天阳宏业科技股份有限公司 2025 年半年度报告全文 天阳宏业科技股份有限公司 2025 年半年度报告 2025-084 【2025 年 8 月】 1 天阳宏业科技股份有限公司 2025 年半年度报告全文 第一节 重要提示、目录和释义 公司董事会、监事会及董事、监事、高级管理人员保证半年度报告内容 的真实、准确、完整，不存在虚假记载、误导性陈述或者重大遗漏，并承担 个别和连带的法律责任。 | 第一节 重要提示、目录和释义 2 | | --- | | 第二节 公司简介和主要财务指标 6 | | 第三节 管理层讨论与分析 9 | | 第四节 公司治理、环境和社会 29 | | 第五节 重要事项 31 | | 第六节 股份变动及股东情况 37 | | 第七节 债券相关情况 44 | | 第八节 财务报告 49 | 天阳宏业科技股份有限公司 2025 年半年度报告全文 公司负责人欧阳建平、主管会计工作负责人张庆勋及会计机构负责人(会 计主管人员)陈艳萍声明：保证本半年度报告中财务报告的真实、准确、完整。 所有董事均已出席了审议本次半年报的董事会会议。 报告中如有涉及未来的计划、业绩预测等方面的内容，均不构成本公司 对 ...

Group 1 - The core viewpoint of the article is that Tianyang Technology (300872) is actively progressing with the acquisition of Tonglian Jinfu, which is expected to enhance its competitive advantage in the credit card and consumer finance system service sector [1] Group 2 - The company has confirmed that the collaboration with Tonglian Jinfu will solidify and elevate its position in the market [1]

近期，天阳科技成功中标某境外银行在华子公司市场风险管理系统建设千万级项目，本次中标成为公司 国际化战略加速落地的重要里程碑。 ...

Core Viewpoint - Tianyang Technology's stock price has experienced a slight decline, reflecting market fluctuations, while the company continues to focus on financial technology solutions and ESG initiatives [1][2]. Company Overview - Tianyang Technology's stock price as of August 22, 2025, is 26.63 yuan, down 0.08 yuan or 0.30% from the previous trading day [1]. - The company operates in the internet services sector, providing IT system construction and operational services in financial technology [1]. - Key areas of focus include credit card core systems and digital loan solutions, with an exploration of SaaS cloud service deployment [1]. Financial Performance - On August 22, 2025, Tianyang Technology's trading volume was 689,159 hands, with a total transaction value of 1.832 billion yuan [1]. - The stock opened at 25.96 yuan, reached a high of 27.27 yuan, and a low of 25.96 yuan during the trading session [1]. Investment and ESG Initiatives - The company has responded to investor inquiries, stating that its credit card core products support modern payment systems applicable in card issuance, acquiring, and internet loan scenarios [1]. - Tianyang Technology is involved in ESG-related standard-setting through its investment in Hainan Green Digital Credit Co., Ltd., which is participating in research on ESG rating regulatory systems [1]. Capital Flow - On August 22, 2025, there was a net outflow of 7.8373 million yuan in main funds for Tianyang Technology, with a cumulative net outflow of 347 million yuan over the past five days [2].

Core Insights - The China Banking and Huawei have signed a strategic cooperation agreement in financial technology, focusing on ICT infrastructure, cloud computing, databases, artificial intelligence, and talent development [3] - The financial technology ETF (516860) has shown strong performance, with a recent increase of 2.26% and a weekly gain of 9.71% [3][5] - The global retail cross-border payment market is projected to reach $39.9 trillion in 2024, with a compound annual growth rate of 6.2% from 2024 to 2032 [4] Industry Events - The strategic cooperation between China Banking and Huawei aims to enhance digital financial development through innovation and talent cultivation [3] - Tencent Research Institute's report indicates a shift in the financial industry's application of large models towards commercial value, enhancing efficiency and revenue generation [4] - The third-party payment institutions are expected to benefit from the growth in cross-border payment volumes, with significant roles in the payment service ecosystem [4] ETF Performance - The financial technology ETF has reached a scale of 1.814 billion yuan, with a recent net inflow of 82.75 million yuan [5] - The ETF has shown a one-year net value increase of 161.34%, ranking 4th out of 2965 index equity funds [5] - The ETF's management fee is 0.50%, and it has the highest tracking accuracy among comparable funds, with a tracking error of 0.044% [7] Market Trends - The financial technology ETF has seen a significant increase in shares, with a growth of 1.72 million shares in the past month [5] - The ETF's average daily net inflow over the past five trading days was approximately 20.36 million yuan [5] - The top ten weighted stocks in the index account for 51.26%, indicating a concentrated investment strategy [7]

证券日报网讯天阳科技（300872）8月22日在互动平台回答投资者提问时表示，公司聚焦战略大客户， 同时聚焦产品化、专业化，聚焦海外。公司不仅仅是金融科技IT系统的建设者，也在金融科技运营方向 上积极开展业务。公司的信用卡核心产品是现代化的支付系统，支持SaaS云服务部署，在发卡、收单、 互联网贷款等解决客户从0到1的业务场景上快速发展，可以在数字贷款领域直接提供产品及风险运营的 服务。 ...

