Group 1 - The core point of the article is that China Ping An Insurance (Group) Co., Ltd. has increased its stake in China Pacific Insurance (Group) Co., Ltd. by acquiring 3.898 million shares at a price of HKD 36.8174 per share, totaling approximately HKD 144 million [1] - After the acquisition, China Ping An's total shareholding in China Pacific Insurance is approximately 169 million shares, representing a holding percentage of 6.08% [1]

Core Viewpoint - China Ping An Insurance (Group) Co., Ltd. has increased its stake in China Taiping Insurance Holdings Company Limited by acquiring 3.898 million shares at a price of HKD 36.8174 per share, totaling approximately HKD 144 million, resulting in a new holding of about 169 million shares, representing 6.08% ownership [1] Summary by Category - **Investment Activity** - China Ping An has purchased 3.898 million shares of China Taiping at HKD 36.8174 each, amounting to around HKD 144 million [1] - **Ownership Structure** - Following the acquisition, China Ping An's total shareholding in China Taiping has reached approximately 169 million shares, equating to a 6.08% ownership stake [1]

Core Insights - Ping An Bank reported a decrease in operating income by 10.0% to RMB 69,385 million compared to the previous period [1][2] - The net profit attributable to shareholders decreased by 3.9% to RMB 24,870 million [1][2] - The cost-to-income ratio improved slightly to 27.68%, an increase of 0.31 percentage points [1][3] Financial Performance - Total assets increased by 1.8% to RMB 5,874,961 million [1][2] - Total equity attributable to shareholders rose by 3.6% to RMB 440,109 million [1][2] - The non-performing loan (NPL) ratio slightly decreased to 1.05% from 1.06% [1][4] Loan and Deposit Trends - Total deposits increased by 4.6% to RMB 3,694,471 million, with corporate deposits growing by 5.4% [2][3] - Total loans and advances increased by 1.0% to RMB 3,408,498 million, with corporate loans rising by 4.7% [2][3] - The overdue loan ratio remained stable, with a slight decrease in the 60-day overdue loan ratio [1][4] Capital Adequacy and Ratios - The core tier 1 capital adequacy ratio stood at 9.31%, above the regulatory requirement [4][5] - The provision coverage ratio was reported at 238.48%, indicating strong coverage for potential loan losses [4][5] - The leverage ratio was recorded at 6.73%, reflecting the bank's capital management strategy [6]

平安银行 2025 年上半年度经营情况亦可参阅本公司在上海证券交易所网站 （www.sse.com.cn）披露的《平安银行 2025 年半年度报告摘要》。 特此公告。 关于披露平安银行 2025 年半年度报告摘要的公告 中国平安保险（集团）股份有限公司董事会 证券代码：601318 证券简称：中国平安 公告编号：临 2025-032 中国平安保险（集团）股份有限公司 中国平安保险（集团）股份有限公司（以下简称"本公司"）董事会及全体董事 保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的 真实性、准确性和完整性承担法律责任。 本公司控股子公司平安银行股份有限公司（以下简称"平安银行"）在深圳 证券交易所网站（www.szse.cn）公布了《平安银行 2025 年半年度报告》。 ...

Core Viewpoint - The A-share market is experiencing a significant uptrend, with the Shanghai Composite Index breaking through the 3800-point mark, leading to increased competition among brokerage firms focusing on service quality rather than just price wars [1][2]. Investor Behavior - Investor activity has noticeably increased, with new account openings and trading volumes rising by approximately 20% compared to previous months. Daily stock fund trading volume increased by 20% in July compared to June, and by another 12% in the first half of August compared to July [2]. Online Service Enhancements - Brokerages are prioritizing online services, leveraging AI technology to enhance service efficiency. For instance, Guangfa Securities upgraded its app to provide 24/7 proactive "chat-style" services, improving information access for investors [3][4]. Technology Integration - National Securities introduced an "MBTI investment style assessment" during a promotional event, using AI tools to match users with suitable investment options based on their preferences, thereby reducing decision-making costs [4]. Offline Service Improvements - Despite the rise of online services, offline interactions remain crucial, especially for older investors who require in-person assistance. Brokerages are increasing staff to manage the growing demand for services such as account openings and risk assessments [7][9]. Market Adaptation - The current bull market has prompted brokerages to enhance their service offerings, utilizing both online and offline channels to meet the diverse needs of investors. This includes timely information dissemination and personalized investment advice [8][9]. Competitive Landscape - The competition among brokerages is shifting towards service quality, with firms that can effectively understand and meet investor needs likely to succeed in the evolving market environment [9].

智通财经APP讯，中国平安(02318)公布平安银行 2025 年半年度业绩，营业收入为693.85亿元，同比减 少10%;归属于该行股东的净利润为248.7亿元，同比减少3.9%;每股收益1.18元，每 10 股派发现金股利人 民币 2.36 元(含税)。 （原标题：中国平安(02318)：平安银行上半年归母净利为248.7亿元，同比减少3.9%） ...

中国平安（601318）(02318)公布平安银行（000001）2025年半年度业绩，营业收入为693.85亿元，同比 减少10%;归属于该行股东的净利润为248.7亿元，同比减少3.9%;每股收益1.18元，每10股派发现金股利 人民币2.36元(含税)。 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負 責，對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部 或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 海外監管公告 本公告乃根據《香港聯合交易所有限公司證券上市規則》第13.09和13.10B條而 作出。 茲載列中國平安保險（集團）股份有限公司在上海證券交易所網站刊登的「中國 平安保險（集團）股份有限公司關於披露平安銀行2025年半年度報告摘要的公 告」，僅供參閱。 承董事會命 盛瑞生 公司秘書 中國深圳，2025年8月22日 於本公告日期，本公司的執行董事為馬明哲、謝永林、郭曉濤、付欣及蔡方方；非執行 董事為謝吉人、楊小平、何建鋒及蔡潯；獨立非執行董事為伍成業、儲一昀、劉宏、吳 港平、金李及王廣謙。 证券代码：601318 证券简称：中国平安 公告编号：临 2025-032 中国平安保险（集团）股份有限公司 关于披露平安银行 2025 年半年度报告摘要的公告 中国平安保险（集团）股份有限公司（以下简称"本公司"）董事会及全体董事 保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的 ...

关于披露平安银行 2025 年半年度报告摘要的公告 证券代码：601318 证券简称：中国平安 公告编号：临 2025-032 中国平安保险（集团）股份有限公司 中国平安保险（集团）股份有限公司董事会 中国平安保险（集团）股份有限公司（以下简称"本公司"）董事会及全体董事 保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的 真实性、准确性和完整性承担法律责任。 2025 年 8 月 22 日 本公司控股子公司平安银行股份有限公司（以下简称"平安银行"）在深圳 证券交易所网站（www.szse.cn）公布了《平安银行 2025 年半年度报告》。 平安银行 2025 年上半年度经营情况亦可参阅本公司在上海证券交易所网站 （www.sse.com.cn）披露的《平安银行 2025 年半年度报告摘要》。 特此公告。 ...

Core Viewpoint - Ping An Bank reported a decline in both revenue and net profit for the first half of 2025, indicating potential challenges in its financial performance [1] Financial Performance - The bank achieved an operating income of 69.385 billion yuan, representing a year-on-year decrease of 10% [1] - The net profit attributable to shareholders was 24.87 billion yuan, which is a year-on-year decline of 3.9% [1]