leading to a transformation in software production methods[34] - The company has successfully launched the "Starlink" data element SAAS operation service platform, integrating high-quality data products with software offerings to enhance customer efficiency in areas like precise marketing and risk operations[53] - The company has successfully integrated AI into its marketing operations, significantly improving efficiency and business metrics for a national joint-stock bank[56] - The company has launched the "penetrating management" digital transformation plan for state-owned enterprises, successfully implementing digital management workstations for multiple clients[53] Risks and Challenges - The company faces market competition risks due to increasing demand for IT services and the entry of new competitors, which may affect its market position[144] - A significant portion of the company's revenue comes from the banking sector, making it vulnerable to changes in the banking industry's strategic decisions and economic fluctuations[145] - The company is at risk of technology and product development quality issues due to rapid changes in operating systems and development tools[147] - The company faces potential risks related to intellectual property infringement, which could negatively impact profitability and brand promotion[148] - Regulatory risks may impact the company's innovative business models that differ from traditional banking IT services[152] Corporate Governance and Compliance - The company emphasizes strict compliance with corporate governance regulations, ensuring transparency and accountability in its operations[158] - The board of directors is composed in accordance with legal requirements, with various committees established to enhance operational governance[160] - The company has a dedicated internal audit department that monitors the authenticity and completeness of financial information[163] - The performance evaluation and incentive mechanisms for executives are transparent and aligned with the company's development status[164] - The company has implemented a robust investor relations management system to maintain effective communication with stakeholders[166]

北京宇信科技集团股份有限公司（以下简称"公司"）于2024年3月28日召开 的第三届董事会第二十三次会议、第三届监事会第二十二次会议分别审议通过了 《关于使用闲置募集资金暂时补充流动资金的议案》，同意公司在不影响募集资 金投资项目建设的情况下，使用不超过6.40亿元的闲置募集资金暂时补充流动资 金，使用期限为自董事会审议通过之日起不超过12个月。具体内容详见公司于 2024年3月30日在巨潮资讯网（http://www.cninfo.com.cn）披露的《关于使用闲置 募集资金暂时补充流动资金的公告》（公告编号：2024-035）。 2024年4月公司使用闲置募集资金暂时补充流动资金共计63,982.87万元。截 至2025年3月25日，公司已将上述暂时用于补充流动资金的募集资金全部归还至 募集资金专户，使用期限未超过公司董事会审议通过后12个月。上述募集资金的 归还情况已经通知了保荐机构华泰联合证券有限责任公司及保荐代表人。 特此公告。 证券代码：300674 证券简称：宇信科技 公告编号：2025-013 北京宇信科技集团股份有限公司 关于归还用于暂时补充流动资金的募集资金的公告 本公司及董事会全体成员保 ...

证券代码：300674 证券简称：宇信科技 公告编号：2025-012 北京宇信科技集团股份有限公司 关于召开2024年度业绩说明会的公告 本公司及董事会全体成员保证公告内容真实、准确和完整，不存在任何 虚假记载、误导性陈述或者重大遗漏。 北京宇信科技集团股份有限公司（以下简称"公司"）《2024 年年度报告》 全文及《2024 年年度报告摘要》将于 2025 年 3 月 31 日在中国证监会指定的信 息披露网站巨潮资讯网（www.cninfo.com.cn）披露。为便于广大投资者更加全面 深入地了解公司经营成果和财务状况，公司定于 2025 年 3 月 31 日（星期一）召 开 2024 年度业绩说明会。 一、业绩说明会召开时间和方式 1、召开时间：2025 年 3 月 31 日（星期一）15:00-16:00。 2、召开方式：本次业绩说明会将采用电话会议结合网络会议的方式召开。 二、公司出席人员 董事长、总经理洪卫东先生；董事、副总经理戴士平先生；独立董事李华女 士；财务总监梁文芳女士；董事会秘书周帆女士。 三、问题征集 为提升交流的针对性，以及做好中小投资者保护工作，增进投资者对公司的 了解和认同，提升 ...

证券代码：300674 证券简称：宇信科技 公告编号：2025-011 北京宇信科技集团股份有限公司 关于控股股东部分股份解除质押的公告 本公司及董事会全体成员保证提供的信息真实、准确和完整，不存在任何 虚假记载、误导性陈述或者重大遗漏。 北京宇信科技集团股份有限公司（以下简称"公司"）于近日收到控股股东珠海 宇琴鸿泰创业投资集团有限公司（以下简称"宇琴鸿泰"）的通知，获悉其将持有的 部分公司股份办理了解除质押，具体情况如下： | 股东 | 是否为第 一大股东 | 解除质押 | 本次解除 | 是否 | 是否为 | | | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | | | | 质押股份 | 为限 | 补充质 | 质押开始 | 质押解除 | 质权人 | | 名称 | 及一致行 | 股数 | 占其所持 | | | 日期 | 日 | | | | | | | 售股 | 押 | | | | | | 动人 | | 股份比例 | | | | | | | 宇琴 | 是 | 9,730,000 | 5.28% | 否 | 否 | 2024-6-27 | ...

