证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股代码：360037 编号：2025-043 中国民生银行股份有限公司 关于董事任职资格获国家金融监督管理总局核准 的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 中国民生银行股份有限公司（以下简称"本行"）于 2025 年 11 月 7 日收到《国 家金融监督管理总局关于郑海阳民生银行董事任职资格的批复》（金复〔2025〕633 号）。国家金融监督管理总局已核准郑海阳先生担任本行董事的任职资格。 2025 年 11 月 10 日 特此公告 中国民生银行股份有限公司董事会 根据监管规定、本行 2024 年年度股东会会议《关于选举郑海阳先生为本行非执 行董事的决议》及本行第九届董事会第十六次会议《关于调整本行第九届董事会部分 专门委员会成员的决议》，郑海阳先生自任职资格核准之日起就任本行第九届董事会 董事，并担任风险管理委员会委员。郑海阳先生的简历请见本行刊载于《中国证券报》 《上海证券报》《证券时报》、上海证券交易所网站（www.sse.com.c ...

Core Viewpoint - The "Minsheng Bank Cup" inaugural basketball invitation tournament was successfully held in Shenyang, showcasing the collaboration between Minsheng Bank and the Liaoning Provincial Cultural and Tourism Group, highlighting the integration of sports and finance for future development [1][3][5] Group 1: Event Overview - The basketball invitation tournament took place from November 5 to 7, organized by Minsheng Bank Shenyang Branch and Liaoning Provincial Cultural and Tourism Group, with participation from various industries [1] - The event featured 10 teams and nearly 200 athletes, emphasizing teamwork and competitive spirit among participants [3] Group 2: Outcomes and Achievements - Northeast Electric Power team won the championship, while Liaoshui Group secured the runner-up position, and Liaoning Provincial Cultural and Tourism Group along with Gaoshuo Petrochemical shared the third place [3] - The tournament served as a platform for enhancing mutual understanding and laying the groundwork for future cooperation and development among participating organizations [3] Group 3: Future Directions - Minsheng Bank Shenyang Branch aims to explore new paths for the integration of finance and sports, enhancing financial services and contributing to the modernization efforts in Liaoning [5]

Group 1 - The core point of the article is that Tongda Group (00698.HK) has invested in several financial products using its idle funds, with specific amounts allocated to three China Minsheng Bank financial products totaling RMB 8.7 million [1] - As of November 6, 2025, Tongda Group's stock closed at HKD 4.64, with a trading volume of 51,100 shares and a turnover of HKD 232,800, indicating low attention from investment banks as no ratings have been given in the past 90 days [1] - Tongda Group's market capitalization is HKD 903 million, ranking 10th in the electronic manufacturing industry, with key performance indicators compared to industry averages [1] Group 2 - Key performance indicators for Tongda Group include a Return on Equity (ROE) of -82.7%, revenue of RMB 5.087 billion, a net profit margin of 3.37%, and a debt ratio of 57.28%, all compared to industry averages [1] - The electronic manufacturing industry average ROE is -99.07%, with an average revenue of RMB 24.787 billion and a net profit margin of -10.38%, indicating that Tongda Group performs relatively better in certain metrics [1]

Group 1 - The core point of the article is that Tongda Group (00698) has announced the investment of idle funds into various financial products through its indirect non-wholly owned subsidiary, Tongda Chuangzhi [1] Group 2 - The company has subscribed to three financial products from China Minsheng Bank, with investment amounts of RMB 20 million, RMB 10 million, and RMB 47 million respectively [1]

Core Viewpoint - Tongda Group (00698) announced that its indirect non-wholly owned subsidiary, Tongda Chuangzhi (001368), will utilize idle funds to subscribe to several financial products from China Minsheng Bank, indicating a strategic move to optimize asset management and enhance returns on idle capital [1] Group 1 - The company will subscribe to three financial products from China Minsheng Bank with amounts of RMB 20 million, RMB 10 million, and RMB 47 million respectively [1]

Core Viewpoint - Tongda Group (00698.HK) announced the subscription of several financial products using idle funds by its indirect non-wholly owned subsidiary, Tongda Chuangzhi, on specified dates in 2025 [1] Group 1 - The company will subscribe to three financial products from China Minsheng Bank with amounts of RMB 20 million, RMB 10 million, and RMB 47 million respectively [1]

