Core Viewpoint - Yantai Branch of Industrial and Commercial Bank emphasizes "finance for the people" and focuses on inclusive finance as a core strategy to support the development of small and micro enterprises, aiming for high-quality and sustainable growth in this sector [2][3]. Group 1: Inclusive Finance Development - As of August 2025, the inclusive loan balance reached 1.64 billion yuan, an increase of 210 million yuan from the beginning of the year [2]. - The bank aims for "everyone understands inclusive finance, everyone promotes inclusive finance," enhancing the promotion of inclusive financial services [2]. - The bank is expanding its service reach by training all staff to identify financing needs among small and micro enterprises and individual businesses [2][3]. Group 2: Service Innovation and Outreach - The bank has developed a multi-channel promotional matrix to raise awareness of inclusive financial policies and products [3]. - Youth teams are actively participating in the "thousands of enterprises and ten thousand households" outreach initiative, creating tailored visit plans for local small businesses [3]. - The bank has implemented a "one enterprise, one policy" approach to understand the pain points of businesses and provide timely support [3]. Group 3: Risk Management - The bank prioritizes risk control as a "lifeline" for business development, emphasizing compliance and risk awareness among all employees [3]. - Regular training on risk prevention is conducted to ensure staff are aware of key risk factors in inclusive finance [3]. - The bank employs various methods, such as phone callbacks and on-site checks, to monitor borrowers' financial conditions and ensure healthy development of inclusive finance [3]. Group 4: Anti-Fraud Campaign - The bank has launched a "National Anti-Fraud Action" campaign, conducting 44 promotional events with participation from 2,588 individuals [4]. - The campaign includes distributing over 8,000 promotional materials and sending 14,500 text messages to enhance public awareness of fraud prevention [4][5]. - The bank is actively engaging with communities, schools, and businesses to provide anti-fraud education and resources [5][6].

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性或完整性亦不發表 任何聲明，並明確表示，概不就因本公告全部或任何部份內容而產生或因倚賴該等內容而引致之任何損失承擔任 何責任。 中國工商銀行股份有限公司 INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED （於中華人民共和國註冊成立的股份有限公司） 股份代號：1398 海外監管公告 本公告乃根據香港聯合交易所有限公司證券上市規則第13.10B條而做出。 茲載列本行在上海證券交易所網站刊登的《北京市金杜律師事務所關於中國工商銀行股 份有限公司2025年第一次臨時股東會之法律意見書》，僅供參閱。 特此公告。 中國工商銀行股份有限公司 董事會 中國，北京 2025年10月16日 於本公告刊發日期，董事會成員包括執行董事廖林先生、劉珺先生和王景武先生；非執行董事盧永真先生、 曹利群女士、董陽先生和鐘蔓桃女士；獨立非執行董事陳德霖先生、赫伯特•沃特先生、莫里•洪恩先生、 陳關亭先生和李偉平先生。 金杜律师事务所 KING&WODD MAILESONS 4. 公司本次股东会股权登记日的股东名册; ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性或完整性亦不發表 任何聲明，並明確表示，概不就因本公告全部或任何部份內容而產生或因倚賴該等內容而引致之任何損失承擔任 何責任。 中國工商銀行股份有限公司 INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED （於中華人民共和國註冊成立的股份有限公司） 股份代號：1398 二零二五年十月十六日舉行的 2025 年第一次臨時股東會 投票表決結果 茲提述中國工商銀行股份有限公司（「本行」）日期為2025年9月23日的通函（「通函」），當 中列載於本行2025年第一次臨時股東會（「臨時股東會」）上提呈供股東審批的各項決議 案的詳情。 一、會議的召開和出席情況 本行董事會宣佈，臨時股東會已於2025年10月16日下午二時五十分假座中國北京 市西城區復興門內大街55號中國工商銀行總行舉行。 2 有權出席並可於臨時股東會上對決議案進行表決的總股份數為356,406,257,089 股。本行並無任何股東有權出席臨時股東會但根據香港聯合交易所有限公司證券 上市規則（「香港《上市規則》」）第13.40條所載 ...

