Core Viewpoint - China Minsheng Bank's Chongqing branch is auctioning a debt related to the Evergrande Group, with a total debt amount of 9.92 billion yuan and a starting price of approximately 1.48 billion yuan, indicating a significant discount of around "1.5 times" [1][6]. Group 1: Debt Details - The core asset involved in the transfer is the debt of Chongqing Yongli Real Estate Co., Ltd., with a principal amount of 706 million yuan, accrued interest and penalties of 229 million yuan, and additional fees totaling 4.9 million yuan, bringing the total debt to 960 million yuan [3][5]. - The debt is guaranteed by Evergrande Group, with collateral consisting of 7,038 parking spaces and 25,270 square meters of commercial property, distributed across five administrative regions [3][5]. Group 2: Auction Participation - The auction is scheduled to start on December 22 and is limited to financial asset management companies or local asset management companies in Chongqing that have the qualification to acquire non-performing financial assets [1][6]. - The main qualified institutions in Chongqing include China Resources Yikang and Chongqing Fucheng [1]. Group 3: Recent Trends - This action by Minsheng Bank's Chongqing branch is part of a broader trend, as the Shenzhen branch recently disposed of a debt related to Evergrande with a total amount of 2.36 billion yuan, sold at a low price of approximately 319 million yuan, reflecting a similar discount of around "1.35 times" [6][8]. Group 4: Company Background - Chongqing Yongli Real Estate Co., Ltd. was established in 2013 and is a wholly-owned subsidiary of Evergrande Group. The legal representative, Peng Shanrong, is currently listed as a dishonest executor and is restricted from high consumption due to multiple disputes [5].

Core Viewpoint - The 19th Huaxia Institutional Investor Annual Conference and Huaxia Financial (Insurance) Technology Forum was successfully held in Beijing, focusing on the theme of "Vitality and Resilience, Innovation and Empowerment" to explore future paths in response to contemporary challenges [2]. Group 1: Financial Technology and Innovation - The conference featured a roundtable discussion on "Financial Technology Leap," where Shen Zhiyong, General Manager of the Data Management Department of China Minsheng Bank, shared insights on financial technology innovations and applications in the era of large models [2]. - Shen emphasized that the emergence of DeepSeek has sparked a wave of large model applications in China, with Minsheng Bank actively deploying related technologies to empower business development [3][4]. Group 2: Data Management and Digital Transformation - Data is identified as a key production factor in driving the development of the digital economy and digital finance, serving as the core force behind banks' digital transformation [3]. - The Data Management Department aims to build a complete digital nervous system for enterprises, significantly enhancing their market trend perception and decision-making agility [3]. Group 3: Implementation and Application of Large Models - Minsheng Bank's approach involves introducing advanced large model technologies, followed by deep adjustments based on actual business needs and data accumulation, while strengthening underlying infrastructure [4]. - The application of large models has shown significant results, particularly in improving internal operational efficiency and optimizing customer experience [5]. Group 4: Performance Metrics and Future Directions - As of June 2025, the daily usage of large model applications at Minsheng Bank has tripled compared to the end of the previous year, with key applications in credit due diligence, retail marketing, remote seating, business operations, and knowledge Q&A [5]. - In the credit due diligence area, large models have enhanced risk analysis capabilities, with 80% of new credit scenarios utilizing these functions, while applications in retail customer marketing have been widely promoted across the bank [5].

Group 1 - The core transaction of Minsheng Bank involved a block trade of 3 million shares, amounting to 10.59 million yuan, with a transaction price of 3.53 yuan, reflecting a discount of 9.49% compared to the closing price [1][2] - Over the past three months, Minsheng Bank has recorded a total of 8 block trades, with a cumulative transaction value of 746 million yuan [2] - The latest financing balance for Minsheng Bank stands at 7.093 billion yuan, with an increase of 91.77 million yuan over the past five days, representing a growth of 1.31% [3] Group 2 - On the trading day, Minsheng Bank's closing price was 3.90 yuan, showing a decline of 0.26%, with a daily turnover rate of 0.88% and a total transaction volume of 1.22 billion yuan [2] - The net outflow of main funds for Minsheng Bank reached 11.18 million yuan for the day, with a cumulative net outflow of 562 million yuan over the past five days [2] - The buyer of the block trade was China Galaxy Securities Co., Ltd., while the seller was Zheshang Securities Co., Ltd. [1]

