Core Insights - China Ping An executed a block trade on October 28, with a volume of 43,300 shares and a transaction value of 2.501 million yuan, at a price of 57.76 yuan per share [2][3] - The stock has seen a total of 8 block trades in the past three months, amounting to a cumulative transaction value of 181 million yuan [2] - The closing price for China Ping An on the same day was 57.76 yuan, reflecting a slight increase of 0.02%, with a turnover rate of 0.46% and a total trading volume of 2.843 billion yuan [2] Trading Activity - The buyer of the block trade was Guangfa Securities Co., Ltd. Guangzhou Kangwang Middle Road Securities Business Department, while the seller was Guotai Junan Securities Co., Ltd. Headquarters [2][3] - The latest margin financing balance for the stock is 23.921 billion yuan, showing a decrease of 313 million yuan over the past five days, which is a decline of 1.29% [3] - Over the last five days, the stock has increased by 1.08%, with a total net inflow of funds amounting to 443 million yuan [2]

Core Insights - China Ping An reported a significant increase in net profit for the third quarter, with a year-on-year growth of 45.4% [2][4]. Financial Performance - For the first three quarters of 2025, the company achieved an operating profit attributable to shareholders of 116.26 billion yuan, representing a year-on-year increase of 7.2%, with a 15.2% growth in the third quarter [4]. - The net profit attributable to shareholders for the first three quarters reached 132.86 billion yuan, up 11.5% year-on-year, with a notable 45.4% increase in the third quarter [4]. - As of September 30, 2025, the company's net assets attributable to shareholders stood at 986.41 billion yuan, reflecting a 6.2% growth after dividends [4]. Insurance Business Growth - The new business value for life and health insurance saw a robust increase of 46.2% in the first three quarters of 2025, with agents' average new business value rising by 29.9% and bank insurance channel new business value soaring by 170.9% [5]. - The property insurance segment reported a premium income of 256.25 billion yuan, marking a 7.1% year-on-year growth, with a combined cost ratio of 97.0%, an improvement of 0.8 percentage points [5]. Investment Performance - The investment portfolio of the insurance funds achieved a non-annualized comprehensive investment return of 5.4%, up by 1.0 percentage point year-on-year, with a non-annualized net investment return of 2.8% [5]. - The scale of the insurance funds investment portfolio exceeded 6.41 trillion yuan, reflecting an 11.9% increase since the beginning of the year [5]. AI and Ecosystem Development - The company has leveraged AI to enhance its ecosystem, with a database containing 30 trillion bytes of data covering nearly 250 million individual customers [6]. - AI technologies have improved customer experience, risk control, cost reduction, and sales promotion, with 89% of auto insurance policies being issued in an average of one minute through intelligent systems [6][7]. - AI-driven fraud detection in property insurance has intercepted losses amounting to 9.15 billion yuan in the first three quarters of 2025 [7].

Core Insights - China Ping An reported a significant increase in net profit for the third quarter, with a year-on-year growth of 45.4% [1][3] Financial Performance - For the first three quarters of 2025, the company achieved an operating profit attributable to shareholders of 116.26 billion yuan, representing a year-on-year increase of 7.2% [3] - The net profit attributable to shareholders for the first three quarters reached 132.86 billion yuan, up 11.5% year-on-year, with a 45.4% increase in the third quarter alone [3] - As of September 30, 2025, the company's net assets attributable to shareholders stood at 986.41 billion yuan, reflecting a 6.2% growth after dividends [3] Insurance Business Growth - The new business value of life and health insurance saw a robust growth of 46.2% in the first three quarters of 2025 [4] - The average new business value per agent increased by 29.9%, while the new business value from the bancassurance channel surged by 170.9% [4] - Property insurance premium income reached 256.25 billion yuan, marking a 7.1% year-on-year growth, with a combined cost ratio of 97.0%, improving by 0.8 percentage points [4] Investment Performance - The investment portfolio of the insurance funds achieved a non-annualized comprehensive investment return of 5.4%, up by 1.0 percentage point year-on-year [4] - The scale of the investment portfolio exceeded 6.41 trillion yuan, growing by 11.9% since the beginning of the year [4] AI and Technology Integration - The company has accumulated 30 trillion bytes of data covering nearly 250 million individual customers, enhancing its AI capabilities [6] - AI technologies have enabled significant improvements in customer experience, risk control, cost reduction, and sales promotion [6][7] - In the first three quarters of 2025, AI-driven claims processing intercepted fraud losses amounting to 9.15 billion yuan [7] - AI service interactions exceeded 1.292 billion, covering 80% of total customer service volume [7]

