Core Insights - EXL has been recognized as the category Winner in the 2025 IDC FinTech Real Results program for Lending Transformation excellence, highlighting its successful collaboration with FNBO to create a point-of-sale financing solution [1][3] - The partnership enabled FNBO to launch a cloud-native lending solution in just four months, showcasing the effectiveness of EXL's pre-built accelerators and configurable APIs [2][5] - The initiative attracted over 95% new-to-bank customers, demonstrating the platform's capability to enhance customer acquisition [3] Company Overview - EXL is a global data and AI company that focuses on transforming business models and driving growth through data and advanced technology [6] - Founded in 1999, EXL operates with core values of innovation, collaboration, excellence, integrity, and respect, employing approximately 61,000 people worldwide [6] - FNBO, a subsidiary of First National of Nebraska, Inc., has nearly $35 billion in assets and specializes in providing comprehensive payment solutions across various industries [7][8] Technological Impact - The collaboration between EXL and FNBO integrates digital technology, compliance expertise, and customer-centric design into a single lending solution, enhancing speed to market and borrower experience [4][5] - The modular approach of the platform allows for flexibility in adding features and expanding into new segments while ensuring compliance throughout the program's lifecycle [2][4] Market Position - The recognition by IDC emphasizes EXL's ability to deliver measurable results and prepare banks for competition in the consumer finance market [5] - The partnership illustrates how advanced data, AI, and digital solutions can lead to tangible business outcomes and increased customer value [3][5]

Core Viewpoint - ExlService Holdings, Inc. is set to release its third-quarter financial results on October 28, 2025, with a subsequent conference call scheduled for October 29, 2025, to discuss these results and provide insights into the company's operations and financial performance [1][2]. Company Overview - ExlService Holdings, Inc. (NASDAQ: EXLS) is a global data and AI company that focuses on reinventing client business models and driving growth through data and AI solutions [3]. - The company serves various industries, including insurance, healthcare, banking and capital markets, retail, communications and media, and energy and infrastructure [3]. - Founded in 1999, ExlService is headquartered in New York and employs approximately 61,000 individuals across six continents [3].

Core Insights - EXL has launched EXLdata.ai, a suite of data solutions aimed at making enterprise data usable for AI and accelerating AI integration into workflows [1][4] - The partnership with Databricks enhances the capabilities of EXLdata.ai, allowing enterprises to utilize Databricks Agent Bricks for optimizing AI on enterprise data [1][6] Data Challenges and Solutions - A significant challenge for organizations is the availability of AI-ready data, with only 30% of organizations reporting enterprise-wide data access, leading to data silos that hinder decision-making and AI deployment [2][5] - EXLdata.ai addresses these challenges by providing an AI-native solution that connects structured and unstructured data, ensuring usability through AI-driven tools and pre-built accelerators [3][4] Benefits of EXLdata.ai - The solution aims to reduce costs, improve implementation speed from months to weeks, and enhance accuracy by breaking down data silos and improving data visibility [4][5] - EXLdata.ai features a multi-agent architecture that autonomously manages various data lifecycle processes, delivering faster outcomes with production-grade reliability [4][5] Integration and Market Position - EXLdata.ai is built with an open architecture, allowing seamless integration with existing client systems and enhancing current investments rather than replacing them [6] - The collaboration with Databricks positions EXL to address a significant market gap in making data AI-ready, providing clients with tools to enrich data sources and improve model accuracy [7][8]

Core Insights - EXL has been recognized as a Leader in the 2025 NEAT Evaluation for P&C Operations: Analytics & AI by NelsonHall, highlighting its commitment to innovation and the integration of analytics and AI solutions into the workflows of leading property and casualty insurers [1][2][3] Company Overview - EXL is a global data and AI company founded in 1999, headquartered in New York, with approximately 61,000 employees across six continents [4] - The company focuses on transforming business models and driving better outcomes in various industries, including insurance, healthcare, banking, and energy [4] Industry Context - The P&C industry is facing economic headwinds that create uncertain market conditions, necessitating solutions that provide speed, adaptability, and versatility [3] - The NEAT evaluation assesses companies on their ability to deliver immediate impact and future-ready solutions, with leaders driving innovation to enhance underwriting, broker management, customer service, and claims administration [2][3]

