香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性或完整性亦不發表 任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚賴該等內容而引致之任何損失承擔任 何責任。 本公告僅供參考之用，並不構成收購、購買或認購任何證券的邀請或要約。本公告不構成或形成任何要約購買在 美國銷售的證券的一部分。票據（定義見下文）未曾也將不會根據經不時修訂之1933年美國聯邦證券法（「證券法」） 進行登記，而且不得在未登記或獲豁免遵守證券法的登記規定的情況下於美國境內或向任何美國人士（定義見證券 法）或出於美國人士的利益進行發售或出售。將不會在美國進行證券的公開發售。 於香港聯合交易所有限公司 上市之通告 中國工商銀行股份有限公司 INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED （於中華人民共和國註冊成立的股份有限公司） 股份代號：1398 由香港分行發行的美元票據的聯席全球協調人，聯席承銷商及聯席賬簿管理人 中國工商銀行（亞洲） 中國農業銀行股份有限公司 香港分行 中國銀行 中國工商銀行股份有限公司香港分行（「香港分行」） 於2029年到期 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性或完整性亦不發表 任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚賴該等內容而引致之任何損失承擔任 何責任。 本公告僅供參考之用，並不構成收購、購買或認購任何證券的邀請或要約。本公告不構成或形成任何要約購買在 美國銷售的證券的一部分。票據（定義見下文）未曾也將不會根據經不時修訂之1933年美國聯邦證券法（「證券法」） 進行登記，而且不得在未登記或獲豁免遵守證券法的登記規定的情況下於美國境內或向任何美國人士（定義見證券 法）或出於美國人士的利益進行發售或出售。將不會在美國進行證券的公開發售。 於香港聯合交易所有限公司 上市之通告 中國工商銀行股份有限公司 INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED （於中華人民共和國註冊成立的股份有限公司） 股份代號：1398 中國工商銀行股份有限公司香港分行（「香港分行」） 於2029年到期的1,000,000,000美元浮動利率票據 （「美元票據」） （證券代號：40124） 中國工商銀行股份有限公司盧森堡分行（「盧森堡分行 ...

据香港交易所披露，贝莱德（BlackRock）对中国工商银行股份有限公司 - H股的多头持仓比例于2026年 3月10日从4.94%增至5.1%。 ...

Group 1 - The core point of the article is that the Industrial and Commercial Bank of China (ICBC) has applied for a patent related to a risk identification method, device, equipment, storage medium, and program product, aimed at enhancing risk identification accuracy in financial technology [1] Group 2 - The patent application, published under CN121660690A, was filed on November 2025 and involves a method that classifies and labels transaction data based on preset rules to generate structured feature vectors [1] - The structured feature vectors include multiple characteristics such as transaction time, transaction amount, transaction location, transaction frequency, and transaction channel [1] - The method calculates a risk score based on the structured feature vector and triggers corresponding risk response strategies based on the risk score [1] Group 3 - ICBC was established in 1985 and is headquartered in Beijing, primarily engaged in monetary financial services [1] - The company has a registered capital of approximately 35.64 billion RMB [1] - According to data analysis, ICBC has invested in 28 enterprises, participated in 11,098 bidding projects, and holds 970 trademark records and 5,000 patent records, along with 79 administrative licenses [1]