证券代码：601318 证券简称：中国平安 公告编号：临 2025-044 具体内容请见本公司于同日在上海证券交易所网站（www.sse.com.cn）披露 的《中国平安保险（集团）股份有限公司 2025 年第三季度报告》。 表决结果：赞成 15 票、反对 0 票、弃权 0 票 二、审议通过了《关于审议公司资金运用相关制度的议案》 表决结果：赞成 15 票、反对 0 票、弃权 0 票 中国平安保险（集团）股份有限公司 第十三届董事会第十一次会议决议公告 中国平安保险（集团）股份有限公司（以下简称"本公司"）董事会及全体董事 保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的 真实性、准确性和完整性承担法律责任。 本公司第十三届董事会第十一次会议（以下简称"会议"）书面通知于 2025 年 10 月 14 日发出，会议于 2025 年 10 月 28 日在深圳市召开。会议应出席董事 15 人，实到董事 15 人，会议有效行使表决权票数 15 票。本公司全体监事和高 级管理人员列席了会议。会议的召集、召开程序符合《中华人民共和国公司法》 和《中国平安保险（集团）股份有限公司章程》的相关规定，会 ...

Core Insights - China Ping An reported a revenue of 832.94 billion yuan for the first three quarters of 2025, marking a year-on-year growth of 7.4% [1] - The net profit attributable to shareholders reached 132.86 billion yuan, reflecting an 11.5% increase year-on-year [1] Business Performance - The new business value for life and health insurance reached 35.72 billion yuan, up 46.2% year-on-year, with a new business value rate increasing by 9.0 percentage points [2] - The property and casualty insurance segment generated service revenue of 253.44 billion yuan, a 3.0% increase, while original premium income rose by 7.1% to 256.25 billion yuan [2] - The investment portfolio achieved a non-annualized comprehensive investment return of 5.4%, up 1.0 percentage point year-on-year [2][3] Investment Strategy - The investment portfolio size exceeded 6.41 trillion yuan, growing by 11.9% since the beginning of the year [3] - The company is actively managing interest rate fluctuations and increasing equity allocations to ensure stable long-term investment returns [3]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責， 對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何 部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 中國深圳，2025 年 10 月 28 日 於本公告日期，本公司的執行董事為馬明哲、謝永林、郭曉濤、付欣及蔡方方；非執 行董事為謝吉人、楊小平、何建鋒及蔡潯；獨立非執行董事為吳港平、金李、王廣謙、 洪小源、宋獻中及陳曉峰。 海外監管公告 本公告乃根據《香港聯合交易所有限公司證券上市規則》第 13.10B 條而作出。 茲載列該公告如下，僅供參考。 承董事會命 盛瑞生 公司秘書 有关前瞻性陈述之提示声明 除历史事实陈述外，本演示材料中包括了某些"前瞻性陈述"。所有本公司预计或期待未来可能发生的(包括但不 限于)预测、目标、估计及经营计划都属于前瞻性陈述。某些字词，例如「潜在」、「估计」、「预期」、「预计」、 「目的」、「有意」、「计划」、「相信」、「将」、「可能」、「应该」，以及这些字词的其他组合及类似措辞， 均显示相关文字为前瞻性陈述。 前瞻性陈述涉及一些通常或特别的已知和未知的风险与不明朗因素。读者务请 ...

