Core Viewpoint - The article highlights a public awareness campaign conducted by China Minsheng Bank to educate the community about counterfeit currency and enhance their ability to identify fake banknotes [1][2] Group 1: Campaign Details - On September 5, China Minsheng Bank's Jinan Zhangzhuang Road branch organized an event themed "Popularizing Anti-Counterfeit Currency Knowledge, Strengthening Financial Security" to promote awareness of counterfeit currency [1] - The campaign included setting up promotional booths, displaying anti-counterfeit currency posters, and distributing informational brochures to engage the public [1] - Bank staff provided hands-on guidance on identifying counterfeit banknotes using a four-step method: "look, touch, listen, and test" [1] Group 2: Target Audience and Special Services - The campaign specifically addressed the elderly population, who are often more vulnerable to counterfeit scams, by offering one-on-one explanations and answering their questions about handling and avoiding counterfeit currency [2] - Participants were advised to carefully verify the authenticity of banknotes during transactions and to report suspicious notes to the bank or authorities [2] Group 3: Future Initiatives - The Jinan Zhangzhuang Road branch plans to continue its social responsibility efforts by integrating anti-counterfeit currency education into daily services and expanding outreach to communities, businesses, and schools [2]

中国民生银行济南历山支行高度重视人民币防伪知识的普及工作，积极响应人民银行关于加强公众货币 防伪意识的号召，围绕"人民币防伪特征"主题，组织开展了一系列形式多样、内容丰富的宣传活动，旨 在提升社会公众对人民币真伪识别能力，维护金融秩序稳定。 在厅堂宣传方面，该支行充分利用营业网点的宣传阵地，通过在营业大厅设置防伪知识展板、播放防伪 宣传视频、发放宣传折页等方式，向前来办理业务的客户普及新版人民币的防伪特征。工作人员还现场 演示如何通过"看、摸、听、测"等方式识别真伪，增强客户参与感和学习效果。此外，支行还在柜台设 置"防伪知识小课堂"，由专业人员为有需求的客户进行一对一讲解，确保宣传内容深入人心。 在上门宣传方面，支行组织宣传小队深入周边商户、企业及建筑工地，针对现金使用频率较高的群体开 展"送知识上门"活动。通过面对面讲解、实物展示和互动问答，帮助商户和劳动者掌握基本的防伪技 巧，提升其在日常交易中识别假币的能力。特别是在建筑工地，宣传人员结合实际案例，讲解假币识别 的重要性，增强了务工人员的防伪意识和自我保护能力。 在社区宣传方面，支行联合街道办、社区居委会，走进居民小区举办防伪知识讲座和现场咨询活动。通 ...

在讲解过程中，工作人员将"代理维权"的常见骗局进行分类剖析:一是"全额退保"骗局，不法中介声称 可帮助消费者无条件全额退保，收取高额手续费后，往往通过伪造材料、虚构理由等方式申请退保，最 终导致消费者失去保险保障，还可能被保险公司列入黑名单；二是"征信修复"骗局，中介谎称能够删除 或修改征信不良记录，实则利用消费者急切心理骗取费用;三是"债务减免"骗局，中介以帮助消费者减 免贷款本息为幌子，诱导其暂停还款或拒绝与金融机构沟通，导致逾期加重、信用恶化，最终陷入更深 的债务危机。 此外，民生银行聊城分行还向企业员工发放了防范"代理维权"风险提示手册，手册中详细列出了不法中 介的典型特征、防范要点和维权途径，便于大家随时查阅和提醒身边人。工作人员提示，一旦发现可疑 中介，应及时向金融机构、监管部门或公安机关举报，共同维护金融市场秩序。 活动伊始，民生银行聊城分行的工作人员通过精心制作的PPT和生动的案例，向企业员工详细讲解 了"代理维权"的基本概念和常见模式。所谓"代理维权"，是指一些不法中介以"全额退保""修复征信""减 免债务"等为诱饵，诱导消费者委托其办理相关业务，实则收取高额费用后失联或从事违法活动，不仅 ...

