公告称，考虑到具有浮动回报的保本理财产品的性质，预期回报率，及理财产品的中短期性质，使用集 团闲置自有资金认购中国银行结构性存款将获得高于一般商业银行存款的回报，并且有利于提高集团闲 置资金的使用效率。董事认为中国银行结构性存款的条款属公平合理，并符合公司股东的整体利益。 科伦博泰生物-B(06990)发布公告，2025年9月29日，公司订立中国银行结构性存款协议，据此，公司同 意认购本金额为人民币4.4亿元的中国银行结构性存款。 ...

Core Insights - As of June 2025, China's banking sector has a net foreign asset of 234.4 billion USD, with total foreign financial assets amounting to 1,772.1 billion USD and foreign liabilities at 1,537.7 billion USD [1][2] Group 1: Foreign Financial Assets - The banking sector's foreign financial assets consist of loans and deposits (1,063.8 billion USD), bond assets (452.6 billion USD), and other equity assets (255.7 billion USD), accounting for 60%, 26%, and 14% respectively [1] - In terms of currency composition, foreign financial assets include 490.2 billion USD in RMB, 900.8 billion USD in USD, and 381.2 billion USD in other currencies, representing 28%, 51%, and 22% respectively [1] - The assets are evenly distributed between foreign banking departments (882.0 billion USD, 50%) and non-banking departments (890.1 billion USD, 50%) [1] Group 2: Foreign Liabilities - The banking sector's foreign liabilities are composed of loans and deposits (676.1 billion USD), bond liabilities (356.1 billion USD), and other equity liabilities (505.6 billion USD), which represent 44%, 23%, and 33% respectively [2] - The currency breakdown of foreign liabilities shows 807.3 billion USD in RMB, 320.3 billion USD in USD, and 410.1 billion USD in other currencies, accounting for 52%, 21%, and 27% respectively [2] - Liabilities are sourced from foreign banking departments (620.1 billion USD, 40%) and non-banking departments (917.6 billion USD, 60%) [2]

Core Viewpoint - Beisen Holdings (09669) announced a subscription to a wealth management product from Bank of China for an amount of RMB 100 million, which is part of a total outstanding principal of RMB 360 million related to such subscriptions as of the announcement date [1] Group 1 - The subscription provides a higher return compared to typical fixed deposits offered by commercial banks in China [1] - The principal for the subscription is based on the company's temporarily idle funds [1] - The funds for the subscription are drawn from the company's surplus cash reserves rather than proceeds from global offerings, ensuring no impact on the company's operating capital or operations [1] - Engaging in low-risk appropriate wealth management is beneficial for the company to enhance capital utilization and increase income from idle funds [1]

Core Viewpoint - Beisen Holdings (09669) has announced a subscription to a wealth management product from Bank of China amounting to RMB 100 million, which is part of a total outstanding principal of RMB 360 million in subscriptions with the bank [1] Group 1: Financial Details - The subscription is expected to provide higher returns compared to regular fixed deposits offered by commercial banks in China [1] - The principal for the subscription is based on the company's temporarily idle funds [1] - The funds for the subscription are drawn from the company's surplus cash reserves rather than proceeds from global offerings, ensuring no impact on the company's operating capital [1] Group 2: Strategic Implications - The low-risk nature of the wealth management product is seen as beneficial for enhancing capital utilization and increasing income from idle funds [1]

| 交易日期 | 证券简称 | 证券代码 | 成交价(元) 成交金额(万元) 成交量(*) 买入营业部 | | | 卖出营业部 | | --- | --- | --- | --- | --- | --- | --- | | 2025-09-29 | 中国银行 | 601988 | 5.2 388.26 | 74.67 | 华泰证券股份有限 公司总部 | 华泰证券股份有限 公司北京苏州街证 | 9月29日，中国银行大宗交易成交74.67万股，成交额388.26万元，占当日总成交额的0.26%，成交价5.2元，较市场收盘价5.2元持平。 ...

中期報告 中期報告 中期報告 中期報告 中國銀行股份有限公司 中國銀行股份有限公司 （於中華人民共和國註冊成立的股份有限公司） 股份代號：3988 （於中華人民共和國註冊成立的股份有限公司） 股份代號：3988 中國銀行股份有限公司 2025 中期報告 股份代號 3988 : 中國銀行股份有限公司 （於中華人民共和國註冊成立的股份有限公司） 中國北京市西城區復興門內大街1號 100818 電話：(86) 10-6659 6688 傳真：(86) 10-6601 6871 客服及投訴電話：(86) 區號-95566 www.boc.cn, www.bankofchina.com 中國銀行股份有限公司 2025 中期報告 股份代號 3988 : 中國銀行股份有限公司 （於中華人民共和國註冊成立的股份有限公司） 中國北京市西城區復興門內大街1號 100818 電話：(86) 10-6659 6688 傳真：(86) 10-6601 6871 客服及投訴電話：(86) 區號-95566 www.boc.cn, www.bankofchina.com 目錄 | 釋義 | 3 | | --- | --- | | 重要提示 ...

