Core Insights - U.S. stock futures are trading lower, indicating a cautious market sentiment ahead of key earnings reports [1] Company Earnings and Performance - Slb NV (NYSE:SLB) is expected to report quarterly earnings of $0.66 per share on revenue of $8.97 billion [2] - CSX Corp. (NASDAQ:CSX) reported third-quarter revenue of $3.59 billion, exceeding analyst estimates of $3.58 billion, with adjusted earnings of $0.44 per share, beating expectations of $0.43 per share [2] - American Express Co. (NYSE:AXP) is anticipated to post quarterly earnings of $4.00 per share on revenue of $18.05 billion [2] - Truist Financial Corp. (NYSE:TFC) is expected to report quarterly earnings of $1.00 per share on revenue of $5.20 billion [2] Stock Movements - SLB shares fell 0.3% to $32.82 in after-hours trading [2] - CSX shares rose 2.3% to $36.80 in after-hours trading [2] - American Express shares gained 0.5% to $324.58 in after-hours trading [2] - Newsmax Inc. (NYSE:NMAX) shares increased by 1.5% to $10.99 after announcing a $5 million purchase of Bitcoin and Trump Coin [2] - Truist Financial shares gained 0.6% to $41.33 in after-hours trading [2]

Core Insights - The article discusses the impact of the government shutdown on federal workers, particularly focusing on the financial strain caused by credit card debt during this period of uncertainty [1][2] - It highlights the availability of credit card hardship programs as a potential solution for those struggling to make payments due to financial difficulties [3][4] Group 1: Credit Card Hardship Programs - Credit card hardship programs are designed to assist customers facing difficulties in making payments, offering various solutions from short-term to long-term plans [3][4] - Many credit card issuers, including American Express, Bank of America, Capital One, Chase, Citi, Discover, U.S. Bank, and Wells Fargo, provide these programs to help customers manage their debt during financial hardships [9][10][12][14][15][19] - The assistance provided can vary based on individual circumstances, such as whether the hardship is temporary or long-term, and may include lower interest rates, waived fees, or extended payment deadlines [5][6][9][19] Group 2: Importance of Early Communication - It is emphasized that reaching out to credit card issuers as early as possible can lead to better outcomes in terms of payment assistance and avoiding additional fees [7][19] - Issuers encourage customers to contact them proactively when they anticipate difficulties in making payments, which can facilitate the development of a suitable payment plan [12][15][19] Group 3: Alternatives to Hardship Programs - The article outlines alternatives to credit card hardship programs, such as balance transfer credit cards, personal loans, and credit counseling, which can provide additional financial relief [24][33][36] - It also suggests reducing other expenses as a strategy to manage debt more effectively during financial challenges [38][39]

Core Viewpoint - The upcoming earnings report from American Express is anticipated to provide insights into the high-end consumer market, with analysts expecting an EPS of $3.96 and revenue nearing $18 billion, reflecting a 10% increase in shares this year [1][2]. Group 1: Consumer Resilience - The narrative from banks and credit card companies indicates strong consumer resilience, particularly among higher-income consumers who are driving spending growth [3][4]. - Consumer spending is projected to grow annually by 3% to 5%, supported by a shift towards digital transactions and enhanced rewards programs [4][6]. Group 2: American Express Performance - American Express is expected to report charge volume growth in the mid to high single digits, around 7% to 8%, due to robust travel and corporate spending among high-end consumers [6][10]. - The company's closed-loop system, which integrates banking, issuing, marketing, and collection, provides a competitive advantage over Visa and Mastercard, allowing for better customer targeting and fraud prevention [9][10]. Group 3: Market Comparisons - American Express, Visa, and Mastercard have all seen stock performance increase by over 8% in the past year, with American Express benefiting from its focus on high-end consumers who typically have lower credit losses [9][10]. - The stock has recently consolidated about 6% below its all-time highs, with options pricing indicating a potential move of approximately 3.7% post-earnings [12][13].

American Express is expected to report a significant increase in revenue to $18.05 billion for the third quarter, up from $16.64 billion the previous year.The company's EPS is projected to rise to $4.00 for the third quarter, compared to $3.49 in the same quarter last year.Despite a high debt-to-equity ratio of 1.85, American Express maintains a strong market position with a P/E ratio of 22.75 and a price-to-sales ratio of 2.99.American Express (NYSE: AXP) is a global financial services company renowned for ...