Group 1 - The core theme of the event was to enhance the financial literacy of teachers at Yanzhong No. 1 Middle School, focusing on building a financial risk "protection wall" [1] - The event included practical discussions on common financial scenarios such as investment planning, mortgage repayment, and credit card usage, ensuring the content was relevant to the teachers' needs [1] - A senior financial lecturer explained basic financial concepts using simple language and illustrated the principle of "high returns accompany high risks" through comparisons of different investment products [1] Group 2 - During the interactive session, teachers actively asked questions about topics like the benefits of early mortgage repayment and how to calculate credit card installment fees, with staff providing detailed answers [2] - The event attracted over 20 teachers, distributed more than 30 informational materials, and conducted a survey indicating that 95% of teachers gained a clearer understanding of financial rights protection [2] - The bank plans to continue addressing the needs of the teacher community by launching an online "Financial Knowledge Classroom" to regularly provide practical information and enhance financial rights protection [2]

Core Viewpoint - The event organized by Minsheng Bank's Jinan branch aimed to enhance financial literacy and risk awareness among community residents through engaging activities and educational outreach [1][2]. Group 1: Event Overview - Minsheng Bank's Jinan branch collaborated with local community committees and businesses to host a unique consumer protection promotional event [1]. - The event featured a warm and vibrant setup, attracting numerous residents who actively participated [1]. Group 2: Financial Education and Awareness - Bank staff conducted financial education sessions, sharing important knowledge on preventing telecom fraud, avoiding illegal financial intermediaries, and protecting personal financial information [1]. - Residents engaged in interactive discussions, asking questions about financial issues they encounter in daily life, which were patiently answered by the staff [2]. Group 3: Community Impact - The successful event not only enriched residents' cultural lives but also fostered neighborly relationships and spread financial knowledge throughout the community [2]. - Minsheng Bank's Jinan branch plans to continue organizing diverse financial knowledge promotion activities in collaboration with local committees and businesses to further enhance community financial literacy [2].

Group 1 - The concept of "suitability management" refers to financial institutions identifying, advising, matching, selling, and trading products based on their attributes and risks, alongside clients' financial needs and risk tolerance [2] - Financial institutions are responsible for ensuring that suitable products are sold to appropriate clients, adhering to legal and regulatory requirements [2] - Risk levels of financial products are categorized from low to high, with five levels defined: Level 1 (low risk), Level 2 (lower risk), Level 3 (medium risk), Level 4 (higher risk), and Level 5 (high risk) [3][4] Group 2 - Level 1 products primarily invest in low-risk short-term financial assets, such as money market funds and cash management products [3] - Level 2 products mainly invest in debt assets with a low proportion of equity assets, presenting a lower overall risk [3] - Level 3 products typically invest in debt assets with equity assets not exceeding 40%, facing some risk of principal loss [3] Group 3 - Level 4 products invest in both equity and debt assets, with equity assets exceeding 40%, thus facing significant principal loss risks [3] - Level 5 products can invest entirely in equity or derivative assets, facing extreme risks of principal loss [3] - The risk ratings are based on past performance and risk conditions of similar products, but do not guarantee future risk-return characteristics [4] Group 4 - Investors must undergo a risk tolerance assessment before purchasing financial products, ensuring their risk capacity meets or exceeds the product's risk level [6] - The assessment includes factors such as age, financial status, investment experience, objectives, expected returns, risk preferences, liquidity needs, and loss tolerance [6] - The validity of the risk assessment is twelve months, after which a new assessment is required for purchasing bank-distributed products [8]

