大摩发布研报称，予平安好医生(01833)"与大市同步"评级。平安好医生公布，李斗辞任董事会主席、 执行董事、首席执行官，非执行董事郭晓涛获委任为董事会主席，而何明科获委任为首席执行官、执行 董事、董事会可持续发展委员会成员及授权代表。该行提到，郭晓涛先生曾负责平安集团在医疗健康、 科技和养老领域的整体业务战略，并担任北大医疗管理、平安银行、平安产险、平安寿险的董事，以及 金融壹账通的非执行董事。何明科先生在数字健康和平台管理方面拥有卓越的往绩。在加入平安好医生 之前，他曾领导百度医疗健康业务。 10月7日，平安好医生(01833)发布公告称，李斗因个人工作安排原因辞任公司董事会主席、执行董事、 首席执行官一职。公司董事会委任郭晓涛先生为董事会主席，委任何明科先生为首席执行官、执行董 事，自公告之日起生效。 平安好医生表示，上述人事调整不影响公司正常运营，公司治理结构将继续保持规范高效。作为平安集 团医疗养老生态圈的旗舰，将深入贯彻平安集团"综合金融+医疗养老"双轮驱动战略，深化发展"医险协 同"模式，持续加强家庭医生和养老管家核心枢纽建设，通过医疗AI闭环服务能力及应用落地，为用户 提供"省心、省时、又省钱 ...

平安好医生表示，上述人事调整不影响公司正常运营，公司治理结构将继续保持规范高效。作为平安集 团医疗养老生态圈的旗舰，将深入贯彻平安集团"综合金融+医疗养老"双轮驱动战略，深化发展"医险协 同"模式，持续加强家庭医生和养老管家核心枢纽建设，通过医疗AI闭环服务能力及应用落地，为用户 提供"省心、省时、又省钱"的服务体验。 平安健康医疗科技有限公司(股票简称：平安好医生，01833)10月7日发布公告称，李斗因个人工作安排 原因辞任公司董事会主席、执行董事、首席执行官一职。公司董事会委任郭晓涛先生为董事会主席，委 任何明科先生为首席执行官、执行董事，自公告之日起生效。郭晓涛现任平安集团执行董事、联席首席 执行官，并于2024年3月起担任平安好医生非执行董事。何明科曾任百度集团资深副总裁并负责医疗健 康事业群。 ...

Core Viewpoint - The article emphasizes the importance of financial services in enhancing people's lives and ensuring financial security, particularly in the context of China's push towards common prosperity. It highlights China Ping An's commitment to "finance for the people" through comprehensive protection systems and innovative service practices [1][13]. Group 1: Financial Services and Consumer Protection - China Ping An has established a comprehensive consumer protection system that integrates consumer rights into product design, ensuring clarity and fairness in financial products [11][12]. - The company actively engages in financial education and outreach, conducting over 30,000 activities in 2024, reaching more than 1.5 billion consumers [11][12]. - Ping An's customer service has been enhanced with a dual-mode approach, combining AI and human support, particularly focusing on elderly clients to bridge the digital divide [11][12]. Group 2: Emergency Response and Social Responsibility - In response to natural disasters, China Ping An has implemented an emergency response mechanism, providing timely assistance and support to affected communities [2][3]. - The company has demonstrated its commitment to social responsibility by mobilizing resources for disaster relief, including rapid claims processing and on-site support during emergencies [2][3]. Group 3: Health Management and Global Services - China Ping An has launched the "Ping An 24" global rescue service, providing comprehensive cross-border support for clients facing emergencies abroad [5][6]. - The company is also focused on health management, aligning with national health initiatives to offer integrated medical and insurance services, enhancing preventive care and early diagnosis [6][7]. Group 4: Inclusive Finance and Community Support - Ping An's strategy includes promoting inclusive finance, targeting small and micro enterprises, the elderly, and rural communities to bridge financial service gaps [8][9]. - The company has initiated various financial products and services tailored to meet the needs of different demographics, including health insurance for new residents and long-term care insurance for the elderly [9][10]. Group 5: Commitment to Innovation and Future Goals - China Ping An is committed to redefining financial services through technology and innovation, aiming to make financial services more accessible and user-friendly [13][14]. - The company plans to continue enhancing its service model to ensure that financial services are simple, transparent, and efficient, ultimately supporting individuals in achieving a better quality of life [13][14].