Core Viewpoint - American Express is expected to report strong third-quarter financial results, with analysts anticipating revenue growth and earnings per share increase compared to the previous year [1][2]. Earnings Estimates - Analysts predict third-quarter revenue of $18.05 billion, an increase from $16.64 billion in the same quarter last year [1]. - Expected earnings per share for the third quarter is $4.00, up from $3.49 in the previous year [2]. Analyst Ratings and Price Targets - Truist Securities analyst Brian Foran maintains a Buy rating with a price target of $375, noting mixed reviews for the refreshed Platinum card but potential upside based on user surveys [3]. - Other analysts have also raised their price targets: UBS from $330 to $340, JPMorgan from $343 to $355, Barclays from $297 to $336, Keefe, Bruyette & Woods from $371 to $394, and Evercore ISI Group from $330 to $365 [8]. Key Items to Watch - Analysts will focus on the company's recent upgrades, including higher perks and fees, and their impact on demand and potential customer churn [4][5]. - The demographic shift towards Millennials and Gen Z, who now represent approximately 35% of U.S. consumer spending for the company, is a significant factor [5]. Financial Performance Indicators - In the second quarter, American Express reported a 9% year-over-year increase in revenue, net of interest expense, and a 7% increase in Card Member spending to $416.3 billion [6]. - The International Card Services segment saw a 14.5% year-over-year increase, while Global Merchant and Network Services revenue rose by 3.2% [7]. - The company's expenses increased by 14% year-over-year in the second quarter, and analysts will be looking for revenue growth to outpace these cost increases [7]. Company Holdings and Market Impact - American Express is a significant holding for Berkshire Hathaway, comprising about 16.7% of its investment portfolio [9]. - The company's quarterly results could influence the Dow Jones Industrial Average, as it is one of the largest holdings in the index [10]. Stock Performance - As of Wednesday, American Express stock traded at $333.02, with a year-to-date increase of 11.6% in 2025 [10].

Group 1 - American Express Company (NYSE:AXP) is highlighted as a stock to watch, with a tendency to decline after earnings reports, presenting a buying opportunity shortly thereafter [1] - The company has recently launched a refreshed platinum card, which is expected to appeal particularly to millennials and Gen Z [2] - American Express is projected to have 12.6% earnings growth next year, slightly above market expectations, and is currently trading at less than 20 times next year's earnings, which is relatively cheaper than the overall S&P [2] Group 2 - The article suggests that while American Express has potential, certain AI stocks may offer greater upside potential and lower downside risk [2]

Key Takeaways RewardPay launches the world's first tax pooling payment system with American Express integration.Businesses in New Zealand can pay taxes via RewardPay and earn Membership Rewards Points or Airpoints.The move strengthens AXP's B2B presence, boosting transaction volumes and commercial card usage.American Express Company (AXP) is making a significant move in the B2B fintech arena as RewardPay launches the world’s first tax pooling payment system designed to reward businesses. This innovative app ...

Earnings season is here and we’ve got the first batch of big name companies reporting earnings this week with Taiwan Semiconductor (TSM), JP Morgan Chase (JPM), Wells Fargo (WFC), Bank of America (BAC), Goldman Sachs (GS), Johnson & Johnson (JNJ) and American Express (AXP) all set to report. In today’s article, we will look at how to use Barchart’s Screener’s to find option trade ideas for this earnings seasons. More News from Barchart Stock Screener The first step is to use the Stock Screener to find c ...

Core Viewpoint - American Express is set to report its earnings on October 17, 2025, with expectations of a significant increase in both EPS and revenue compared to the previous year [2][3]. Financial Performance - The stock of American Express closed at $323.09, reflecting a +2.16% increase from the previous day, outperforming the S&P 500's daily gain of 1.56% [1] - Over the past month, American Express's stock has decreased by 2.78%, which is worse than the Finance sector's loss of 2.31% and the S&P 500's gain of 0.41% [1]. Earnings Estimates - The anticipated EPS for the upcoming earnings report is $3.96, representing a 13.47% increase year-over-year [2]. - Revenue is expected to reach $17.99 billion, indicating an 8.15% increase compared to the same quarter last year [2]. - For the entire year, the Zacks Consensus Estimates predict earnings of $15.26 per share and revenue of $71.41 billion, reflecting changes of +14.31% and +8.28% respectively compared to the previous year [3]. Analyst Sentiment - Recent changes to analyst estimates for American Express are seen as indicators of short-term business trends, with positive revisions suggesting optimism about the company's outlook [3]. - The Zacks Rank for American Express is currently 3 (Hold), with a slight increase of 0.02% in the EPS estimate over the past month [5]. Valuation Metrics - American Express has a Forward P/E ratio of 20.73, which is a premium compared to the industry average of 11.98 [6]. - The company also has a PEG ratio of 1.66, compared to the Financial - Miscellaneous Services industry's average PEG ratio of 0.96 [7]. Industry Context - The Financial - Miscellaneous Services industry ranks in the top 37% of all industries, with a Zacks Industry Rank of 91 [8].

Live audio webcasts of both discussions will be accessible to the general public through the American Express Investor Relations website at http://ir.americanexpress.com. An audio replay of each discussion will be available after the event at the same website address. Oct 13, 2025 5:12 PM Eastern Daylight Time NEW YORK--(BUSINESS WIRE)--American Express Company (NYSE: AXP) today announced management participation in upcoming investor conferences to discuss the company's business strategy and financial perfo ...