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Zhuhai Branch emphasizes its commitment to "finance for the people," focusing on protecting consumer rights and enhancing financial services in the Guangdong-Hong Kong-Macao Greater Bay Area [2][4]. Group 1: Customer Service Initiatives - ICBC Zhuhai Branch has implemented a range of customer service initiatives, including the "ICBC Station" across its 46 branches, providing amenities such as air conditioning, seating, drinking water, mobile charging, and internet access to enhance customer convenience [3]. - The bank has introduced an appointment system for counter services, significantly reducing customer wait times and improving service efficiency [3]. - The bank has deployed 24/7 foreign currency exchange machines supporting over 20 currencies and 256 denominations, ensuring timely and convenient payment services for the public [3]. Group 2: Fraud Prevention Efforts - ICBC Zhuhai Branch has intensified its anti-fraud efforts, focusing on raising consumer awareness about prevalent scams, including "AI face-swap fraud" and "fake investment traps," by distributing informative materials at branch locations [4]. - The bank has targeted its anti-fraud campaigns towards vulnerable groups, such as the elderly and students, conducting face-to-face educational sessions and distributing easy-to-understand materials to enhance their fraud prevention capabilities [4]. - Since 2025, the bank has successfully intervened to prevent 13 potential fraud victims, safeguarding a total of 1.74 million yuan in customer funds [4]. Group 3: Consumer Rights Protection - ICBC Zhuhai Branch actively explores new channels and methods for financial consumer rights education, utilizing original comic series to engage the public in financial literacy [5]. - The bank organized activities for International Consumer Rights Day, focusing on financial consumer protection, payment convenience, and counterfeit prevention, using interactive methods to educate the public [5]. - Looking ahead, ICBC Zhuhai Branch aims to continue its efforts in consumer rights protection, contributing to a harmonious and orderly financial consumption environment [5].

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) has been awarded the "Outstanding Case of Convenient Services for the Elderly" for its innovative approach to elderly financial services, emphasizing the importance of addressing the needs of the aging population in China [1][7]. Summary by Sections Service Innovation - ICBC has implemented a comprehensive "financial + pan-financial" service system aimed at the elderly, focusing on a full-cycle approach from preparation to enjoyment of old age [2][8]. - The bank has upgraded its "ICBC Love Accompany" service system, enhancing both online and offline channels to better serve elderly clients [2][8]. Product Development - A new service brand, "ICBC Love Accompany," has been launched, featuring a financial service manual for the elderly and a dedicated long-term investment product series [3][9]. - The bank has developed over 6,800 specialized financial service outlets for the elderly, ensuring accessibility and convenience [3][9]. Customer Engagement - ICBC has initiated a "three-in-one" activity matrix to provide exclusive benefits to elderly clients, with over 3 million participants in 2025 [4][10]. - Collaborations with China UnionPay have resulted in a comprehensive elderly service package, benefiting 40 million elderly clients across various health and care services [4][10]. Technological Integration - The "Silver Industry Cloud" platform has been established to streamline payment processes for elderly clients, covering 30 provinces and serving nearly one million elderly individuals [5][11]. - Innovations such as "family accounts" and "scheduled deductions" have simplified the payment process for utilities and community services, enhancing convenience for elderly users [5][11]. Market Impact - By the end of 2025, ICBC is expected to serve over 220 million clients aged 55 and above, managing financial assets exceeding 12 trillion yuan, significantly improving the financial well-being and security of the elderly population [5][11].

Core Viewpoint - Industrial and Commercial Bank of China (ICBC) is actively promoting financial consumer protection awareness through various community-focused activities, particularly targeting vulnerable groups such as the elderly and new employment sectors like drivers and couriers [1][22]. Group 1: Financial Knowledge Promotion Activities - ICBC is organizing a series of financial knowledge promotion activities in line with the "Consumer Rights Day," focusing on enhancing financial safety awareness among consumers [1]. - In Beijing, ICBC hosted a themed event inviting representatives from new employment groups to discuss financial knowledge and services [3]. - The bank's Tianjin branch collaborated with a local insurance company to conduct interactive games aimed at educating the public about financial knowledge [6]. Group 2: Targeted Outreach to Specific Groups - ICBC's Inner Mongolia branch provided one-on-one financial knowledge explanations to local herders, ensuring that consumer rights protection policies are accessible [8]. - In Heilongjiang, the bank invited couriers to participate in financial education sessions, focusing on preventing telecom fraud [10]. - The Anhui branch educated truck drivers about digital financial services and fraud risks, helping them navigate the digital landscape [16]. Group 3: Community Engagement and Interactive Learning - ICBC's Zhejiang branch organized a financial safety seminar in conjunction with local law enforcement, providing practical financial safety resources to new employment groups [12]. - The Ningbo branch performed a self-directed anti-fraud skit to engage the audience in learning about fraud prevention [14]. - In Ningxia, the bank launched a rural financial education initiative using local dialects to make consumer protection knowledge more relatable [20]. Group 4: Commitment to Financial Consumer Protection - ICBC is committed to enhancing the political and public-oriented nature of financial work by continuously conducting targeted consumer protection education activities [22].