Core Viewpoint - The integration of technological revolution and industrial transformation is profoundly impacting the financial industry, necessitating traditional financial institutions to explore new development paths. China Ping An Insurance (Group) Co., Ltd. is leveraging its unique "comprehensive finance + medical ecosystem" advantage to achieve high-quality growth amidst these changes [1]. Investment Strategy - China Ping An has increased its capital market investments, achieving an equity investment return rate of 13.05% in the first half of the year, a year-on-year increase of 672 basis points. The book value of equity assets reached 778.4 billion yuan, a 36% increase from the beginning of the year [1]. - The company adopts a balanced "barbell" strategy in asset allocation, focusing on both value stocks and growth stocks while controlling investment risks [2]. Product Innovation - In response to market changes, China Ping An is enhancing its insurance product offerings, focusing on "dividend expansion, annuity growth, and strong medical coverage." The proportion of new single premium dividend insurance has increased to around 40% [3]. - The company is introducing various types of dividend products and shifting wealth and pension products to dividend types post interest rate adjustments [3]. Channel Development - China Ping An is optimizing its individual insurance channel by developing high-commission and high-client-benefit versions of its main sales products to meet different needs of sales agents. The new business embedded value (NBEV) from the bancassurance channel grew by 169% year-on-year [4]. - The company is expanding its network of external operating outlets, which increased from 12,000 to 17,000, enhancing its competitive advantage in the bancassurance sector [4]. Customer Base and Service Network - The company has seen growth in high-value customers, with 39.17 million high-value clients, a 3.2% increase from the beginning of the year. The average number of contracts per customer and average profit per customer also showed balanced growth [6]. - China Ping An is building a robust medical and health service network, collaborating with approximately 50,000 doctors and nearly 37,000 hospitals, while also expanding its health management institutions and pharmacies [6]. Future Outlook - The company is focusing on the aging population by expanding its home care services to 85 cities, with over 200,000 clients eligible for services. It is also developing high-end elderly care projects in multiple cities [6]. - With the introduction of favorable policies for pension insurance and personal pension systems, the insurance industry is expected to play a crucial role in supplementing medical insurance and enhancing the well-being of the population [7].

Group 1 - Ping An Life is relocating part of its employees from Shanghai to Shenzhen to align its main office location with its registered address, enhancing management and team collaboration efficiency [2][4] - The company is optimizing its product and channel strategies, with some health insurance products being withdrawn from Ping An Life's sales channels, marking the beginning of a self-operated medical insurance era [3][4] - Ping An Life will now recommend its own "e Sheng Bao" series of medical insurance products, previously sold under Ping An Health Insurance [3] Group 2 - Ping An Health Insurance's individual pension business will be transferred to Ping An Life, ceasing sales of certain short-term combination products by July 1, 2025, while existing policyholders' rights will remain unaffected [4][6] - The adjustments are in response to new regulations from the National Financial Regulatory Administration, which mandates the cessation of short-term health insurance products [6]

Core Viewpoint - Recent changes in the office locations of Ping An Life Insurance employees and adjustments in product and channel strategies have attracted market attention, indicating a shift in operational focus and compliance with regulatory requirements [3][4]. Group 1: Office Relocation - Following the relocation of some Ping An Bank employees from Shanghai to Shenzhen last year, Ping An Life Insurance has announced that part of its Shanghai headquarters staff will also move to Shenzhen [3]. - The company stated that this move aligns with legal requirements and aims to enhance management and team collaboration efficiency, supporting business transformation [3]. - Employees from the Shanghai headquarters' functional departments are required to return to the Shenzhen headquarters, while those from the Shanghai branch are exempt from this requirement [3]. Group 2: Product and Channel Optimization - Ping An Life Insurance is optimizing its product offerings and sales channels among its subsidiaries, including Ping An Health Insurance and Ping An Pension Insurance [4]. - Certain health insurance products will be removed from Ping An Life's sales channels, and the "e行销" platform will no longer offer specific medical insurance products, marking the beginning of a self-operated medical insurance era for Ping An Life [5]. - Ping An Life primarily focuses on traditional life insurance, annuities, dividend insurance, and universal life products, while Ping An Health Insurance specializes in medical and disease insurance [5]. Group 3: Pension Insurance Adjustments - Starting from July 2025, Ping An Pension Insurance will transfer its individual pension business to Ping An Life Insurance, ceasing the sale of certain short-term combination products [5][6]. - Customers have been notified that their existing pension policies will not be affected, but they will need to consult Ping An Life for any future insurance service needs [6]. - This transition is in response to new regulations from the National Financial Regulatory Administration, which mandates the discontinuation of short-term health insurance products [7].

与此同时，平安人寿也在和平安健康险、平安养老险之间进行产品和渠道的优化调整。 近期，平安人寿的部分员工办公地点以及与几家"平安系"关联公司之间的渠道和业务方面的一系列变化引起了市场关注。 在员工办公地点方面，继去年7月份平安银行部分员工从上海迁往深圳后，近日又有消息称，平安人寿上海总部部分人员也将南迁。 对此，平安人寿回应第一财经表示，根据《保险法》《公司法》及《市场主体登记管理条例》等相关规定，公司主要办公场所应与注册登记的住所保持一 致。顺应公司整体经营发展需要，为进一步加强管理，提升团队协作效率，助力业务转型，公司对总部办公地点进行统筹安排，部分异地职场办公的员工 需回迁深圳总部进行集中办公。 另一方面，自今年7月开始，平安养老险亦将养老险个险业务转交平安人寿。多位平安养老险客户接到通知称，因产品策略调整，平安养老险将于2025年7 月1日0时停止相关短期组合产品销售，客户投保的保单在合同期限届满后，将不再支持重新投保或次年智能投保。如客户还有保险服务需求，可选择向平 安人寿咨询相关产品。客户已持有的养老险保单权益不受影响。 "7月份就出了相关方案，目前在上海隶属于总部职能部门的部分员工需要回到深圳，但 ...

