Core Points - The Delta SkyMiles Gold American Express Card and Delta SkyMiles Platinum American Express Card are co-branded travel credit cards designed for Delta Airlines customers, each offering distinct benefits and rewards tailored to different travel preferences and spending habits [2][9]. Delta SkyMiles Gold American Express Card Overview - The Gold card has a $0 introductory annual fee for the first year, transitioning to $150 thereafter [4]. - A welcome offer includes earning 50,000 bonus miles after spending $2,000 in the first 6 months [4]. - The ongoing APR ranges from 19.74% to 28.74% variable [4]. - Recommended credit score for applicants is Excellent/Good [4]. - Rewards structure includes 2x miles on Delta purchases, U.S. supermarkets, and restaurants worldwide, and 1x mile on all other eligible purchases [4]. Delta SkyMiles Gold Benefits - Key benefits include a $200 Delta Flight Credit after spending $10,000 in a calendar year, free first checked bag on Delta flights, and in-flight savings [5][10]. - The card is positioned as a solid option for occasional Delta travelers seeking travel savings without high costs [5][6]. Delta SkyMiles Platinum American Express Card Overview - The Platinum card has a higher annual fee of $350 [12]. - A welcome offer includes earning 60,000 bonus miles after spending $3,000 in the first 6 months [12]. - The ongoing APR also ranges from 19.74% to 28.74% variable [12]. - Recommended credit score for applicants is Excellent/Good [12]. Delta SkyMiles Platinum Benefits - Benefits include a $200 Delta flight credit after spending $10,000, 15% savings on award flights, and various statement credits for hotel bookings and in-flight purchases [9][13][20]. - The card offers an annual companion certificate for a round-trip flight, which can provide significant value for frequent travelers [15][21]. - It is designed for more frequent Delta travelers who can maximize the card's benefits and rewards [14][24]. Comparison of Gold and Platinum Cards - The Gold card is best suited for occasional travelers who prefer earning Delta SkyMiles without incurring high fees, while the Platinum card is tailored for frequent travelers who can leverage its extensive benefits [22][24]. - Both cards have distinct advantages, but the Platinum card offers more comprehensive rewards and perks for those who travel regularly with Delta [27][28].

The American Express® Gold Card and The Platinum Card® from American Express both allow you to earn valuable Membership Rewards® points on eligible purchases. The Amex Gold is well-suited for earning rewards on everyday purchases, while the Amex Platinum is a premium card packed with travel benefits (like airport lounge access). The better card for you depends on your preferences and spending habits, though some frequent travelers may benefit from both cards to best take advantage of their different rewa ...

Group 1 - Warren Buffett has significantly adjusted his portfolio, selling a portion of Apple and Bank of America, while American Express has become his second-largest holding [2][3] - Apple now constitutes just under 29% of Berkshire Hathaway's portfolio, down from nearly half, indicating a strategic reallocation rather than a loss of faith in the tech giant [2] - American Express is praised for its strong brand, competitive advantages, and management's ability to adapt to changing consumer demographics, particularly targeting younger consumers [4][5] Group 2 - American Express is expected to achieve revenue growth of about 10% this year, with strong earnings per share growth anticipated for the long term [5] - The company operates on a closed-loop model, underwriting its own loans, which differentiates it from competitors like Visa and Mastercard [6] - American Express typically trades at a price-to-earnings ratio of 19, compared to the S&P 500 average of 27, indicating it is often undervalued [8] Group 3 - The company has demonstrated a commitment to shareholder value through dividend increases and share buybacks, aligning with Buffett's investment philosophy [8] - American Express is characterized as a value stock, making it suitable for value investors seeking stable growth and reliable dividends [9]

Key TakeawaysAmerican Express (Amex) has "limited incremental upside," according to Bank of America Securities (BofA) analysts.The investment firm downgraded Amex stock to "neutral" from "buy," while retaining a price target of $263 a share.Analysts warned of Amex facing a challenging spending environment, even among high-end consumers. American Express (AXP) shares traded lower Wednesday after Bank of America Securities analysts raised concerns that the stock was trading at a premium without too much poten ...