Group 1 - On December 12, Minsheng Bank executed a block trade of 3 million shares, with a total transaction value of 10.59 million yuan, accounting for 0.86% of the total trading volume for the day [1] - The transaction price was 3.53 yuan per share, which represents a discount of 9.49% compared to the market closing price of 3.9 yuan [1]

2025年12月9日，新疆金融监管局发布批复称，《中国民生银行股份有限公司关于段华玮同志任职资格 审核的请示》（民银报〔2025〕266号）收悉。经审核，现批复如下： 二、中国民生银行应要求上述核准任职资格人员严格遵守金融监管总局有关监管规定，自中国民生银行 政许可决定作出之日起3个月内到任，并按要求及时报告到任情况。未在上述规定期限内到任的，本批 复文件失效，由决定机关办理行政许可注销手续。 三、中国民生银行应督促上述核准任职资格人员持续学习和掌握经济金融相关法律法规，牢固树立风险 合规意识，熟悉任职岗位职责，忠实勤勉履职。 一、核准段华玮中国民生银行乌鲁木齐分行副行长的任职资格。 ...

Core Insights - The article highlights the proactive measures taken by China Minsheng Bank's Changsha branch to support small and micro enterprises through tailored financial services, particularly in response to the seasonal demand for inventory financing [1][6][13] Group 1: Financial Support Initiatives - China Minsheng Bank's Changsha branch approved nearly 20 million yuan in credit loans for 14 distributors of a clothing brand, addressing the funding needs of small businesses during peak inventory seasons [1][4] - The bank launched a specialized project called "Minsheng Quick Loan" to provide customized financing support for the clothing brand's national distributors, demonstrating a commitment to understanding and addressing the specific financing challenges faced by small enterprises [3][9] Group 2: Efficient Approval Processes - The bank established a green channel for inclusive finance, optimizing the credit approval process to enhance efficiency, achieving loan approvals in as little as 3 minutes [4][10] - As of now, the bank has approved loans averaging approximately 1.4 million yuan per distributor, significantly alleviating the cash flow pressures faced by small businesses [4][10] Group 3: Technological Integration - The successful implementation of these services is attributed to the deep integration of digital technology in inclusive finance, utilizing big data risk control models to accurately assess the creditworthiness of distributors [5][11] - The bank offers a hybrid service model that combines online and offline support, allowing distributors to conveniently submit loan applications through mobile banking, thereby enhancing accessibility to financial services [5][11] Group 4: Commitment to Inclusive Finance - China Minsheng Bank's Changsha branch emphasizes its mission to serve the real economy and support small enterprises, actively engaging in initiatives to gather financing needs from local businesses [6][12] - The bank continues to innovate its product offerings, including the development of various online credit products tailored to different business scenarios, thereby expanding its inclusive finance product matrix [12][13]

"非常感谢民生银行的及时帮助，要不是银行的快速反应，我的钱可能就没了。"近日，中国民生银行成 功拦截一起涉及大额资金的电信网络诈骗案件，有效保护客户资金安全，赢得客户赞誉。 责任编辑：山上 近日，一名年仅18岁的客户在民生银行昆明分行办理业务，短时间内向异地陌生账户分次转出100万 元，触发银行监测模型预警。银行核查人员第一时间与客户取得联系，发现其言辞含糊、逻辑不清，且 客户当时身处境外，存在疑似受骗风险。鉴于上述情形，银行核查人员进一步联系客户的监护人，确认 客户所称"亲戚借款"为虚假信息，综合判断其可能正遭遇"冒充公检法"类诈骗。 未来，民生银行将持续优化风控体系，强化银警联动机制，提升对可疑交易的识别与处置能力，为守护 客户资金安全构筑坚实防线。 银行频道更多独家策划、专家专栏，免费查阅>> 在初步判定风险后，民生银行迅速启动银警联动机制，向当地反诈中心报告，并对客户账户实施紧急保 护性管控。在公安机关与下游账户开户银行的协同下，成功阻断资金转移链路，拦截已转出的100万 元。同时，客户账户内剩余定期存款未再次支取，最终实现602万元资金的全面保护。 此次事件中，民生银行不仅展现了精准的风险识别能力和 ...