清晨的上海静安区，梧桐掩映的街道还浸在温润的晨光里，不远处的静安寺已升起袅袅香火，与周边的现代楼宇相映成趣——就在这片传统与现代交融的城 市核心处，一位长者刚结束"巨富长"街区的晨间漫步，转身走进街角的颐年城・静安8号。这里没有传统养老院的疏离感，没有远离市区的"孤岛感"，而是 以"享老生活共同体"的姿态，深深嵌入城市肌理，与繁华日常无缝衔接。当这样的场景成为日常，背后折射的是中国养老产业正在发生的深刻变革。 从全球维度看，老龄化早已不是单一国家的难题。联合国数据显示，2025年全球65岁以上人口将突破8.5亿，在人口中占比约10.7%，2050年更将逼近16亿。 而中国则是其中老年人口数量最多、老龄化速度最快的国家之一，并且面临着"未备先老"、与少子化、高龄化、空巢化叠加的复杂局面。 如何跳出"照搬国际模式"的局限，找到一条既贴合中国长者"不愿远离子女、不舍熟悉生活"的需求，又具备产业可持续性的养老路径？近日，第一财经总编 辑杨宇东走进平安臻颐年首个标杆项目——颐年城・静安8号，与平安人寿董事长特别助理兼康养事业部总经理王宇科深入对话，探寻中国平安给出的独特 解法。 打破"孤岛困境"：让养老回归城市生活主场 ...

Group 1: Core Insights - China Ping An officially launched its 2026 campus recruitment program, offering over 4,000 positions across 310 cities in China [1][5] - The recruitment process will utilize AI technology for full-cycle recruitment, including AI job matching, interviews, salary negotiations, and intelligent Q&A, significantly reducing the recruitment time to as short as 13 days [1][8][9] Group 2: Recruitment Details - The recruitment will cover eight categories of positions, including business, investment, technology, product, operations, and functional roles, with over 2,000 internship opportunities available [5][6] - The recruitment strategy aims to facilitate "local employment" by providing job opportunities not only in major cities but also in rural areas and less developed regions [6] Group 3: Talent Development and Corporate Culture - China Ping An emphasizes a comprehensive talent development system, offering mentorship, structured training, and diverse career advancement opportunities for new hires [6][7] - The company promotes a culture of innovation and inclusivity, encouraging employees to take risks and achieve their potential [3][7] Group 4: Engagement and Outreach - The recruitment launch event attracted over 1,200 participants and garnered nearly 3 million views across multiple online platforms, indicating strong interest from graduates [2] - The event featured interactive sessions with company executives and provided students with opportunities for direct engagement, including a "job open mic" for live interviews [4] Group 5: AI Integration in Recruitment - The "Ping An People" recruitment system will leverage AI for efficient resume screening and interview processes, enhancing the overall recruitment experience for candidates [8][9] - The AI-driven approach aims to improve the accuracy of candidate selection and streamline communication regarding salary expectations and job fit [9]

Core Viewpoint - In 2025, China Ping An expresses a strong sense of crisis amid a complex international environment, emphasizing the importance of growth in adversity as a key to maintaining steady development [2] Group 1: Business Performance - In the first half of 2025, the new business value of life and health insurance increased by 39.8%, with the new business value rate (based on standard premiums) rising by 9.0 percentage points [2] - The agent channel for life and health insurance saw a new business value growth of 39.8%, while the per capita new business value for agents increased by 21.6% [5] - The bancassurance channel focused on value growth, achieving a remarkable new business value increase of 168.6% [5] Group 2: Strategic Focus - The company aims to strengthen its strategic layout in life insurance, emphasizing the integration of "comprehensive finance + medical care and elderly care" as a significant growth area [4] - The company is iterating its top-level design and reforming its team structure to enhance the quality of development, focusing on a "four-in-one" system that includes basic law, training, customer management, and product + service [4] Group 3: Market Trends - The aging population and low interest rate environment are driving an increasing demand for insurance protection and wealth appreciation, marking a golden development period for the life insurance industry [3] - The health service industry in China is expected to reach a total scale of 16 trillion yuan by 2030, while the silver economy is projected to reach 30 trillion yuan by 2035 [3] Group 4: Service Strategy - The company’s medical and elderly care strategy focuses on providing the best value medical and elderly care services, creating a differentiated advantage that empowers its financial services [6] - The "Four Arrivals" service system aims to enhance customer experience by ensuring timely access to the best doctors, hospitals, treatment plans, and medications [7] Group 5: AI and Technology - China Ping An has established a comprehensive AI capability, covering nearly 247 million individual customers and utilizing vast amounts of data to create a competitive edge [8] - The company has achieved a cloudization rate of 98%, significantly improving model inference speed and automating workflows through the deployment of over 23,000 intelligent applications [9] - The "AI in all" strategy aims to embed AI throughout the business processes, enhancing value chain efficiency and reducing costs [10]