Many corporations have reported earnings over the past few weeks. The steady stream of earnings reports gives investors a better idea of how to value companies and what to expect from them moving forward.Some growth stocks continued to excel, posting rising revenue and profit margins. However, other growth stocks demonstrated possible challenges along the horizon. Those corporations often posted decelerating year-over-year (YOY) revenue and net income growth.Buying and holding reliable corporations allows i ...

Market Overview - The S&P 500 has increased by 21% over the last year, but experienced a 9% decline from July 16 to August 5 due to economic instability and a drop in Japanese markets, followed by a recovery of 5% as of August 13 [1] American Express (AXP) - American Express has seen a share price increase of 44% over the past year, recently experiencing a 10% decline but is now recovering [2] - For Q2 2024, American Express reported an 8% increase in total revenue and a 39% rise in net income year-over-year, with over three million new card signups, primarily from Gen Z and millennials, who now represent about 60% of new customers [2][3] Costco Wholesale (COST) - Costco's share price has risen by 57% over the past year, with a recent 6% decline during the stock market dip, which is now recovering [5] - In Q3 of fiscal year 2024, Costco reported a 9% increase in total revenue and a 29% rise in net income year-over-year, alongside an announcement to raise membership fees from $60 to $65 for primary memberships and from $120 to $130 for executive memberships [5] Seagate Technology (STX) - Seagate Technology's share price has increased by 45% over the past year, with a 15% decline during the recent stock market dip, which is also in the process of recovery [6] - For Q4 FY 2024, Seagate reported an 18% increase in total revenue year-over-year, shifting from a net loss of $92 million in Q4 FY 2023 to a net income of $513 million in Q4 FY 2024, beating analyst predictions and providing solid guidance for Q1 FY 2025 with expected revenue of $2.1 billion [6][7]

Group 1: Investment Overview - American Express has been a significant long-term investment for Warren Buffett, with shares appreciating over tenfold since his initial purchase, yet they still appear undervalued today [1][3] - The company is expected to outperform the market and could be Buffett's top performer through 2030 due to its unique business model and strong brand [1][6] Group 2: Business Model and Brand Strength - American Express operates a unique credit card network, issuing its own cards and catering to a wealthier clientele, which creates a strong brand and customer loyalty [2] - The company has established a wide moat in the payments ecosystem, making it difficult for competitors to displace it [2] Group 3: Growth and Expansion - American Express has seen a resurgence in card member growth, adding 3.3 million new cards in the last quarter, up from 3 million in the same quarter the previous year [4] - The company has aggressively expanded its international acceptance locations, achieving a fourfold increase since 2017, which is crucial for driving payment growth [5] Group 4: Financial Performance and Future Outlook - American Express aims for a long-term revenue growth of 10% annually, with management projecting even faster earnings per share growth [6] - The stock currently has a dividend yield of 1.23%, with a potential to more than double its dividend per share by 2030 if revenue and earnings continue to grow [6]

You don’t have to buy real estate to generate cash flow from your assets. Not only is it easier to buy the best dividend stocks with any amount of capital, but it also takes less work to stay on top of these investments.Dividend-paying corporations often distribute dividends each quarter and raise their dividends each year. Some companies have kept their dividend programs intact for decades, while others have only been paying dividends for a few years. Most dividend investors reinvest their dividends unless ...

It may not be the most exciting sector in which to invest, compared to tech and biotech. However, the best financial services stocks can offer a layer of stability to an investor’s portfolio like no other. But why?First, the industry itself is a multiplier of money. Firms compete for the best opportunities to expand investments while using cash to leverage future growth.Moreover, the financial services industry is deeply reliant on broader economic trends to remain solvent. Thus, with a global economic slow ...

The fintech industry is growing rapidly in 2024, making the case for the best fintech stocks to buy on a dip. Despite operating in a more challenging macroeconomic environment, fintech companies continue expanding their revenue and earnings. August has been off to an extremely volatile start, to say the least. Earlier this week, Japan’s Nikkei saw its worst single-day crash since the notorious black Monday of 1987. The index plunged more than 12%, sending a ripple effect across the global stock market. Many ...