Core Insights - EXL has been recognized as a Leader in the Healthcare Data, Analytics and AI Services PEAK Matrix® Assessment 2025 by Everest Group, highlighting its strengths in healthcare analytics solutions and platform offerings [1][2] - The report emphasizes the importance of data unification, governance, and privacy in healthcare, with EXL's modular healthcare platform being a key differentiator [2][3] - EXL's strategic partnerships with NVIDIA and Databricks, along with its investments in healthcare-focused intellectual property tools and generative AI integration, further solidify its leadership position in the market [2][3] Company Overview - EXL is a global data and AI company that provides services and solutions aimed at transforming client business models and driving better outcomes across various industries, including healthcare, insurance, and banking [4] - Founded in 1999, EXL operates with core values of innovation, collaboration, excellence, integrity, and respect, employing approximately 61,000 individuals worldwide [4]

Group 1 - ExlService Holdings Inc. is recognized as one of the best IT stocks to invest in according to hedge funds [1] - The company published its 6th annual Sustainability Report, highlighting a ~60% reduction in Scope 1 and Scope 2 greenhouse gas emissions since 2019, and a 14% decrease in Scope 3 emissions over the same period [1][2] - ExlService now sources approximately 44% of its worldwide energy from renewable sources and has contributed to planting over 86,000 trees since 2022 [2] Group 2 - More than 31,000 employees participated in the company's corporate social responsibility initiatives, with volunteer hours increasing to over 64,000 in 2024, benefiting more than 74,000 people globally [3] - The report emphasizes key topics such as responsible AI governance and the connection between environmental sustainability and return on investment [3] - ExlService operates in various sectors including Insurance, Healthcare & Life Sciences, Banking, Capital Markets, & Diversified Industries, and International Growth Markets [4]

Group 1 - ExlService Holdings, Inc. has successfully transitioned from being benchmarked against outsourcing peers to positioning itself as a digital-first operator [1] - The company now derives over half of its contributions from analytics and artificial intelligence [1] Group 2 - The company has a seasoned market professional with over 12 years of diverse experience across sectors, indicating strong leadership and expertise [1]

Group 1 - ExlService Holdings, Inc. has successfully transitioned from being benchmarked against outsourcing peers to becoming a digital-first operator [1] - The company's focus on analytics and artificial intelligence has resulted in these areas contributing over 50% of its operations [1]

Core Insights - EXL has formed a partnership with InsureMO to enhance the modernization of core systems for insurers, enabling faster product launches and reduced operational costs [1][2][3] - The collaboration combines EXL's insurance expertise and AI capabilities with InsureMO's cloud-native infrastructure, facilitating innovation and simplifying policy administration [2][4] Modernization and Innovation - The partnership aims to provide insurers with a low-risk, agile alternative for modernization, allowing them to innovate and scale operations without significant disruption [3][5] - Insurers can leverage modular components to quickly adapt to market changes and improve customer experiences [3][4] Operational Efficiency - InsureMO's middleware integrates with major global platforms, enhancing insurers' operational agility and reach [4] - A leading insurer has already benefited from the collaboration, launching a new product in four weeks and achieving a 30% reduction in operational costs through automated processes [5] Industry Context - The collaboration addresses the industry's challenges, including shifting risks and rising customer expectations, by promoting agile and intelligent operations [6] - Both companies share a vision for a more connected future in the insurance industry, driven by data and AI [7]

Core Insights - ExlService Holdings, Inc. is a global data and AI company founded in 1999 and headquartered in New York, focusing on helping clients reinvent their business models and unlock growth [1] Company Overview - The company combines equity strategy with a technical focus on fundamental value drivers of business economics to identify high probability long-term compounders [1] - ExlService operates across various financial market segments, including speculators, hedgers, long-term traders, and the public [1] Investment Strategy - The company seeks to buy at appropriate prices relative to intrinsic worth, emphasizing the importance of valuation in investment decisions [1] - Research conducted by the company covers investment securities as well as futures and options markets [1]