Core Viewpoint - Tongda Group (00698.HK) announced the investment of idle funds into various financial products through its indirect non-wholly owned subsidiary, Tongda Chuangzhi, with specific amounts allocated to each product [1] Group 1 - The company will invest a total of RMB 8.7 million in three financial products from China Minsheng Bank, with individual investments of RMB 20 million, RMB 10 million, and RMB 47 million [1]

Core Insights - The 2025 Double Eleven shopping festival has started earlier than in previous years, with major platforms like Douyin and JD.com launching promotions on October 9, and Taobao starting from October 15, lasting until November 14, creating a 28-day shopping event [1] Group 1: Consumer Trends - The discount mechanisms for this year's Double Eleven have simplified, with "official discounts" and "direct price cuts" becoming mainstream, reflecting a shift away from complex discount strategies towards transparent pricing and efficient shopping experiences [1] - Instant retail has emerged as a significant trend, with JD.com incorporating its "JD Instant Delivery" into the Double Eleven promotions, and Alibaba's Taobao introducing thousands of brands for instant delivery options [1][7] Group 2: Financial Services and Promotions - China Minsheng Bank's credit card center has partnered with major platforms like JD.com, Douyin, and Alipay to offer promotional activities, including a "one-click card binding gift package" and "Happy Birthday for Minsheng" events, providing consumers with various discounts [2][9] - The credit card center's initiatives include a wide range of discounts across multiple sectors, such as dining, entertainment, and shopping, enhancing the consumer experience through tangible savings [5][8] Group 3: Economic Impact - Consumer spending has become increasingly vital for economic growth, contributing 53.5% to the economy in the first three quarters of 2025, as reported by the National Bureau of Statistics [9] - The government has issued policies aimed at stimulating consumption, emphasizing the importance of consumer spending as a key driver for economic recovery and improvement of living standards [9][10] Group 4: Integration of Financial Services - The collaboration between banks and internet platforms has created a seamless consumer experience, enhancing the convenience and practicality of financial services while stimulating market vitality [7][8] - The Minsheng credit card center's initiatives during Double Eleven exemplify the integration of financial services with consumer needs, aiming to boost consumer confidence and spending [12]

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年10月31日 狀態: 新提交 呈交日期: 2025年11月5日 FF301 | | 法定/註冊股份數目 | | 面值 | | 法定/註冊股本 | | --- | --- | --- | --- | --- | --- | | 上月底結存 | 200,000,000 | RMB | 100 | RMB | 20,000,000,000 | | 增加 / 減少 (-) | 0 | | | RMB | 0 | | 本月底結存 | 200,000,000 | RMB | 100 | RMB | 20,000,000,000 | I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01988 | 說明 | H 股 | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法 ...

Core Insights - Minsheng Bank reported a year-on-year revenue growth of 4.61% in Q3, with a cumulative revenue growth of 6.74% for the first three quarters of the year [4][2] Financial Performance - For the first three quarters, Minsheng Bank achieved an operating income of 108.51 billion yuan, a year-on-year increase of 6.74%, and a net profit attributable to shareholders of 28.54 billion yuan [2] - The bank's net interest margin (NIM) improved to 1.42%, up 2 basis points year-on-year, while the NIM for Q3 was 1.47%, reflecting a significant increase of 5 basis points compared to the previous half [5][6] - Interest income reached 75.51 billion yuan, an increase of 2.40% year-on-year, while non-interest income grew by 18.20% to 32.99 billion yuan [6][7] Asset Quality - As of the end of Q3, the non-performing loan (NPL) ratio stood at 1.48%, unchanged from the previous quarter, and the provision coverage ratio increased to 143.0%, up 1.06 percentage points from the end of the previous year [7][8] Strategic Direction - The bank's management emphasized the effectiveness of its strategic transformation, focusing on customer base, structural optimization, risk control, and revenue growth [3][2] - Minsheng Bank aims to continue its strategic direction and enhance execution to promote high-quality development [3] Support for the Real Economy - The bank has increased financial support for key sectors such as advanced manufacturing, green economy, inclusive finance, and technological innovation [9][10] - By the end of Q3, the balance of green credit reached 338.58 billion yuan, a year-on-year increase of 13.69% [9] - The bank has also expanded its digital financial services, launching 273 key digital service functions [10]