l 中国民生银行 北京分行 4月30日:权益数量有限、先到先得,领元即止。 NO.1 新客礼 京津冀三地卡京彩卡新客礼、 从未办理民生银行储蓄账户的客 达标礼消费券在哪里可以使用? 户,在北京地区成功申请京世翼三 地卡京彩十一类户目激活后,即可 频取 线上面户: 线上所有可以受理云闪付的简户(资户线上收银台 NO.2 达标礼 有 标识。淘宝、支付宝和微信线上商户除外》 当月达标,次月额型,每月可额 10-50元云闪付声费券,从开卡 线下鹿户: 次月起,365天内,每位客户最 多可违续假取12次。 京津冀地区线下所有可以受理云闪付的篇户《看户 处有 标识,但海军,支付宝和镇体的个人牧款 码用户留不参与活动) 快享达标礼 云网付流费春 包括但不限于以下APP 京东,唯品会、小米商城、拼多多、美团、达达快 迷。KEEP、七样、京东到家、多点、瑞韋喀摩。星 会网材清香香 巴克,首汽的车,神州变车。小米游戏得 No.3 老客礼 篇100使用 开卡满12个月以上目上月金融资产月日均>2万《含)以上级别客户,手 机银行-京津冀专区抢券。街位客户每月眼镜一次。 bbl 上下一篇 《關用机点兑换》 非凡出行;机场费宾休息室、赢 ...

Group 1 - Minsheng Bank's Hangzhou branch has surpassed 112 billion yuan in private enterprise loans by the end of November, showcasing its commitment to supporting the private economy through innovative financing products and enhanced financial services [1] - The bank has developed an automated payment management system for a leading e-commerce live streaming company, which was established in just 15 days, effectively addressing issues related to payment confirmation delays and record-keeping [1] - The "Export e-loan" product, launched by the bank, allows for a fully online process from application to disbursement, significantly improving financing efficiency for foreign trade enterprises in Zhejiang [1] Group 2 - In the Jiaxing manufacturing cluster, Minsheng Bank has introduced products like "accounts receivable financing" and "warehouse receipt pledge loans" to convert static assets into financing opportunities for textile companies facing high inventory and accounts receivable [2] - The bank's Zhoushan branch has created a tailored credit loan solution for a HVAC sales company, allowing for credit limits based on tax payments without the need for traditional collateral, with rapid approval processes enabling same-day fund availability [2] - Minsheng Bank has served over 3 million small and micro private enterprises, providing continuous financing support through inclusive financial products and promoting services like no-repayment renewal loans [2] Group 3 - The ongoing stories of service to private enterprises, from e-commerce giants in Hangzhou to small engineering firms in Zhoushan, illustrate Minsheng Bank's dedication to serving the private sector [3] - The bank aims to reinforce its position as "the bank for private enterprises" and will continue to deepen its financial services for private companies in Zhejiang [3]

2025年12月8日，宁波金融监管局发布批复称，《中国民生银行股份有限公司关于杨杰任职资格核准的 请示》（民银报〔2025〕267号）收悉。经审核，现批复如下： 二、中国民生银行应要求上述核准任职资格人员严格遵守金融监管总局有关监管规定，自中国民生银行 政许可决定作出之日起3个月内到任，并按要求及时报告到任情况。未在上述规定期限内到任的，本批 复文件失效，由宁波金融监管局办理行政许可注销手续。 三、中国民生银行应督促上述核准任职资格人员持续学习和掌握经济金融相关法律法规规章，牢固树立 风险合规意识，熟悉任职岗位职责，忠实勤勉履职。 一、核准杨杰中国民生银行股份有限公司宁波分行副行长的任职资格。 ...