证券代码：601398 证券简称：工商银行 公告编号：临 2025-037 号 中国工商银行股份有限公司 2025年第一次临时股东会决议公告 中国工商银行股份有限公司董事会及全体董事保证本公告内容不存在任何 虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 重要内容提示： 本次会议是否有否决议案：无 (一) 股东会召开的时间：2025 年 10 月 16 日 (二) 股东会召开的地点：北京市西城区复兴门内大街 55 号中国工商银行股份 有限公司（简称本行）总行 (三) 出席本次股东会的股东及股东授权代表共 5,360 人，代表有表决权股份 303,943,465,807 股，占本行有表决权股份总数 356,406,257,089 股的 85.2801%。 | 境外上市外资股股东持有股份总数（H 股） | 49,325,048,433 | | --- | --- | | 3、出席会议的股东所持有表决权股份数占本行有表决权股 | | | 份总数的比例（%） | 85.2801 | | 其中：A 股股东持股占股份总数的比例（%） | 71.4405 | | 境外上市外资股股东持股 ...

金杜律师事务所 KING&WODD MAI I FSONS 北京市朝阳区东三环中路1号 环球金融中心办公室在线18层 18th Floor, East Tower, World Financia | Donosanhuan Zhonolu Chaovang District Beijing, 100020 P.R. China +86 10 5878 5588 6 10 5878 5566/559 北京市金杜律师事务所 关于中国工商银行股份有限公司 2025年第一次临时股东会 之法律意见书 致:中国工商银行股份有限公司 北京市金杜律师事务所（以下简称本所或金杜）接受中国工商银行股份有 限公司（以下简称公司）委托，根据《中华人民共和国证券法》(以下简称《证 券法》)、《中华人民共和国公司法》(以下简称《公司法》)、中国证券监督管理 委员会《上市公司股东会规则》等中华人民共和国境内（以下简称中国境内, 为本法律意见书之目的,不包括中国香港特别行政区、中国澳门特别行政区和 中国台湾省)现行有效的法律、行政法规、部门规章和规范性文件和现行有效 的公司章程有关规定,指派律师出席了公司于 2025年 10月 16 日召开 ...

Core Viewpoint - Industrial and Commercial Bank of China (ICBC) has shown a positive stock performance with a 15.09% increase year-to-date and a recent net inflow of funds, indicating strong investor interest [1][2]. Financial Performance - As of June 30, 2025, ICBC reported a net profit of 168.1 billion yuan, a decrease of 1.39% year-on-year [2]. - The bank's cumulative cash distribution since its A-share listing amounts to 1,525.288 billion yuan, with 327.145 billion yuan distributed over the last three years [3]. Stock Market Activity - On October 16, 2023, ICBC's stock price rose by 2.01% to 7.61 yuan per share, with a trading volume of 2.594 billion yuan and a turnover rate of 0.13% [1]. - The stock's recent performance includes a 4.10% increase over the last five trading days and a 1.87% increase over the last 20 days, while it has decreased by 2.44% over the last 60 days [1]. Shareholder Information - As of June 30, 2025, ICBC had 673,700 shareholders, a decrease of 4.81% from the previous period, with an average of 472,389 circulating shares per shareholder, an increase of 5.82% [2]. - The top ten circulating shareholders include significant institutional investors, with Hong Kong Central Clearing Limited holding 2.485 billion shares, an increase of 98.1128 million shares from the previous period [3].