声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 来源：市场资讯 国家知识产权局信息显示，中国工商银行股份有限公司取得一项名为"网络攻击端的识别方法、装置、 处理器以及电子设备"的专利，授权公告号CN116668177B，申请日期为2023年6月。 天眼查资料显示，中国工商银行股份有限公司，成立于1985年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本35640625.7089万人民币。通过天眼查大数据分析，中国工商银行股份有 限公司共对外投资了28家企业，参与招投标项目12078次，财产线索方面有商标信息970条，专利信息 5000条，此外企业还拥有行政许可79个。 ...

Group 1 - The core viewpoint of the article is the strategic partnership between China Information Communication Technologies (China Xinke) and Industrial and Commercial Bank of China (ICBC), aimed at enhancing financial solutions for technology-driven enterprises [1] - ICBC signed a strategic cooperation agreement with China Xinke on March 13 in Wuhan, indicating a commitment to support China Xinke's core technology advancements and industrial transformation [1] - The collaboration will focus on various financial needs, including comprehensive financial solutions for all-round financing, mergers and acquisitions of technology enterprises, and supply chain finance [1]

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Qingdao Branch has established a comprehensive "Big Consumer Protection" system to effectively safeguard financial consumer rights and support high-quality economic and social development through technology empowerment, precise services, and educational outreach [1][2]. Group 1: System Construction - ICBC Qingdao has created a complete institutional framework for consumer rights protection, integrating it into its operational development strategy and establishing a "Big Consumer Protection" work system that covers all business areas and processes [1][2]. - A Consumer Rights Protection Committee has been established, creating a three-tiered work system that includes branches, sub-branches, and outlets, ensuring accountability and performance assessment related to consumer protection [2]. - The bank has implemented a "first inquiry responsibility system" and a "time-limited completion system" to enhance the efficiency and satisfaction of complaint handling [2]. Group 2: Technology Empowerment - The bank utilizes digital platforms like "Rong An e-Credit" and "ICBC Smart Guardian" to build an intelligent risk prevention system, employing big data analysis to identify abnormal transactions and prevent telecom fraud [2][3]. - An intelligent risk warning system has been launched to monitor account anomalies in real-time, successfully preventing multiple scams targeting elderly clients, saving them hundreds of thousands of yuan [3]. Group 3: Community Engagement - ICBC Qingdao collaborates with regulatory bodies, industry associations, and community organizations to conduct financial knowledge dissemination activities, particularly during the "3·15" campaign [2][3]. - The bank has tailored financial safety training for delivery riders and distributed educational materials to enhance financial literacy among the public [5]. Group 4: Consumer Rights Protection - Consumer rights protection rooms have been established at each branch to address issues promptly, ensuring customer concerns are resolved on-site [5]. - The bank actively publishes articles on its website and social media to raise awareness about financial scams and illegal activities, helping the public improve their risk prevention capabilities [5]. Group 5: Financial Education - ICBC Qingdao emphasizes financial knowledge dissemination as a key aspect of consumer protection, innovating promotional methods to expand outreach [6]. - The bank has initiated a "Financial Volunteer Service" team and is developing a "Golden Sail Protection" brand to provide targeted education and maintain a consumer protection case database [6].