Core Viewpoint - Minsheng Bank's Beijing branch is actively implementing a comprehensive consumer protection system, focusing on anti-fraud measures, counterfeit currency prevention, and elderly care, to enhance financial service safety and convenience for the public [3][9]. Group 1: Consumer Protection Initiatives - The bank has established a "Big Consumer Protection" work system, emphasizing the political and public nature of financial work, and is committed to safeguarding consumers' financial interests [3][9]. - Various activities have been organized, including over 300 events targeting the elderly, such as health checks and cultural performances, to promote financial literacy and well-being [4][5]. Group 2: Targeted Education and Outreach - The bank conducts tailored financial education programs for different demographics, including the elderly and youth, using engaging methods like games and hands-on activities to improve financial literacy [5][6]. - Community outreach efforts include practical services like counterfeit currency identification and small denomination currency exchange, aimed at workers, villagers, and foreign nationals [6][10]. Group 3: Innovative Communication Strategies - Minsheng Bank employs a dual approach of online and offline education, utilizing public education zones in branches and digital platforms to disseminate financial knowledge and risk awareness [7][8]. - The bank collaborates with local authorities and community organizations to enhance the effectiveness of its educational initiatives, including joint efforts with law enforcement to address fraud and counterfeit issues [7][9]. Group 4: Service Optimization and Accessibility - The bank is committed to improving service accessibility through infrastructure upgrades, ensuring all branches meet standards for serving visually impaired consumers and providing convenient facilities for the elderly [9][10]. - Innovations in service processes include integrating financial education into all customer interactions and enhancing the functionality of self-service devices to cater to the needs of older clients [9][10].

9月26日，民生银行公告称，近日该行收到《国家金融监督管理总局关于民生银行修改公司章程的批 复》。自《公司章程》核准之日起，该行监事会依法撤销，职工监事已提交辞职函，原股东监事、外部 监事、职工监事不再继续履职，《中国民生银行股份有限公司监事会议事规则》等监事会及其专门委员 会相关公司治理制度废止，该行各项规章制度中涉及监事会、监事的规定不再适用，董事会审计委员会 行使《公司法》和监管制度规定的监事会职权。翁振杰、吴迪、鲁钟男、李宇、龙平、毛斌不再担任本 行监事，已确认与本行无不同意见，亦无任何其他相关事项需要通知本行股东及债权人。 （文章来源：中国经营报） ...

证券简称：民生银行 A股代码：600016 优先股简称：民生优1 特此公告 中国民生银行股份有限公司董事会 2025年9月26日 证券简称：民生银行 A股代码：600016 优先股简称：民生优1 优先股代码：360037 编号：2025-037 中国民生银行股份有限公司 关于公司章程修改获国家金融监督管理总局核准的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的 真实性、准确性和完整性承担法律责任。 中国民生银行股份有限公司（简称"本行"）于2025年6月26日召开的2024年年度股东会会议审议通过了 《关于修订〈中国民生银行股份有限公司章程〉的议案》。近日，本行收到《国家金融监督管理总局关 于民生银行修改公司章程的批复》（金复﹝2025﹞566号），国家金融监督管理总局已核准本行修改后 的公司章程。 根据相关规定，公司章程自国家金融监督管理总局核准后生效。修改后的公司章程（包括《中国民生银 行股份有限公司股东会议事规则》《中国民生银行股份有限公司董事会议事规则》）详见上海证券交易 所网站（www.sse.com.cn）和本行网站（www.cmbc.com.cn ...

中國民生銀行股份有限公司章程 （2025年9月23日國家金融監督管理總局核准） 1 經國務院國函[1995]32號《國務院關於設立中國民生銀行的批覆》、中國人民 銀行銀覆[1996]14號《關於中國民生銀行開業的批覆》，本行以發起方式設立，於 1996年2月7日在國家工商行政管理局登記註冊，取得營業執照。本行現統一社會 信用代碼為91110000100018988F。 本行成立時的發起人為：廣州益通集團公司、中國鄉鎮企業投資開發有限公 司、中國煤炭工業進出口總公司、中國船東互保協會、山東泛海集團公司、哈爾 濱亞麻廠、廈門福信集團有限公司、寧波市經濟建設投資公司、北京萬通實業股 份有限公司、杭州通普電器公司、昆明建華企業集團、深圳前進開發公司、希望 集團有限公司、哈爾濱歲寶熱電股份有限公司、鄭州夢達實業有限公司、河南電 力開發有限公司、昆明百貨大樓、南海市桂城商業貿易物資總公司、中國旅遊國 際信託投資有限公司、湛江經濟技術開發區財務開發公司、深圳市寶安區潤田企 業公司、鞍山市騰鰲區遼河飼料集團公司、廣東恒豐投資集團有限公司、山西安 泰國際企業（集團）股份有限公司、河南興亞企業集團有限公司、南寧南和發展公 司、長 ...