Group 1 - The core message emphasizes the importance of providing warm and considerate banking services, particularly for elderly customers, as demonstrated by the actions of the Industrial and Commercial Bank of China (ICBC) at its Hai'an Chengnan branch [1][2] - The branch has implemented various convenient facilities such as wheelchairs, umbrellas, reading glasses, and emergency supplies to enhance customer service and ensure a welcoming environment [1] - A dedicated "green channel" for elderly customers has been established, where staff actively assist and guide them through banking processes, ensuring they feel respected and valued [1] Group 2 - The branch offers home service for elderly customers who have mobility issues, allowing them to schedule appointments for services like account loss reporting and password resets [2] - Staff also educate elderly clients on preventing financial fraud and recognizing counterfeit currency, thereby enhancing their financial security [2] - ICBC Hai'an Chengnan branch plans to continue improving its services for elderly clients, aiming to provide more warmth and support in financial services to enhance their overall sense of happiness and security [2]

Core Viewpoint - The event organized by the Industrial and Commercial Bank of China (ICBC) in Nantong focuses on enhancing financial education and consumer rights protection, aligning with the theme of the 2025 "Financial Education Promotion Week" [1][3]. Group 1: Event Overview - The event titled "'Dian' Brightens Financial Life, Safeguards Civil Rights" was held on September 16, aiming to integrate civil rights protection from the Civil Code with financial consumer rights [1]. - The activity received positive feedback from frontline employees of the wage-disbursing units who participated [1]. Group 2: Targeted Groups and Activities - The event targeted key demographics, including the elderly, middle-aged, and new employees, with tailored educational content for each group [2]. - Three main zones were established: - "Silver Guard Station" for elderly individuals, focusing on risks like pension fraud and misleading financial advice [2]. - "Middle-aged Navigation Station" addressing common issues such as mortgage rate adjustments and family asset allocation scams [2]. - "New Employee Station" aimed at educating new hires on financial literacy and personal information protection [2]. Group 3: Educational Approach - The event utilized a dual approach of "immersive legal education + interactive experience" to make complex legal concepts accessible [3]. - Real-life financial dispute cases were used to illustrate the core provisions of the Civil Code related to consumer rights in various financial scenarios [3]. - The initiative is part of ICBC's commitment to social responsibility and enhancing the warmth of financial services [3]. Group 4: Future Plans - ICBC Nantong South Chuan Garden Branch plans to continue leveraging the "Financial Education Promotion Week" to innovate educational formats and expand service scenarios [3]. - The goal is to further integrate legal knowledge with financial services to protect consumer rights and foster a safe financial environment [3].

Core Insights - The increasing presence of foreign clients in banking highlights the necessity for English proficiency among bank staff to facilitate smooth communication and service delivery [1][3] Group 1: Customer Experiences - A U.S. foreign teacher and his wife successfully opened a salary account at the Industrial and Commercial Bank of China (ICBC) after overcoming language barriers with the help of translation tools [1] - A Myanmar student exchanged cash for RMB, requiring extensive information entry as a new customer, which was communicated effectively in English by the staff [2] - A foreign client inquired about a delayed tuition payment from India, receiving assistance in English, which eased the communication process [2] Group 2: Service Adaptation - The experiences during the September school season emphasize the need for banks to adapt their services to meet the demands of globalization [3] - Bank staff are encouraged to enhance their English language skills and utilize translation software to improve service quality for foreign clients [3] - Regular English training for staff is recommended to better equip them for the challenges and opportunities presented by globalization [3]

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Nantong Branch organized a "Financial Education Promotion Week" event to enhance public financial literacy and protect consumer rights, leveraging the popularity of the Scottish Premier League matches [1] Group 1: Event Overview - The event was held at the Nantong Sports Exhibition Center and aimed to promote financial knowledge and consumer rights protection [1] - The activity was guided by the Nantong Financial Regulatory Bureau and co-hosted by local banking and insurance associations [1] Group 2: Educational Initiatives - The bank distributed financial knowledge pamphlets explaining the dangers of illegal fundraising, counterfeit currency, and high-interest temptations, while also promoting awareness of personal financial information protection [1] - An interactive quiz was conducted, allowing participants to answer questions related to the Scottish Premier League, financial safety, and consumer rights, with rewards for correct answers [1] Group 3: Public Reception and Future Plans - The event received positive feedback from attendees, who reported an increase in practical financial knowledge and self-protection awareness [1] - The bank plans to continue its efforts in financial knowledge dissemination, innovate promotional methods, and enhance the financial service system to support local economic development [2]