Core Viewpoint - China Ping An Insurance (Group) Co., Ltd. reported strong operational growth for the first three quarters of 2025, with a focus on comprehensive financial services and a dual strategy of "comprehensive finance + healthcare and elderly care" driven by technology [1][2]. Financial Performance - For the first three quarters of 2025, the operating profit attributable to shareholders reached 116.26 billion yuan, a year-on-year increase of 7.2%, with a significant growth of 15.2% in the third quarter [1]. - The net profit attributable to shareholders was 132.86 billion yuan, up 11.5% year-on-year, with a remarkable 45.4% increase in the third quarter [1]. - The group's total revenue for the first three quarters was 832.94 billion yuan, reflecting a 7.4% year-on-year growth [2]. Business Segments - The new business value of life and health insurance surged by 46.2% to 35.72 billion yuan, with the agency channel's new business value increasing by 29.9% [3]. - The bancassurance channel saw a staggering 170.9% growth in new business value [2][3]. - Property insurance premium income reached 256.25 billion yuan, a 7.1% increase, with a comprehensive cost ratio of 97.0%, improving by 0.8 percentage points [5]. Investment Performance - The investment portfolio achieved a non-annualized comprehensive investment return of 5.4%, up 1.0 percentage points year-on-year, with a net investment return of 2.8% [6]. - The total size of the investment portfolio exceeded 6.41 trillion yuan, growing by 11.9% since the beginning of the year [6]. Customer Engagement - The number of personal customers reached nearly 250 million, with a 2.9% increase since the beginning of the year [7]. - The average number of contracts held per customer rose to 2.94, reflecting a 0.7% increase [7]. Healthcare and Elderly Care Strategy - The health insurance premium income approached 127 billion yuan, with medical insurance premium income near 58.8 billion yuan, marking a 2.6% year-on-year growth [8]. - The company has served over 16 million customers in health management services [9]. Technological Advancements - The company is leveraging AI capabilities to enhance customer experience, risk control, and operational efficiency, achieving significant automation in claims processing [10][11]. - AI-driven initiatives have supported sales of approximately 99.07 billion yuan in the first three quarters [11]. Social Responsibility - The company reported green insurance premium income of 55.28 billion yuan and provided 47.39 billion yuan in rural industry support through its "Three Villages Project" [12].

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責， 對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何 部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 海外監管公告 本公告乃根據《香港聯合交易所有限公司證券上市規則》第 13.10B 條而作 出。 茲載列中國平安保險（集團）股份有限公司在上海證券交易所網站刊登的 「中國平安保險（集團）股份有限公司第十一屆監事會第九次會議決議公 告」，僅供參閱。 承董事會命 盛瑞生 公司秘書 中國深圳，2025年10月28日 会议由本公司监事会主席孙建一主持，与会监事经充分讨论，审议通过了如 下议案： 一、审议通过了《关于审议〈公司 2025 年第三季度报告〉的议案》 监事会意见如下： （1）《公司 2025 年第三季度报告》的编制和审核程序符合法律、行政法规、 中国证券监督管理委员会和《公司章程》的规定； （2）《公司 2025 年第三季度报告》内容真实、准确、完整地反映了本公司 的实际情况； （3）未发现参与《公司 2025 年第三季度报告》编制和审议的人员有违反保 密规定的行为。 於本公告日期，本公司的執行董事為馬 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責， 對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何 部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 海外監管公告 本公告乃根據《香港聯合交易所有限公司證券上市規則》第 13.10B 條而作 出。 茲載列中國平安保險（集團）股份有限公司在上海證券交易所網站刊登的 「中國平安保險（集團）股份有限公司第十三屆董事會第十一次會議決議公 告」，僅供參閱。 承董事會命 盛瑞生 具体内容请见本公司于同日在上海证券交易所网站（www.sse.com.cn）披露 的《中国平安保险（集团）股份有限公司 2025 年第三季度报告》。 表决结果：赞成 15 票、反对 0 票、弃权 0 票 中國深圳，2025年10月28日 於本公告日期，本公司的執行董事為馬明哲、謝永林、郭曉濤、付欣及蔡方方；非執 行董事為謝吉人、楊小平、何建鋒及蔡潯；獨立非執行董事為吳港平、金李、王廣謙、 洪小源、宋獻中及陳曉峰。 证券代码：601318 证券简称：中国平安 公告编号：临 2025-044 中国平安保险（集团）股份有限公司 第十三届董事会第十 ...

Group 1 - The core point of the article is that China Ping An announced the convening of its 13th Board of Directors meeting on October 28, 2025, in Shenzhen, where it reviewed various documents including the proposal regarding Mr. Xie Yonglin's audit report [1] - For the first half of 2025, the revenue composition of China Ping An is as follows: life insurance accounted for 78.03%, property insurance for 34.37%, customer loans for 13.46%, securities investment interest income for 2.8%, and commission income (bank) for 2.55% [1] - As of the report date, the market capitalization of China Ping An is 1,045.9 billion yuan [1] Group 2 - The A-share market has surpassed 4,000 points, marking a significant resurgence after ten years of stagnation, with technology leading the market and a new "slow bull" pattern emerging [1]