投资者关系活动记录表 证券代码：300674 证券简称：宇信科技 北京宇信科技集团股份有限公司 投资者关系活动记录表 编号：2025-005 | 投资者关系活动 |  特定对象调研 分析师会议 媒体采访 | | | --- | --- | --- | | 类别 | 业绩说明会 新闻发布会  路演活动 | | | | 其他（券商策略会、电话会议） 现场参观  | | | 参与机构名称 | 申万宏源证券、中移投资、禾永投资、东方红资管、中泰证券、华泰证 | | | | | 券、景顺长城、泰康资管、万纳基金、东方阿尔法、中科招商等 | | 时间 | 2025 年 3 月 13 日-14 日 | | | 地点及形式 | 线下、线上会议 | | | 上市公司接待人 | 董事会秘书 周帆女士 | | | 员姓名 | 证券事务代表 王琼女士 | | | | 投资者关系经理 钟雷先生 | | | | 1、公司一体机是否接入DeepSeek？ 答：基于DeepSeek模型在文本、多模态处理等多方面的卓越能力， | | | | 公司产品体系全面接入DeepSeek模型，重点涵盖信贷、数据、营销渠道 | | | | ...

Group 1: Investor Relations Activities - The investor relations activities included roadshow events with participation from major asset management firms such as China Life Asset, Ping An Asset Management, and others [2] - The event took place from March 5 to 6, 2025, in both offline and online formats [2] - Key representatives from the company included the Board Secretary, Ms. Zhou Fan, and the Investor Relations Manager, Mr. Zhong Lei [2] Group 2: AI-SCRM Platform - The company launched the AI-SCRM Private Domain Smart Operation Platform 4.0, integrating various financial models to address operational challenges [2] - The platform features a "zero-code" Agent construction tool, allowing users to create workflows and marketing strategies through a graphical interface [2] - The Starry ChatBI platform enhances decision-making transparency, enabling users to trace conclusions and participate in logical validation [3] Group 3: Non-Performing Loan Management - The company views non-performing loan disposal as a promising market, aiming to enhance efficiency through technology [4] - A joint venture with Xiamen Asset Management aims to create a comprehensive technology management platform for non-performing loans [4] - The company plans to leverage big data and AI to improve the efficiency and scale of non-performing loan resolution [4] Group 4: Digital Transformation and Innovation - With 25 years in the financial technology sector, the company has developed comprehensive capabilities in design, integration, and implementation [5] - The company has successfully expanded its client base to include state-owned enterprises and government agencies, enhancing its digital transformation capabilities [5] - The focus is on building an open, secure, and efficient financial technology ecosystem in collaboration with partners [5] Group 5: International Expansion - International expansion is a key strategy for the company, with a focus on Southeast Asia as a starting point [7] - The company aims to leverage AI opportunities to enhance its product and service offerings in overseas markets [7] - The goal is to assist foreign financial institutions in improving their financial technology capabilities and accelerating digital transformation [7]

Group 1: AI Solutions and Developments - The company has successfully launched a new generation intelligent customer service system for a bank, enhancing AI application in credit card services [2] - The intelligent customer service system can automatically identify customer inquiries and provide real-time responses, significantly improving service efficiency [2] - The AI one-stop machine products have been implemented in various financial institutions, leading to increased revenue and service levels for a major state-owned bank [4] Group 2: Performance Metrics and Impact - After the implementation of the AI one-stop machine, key performance indicators (KPIs) for the bank improved significantly, ranking among the top in the country within a month [4] - The deployment of AI solutions has resulted in enhanced customer loyalty and satisfaction [4] Group 3: Addressing Challenges in AI - The company is addressing the limitations of large models in complex banking scenarios by refining task planning and ensuring clarity in task types [5] - Continuous iteration and verification processes are in place to enhance the accuracy and stability of AI models [5] Group 4: Broader AI Applications - Beyond credit and marketing, the company is expanding AI applications into data, risk management, and cross-border e-commerce [6] - The Star ChatBI platform integrates intelligent decision-making capabilities, enhancing transparency and user engagement in data analysis [6]

北京宇信科技集团股份有限公司 关于控股股东部分股份解除质押的公告 本公司及董事会全体成员保证提供的信息真实、准确和完整，不存在任何 虚假记载、误导性陈述或者重大遗漏。 北京宇信科技集团股份有限公司（以下简称"公司"）于近日收到控股股东珠海 宇琴鸿泰创业投资集团有限公司（以下简称"宇琴鸿泰"）的通知，获悉其将持有的 部分公司股份办理了解除质押，具体情况如下： | 股东 | 是否为第 一大股东 | 解除质押 | 本次解除 质押股份 | 是否 为限 | 是否为 补充质 | 质押开始 | 质押解除日 | 质权人 | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 名称 | 及一致行 | 股数 | 占其所持 | 售股 | 押 | 日期 | | | | | 动人 | | 股份比例 | | | | | | | 宇琴 鸿泰 | 是 | 13,950,000 | 7.57% | 否 | 否 | 2024-3-18 | 2025-2-26 | 中国银河证 券股份有限 | | | | | | | | | | 公司 | | 合计 | —— | 13,950,000 ...