证券日报网讯 天阳科技8月22日在互动平台回答投资者提问时表示，公司投资的海南绿色数字信用有限 公司及其相关股东积极参与ESG相关标准制定，包括参与财政部企业可持续披露标准制定相关咨询与征 求意见等工作、与信用评级主管部门共同开展ESG评级业务监管制度设计研究等。 （编辑 王雪儿） ...

金融界8月22日消息，有投资者在互动平台向天阳科技提问："尊敬的领导，《海南自由贸易港跨境资产 管理试点业务实施细则》将于8月21日施行，请问公司是ESG产品合作方吗？" 针对上述提问，天阳科技回应称："您好，公司投资的海南绿色数字信用有限公司及其相关股东积极参 与ESG相关标准制定，包括参与财政部企业可持续披露标准制定相关咨询与征求意见等工作、与信用评 级主管部门共同开展ESG评级业务监管制度设计研究等，谢谢。" 来源：金融界 ...

证券之星消息，8月21日IT服务板块较上一交易日下跌0.49%，海天瑞声领跌。当日上证指数报收于 3771.1，上涨0.13%。深证成指报收于11919.76，下跌0.06%。IT服务板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 837748 | 路桥信息 | 75.04 | 15.70% | 7.18万 | 5.55亿 | | 300287 | 飞利信 | 6.48 | 5.88% | 239.30万 | 15.34亿 | | 301178 | 天亿马 | 53.15 | 5.23% | 6.67万 | 3.52亿 | | 300872 | 天阳科技 | 26.71 | 4.75% | 118.39万 | 33.30亿 | | 839493 | 并行科技 | 181.50 | 4.58% | 4.68万 | 8.27亿 | | 688316 | 青云科技 | 81.80 | 4.56% | 6.11万 | 4.88亿 | | 300290 | 荣科科技 | 24.76 ...

Market Overview - The A-share market opened high on August 21, with the Shanghai Composite Index reaching a new annual high, while the ChiNext Index rebounded after a dip. The total trading volume in the Shanghai and Shenzhen markets was 1.59 trillion yuan, an increase of 59.1 billion yuan compared to the previous trading day [1][2]. Index Performance - The performance of major indices was as follows: - Shanghai Composite Index: 3779.52 (+0.35%) - Shenzhen Component Index: 11980.08 (+0.45%) - ChiNext Index: 2613.08 (+0.21%) - CSI 300: 4301.71 (+0.71%) - CSI 500: 6739.87 (+0.18%) - CSI 1000: 7280.47 (-0.34%) - Total A-shares: 5986.11 (+0.26%) - The number of stocks that rose was 2522, while 2686 stocks fell [2]. Cryptocurrency Sector - The digital currency concept stocks surged, with the Wind Digital Currency Index rising by 3.61%. Notable stocks included: - New Morning Technology: +19.98% - Highgreat: +10.55% - Yuyin Co.: +10.05% - Sifang Chuangxin: +10.02% - Cuiwei Co.: +10.02% - Jingbeifang: +9.98% [3][4]. Hong Kong Market - Hong Kong cryptocurrency concept stocks also performed strongly, with Okex Chain rising over 9%. Other notable stocks included Guotai Junan International and New Fire Technology Holdings [5]. Cryptocurrency Market Trends - As of August 21, most cryptocurrencies saw an increase, with Bitcoin rising by 0.6% and Ethereum, SOL, and Dogecoin increasing by over 4%. In the past 24 hours, over 90,000 traders were liquidated, totaling $345 million, with more than 63% being short positions [5][6]. Upcoming Events - The Bitcoin Asia Summit will be held in Hong Kong on August 28-29, featuring Eric Trump as a keynote speaker. Bitcoin has increased by over 25% this year, with a recent pullback of approximately 6.5% from its peak of $124,000. The recent correction is viewed as a normal profit-taking behavior by investors [7]. Institutional Investment - The year has seen over $50 billion in net inflows into Bitcoin spot ETFs, with significant participation from institutional investors, including Harvard University's endowment fund [7].