转自：北京日报客户端 据中央纪委国家监委驻中国银行纪检监察组、辽宁省纪委监委消息：日前，经中央纪委国家监委批准， 中央纪委国家监委驻中国银行纪检监察组、辽宁省葫芦岛市监委对中国银行内蒙古自治区分行原党委委 员、副行长刘明严重违纪违法问题进行了立案审查调查。 经查，刘明丧失理想信念，背弃初心使命，对抗组织审查；罔顾中央八项规定精神，接受可能影响公正 执行公务的宴请；违反组织原则，利用职权为他人谋取利益；廉洁底线失守，收受可能影响公正执行公 务的礼品、礼金、消费卡，借操办丧事之机敛财；贪欲膨胀，利用职务便利以及职权或地位形成的便利 条件为他人在信贷审批等方面谋取利益，非法收受巨额财物；违法发放贷款，给国有资产造成重大损 失。 刘明严重违反党的政治纪律、中央八项规定精神、组织纪律、廉洁纪律，构成严重职务违法并涉嫌受 贿、违法发放贷款犯罪，且在党的十八大后不收敛、不收手，性质严重，影响恶劣，应予严肃处理。依 据《中国共产党纪律处分条例》《中华人民共和国监察法》《中华人民共和国公职人员政务处分法》等 有关规定，经中国银行党委研究，决定给予刘明开除党籍处分；经中央纪委国家监委驻中国银行纪检监 察组研究，决定按规定取消其退 ...

Core Insights - The Shandong Branch of China Bank has significantly increased its agricultural loan support in rural areas, with a loan balance exceeding 170 billion yuan and an addition of over 23 billion yuan this year, contributing to rural revitalization efforts [1][2] Agricultural Loan Support - As of the end of August, the bank's loans in key agricultural sectors, including grain, soybeans, and oilseeds, reached nearly 10 billion yuan, with an increase of over 1.8 billion yuan since the beginning of the year [2] - The bank has provided timely financial support to agricultural enterprises, such as Shandong Shunfeng Agricultural Development Co., which received a 2 million yuan loan to address short-term liquidity issues [2][3] Product Innovation and Services - The bank has launched various specialized financial service products for rural clients, including "Zhaoyuan Peanut Loan," "Anqiu Ginger Loan," and "Jinxiang Garlic Loan," resulting in a total of nearly 26 billion yuan in inclusive agricultural loans, with an increase of over 5.2 billion yuan this year [4][6] - The "Anqiu Ginger Loan" has been particularly successful, providing 36 million yuan in credit to nearly 30 ginger industry clients within four months of its launch [5] Focus on Local Agricultural Needs - The bank actively engages with local agricultural departments and farmers to understand their financial needs, exemplified by its support for the pear industry in Yantai Laiyang, where it provided a 500,000 yuan loan to a company for purchasing fertilizers [7] - The bank aims to enhance its service mechanisms and capabilities to better support rural revitalization and contribute to the agricultural sector's high-quality development [8]

深圳某国际物流有限公司是一家专注于国际物流领域的综合服务企业，公司成立以来持续优化运营体 系、拓展全球网络，与国内外知名企业建立了长期稳定的合作关系。今年以来，受相关因素影响，企业 经营成本持续走高，回款账期进一步拉长，加剧了资金周转压力。受制于可抵押资产少、财务报表难以 完整体现真实经营状况等问题，企业面临融资困境。 ■本报记者 郝飞 近期，中国银行推出中银普惠"跨境E贷"专属服务方案，聚焦海关单一窗口、国际结算、跨境电商等场 景定制化线上产品，通过"一客群一策略"的定制化专属服务模式，为不同特征的小微外贸企业提供适配 的金融支持。 在深圳，中国银行积极助力国际结算客户进入国际市场。 中国银行获知企业融资需求后，主动对接了解其经营、财务及进出口情况，并针对产品申请、额度、还 款等企业关心的问题进行专业解答。此外，中国银行通过积极制定服务方案，开辟绿色信贷审批通道， 为企业核定信用总量并顺利解决了企业的融资难题。 在外贸活跃的广州，中国银行精准匹配外贸企业融资需求。 广州市某电子电器有限公司是一家专注于家电零配件一体化服务的出口型企业，具有超过15年的行业资 源与运营经验。但随着海外业务的发展，该企业有了更多 ...

新加坡和东盟已成为中国企业出海的重要目的地之一。 当中国制造迈向"中国智造"，企业出海的内涵也悄然生变。 第一财经：在"中国制造"在向"中国智造"升级的过程中，中国银行如何帮助客户在东南亚等新兴市场更 好发展和建立品牌？ 近期，第十六届2025年慧眼中国环球论坛在新加坡举办，期间区域供应链产业链深度整合成为热议话 题。可以看到的是，东盟地区凭借独特定位，已成为关键枢纽。 中国银行新加坡分行副行长胡炜在接受第一财经记者专访时表示，新加坡和东盟已成为中国企业出海的 重要目的地之一。面对这一趋势，中国银行不仅是服务提供者，更是利用其全球网络与本地生态资源， 为企业提供一站式服务的长期陪伴者和护航员，助力中国企业出海东南亚和全球市场。 助力中企高质量出海 第一财经：中国企业在全球化的浪潮中正加速"出海"，尤其是通过新加坡这样的国际金融中心。中国银 行在其中扮演了怎样的角色？ 胡炜：中国银行新加坡分行历史悠久，于1936年6月15日成立，拥有近90年的历史。我们持有新加坡金 融管理局颁发的特准全面银行牌照，可提供包括商业银行、投资银行、财富私行在内的全产品服务。中 国银行境外机构覆盖64个国家和地区。围绕出海企业的金融 ...