Financial Data and Key Metrics - The company's quarterly earnings release and related earnings supplement are available on the company website, oceanfirstcom [3] - Remarks during the call may contain forward-looking statements and non-GAAP financial measures, with participants advised to refer to SEC filings for a complete discussion of these statements [4] Business Lines and Key Metrics - No specific data provided in the content regarding individual business lines or key metrics Market Data and Key Metrics - No specific data provided in the content regarding market data or key metrics Company Strategy and Industry Competition - No specific data provided in the content regarding company strategy or industry competition Management Commentary on Operating Environment and Future Outlook - No specific data provided in the content regarding management commentary on the operating environment or future outlook Other Important Information - The call is being moderated by Brika, with all lines muted during the presentation portion and an opportunity for questions and answers at the end [2] - Alfred Goon, SVP of Corporate Development and Investor Relations, introduced the call and reminded participants of the availability of earnings materials on the company website [3] Q&A Session - No specific questions or answers were provided in the content regarding the Q&A session

OceanFirst Financial Corp. (NASDAQ:OCFC) Q4 2024 Earnings Conference Call January 24, 2025 11:00 AM ET Company Participants Alfred Goon - Senior Vice President, Corporate Development and Investor Relations Christopher Maher - Chairman and Chief Executive Officer Joseph Lebel - President and Chief Operating Officer Patrick Barrett - Executive Vice President and Chief Financial Officer Conference Call Participants Tim Switzer - KBW Christopher Marinac - Janney Montgomery Scott David Bishop - Hovde Group Matth ...

Exhibit 99.2 OceanFirst Financial Corp. 4Q 2024 Earnings Release Supplement(1) January 2025 (1) The 4Q 2024 Earnings Release Supplement should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on January 23, 2025. . . . Legal Disclaimer . . . FORWARD LOOKING STATEMENTS. In addition to historical information, this presentation contains certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, which ar ...

OceanFirst Financial (OCFC) reported $95.56 million in revenue for the quarter ended December 2024, representing a year-over-year decline of 4.1%. EPS of $0.38 for the same period compares to $0.45 a year ago.The reported revenue compares to the Zacks Consensus Estimate of $95.7 million, representing a surprise of -0.15%. The company delivered an EPS surprise of +5.56%, with the consensus EPS estimate being $0.36.While investors closely watch year-over-year changes in headline numbers -- revenue and earning ...

OceanFirst Financial (OCFC) came out with quarterly earnings of $0.38 per share, beating the Zacks Consensus Estimate of $0.36 per share. This compares to earnings of $0.45 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 5.56%. A quarter ago, it was expected that this holding company for OceanFirst Bank would post earnings of $0.38 per share when it actually produced earnings of $0.39, delivering a surprise of 2.63%.Over the l ...

Press Release Exhibit 99.1 Company Contact: Patrick S. Barrett Chief Financial Officer OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 27507 Email: pbarrett@oceanfirst.com FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. ANNOUNCES QUARTERLY AND ANNUAL FINANCIAL RESULTS RED BANK, NEW JERSEY, January 23, 2025 - OceanFirst Financial Corp. (NASDAQ:"OCFC") (the "Company"), the holding company for OceanFirst Bank N.A. (the "Bank"), announced net income available to common stockholders of $20.9 million, or $0 ...

RED BANK, N.J., Jan. 23, 2025 (GLOBE NEWSWIRE) -- OceanFirst Financial Corp. (NASDAQ:“OCFC”) (the “Company”), the holding company for OceanFirst Bank N.A. (the “Bank”), announced net income available to common stockholders of $20.9 million, or $0.36 per diluted share, for the quarter ended December 31, 2024, a decrease from $26.7 million, or $0.46 per diluted share, for the corresponding prior year period, and $24.1 million, or $0.42 per diluted share, for the prior linked quarter. For the year ended Decemb ...

RED BANK, N.J., Jan. 21, 2025 (GLOBE NEWSWIRE) -- OceanFirst Financial Corp. (NASDAQ:"OCFC"), (the "Company"), announced that its Board of Directors has declared a quarterly cash dividend of $0.4375 per share for every depositary share, representing 1/40th interest in the Series A Preferred Stock, payable on February 17, 2025 to stockholders of record on January 31, 2025. OceanFirst Financial Corp.'s subsidiary, OceanFirst Bank N.A., founded in 1902, is a regional bank providing financial services throughou ...

The upcoming report from OceanFirst Financial (OCFC) is expected to reveal quarterly earnings of $0.36 per share, indicating a decline of 20% compared to the year-ago period. Analysts forecast revenues of $95.7 million, representing a decrease of 4% year over year.Over the last 30 days, there has been no revision in the consensus EPS estimate for the quarter. This signifies the covering analysts' collective reconsideration of their initial forecasts over the course of this timeframe.Before a company announc ...

RED BANK, N.J., Nov. 06, 2024 (GLOBE NEWSWIRE) -- OceanFirst Financial Corp. (NASDAQ:OCFC) (the "Company"), the holding company for OceanFirst Bank N.A. (the "Bank"), announced today first time ratings issued by Moody's Ratings. Christopher D. Maher, OceanFirst Financial Corp. Chairman and Chief Executive Officer, commented about the Moody's Rating, "Just 1% of all U.S. banks have been acknowledged by Moody's Ratings with an Investment Grade rating." Maher continued, "I am proud of our team for also receivi ...